Select Branch for Punjab National Bank in Gurgaon, Haryana

Choose a branch to view IFSC code and details

Branch
AliPur Distt-guruGram

PUNB0205210

VILL. ALIPUR P.O. GHAMROJ 122102 122102
Branch
Badha Dist-guruGram

PUNB0196710

BADHA VILL-BADHA PO-SIKANDERPUR GURUGRAM 122004
Branch
Bas Hariya Distt Gurgaon

PUNB0174310

VILLAGE BAS HARIYA SECTOR8 IMT MANESAR 123003
Branch
Bhondsi (distt: Gurgaon)

PUNB0412900

BHONDSI
Branch
Cac GuruGram

PUNB0838100

GURUGRAM HR GURGA
Branch
Circle Sastra Centre GuruGram

PUNB0823000

GURUGRAM HR GURGA
Branch
Copec-country Operational Excel

PUNB0998410

CORP OFF, ANNEXE BLDG, PLOT 5 INST AREA SEC32 122001
Branch
Dlf Iii, GuruGram

PUNB0517310

U-25 ROAD, PINK TOWN HOUSE , DLF PHASE-III 122002
Branch
FarukhNagar

PUNB0126610

C/O SANDEEP & PRADEEP YADAV,OPP ANAJ MANDI 122506
Branch
Fintech Division Head Office

PUNB0886900

3RD FLOOR ANNEX BUILDING PLOT NUMBER 5 HR GURGA 122001
Branch
Golf Course Extn Roadsec Sxity Six GuruGram

PUNB0517010

GF15VATIKA PRO POINT GC EXTN RDSEC66 122001
Branch
Gurgaon Golf Course Road

PUNB0984500

SHOP MO 1,23 AND 3,CENTRUM PLAZA GURGA HARYANA
Branch
Gurgaon Meherauli Road

PUNB0124520

M-16 OLD L.F.COLONY,GURGAON MEHERAULI RD.
Branch
Gurgaon Rajinder Park

PUNB0984600

1896 BY 31,GAUR POTTERIES COMPLEX BAJGHERAROAD,RAJINDER PARK GURGA HARYANA 122006
Branch
Gurgaon Ramila Gmd Sadar Bzr,

PUNB0334200

RAMLILLA GROUND, GURGAON
Branch
Gurgaon Sector 46

PUNB0980600

SCO 121,HUDA MARKET SECTOR 46,GURGAON GURGA HARYANA
Branch
Gurgaon, Dav School Sect-14

PUNB0409900

D.A.V. SCHOOL,SECT.14
Branch
Gurgaon, Foutain Chowk

PUNB0018800

MAIN BRANCH, FOUNTAIN CHOWK, GURGAON (HR)
Branch
Gurgaon, M G Road

PUNB0454200

MGF PLAZA MALL, M G ROAD
Branch
Gurgaon, Manesar

PUNB0413600

VPO-MANESAR, DISTT-GURGAON (HR)
Branch
Gurgaon, Sec 23a, Huda Mkt

PUNB0484900

SCO 20P SECTOR 23 A , HUDA MKT GRAIN
Branch
Gurgaon, Sector-4

PUNB0478500

PNB , SCF-15,HUDA MARKET
Branch
Gurgaon, Sushant Lok

PUNB0461400

SHOP NO-14 GF, C BLOCK, SUSHANT LOK-I
Branch
Gurgaon, Udyog Vihar Phase-i

PUNB0386200

VATS MARKET UDYOG VIHAR
Branch
Gurgaon,large Corporate Branch

PUNB0461500

PLOT NO. 83, SECTOR 29 GURGAON,CITY CENTER
Branch
Gurgaonfawara Chowk

PUNB0093910

FAWARA CHOWK NEAR BUS STANDGURGAON
Branch
GuruGram - Khandsa

PUNB0076810

SCO 6, SECTOR 10 A , GURUGRAM 122001
Branch
GuruGram -south City-ii

PUNB0184610

C-11, UNITECH BUSINESS NIRVANA CTRY SOUTH CIT 122018
Branch
GuruGram Kanhai

PUNB0516710

V.P.O KANHAI GURUGRAM 122001
Branch
GuruGram Sector Fifteen

PUNB0121010

SCO14HUDA SHOP COMP SECTOR15II GURUGRAM 122001
Branch
GuruGram Sector Seventeen

PUNB0088910

SCF-62, SECTOR-17 URBAN ESTATE 122001
Branch
GuruGram Sector Thirty Two

PUNB0123710

PLOT NO5 INSTITUTION AREA SECTOR32 122001
Branch
GuruGram- Basai Road

PUNB0102310

763/25, BASAI ROAD 122001
Branch
GuruGram-dlf City Phase-ii

PUNB0123810

SHOP NO.101-102,PARK N SHOP MARKET,DLF CITY, 122001
Branch
GuruGram-mata Sheetla Devi

PUNB0087710

SHOP NO 43-44 HUDA MARKET SECTOR-5 122001
Branch
GuruGram-new Railway Road

PUNB0007110

NEW RAILWAY ROAD GURUGRAM 122001
Branch
GuruGram-overseas

PUNB0098710

OVERSEAS BRANCH HSIDC BLDG. ,UDYOG VIH 122015
Branch
GuruGram-palam Vihar

PUNB0075410

37/2/1 OPP H BLOCK PALAM VIHAR 122017
Branch
GuruGram-rotary Public School

PUNB0522510

ROTARY PUBLIC SCHOOL, SEC-22,GURUGRAM 120015
Branch
GuruGram-sohna Road

PUNB0125310

JMD GALLERIA SHOPNO-23 -24,SOHANA ROAD 122018
Branch
GuruGramait Sector Five Six

PUNB0523210

ESTATE OFFICERII HUDA OFF COMPLEX SECTOR56 122011
Branch
GuruGramsector Fourteen Huda

PUNB0115110

SECTOR14 HUDA COMPLEX 122001
Branch
GuruGramsushant Lok One

PUNB0115210

SHOPNO8VIPUL SQUARE BBLOCKSUSHANT LOK1 122001
Branch
Hailey Mandi (distt: Gurgaon)

PUNB0334700

HAILY MANDI, DISTT. GURGAON( HR)
Branch
Harsaru-guruGram

PUNB0190810

VILL-HARSARU,PO-GARHI TEHSIL&DISTT - GURUGRAM 122505
Branch
KadarPur Distt - GuruGram

PUNB0197410

VILL-KADARPUR,PO-KADAR GURUGRAM - 122001 122001
Branch
Kasan

PUNB0169520

MANDIR ROAD,VILL&P.O KASAN
Branch
Kherki Daula Distt. GuruGram

PUNB0189910

R-52, SUNHERI COMPLEX, NH-8, VPO-KHERKI DAULA 122004
Branch
Manesar

PUNB0062810

SCO D5, SECTOR 1 IMT M DISTRICT GURGAON , HAR 122050
Branch
Mokalwas GuruGram

PUNB0212710

VILL. & PO. MOKALWAS , TEHSIL- FARUKHNAGAR DI 122413
Branch
New Delhi-ibd

PUNB0999810

2NDFLR PLOTNO.5 SEC-32,GURGAON,GURGAON
Branch
Palra Distt GuruGram

PUNB0203910

VILL. & P.O. PALRA DISTT. GURUGRAM 122101
Branch
Pataudi

PUNB0161810

HAILY MANDI ROAD,PATAU DI,DISTT-GURGAON 122503
Branch
Pathreri - GuruGram

PUNB0126510

GITM,PATHRERI BILASPUR-TAURU ROAD 122018
Branch
Sector-49,gurgaon

PUNB0752900

VATIKA BUSINESS PARK TOWER A
Branch
Sohna

PUNB0075510

NEAR BUS STAND 122103
Branch
Sukhrali (haryana)

PUNB0314500

BHANU COMPLEX,MEHRAULI,GURGAON ROAD,SUKHRAULI
Branch
WazirPur Gurgaon

PUNB0594700

CHAUHAN NIKETAN OPP ROYAL PUBLIC SCHOOL WAZIRPUR NEAR BUS STAND GURGAON HARYANA 123505
Branch
Zao - GuruGram

PUNB0817500

UUMHU
Branch
Zonal Office GuruGram

PUNB0900600

ZONAL OFFICE GURUGRAM
Branch
Zonal Sastra Centre GuruGram

PUNB0834500

1ST FLOOR PLOT NO 5 SECTOR32INDUSTRIAL AREA HR GURGA 122001

What are Punjab National Bank IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Punjab National Bank IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Punjab National Bank IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Punjab National Bank Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Punjab National Bank Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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