Select Branch for Punjab National Bank in Ranchi, Jharkhand

Choose a branch to view IFSC code and details

Branch
Bero Ranchi

PUNB0976000

PNB NEAR BAZAR TAND,PLOT NO 1304 KHATA NO 212, PS-BERO RANCHI JD 835202
Branch
Borea Ranchi

PUNB0948200

ADITYA MARKETING COMPLEX OPP BETHAL MISSION JD RANCH 834006
Branch
Bundu

PUNB0931700

PNB BUNDU SINGH COMPLEX NH33 NEAR BANK OF INDIA JD RANCH 835204
Branch
C/chest, Sng Road

PUNB0714100

S N GANGULY ROAD
Branch
Cac Ranchi

PUNB0840500

RANCHI FIRAYALAL CHOWK JD RANCH 834001
Branch
Ccl GandhiNagar

PUNB0151620

QUARTER NO C/17,GANDHINAGAR COLONY
Branch
Chanho

PUNB0074620

VILL&P.O CHANHO,RANCHI
Branch
Circle Office Ranchi South

PUNB0909300

CIRCLE OFFICE RANCHI SOUTH
Branch
Circle Sastra Center Ranchi North

PUNB0830500

PUNJAB NATIONAL BANK EUBI SALUJA BUILDING JD RANCH 834001
Branch
Clpc Ranchi

PUNB0620900

CLPC RANCHI ARGORA COLONY ASHOK NAGAR RANCHI JD RANCH 834002
Branch
Currency Chest, Argora Colony

PUNB0714600

NEAR ARGORA CHOWK, ARGORA COLONY
Branch
Dhurwa Hec

PUNB0760800

SEC 3 F TYPE DHURWA HEC
Branch
Gbv Ranchi

PUNB0816600

RANCHI FIRAYALAL CHOWK JD RANCH 834001
Branch
Harmu Road - Ranchi

PUNB0201810

MANGAL MURTI HEIGHT GD. FLOOR, HARMU ROAD 834001
Branch
Hatia

PUNB0006120

E-115,HEC TOWNSHIP,JAGANNATHNAGAR,DHURWA
Branch
Irba

PUNB0152620

P.O-IRBA,RANCHI
Branch
Jharkhand Region

PUNB0094620

PEE PEE COMPOUND,RANCHI
Branch
Jorar Namkom Ranchi

PUNB0791000

C BY O RAGHUNATH SHARMA SHREE COMPLEX JORAR STREET,NAMKON RANCH JHARKHAND 834010
Branch
Kanke

PUNB0006220

KANKE,RANCHI
Branch
Kanke Road Ranchi

PUNB0208110

MANAV APARTMENT 1ST F KANKE ROAD RANCHI 834008
Branch
Kantatoli, Ranchi

PUNB0973500

NILE COMPLEX, OLD HB ROAD PS LALPUR RANCH JHAR KHAND834001
Branch
Kathalmore

PUNB0194320

KATHALMORE,
Branch
Khalari Ranchi

PUNB0975900

SAHID CHOWK, NEAR POLICE STATION KHALARI, DIST RANCHI JD 829208
Branch
Khunti

PUNB0164220

P.O AND DIST.KHUNTI,JHARKHAND
Branch
Mandar

PUNB0040720

MANDAR,RANCHI
Branch
Marar

PUNB0635600

RAMGARH HOUSE NO.RD /5-1-B PRATAP NAGAR NAISARAI
Branch
Mesra, Ranchi

PUNB0500400

CHAHAT COLLECTION,HO DINESHWAR MAHTO. NH. 33,BIT MORE,MESRA, RANCHIIFSC
Branch
Morabadi

PUNB0038820

YASADA TOWER,TAGORE,HILL, MORABADI
Branch
Namkum

PUNB0029420

NAMKUM,RANCHI
Branch
Nirmala College Ranchi

PUNB0926500

PNB NIRMALA COLLEGE DORANDA RANCHI JH
Branch
Ormanjhi

PUNB0975100

ANAND SQUARE,NH-33,ORMANJHI DISTT-RANCHI JHARKHAND 835219
Branch
Plp Ranchi South

PUNB0942600

ARGORA COLONY ASHOK NAGAR JD RANCH 834002
Branch
Ranchi

PUNB0005920

POST BOX NO 94,MAIN ROAD
Branch
Ranchi - Ratu Road

PUNB0218810

LA VILLA, RATU ROAD, RANCHI, JHARKHAND 834005
Branch
Ranchi Kishoreganj, Distt. Ran

PUNB0298300

HARMU BYE PASS ROAD,KISHOREGANJ
Branch
Ranchi Sn Ganguli Road, Distt.

PUNB0040400

SN GANGULY ROAD,
Branch
Ranchi Women College, Ranchi

PUNB0099310

CIRCULAR ROAD, RANCHI WOMEN COLLEGE 834001
Branch
Ranchi- Kutchery Road

PUNB0032710

KUTCHERY ROAD, RANCHI 834001
Branch
Ranchi-doranda College

PUNB0519910

DORANDA COLLEGE, DORANDA 834002
Branch
Ranchi-university Campus

PUNB0078510

KUTCHERY ROAD RANCHI UNIVERSITY CAMP 834001
Branch
Ranchi, Bahu Bazar (jharkhand)

PUNB0478700

NEAR ST MICHAEL BLIND SCHOOL,OLD H B ROAD
Branch
Ranchi, Circle Office

PUNB0379000

CIRCLE OFFICE RANCHI
Branch
Rania

PUNB0087020

P.O RANIA,DIST RANCHI
Branch
Retail Hub , Ranchi

PUNB0531500

ARGORA COLONY, ASHOK NAGAR, RANCHI
Branch
Samb Ranchi

PUNB0221820

UBI BUILDING,4TH FLORR,SALUJA BUILDING,PEE PEE COMPOUND,MAIN ROAD,RANCHI
Branch
Science Technology Campus

PUNB0184220

SCIENCE & TECHNOLOGY C,
Branch
Sidrawl Ranchi

PUNB0948100

MAA KALAWATI HOSPITAL AND RESEARCH CENTRE NH 33 SIDRAWL DIST RANCHI JD RANCH 834010
Branch
Singh More Distt Ranchi

PUNB0216810

SINGH MORE, KALYANPUR RD NO. 7, HATIA RANCHI 834003
Branch
St Xaviers College

PUNB0177620

ST XAVIERS COLLEGEPURULIA ROAD
Branch
Tapkara

PUNB0061120

TAPKARA,RANCHI
Branch
Torpa

PUNB0056120

TORPA,RANCHI
Branch
Tupudana

PUNB0975200

PNB TUPUDANA PLOT NO-604 KHATA-131. NR.TUDPUDANA CKOWK PO.HATIA PS DHURWA,RANCHI JD 834003
Branch
Tupudana

PUNB0157120

TUPUDANA,HULHUNDU,RANCHI,JHARKHAND

What are Punjab National Bank IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Punjab National Bank IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Punjab National Bank IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Punjab National Bank Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Punjab National Bank Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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