Select Branch for Kotak Mahindra Bank in Kolkata, West Bengal

Choose a branch to view IFSC code and details

Branch
Alipore Branch

KKBK0006607

GROUND FLOOR 24 1 2 ALIPORE ROAD P S ALIPORE KOLKATTA 700027
Branch
Amratala Lane Branch

KKBK0006596

GROUND AND FIRST FLOOR 27 AMRATALA LANE KOLKATA 700001
Branch
Ballygunge Kolkata

KKBK0006578

GROUND FLOOR DEVALAYA 3 A GARIAHAT ROAD KOLKATA 700019
Branch
Bangur Avenue Branch

KKBK0006605

GROUND FLOOR SHOP NO 2 3 AND 4 BLOCK BUILDING NO 1 CLUB TOWN GREENS HOUSING COMPLEX JESSORE ROAD SOUTH DUM DUM MUNICIPALITYKOLKATA 700055
Branch
Brabourne Road Overseas Calcutta Kolkata

KKBK0006573

CITY CENTRE 19 SYNAGOGUE STREET KOLKATA 700001
Branch
Burra Bazar Branch Kolkatta

KKBK0006562

BURRA BAZAR BRANCH-KOLKATTA, GROUND & FIFTH FLRBLDG NO 1, JOGENDRA KAVIRAJ ROW, NEAR KALAKAR STREET POST OFFICE, KOLKATA 700007
Branch
Chini Patty Branch

KKBK0006606

GROUND AND FIRST FLOOR NO 13 B DOYHATTA STREET DIGAMBER JAIN TEMPLE ROAD P S POSTA WARD NO 22 CHINI PATTI BURRA BAZAR KOLKATTA 700007
Branch
Chittaranjan Avenue Branch

KKBK0006584

GROUND FLOOR PREMISES NO 219 CHITTARANJAN AVENUE KOLKATA PIN 700006
Branch
Dalhousie N S Road Branch

KKBK0006598

GROUND AND MEZZANINE FLOOR 14 NETAJI SUBHASH ROAD DALHOUSIE KOLKATA 700001
Branch
G C Avenue Branch

KKBK0006600

ROOM NO G 2 AND G 3 GROUND FLOOR AND MEZZANINE FLOOR PREMISES NO 17 GANESH CHANDRA AVENUE KOLKATTA 700013
Branch
Garia Kolkata

KKBK0006577

KOTAK MAHINDRA BANK LTD, GROUND FLOOR, PREMISE NO. 404, A/1B, N.S.C BOSE ROAD, GARIA, KOLKATA -700047
Branch
Gariahat Branch

KKBK0006599

GROUND FLOOR 195 RASH BIHARI AVENUE GARIAHAT KOLKATA 700019
Branch
Gol Park Branch

KKBK0006567

GROUND FLOOR AND FIRST FLOOR,23 BY 20 BY 2,GARIAHAT ROAD,GOL PARK,KOLKATTA 700029
Branch
Hbsarani Nsroad Kolkata

KKBK0006570

21 CENTRE POING BUILDING HEMANTA BASU SARANI KOLKATA 700001
Branch
Howrah Branch

KKBK0006566

KOTAK MAHINDRA BANK LTD, 27, AMBIKA POINT,MAULANA ABDUL KALAM AZAD ROAD, HAORA - 711101
Branch
Kktstreet Kolkata

KKBK0006571

41 A AND B GROUND FLOOR K K T STREET DAGA DHARAMSALA KOLKATA 700007
Branch
Kolkata - Barasat

KKBK0006626

KOTAK MAHINDRA BANK LTD, 82/3 K.N.C ROAD, BARASAT WARD NO -25 (N) PGS, KOLKATA - 700124. WEST BENGAL
Branch
Kolkata - SantoshPur

KKBK0006628

KOTAK MAHINDRA BANK LTD, GROUND FLOOR, 167/1, SANTOSHPUR AVENUE, KOLKATA - 700075, WEST BENGAL.
Branch
Kolkata - Topsia

KKBK0006613

KOTAK MAHINDRA BANK LTD 83,2,1 TOPSIA ROAD SOUTH KOLKATA 700046
Branch
Kolkata Baguihati

KKBK0006575

GOUR BHAVAN RB 26 RAGHUNATHPUR BAGUIHATI KOLKATA WEST BENGAL PIN CODE 700 059
Branch
Kolkata Behala Branch

KKBK0006568

76 69 DIAMOND HARBOR ROAD BEHALA CHOURASTA WEST BENGAL KOLKATA 700008
Branch
Kolkata Chinar Park

KKBK0006621

KOTAK MAHINDRA BANK LTD 133 908 CHINAR PARK RAJARHAT ROAD KOLKATA 700157 WEST BENGAL
Branch
Kolkata Chowringhee Road

KKBK0006623

KOTAK MAHINDRA BANK LTD, 60D, CHOWRINGHEE ROAD, NEXT TO RABINDRA SADAN METRO STATION, KOLKATA - 700020. WEST BENGAL
Branch
Kolkata Currency Chest

KKBK0006585

KOTAK MAHINDRA BANK GODOWN NO 3A 28 B T ROAD KOLKATA 700002 WEST BENGAL
Branch
Kolkata Harish Mukherjee Rd Branch

KKBK0006583

KOTAK MAHINDRA BANK LTD, GR FLOOR, NAHAR PARK, 45/4A, CHAKRA BERIA ROAD SOUTH, BHAWANIPORE, KOLKATA -700025
Branch
Kolkata Metiabruz

KKBK0006620

KOTAK MAHINDRA BANK LTD V 134 1 A SA FAROOQUI ROAD METIABRUZ 700018 WEST BENGAL
Branch
Kolkata Mg Road Ii

KKBK0006618

KOTAK MAHINDRA BANK LTD 149 VINAYAK LANDMARK BUILDING MG ROAD KOLKATA 700007 WEST BENGAL
Branch
Kolkata MukundaPur

KKBK0006627

KOTAK MAHINDRA BANK LTD, AVIDIPTA PHASE-II, APARTMENT 127, EM BYPASS, PO MUKUNDAPUR, KOLKATA - 700099. WEST BENGAL
Branch
Kolkata Salt Lake Sec Five

KKBK0006610

A 2 M 2 AND N 2 BLOCK EP AND GP OMEGA BENGAL INTELLIGENT PARK SALT LAKE ELECTRONICS COMPLEX SECTOR V KOLKATA 700091
Branch
Kolkata Ultadanga

KKBK0006748

P 190 1 BIDHANNAGAR ROAD ULTADANGA KOLKATA WEST BENGAL 700067
Branch
Kolkatta - Ballygunj

KKBK0000325

KOTAK MAHINDRA BANK LTD. BALLY HIGH , GROUND FLOOR, 1 - BALLYGUNJ PARK ROAD, BALLYGUNJ, KOLKATTA - 700 019
Branch
Kolkatta - Kankurgachi

KKBK0000324

KOTAK MAHINDRA BANK LTD, GROUND, FIRST & SECOND FLOOR, 244/1, C.I.T ROAD, SCHEME VI-M, KAKURGACHI, KOLKATA- 700054, WEST BENGAL
Branch
Kolkatta Chatterjee Road Branch

KKBK0006582

PREMISES NO 67A 1 R K CHETTERJI ROAD POLICE STATION KASBA KOLKATA 700042
Branch
Kolkatta- Braborne Road

KKBK0000323

7TH FLOOR, GOVIND BHAVAN, 2, BRABOURNE ROAD, BIPLABI TRILOKYA MAHARAJ SARANI, KOLKATA - 700 001
Branch
Kolkatta-parkstreet

KKBK0000322

APEEJAY HOUSE,15, PARK STREET,KOLKATA - 700 016
Branch
Loudon Street Branch

KKBK0006590

GROUND FLOOR 7 1A 1 LOUDON STREET KOLKATTA 700 017
Branch
Middleton Street Cravenue Kolkata

KKBK0006572

KOTAK MAHINDRA BANK LTD, 6, LITTLE RUSSEL STREET, OPP MIDDLETON CHAMBERS, KOLKATA - 700071
Branch
Minto Park Kolkata

KKBK0006579

KOTAK MAHINDRA BANK LTD, GROUND FLOOR, CITY HEART, 5 GORKY TERRACE, KOLKATA - 700 017, WEST BENGAL
Branch
New Alipore Branch Kolkatta

KKBK0006563

NEW ALIPORE BRANCH- KOLKATTA,WEST BENGAL GROUND FLOOR,NEON PLAZA, NO.67,(NEW ALIPORE) NALINI RANJAN AVENUE, KOLKATTA-700053
Branch
Nsc Bose Road Branch

KKBK0006593

GROUND FLOOR METRO SOUTH 123 3 NSC BOSE ROAD KOLKATA 700 040
Branch
Rashbehari

KKBK0000330

KOTAK MAHINDRA BANK LTD. 95 - PRIYA CINEMA BUILDING, RASH BEHARI AVENUE, KOLKATA, WEST BENGAL - 700029
Branch
Salt Lake Kolkata

KKBK0006576

AB 3 GROUND FLOOR SALT LAKE CITY SECTOR 1 KOLKATA 700064
Branch
Sarat Bose Rd Branch Kolkatta

KKBK0006565

SARAT BOSE ROAD BRANCH-KOLKATTA GROUND PLUS MAZZANINE FLOOR, UNIT NO.G 002, IDEAL PLAZA, 11/1, SARAT BOSE ROAD, KOLKATTA-700020
Branch
Sarkar Sarani Branch

KKBK0006581

5 BN SARKAR SARANI FIRST FLOOR KOLKOTA 700073
Branch
Shyam Bazar

KKBK0000328

FIRST FLOOR, RANAPATI APARTMENT, 43/1 BAGBAZAR STREET, SHYAM BAZAR, KOLKATA, WEST BENGAL-700003

What are Kotak Mahindra Bank IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Kotak Mahindra Bank IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Kotak Mahindra Bank IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Kotak Mahindra Bank Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Kotak Mahindra Bank Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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