Select Branch for Punjab National Bank in Karnal, Haryana

Choose a branch to view IFSC code and details

Branch
Biana-distt Karnal

PUNB0039310

VILL & PO BIANA TEHSIL INDRI 132054
Branch
C/chest Prem Nagar

PUNB0708300

PREM NAGAR KARNAL
Branch
Cheeka

PUNB0005210

CO DHANLAXMI OIL MIL KAITHAL ROADCHEEKA 136034
Branch
Circle Sastra Centre Karnal

PUNB0826000

CIRCLE SASTRA CENTRE KARNAL HR KARNA 132001
Branch
Clpc Karnal

PUNB0650800

KUNJPURA ROAD NEAR ITI CHOWK 132001
Branch
Gadhol

PUNB0188310

GADHOLI CH LEKH RAJ DISTTYAMUNA NAGAR 133103
Branch
Gharaunda

PUNB0054910

MANIRAM MARKET, GHARAUNDA 132114
Branch
Gharaunda, Distt. Karnal (hary

PUNB0171600

RAILWAY LINE, GHARAUNDA
Branch
Indri

PUNB0065110

MAIN BAZAR, INDRI,DIST.KARNAL 132054
Branch
Jundla-distt Karnal

PUNB0183010

VPO JUNDLA,THL JUNDLA KARNAL ASSANDH ROAD 132036
Branch
Karnal

PUNB0589000

NEAR HERITAHE LANE OPP SEC 4 5 PALM RESIDENCY ROAD KARNAL HARYANA 132001
Branch
Karnal

PUNB0146520

JAI SHRI RAM BLDGGOKUL MARKET
Branch
Karnal Gt Road, Distt. Karnal

PUNB0025900

GT ROAD KARNAL
Branch
Karnal Model Town, Distt. Karn

PUNB0028600

MODEL TOWN,KARNAL
Branch
Karnal Reg. Collection Centre,

PUNB0448200

ITI CHOWK,KARNAL
Branch
Karnal Sector-6

PUNB0497400

SCO 60,SECTOR-6 MARKET,
Branch
Karnal Urban EState Sec.-7

PUNB0400100

SCF 42,MAIN MARKET
Branch
Karnal-g T Road

PUNB0003610

G T ROAD, KARNAL 132001
Branch
Karnal-m P Chowk

PUNB0066410

9, GURUNANAK MARKET MAHARANA PRATAP CHOWK 132001
Branch
Karnal-mini Secretariat

PUNB0520910

MINI SECRETARIAT, SEC-12,URBAN ESTATE 132001
Branch
Karnal-sadar Bazar

PUNB0072310

1025/7-1026/7,SADAR BAZAR,NEAR POLICE POST 132001
Branch
Karnalsector Eight

PUNB0102110

SCO NO1314MAIN MARKE SECTOR8 132001
Branch
Karnalsector Twelve

PUNB0117610

BAY NO 2324 INSTITUTIONAL AREA 132001
Branch
KunjPura Road, Karnal

PUNB0413700

KUNJPURA ROAD, KARNAL
Branch
Mor Majra

PUNB0986800

VILLAGE MOR MAJRA ARYA KANYA GURUKUL,TEHSIL ASSANDH DISTT KARNAL MORM HARYANA132040
Branch
Nagar Nigam Mahila Ashram

PUNB0875600

NAGAR NIGAM MAHILA ASHRAM COMP OPP DAV SCHOOL KARNAL HR KARNA 132001
Branch
Newal Distt Karnal

PUNB0190710

VILLNEWAL NR BUS STA PO SS KUNJPURA 132023
Branch
Nigdhu

PUNB0150110

MAIN NILOKHERI-KARSA R VPO NIGDHU 132157
Branch
Nilokheri

PUNB0150210

OBC GOL MARKET NEAR TELEPHONE EXCHANGE 132117
Branch
Nissang

PUNB0004610

NISSANG DISTT 132024
Branch
Prem Nagar, Karnal

PUNB0074500

PREM NAGAR
Branch
Prem Nagar,karnal

PUNB0159010

KHASRA NO.1271 TO 1275 PREM NAGAR COLONY,KARN 132001
Branch
Railway Road, Karnal

PUNB0395100

RAILWAY ROAD, KARNAL
Branch
Rapc Karnal

PUNB0912300

ITI CHOWK KARNAL HR KARNA 132001
Branch
Rasina

PUNB0159610

VILL.&POST OFF-RASINA, TEHSIL PUNDRI, 136042
Branch
Sector 12 Karnal

PUNB0670400

PLOT NO 21&22
Branch
Sector-13. Karnal

PUNB0326700

SCF 139-140, GROUND FLOOR
Branch
Spl.ssi.branch,karnal

PUNB0391700

NAMASTE CHOWK,KARNAL
Branch
Taraori

PUNB0059110

NEW ANAJ MANDI TARAORI 132116

What are Punjab National Bank IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Punjab National Bank IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Punjab National Bank IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Punjab National Bank Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Punjab National Bank Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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