Select Branch for Punjab National Bank in NagPur, Maharashtra

Choose a branch to view IFSC code and details

Branch
Asset Recovery Management Bra

PUNB0679500

PNB HOUSE, KINGSWAY

Branch
Bajaj Nagar,nagPur

PUNB0167410

NAND BHAWAN,48 CENTRAL BAZAR NAGAR 440010

Branch
Bharat Nagar, NagPur

PUNB0216200

K-4, AMRAVATI ROAD, OPP. LIT

Branch
Bori

PUNB0882600

PLOT NO X-282 MIDC AREA BUTIBORI TEH AND DIST NAGPUR MAHARASHTRA 441122

Branch
C/chest Kingsway NagPur

PUNB0712400

PNB CAMPUS

Branch
C/chest Link O Kingsway NagPur

PUNB0712500

PNB CAMPUS

Branch
Civil Lines

PUNB0629500

N.S. BUILDING, OPP. VCA GROUND

Branch
Clpc NagPur

PUNB0633500

PNB HOUSE KINGSWAY

Branch
Dahegaon

PUNB0592100

DAHEGAON RANGARI T POINT DAHEGAON PHATA PO DAHEGAON TAH SAONER DIST NAGPUR MH DAHEG 441113

Branch
Dharampeth

PUNB0125820

261A,RAMESH BHAWAN,SANKAR NAGAR CHAWK

Branch
Fetri Dist.nagPur

PUNB0996900

WARD NO.1, KATOL ROAD, FETRI, DIST.NAGPUR MAHARATSHTRA 441501

Branch
Itwari NagPur

PUNB0539100

PNB BSNL SHOW ROOM ,OPP-SINDHI DHARMSALA NEAR TEENNAL CHOWK MH NAGPU 440002

Branch
Kalmana Market, NagPur

PUNB0630500

APMC, KALMANA MARKET,

Branch
Kamptee Road

PUNB0637000

KAMPTEE ROAD

Branch
Kapsi, Distt. NagPur (mahara

PUNB0278700

BHANDARA ROAD,KAPSI, DIST-NAGPUR

Branch
Kharabi Dist.nagPur

PUNB0996800

21, ORANGE NAGAR KHARBI DIST.NAGPUR MAHARASHTRA 440008

Branch
Mahal NagPur

PUNB0874600

GROUND FLOOR 345 NEW SHUKRAWARI CEMENT ROAD MAHAL MH NAGPU 440032

Branch
Manish Nagar

PUNB0156820

JAGANATH ENCLAVE,PLOT1,MANISHNAGAR.BESA ROAD

Branch
Manish Nagar

PUNB0484100

JAYANTI MENSION III, MANISH NAGAR (SOMALWADA)

Branch
Mecl, NagPur

PUNB0460900

OPPOSITE CGO COMPLEX, SEMINARY HILLS,

Branch
Midc,hingna Road

PUNB0299700

HIGNA DIGDOH COMPLEX

Branch
Mouda

PUNB0006730

MADANKAR COMPLEX PLOT NO 02

Branch
NagPur

PUNB0048120

WADE BHAWAN,FOUNTAIN SQ

Branch
NagPur Rcc NagPur

PUNB0288700

PNB RESI COMPLEX KINGSWAY

Branch
NagPur City Sahu Ngr Besa Rd

PUNB0882400

PLOT NO 108 UPPER GRD FLOOR SAHU NGR MANEWADA BESA ROAD MAHARASHTRA 440027

Branch
NagPur Gandhi Bagh,

PUNB0035300

17/B VIDYA BHAVAN

Branch
NagPur Hanuman Nagar

PUNB0272300

HANUMAN NAGAR,MEDICAL CHOWK

Branch
NagPur Indora Chowk

PUNB0050000

INDORA CHOWK NAGPUR

Branch
NagPur Kingsway, Distt. NagPur

PUNB0035400

KINGSWAY

Branch
NagPur Lakadganj

PUNB0081300

RATAN HOUSE BHANDARA ROAD

Branch
NagPur Link Cell

PUNB0140000

IST FLOOR,REAR WING, PNB HOUSE, KINGSWAY

Branch
NagPur R M Office

PUNB0384600

PNB HOUSE KINGS WAY NAGPUR

Branch
NagPur Sindhu High School

PUNB0518410

150 SURYA NAGAROLD BHANDRA ROADBESIDE HALDIRAM CORPORATE OFFICENAGPUR

Branch
NagPur- Kamla Nehru Mahavidya

PUNB0513910

935/A, VAISHNODEVI CHK WARDHAMAN NAGAR, C.A. 440008

Branch
NagPur-gandhi Bagh

PUNB0018410

MURTAJA MANJIL LAL IMLI CHOWK 440018

Branch
NagPur-jaripatka

PUNB0089710

WCL, JARIPATKA 440014

Branch
NagPur-kingsway

PUNB0013410

NATIONAL INSURANCE BLD S V PATEL RD KINGSWAY 440001

Branch
NagPur-service Branch

PUNB0802710

AHILLYACOMPLEX,NEAROLD MEDICINEMKT,GANDHIBAGH 440002

Branch
NagPur, Khamla Road

PUNB0518310

JUPITER CONVENT HIGH SCHOOL,SAWARKAR NAGAR 440015

Branch
Pnb Loan Point Ram NagPur

PUNB0522600

1ST FLOOR MAHAJAN MKT NAGPUR

Branch
Shraddhanand Peth NagPur

PUNB0930600

PUNJAB NATIONAL BANK SHRADDHANAND PETH SOUTH AMBAZARI ROAD NAGPUR MH NAGPU 440010

Branch
Somalwada NagPur

PUNB0592200

GF FLOOR PLOT NO 11 RAJIV NAGAR SOMALWADA WARDHA ROAD NAGPUR MH NAGPU 440025

Branch
Surya Nagar, NagPur

PUNB0420400

8/B,KALAMNA ROAD, SURYA NAGAR, NAGPUR

Branch
Suyog Nagar, NagPur

PUNB0927700

PNB PLOT NO 1 SUYOG NAGAR RING ROAD NAGPUR MH NAGPU 442401

Branch
Tarsa, Dist.nagPur

PUNB0997000

TARSA JOINT, TQ.MOUNDA TARSA, DIST.NAGPUR MAHARASHTRA 441106

Branch
Waddhamna Dist. NagPur

PUNB0996700

PLOT NO.5,WADDHMNA SQUARE AMRAVATI ROAD,DIST,NAGPUR MAHARASHTRA 440023

What are Punjab National Bank IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Punjab National Bank IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Punjab National Bank IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Punjab National Bank Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Punjab National Bank Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.