Select Branch for Punjab National Bank in Bhopal, Madhya Pradesh

Choose a branch to view IFSC code and details

Branch
AwadhPuri Bhopal

PUNB0212910

HN 71,SAMANWAY NGR,PO BHEL,TEH AWADHPURI 462022
Branch
Back Office Bhopal

PUNB0929700

PNB HOUSE JAIL ROAD ARERA HILLS BHOPAL MP BHOPA 462011
Branch
Bairagarh, Bhopal (mp)

PUNB0056300

BAIRAGARH, BHOPAL (MP)
Branch
Bangrasia

PUNB0941400

KHASRA NO 147 2 VILL BANGRASIYA TEHUAUR MP BHOPA 462045
Branch
Barkheda Salam-dist Bhopal

PUNB0173810

VILL-BARKHEDA SALAM,PO BHOURI,TEHSIL-HUZUR 462030
Branch
Bhopal

PUNB0064920

HOTEL TAJ BLDG52HAMIDIA RDMP
Branch
Bhopal - Bawadia Kalan

PUNB0194710

BAWADIYA KALAN 335 ROH PHASE-1,BAWADIA KALAN 462039
Branch
Bhopal GovindPura, Distt. Bhop

PUNB0125700

BHOPAL GOVINDPURA, DISTT. BHOP
Branch
Bhopal Habibganj Mpsrtc, Distt

PUNB0130500

HABIB GANJ
Branch
Bhopal Jumerati Bazar, Distt.

PUNB0167300

BHOPAL JUMERATI BAZAR, DISTT.
Branch
Bhopal Marwari Road (manormaga

PUNB0005400

MARWARI ROAD DISTT. BHOPAL (MADHYA PRADESH)
Branch
Bhopal Nehru Nagar, Distt. Bho

PUNB0296500

BHOPAL NEHRU NAGAR, DISTT. BHO
Branch
Bhopal New Market, Distt. Bhop

PUNB0127600

BHOPAL NEW MARKET, DISTT. BHOP
Branch
Bhopal ShahPura , Manisha Mark

PUNB0322900

E-7/635, ARRERA COLONY SHAHPURA, BHOPAL
Branch
Bhopal Tt Nagar, Distt, Bhopal

PUNB0059100

BHOPAL TT NAGAR, DISTT, BHOPAL
Branch
Bhopal-all Saints School Idgah Hills

PUNB0518610

ALL SAINTA SCHOOL IDGAH HILLS 462001
Branch
Bhopal-arera Colony

PUNB0093210

E-7/5 CHITRAGUPT SOC. ARERA COLONY 462016
Branch
Bhopal-habib Ganj

PUNB0040410

237, MAHARANA PRATAP N ZONE 1 462011
Branch
Bhopal-hamidia Road

PUNB0013610

52, HAMIDIA ROAD BHOPAL 462001
Branch
Bhopal-indira Press Complex

PUNB0071710

INDRA PRESS COMPLEX PRAGATI BHAWAN 462011
Branch
Bhopal-munispal Corporation

PUNB0519510

MCZONE-6,HARSHAWARDHAN COMPLEX,TULSI NAGAR 462003
Branch
Bhopal-service Branch

PUNB0802810

PRAGATI BHAVAN , INDIR M P NAGAR ,ZONE -I 462011
Branch
Bhopal-t T Nagar

PUNB0083810

6, MALVIYA NAGAR T T NAGAR 462003
Branch
Bhopal-vyavsayik Pariksha Mandal

PUNB0509310

VYAVASAYIK PARIKSHA MANDAL LINK RD 1 462011
Branch
Bhopal, Industrial Area

PUNB0718400

INDUSTRIAL AREA, GOVINDPURA
Branch
Bhopal, Kolar Road

PUNB0655400

MANDAKINI COLONY, KOLAR ROAD
Branch
Bhopal,epco ShahPura

PUNB0631000

EPCO, PARYAVARAN PARISAR
Branch
Bhopalraisen Road

PUNB0527410

ORIANTAL INSTOF SC TETHAKRAL NGRAISEN 462021
Branch
Cac Bhopal

PUNB0836800

BHOPAL MP BHOPA
Branch
Chopra Kalan Distt Bhopal

PUNB0174210

VILL CHOPRA KALAN PO PIPALYA JAHIR PEER TE 462010
Branch
Chuna Bhatti

PUNB0647600

CHUNA BHATTI
Branch
Circle Sastra Center Bhopal

PUNB0820100

CIRCLE SASTRA CENTER BHOPAL MP BHOPA 462001
Branch
Clpc Bhopal

PUNB0633000

1ST FLOOR OPP POST OFFICE BHOPAL PIN CODE 462003
Branch
Coaec Indore

PUNB0864500

20 SNEH NAGAR SAPNA SANGEETA ROAD MP INDOR 452001
Branch
Coaec Bhopal

PUNB0859800

COAEC PNB ARERA HILLS MP BHOPA 462001
Branch
Coaec Ujjain

PUNB0886200

PLOT 131 132 MAHAKAL VANIJYA MP UJJAI 456010
Branch
Cppc Bhopal

PUNB0747100

ARERA HILL JAIL RAOD BHOPAL MP
Branch
Eme Centre, Bairagarh

PUNB0630900

3,EME CENTRE, BHOPAL
Branch
Gbv Bhopal

PUNB0815100

PNB HOUSE ARERA HILLS MP BHOPA 462011
Branch
Gondhermhow Bhopal

PUNB0754800

PNB NEAR RGPV BHOPAL
Branch
IndraPuri, Bhopal

PUNB0655200

PUNJAB NATIONAL BANK
Branch
Itec Aec Bhopal

PUNB0844500

PNB HOUSE 1 ARERA HILLS MP BHOPA 462011
Branch
Kalapani

PUNB0159510

KAJLI KHEDA,KOLAR RD, PHANDA,HUZUR,BHOPAL 462026
Branch
Kolar Road - Bhopal

PUNB0163610

KOLAR ROAD ,DHANLAXMI BESIDES MANDAKINI SOCI 462042
Branch
Lcb Bhopal

PUNB0814200

BHOPAL BHOPAL MP BHOPA
Branch
M.p.Nagar

PUNB0145920

PLOT-278,ZONE-II,M.P.NAGAR, BHOPAL
Branch
Mahaveeer Institute Of Medical Sciences And Research Bhopal

PUNB0887800

MAHAVEER INSTITUTE OF MEDICAL SCIENCES AND RESEARCH BHOPAL NEAR RGPV OPP CENTRAL JAIL
Branch
Mendora

PUNB0212010

119, SHARDA VIHAR CLNY VILL-MENDORA,TEH-HUZUR 462044
Branch
MubarakPur-bhopal

PUNB0208710

GLOBUS GREEN BAY MUBARAKPUR CHOURAHA 462001
Branch
N Banda Distt Sagar

PUNB0888000

BANDA BARA ROAD BHOPAL
Branch
RatanPur Distt-bhopal

PUNB0205710

PLOT NO. 18-19 NH 12 GUNJ NAGAR, RATANPUR 462023
Branch
Sadhna Enclave Bhopal

PUNB0538700

1, SADHNA ENCLAVE, HOSHANGABAD ROAD, BHOPAL MADHYA PRADESH 462026
Branch
Saket Nagar-bhopal

PUNB0165310

228/9A, SAKET NAGAR BHOPAL 462024 462024
Branch
Zao Bhopal

PUNB0447000

JAIL ROAD AREAS HILL
Branch
Zonal Office

PUNB0377400

ARERA HILLS, JAIL ROAD, BHOPAL ,M.P. - 462011
Branch
Zonal Sastra Center Bhopal

PUNB0833800

PNB HOUSE ARERA HILLS MP BHOPA 462011
Branch
Zrmc Bhopal

PUNB0841900

ARERA HILLS BHOPAL MP 462001

What are Punjab National Bank IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Punjab National Bank IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Punjab National Bank IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Punjab National Bank Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Punjab National Bank Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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