IFSC Code of Punjab National Bank, Delhi, New Delhi, Delhi, Lado Sarai

PUNB0498000

Punjab National Bank

Punjab National Bank

IFSC Code

PUNB0498000
MICR Code

110024476
Bank Name Punjab National Bank
District New Delhi
State Delhi
Address F-322 A Lado Sarai
Phone

UPI

Available

NEFT

Available

RTGS

Available

IMPS

Available

IFSC Code of the Punjab National Bank Branch Near You

List of all Punjab National Bank Branch IFSC Code

Asaf Ali Road

PUNB0027520

12/4 ASAF ALI ROAD,NEW DELHI
Ashok Vihar

PUNB0158120

2,COMMERCIAL SHOPPING,CENTRE NO.II
Assets Recovery Branch (d.r.t.

PUNB0416800

1-TOLOSTOY MARG,ATMA RAM HOUSE,
Barm

PUNB0956400

PLOT NO 4 SEC 19
Bijwasan

PUNB0657200

KHASRA NO. 322/1 MAIN ROAD ,
Bipin Pal Marg

PUNB0150920

BIPIN PAL MARG A81 CHI,NEW DELHI
C.r.park

PUNB0047020

H-1598, DDA SHOPPING,MARKET NO-4, CR PARK
Chandni Chowk

PUNB0027420

137,CHANDNI CHOWK,NEW DELHI
Connaught Circus

PUNB0027620

J.C.DAS BUILDING,90/8 CONNAUGHT CIRCUS
Cplp

PUNB0960400

CPLP 6H FLOOR BHIKAJI CAMA PLACE NEW DELHI
Cyber And Information Security Division

PUNB0814700

SANSADMARGDLND
Daryaganj

PUNB0035720

21 DARYAGANJ,NEW DELHI
Dayanand Model School

PUNB0466500

MANDIR MARG
Delhi Goyla Khurd

PUNB0488800

89, VILLAGE GOYLA KHURD
Delhi New Hari Nagar, Distt. N

PUNB0152700

BF 81, JANAKPURI, NEW DELHI 110058.
Delhi New Janak Puri, Distt. N

PUNB0150300

B-1,COMMUNITY CENTRE JANAK PURI
Delhi New Rajouri Garden,

PUNB0060500

J2/15A, B.K.DUTT MARKET
Delhi Oberoi Hotel

PUNB0027720

THE OBEROIDR ZAKIR HUSSAIN MARG
Delhi, Back Office Cms Operati

PUNB0664700

CMS OPERATIONS
Delhi, C R Park

PUNB0627600

C-405A, C R PARK, NEW DELHI
Delhi, C15 Vasant Vihar

PUNB0308600

VASANT VIHAR, C-15
Delhi, Chirag Delhi

PUNB0150400

B-1&2,TRIVENI COMMERCIAL COMPLEX
Delhi, Deoli

PUNB0488100

151, MAIN BUS STAND, VILLAGE DEOLI
Delhi, Depository Back Off

PUNB0665400

5, SANSAD MARG
Delhi, Dilli Haat Ina Market

PUNB0614800

INA MARKET, IPO:KIDWAI NAGAR WEST
Delhi, Foreign Exchange Office

PUNB0621500

DCM BUILDING, 9TH FLOOR
Delhi, Greater Kailash-2

PUNB0146700

13-15, SAVITRI CINEMA COMPLEX
Delhi, Jor Bagh

PUNB0017500

6 JORBAGH MKT
Delhi, Khan Market

PUNB0014900

35, KHAN MARKET
Delhi, KhanPur

PUNB0151400

DEVLI ROAD, KHANPUR
Delhi, Saket

PUNB0486700

J-211,SAKET NEW DELHI
Digital Banking Unit

PUNB0940200

SH RAJINDER SINGH S/O SHRI NIHAL SINGH PVT NO C-3 WEST PUNJAB DL NEWDL 110026
Dwarka

PUNB0143420

BHAGAWATI PLAZA PLNO12,DDA COMML COMP SEC-5
FatehNagar

PUNB0113920

5GOPAL NAGAR,FATEHNAGA,NEW DELHI
GandhiNagar

PUNB0096520

IX/2267MAIN RD,GANDHINAGAR
Gbv Delhi

PUNB0815700

DELHI DELHI DL ND
Greater Kailash

PUNB0034920

N-3(MARKET),GREATERKAILASH PT-1
H.o.accounts & Taxation Deptt.

PUNB0014400

HEAD OFFICE NEW DELHI
Ho New Inititative Division

PUNB0584200

PNB, NEW INITITATIVE DIVISION, HO(FIRST FLOOR
JanakPuri

PUNB0148220

C-2/393 MAIN ROAD,JANAKPURI
Jawala Heri

PUNB0657600

B-1/19B, PASCHIM VIHAR
KamlaNagar

PUNB0038020

9A,KAMLANAGAR,DELHI
Karolbagh

PUNB0053520

6/90 W E A PADAMSING R,KAROLBAGH
KhanPur

PUNB0148120

B-10 DUGGAL COLONY,MAIN DEVIL ROAD
Khari Baoli

PUNB0041420

6662,KHARI BAOLI,DELHI
Khera Khurd

PUNB0460700

602, VILL.&P.O. KHERA KHURD
KirtiNagar

PUNB0072220

A-1 KIRTINAGAR,NEW DELHI
L Block Con Circus,

PUNB0309200

4, L-BLOCK, CONNAUGHT PLACE
Lajpat Nagar

PUNB0053620

C-40,OFFICE CUM-SHOPPI,DEFENCE COLONY
Lal Quarter Specialised Br

PUNB0495300

SPL BR FOR SR. CITIZENS AND PENSIONERS
Large Corporate Bri , N Delhi

PUNB0216400

LCB,UPPER GROUND FLOOR, TOLSTOY HOUSE
Mcc - East Delhi

PUNB0811000

EASTDELHINDNEWDL
Mcc - New Delhi

PUNB0811100

NEWDELHI2NDNEWDL
Mother Teresa Public School

PUNB0466200

PREET VIHAR
Msme

PUNB0482100

MSME BRANCH , NEW DELHI HOUSE
Nandnagri

PUNB0116120

F-8, DILSHAD COLONY,DELHI -110095
New Delhi W. Patel Ngr-merged

PUNB0307100

11/11-12,WEST PATEL NAGAR
New Delhi-a Block Connaught Pla

PUNB0017910

HARSHA BHAWN, GRND FLR E BLOCK C.PLACE 110001
New Delhi-basant Lok

PUNB0040710

7,SCO,BASANT LOK VASANT VIHAR 110057
New Delhi-e Block Connaught Place

PUNB0000710

E BLOCK, HARSHA BHAVAN CONNAUGHT PLACE 110001
New Delhi-m Block Connaught Circus

PUNB0104810

M-1,2,3 CONNAUGHT CIRCUS 110001
New Delhi-mahipalPur

PUNB0002910

K-59,VASANT KUNJ ROAD, VPO-MAHIPALPUR 110037
New Delhi-minto Road

PUNB0092510

MSD FLAT MINTO ROAD COMPLEX 110002
New Delhi-modern School Vasant

PUNB0520010

MODERN SCHOOL VASANT VIHAR 110057
New Delhi-naraina

PUNB0022210

44,COMMUNITY CENTRE PHASE-I,NARAINA 110028
New Delhi-vasant Kunj

PUNB0078010

COMMUNITY SHOPPING CEN POCKET-I,VASANT KUNJ 110070
New Delhi-vasant Vihar

PUNB0526010

TAGORE INTERNATIONAL SCHOOL, VASANT VIHAR 110057
New Delhi, Mahavir Enclave

PUNB0657800

84/24 MAHAVIR ENCLAVE, PALAM ROAD
New Delhiec Punjabi Bagh

PUNB0505610

EC PUNJABI BAGHNEW DELHINEW DELHI
New Delhiifb

PUNB0063310

A 3033 CONNAUGHT PLACENEW DELHINEW DELHI
Overseasnew Delhi

PUNB0141220

12/4 ASAF ALI ROAD,
Paharganj

PUNB0013000

9021, MULTANI DHANDA, PNB HOUSE,
Patel Nagar

PUNB0148020

11/22 EAST PATEL NAGAR,
Presidents EState

PUNB0053920

PRESIDENTS ESTATENEW DELHI
Retail Assets Br, New Delhi

PUNB0527900

RETAIL ASSESTS BRANCH, GURDWARA ROAD, KAROL
Retail Assets Branchanand V

PUNB0666600

ANAND VIHAR
Retail Hub Connaught Place

PUNB0527700

A- BLOCK , CONNAUGHT CIRCUS
Retail Liabilities Business Division

PUNB0847600

HEAD OFFICE DL NEWDL 110075
Rohini

PUNB0142720

KRISHNA PLAZA,SECTOR-8,DDA COMMERCIAL COMPLEX
Safdarjung Development Area

PUNB0033620

C-9, COMMUNITY CENTRE,S.D. AREA, NEW DELHI
Sec 12a, Dwarka

PUNB0476500

PLOT NO. 17, SECTOR 12A, DWARKA
Sector 7, Dwarka,new Delhi

PUNB0769700

P.N.BANK, C 912-914,
Service Branch Delhi

PUNB0141420

P-90/8, J.C. DAS BLDG,CONNAUGHT CIRCUS
Sfms Test Server

PUNB0999900

HEAD OFFICE IT DIVISION, 5, SANSAD MARG, NEW DELHI
Shahzadabagh

PUNB0081820

19/49 OLD ROHTAK ROAD,RASH BEHARI MARG
SoamiNagar

PUNB0080220

D-7,SOAMINAGAR,NEW DELHI
Staff Welfare Centralization Cell

PUNB0943000

4TH FLOOR BHIKHAJI CAMA PLACE NEW DELHI ND NEWDL 110066
Tansen Marg

PUNB0035920

2,TANSEN MARG,NEW DELHI
TimarPur

PUNB0032020

108, BANARASI DAS EST,

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code issued by the Reserve Bank of India to every bank branch in India. This code is used to uniquely identify each branch and facilitates easy electronic payments. In the Indian banking system, the IFSC code is essential for smooth electronic transactions like NEFT, RTGS, and IMPS. Each IFSC code is specifically assigned to a branch, making it easily identifiable and ensuring every transaction is executed perfectly.

IFSC Code Structure

The IFSC code is an 11-character code that follows the structure below:

  • First Four Characters: Alphabets indicating the bank's name. In "BANK0123456," "BANK" signifies the bank.
  • Fifth Character: This is always '0' (zero), reserved for future use to ensure flexibility.
  • Last Six Characters: Either alphabets or numbers characterizing the specific branch of the bank.

Example: In the IFSC code "SBIN0016654," "SBIN" identifies the bank, and "016654" identifies the branch. This unique format makes every branch easily identifiable.

How to Obtain the IFSC Code

Finding an IFSC code is easy. Here are a few methods:

  • Cheque Book: Look at the upper-left section of the cheque leaves issued by the bank for your IFSC code.
  • Bank Passbook: The IFSC code is also provided on the first page of the bank passbook given when you open an account.
  • Official Website of the Bank: Nearly all banks offer an online search facility where you can find the IFSC code of their branches.
  • Online Banking Portals: Within online banking services, you can find the IFSC code for your branch or any other.
  • Mobile Banking Apps: Most banking apps have an option for branch details, where you can check the IFSC code.
  • RBI Website: The Reserve Bank of India maintains a comprehensive list of all banks and their branches with their respective IFSC codes.
  • Third-Party Websites: Some third-party websites that offer fund transfer services provide the IFSC code based on the bank and branch name.

Why is the IFSC Code Important in Fund Transfers?

The IFSC code is crucial for various electronic fund transfers. Here’s how it is used in different payment systems:

  • NEFT (National Electronic Funds Transfer): IFSC Codes facilitate the transfer of funds from one bank account to another in India, ensuring transactions are forwarded to the right bank and branch smoothly and without mistakes.
  • RTGS (Real-Time Gross Settlement): For high-value transactions, the IFSC code ensures secure and instant monetary transfers through real-time gross settlement.
  • IMPS (Immediate Payment Service): The IFSC code enables instant fund transfers, especially between different banks. IMPS operates 24/7, and the IFSC code ensures the transaction is directed to the correct branch instantly.
  • Error Prevention: Using the correct IFSC code reduces the chance of remitting money to the wrong account due to an incorrectly entered IFSC code. It acts as a control checkpoint to ensure the transaction is being sent to the intended recipient's bank branch.

What is the Use of an IFSC Code?

The IFSC code has numerous uses within the banking system:

  • Enable Electronic Transfers: IFSC codes are essential for electronic transactions such as NEFT, RTGS, and IMPS. No transaction can be made without this code.
  • Unique Identification of Bank Branch: Every IFSC code uniquely identifies a particular bank branch to ensure transactions reach the right destination.
  • Ensures Risk-Free Transactions: The IFSC code ensures that money reaches the correct bank and branch, eliminating errors in the transaction process.
  • Enables Online Banking: IFSC codes are crucial when adding a new beneficiary in online banking systems, ensuring the correct routing of funds.

Importance of Loan and Interest Calculator

Calculators are indispensable tools for financial planning, helping users make informed decisions. Here are some of the most commonly used types:

Loan Calculators

  • Loan Calculator Vehicle: Helps determine monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
  • Loan Calculator VA: Tailored for VA loans, assisting veterans in calculating their mortgage payments.

EMI Calculators

  • EMI Calculator for Home Loan: Calculates the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator US: Designed for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 years: Estimates returns over a 15-year period.
  • PPF Calculator 30 years: Projects returns over a 30-year period

Conclusion

The IFSC code is a vital part of the Indian banking world, ensuring safe and easy online fund transfers. Whether you are doing NEFT, RTGS, or IMPS, the IFSC code ensures that your money reaches its intended destination. It is also significant in handling cheques, where the MICR code plays an important role. Together, these codes are crucial in enabling the smooth operation of banking transactions. Understanding their importance and correct use is indispensable for anyone dealing with electronic transactions in India.

Frequently Asked Questions

The IFSC code ensures the correct routing of electronic fund transfers to the concerned bank's particular branch, reducing errors and making transactions secure.

The IFSC code can be found on the bank's checkbook, passbook, official website, RBI website, or mobile banking application.

No, different branches of every bank have different IFSC codes to identify each branch correctly for internet-based transactions.

If you enter the wrong IFSC code while transferring funds, the transaction may be declined or sent to the wrong bank. Immediately contact your bank to rectify the issue.

The IFSC code comprises 11 characters: the first four characters represent the bank, the fifth is '0', and the remaining six describe the specific branch.

No, the IFSC code is designed for domestic electronic fund transfers in India. International transactions are made using SWIFT codes.

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