Select Branch for Punjab National Bank in Surat, Gujarat

Choose a branch to view IFSC code and details

Branch
Adajan - Surat

PUNB0163710

G-1 TRINITY BUSIS PARK NEAR GREEN ARCADE ADAJ 395009
Branch
Bardoli

PUNB0060410

ABHUYDAY,JALRAM MANDIR BARDOLI 394601
Branch
Bo Varachha

PUNB0969100

G 7 TO G 13 TIMES SHOPPERS BESIDES AMIRAS HOTEL GJ SURAT 394101
Branch
C/chest Surat

PUNB0696000

1ST FLOOR MEGHANI TOWER STATION ROAD
Branch
Cac Surat

PUNB0840900

SURAT GJ SURAT
Branch
Circle Office Surat

PUNB0748600

4TH FLOOR TULSI KRUPA ARCADE AAI MATA CHOWK PARVAT PATIA
Branch
Circle Sastra Center Surat

PUNB0832300

1ST FLOOR MEGHANI TOWER STATION ROAD GJ SURAT 395003
Branch
Clpc Surat

PUNB0629600

2ND FLOOR CROSS CORNER BUILDING GJ SURAT 394210
Branch
Hanumanbari Surat

PUNB0917300

1ST FLOOR SHIVDARSHAN COMPLEX HANUMANBARI CHAR RASTA TA VANSDA GJ NAVSA 396580
Branch
Hazira - Surat

PUNB0133610

SIDDHI PALZA, OPP KRIB HCO HSG COLNY, ICCA 394270
Branch
Jahangir Pura

PUNB0969000

SHOP NO 1 2 3 SHIVANJANI HUB GJ SURAT 395005
Branch
Kadodara

PUNB0954300

BLOCK NO 218 A 3 2 C SHOP NO 4 8 7 GJ SURAT 394325
Branch
Katargam Surat

PUNB0935200

PUNJAB NATIONAL BANK OFFICE NO 1 TO 4 GROUND FLOOR BUSINESS FAIR GJ SURAT
Branch
Kim

PUNB0598900

PNB, SAIRAM COMPLEX, KIM, DISTT SURAT GJ SURAT 394110
Branch
Laskana Surat

PUNB0004630

GROUND FLOOR SATYAM BUILDING
Branch
Mota Varachha

PUNB0972700

SHOP NO 1 TO 5 GF DHARA ARCADE NEAR SWAMI NARAYAN TEMPLE SURAT GUJARAT 394101
Branch
Niyol

PUNB0633900

H NO 459 PADAR FALIA VILLAGE NIYOL
Branch
Pandesara

PUNB0954000

GROUND FLOOR SHOP NO G2 PRAGATI TOWER GJ SURAT 394221
Branch
Parab Dist.surat

PUNB0997400

PARAB, TALUKA KAMREJ DIST.SURAT GUJARAT 394325
Branch
Parvat Patiya

PUNB0972600

SHOP NO 34 TO 37, CAPITAL SQUARE PARVAT DINDOLI ROAD SURAT GUJARAT 395010
Branch
Pnb Loan Point Ram Surat

PUNB0534000

PNB LOAN POINT RAM SURAT
Branch
Punakumbharia Road, Surat

PUNB0992200

PLOT NO.12,13, NR. AUTO POINT TATA CAR SHOWROOM, PUNAKUMABHARIA ROAD,SURAT. GUJARAT
Branch
Sachin Gidc

PUNB0929800

PLOT NO5138/A ROAD NO 6 GROUND FLOOR BESIDE SBI SACHIN GIDC SURAT GUJARAT
Branch
Surat

PUNB0052120

TRADE HOUSE RING RD,MAA DARWAJA 1ST FL
Branch
Surat - Parvat Patia

PUNB0222410

SHOP NO. 5-7, DARSHAN VIP CANAL RD,PARVAT PA 395010
Branch
Surat - Vesu

PUNB0221910

G1, TRINITY ORION, NR VESU MAIN ROAD, SURAT 395007
Branch
Surat Pal Road

PUNB0598500

PNB, GROUND FLOOR, 18 19, SIDDHI CHAKRA APTT. NEAR GALAXY CIRCLE, PAL SURAT GJ SURAT 394510
Branch
Surat Vesu

PUNB0983900

T VESU SURAT GUJARAT 395007
Branch
Surat Vip Road Vesu

PUNB0598600

PNB GF G1 TO G7 VIP PLAZA BESIDE SHYAMBABA TEMPLE OPP MANIBHARI VIP RO GJ SURAT 395007
Branch
Surat-empire State Bldg

PUNB0110610

UG 1A TO 1C,NEAR UDHNA DARWAJA, RING ROAD 395002
Branch
Surat-ghoddod Road

PUNB0091010

L-4,ABHUSHAN COMPLEX, GHODDOD ROAD,SURAT 395007
Branch
Surat-ring Road

PUNB0010210

JASH TEXTILES,YARN MKT RING ROAD 395002
Branch
Surat, Lal Gate

PUNB0374900

M G ROAD LALGATE
Branch
Surat, Majura

PUNB0079100

MAJURA BHATAR CHAR RASTA
Branch
Surat, R A Junction

PUNB0310100

RANDAR ROAD, R A JUNCTION
Branch
Surat, Ring Road

PUNB0375000

SAHARA GATE, RING ROAD
Branch
Utran

PUNB0895800

PNB 1ST FLOOR SHOP NO 101-106 ROYAL SQUARE VIP CIRCLE GUJARAT SURAT 394105
Branch
Vadoli

PUNB0895600

H.NO-78 TALUKA OLPAD VADOLI SURAT GUJARAT 394110
Branch
Velanja

PUNB0895400

PNB GROUND FLOOR NAVA FALIA 151-151A TALUKA-KAMREJ DISTT SURAT GJ VELAN 394150
Branch
Vesu

PUNB0218720

GROUND FLOOR,G2,9 SAI VILLA, SOMESHWAR ROAD,VESU, SURAT, GUJRAT, PIN-395007

What are Punjab National Bank IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Punjab National Bank IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Punjab National Bank IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Punjab National Bank Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Punjab National Bank Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

Latest Blog Posts