Select Branch for Punjab National Bank in Pune, Maharashtra

Choose a branch to view IFSC code and details

Branch
Armb Pune

PUNB0876200

ARMB 9 MOLDEDINA ROAD AURORA TOWERS PUNE MH PUNE 411001
Branch
Baner

PUNB0167710

ARIA TOWERS,GRND FLOOR SHOP NO 116/3/1&2. 411045
Branch
Baner Pune

PUNB0931000

PNB 20 SNEH PARK HOUSING SOCIETY NEW PAN CARD CLUB ROAD DHANKUDE VASTI BANER PUNE MH PUNE 411045
Branch
Baramati

PUNB0070510

SIDHIVINAYAK TOWER PLO BHIGWAN RD, NR MAYURES 413102
Branch
Baramati-baramati Agricultural

PUNB0520410

SHARDANAGR AGRICULTURE DEVELOPMENT TRUST 413115
Branch
Bhavdan

PUNB0221710

SHOP 14,MEGH MALHAR RA SR. NO.54,BHAVDAN KHUR 411021
Branch
C/chest M G Road Pune

PUNB0713500

AURORA TOWERS GROUND FLOOR
Branch
Cac Pune

PUNB0840200

CAC PUNE
Branch
Call Centre Drbcp Site

PUNB0581200

FATIMA NAGAR PUNE
Branch
Chakan

PUNB0120910

V & PO CHAKAN 410501
Branch
Clpc Pune

PUNB0642700

SANDASHIV CHAMBERS RADHIKA HOTEL BUILDING
Branch
Deccan Gymkhana

PUNB0092520

ESQUIRE,GR FL,DEC GYMK,1206/B-28 APTE ROAD
Branch
Deccan Gymkhana-pune

PUNB0094110

33/9, PRABHAT ROAD, DECCAN GYMKHANA 411004
Branch
Hadapsar

PUNB0999600

SHOP NO 37 40 PLOT NO 58 SOLAPUR ROAD HADAPSAR PUNE MAHARASHTRA 411028
Branch
Industrial Areachinchawad

PUNB0123920

127,BAHIRWADA CHAMBERS,TELCO RD.CHINCHAWD
Branch
Kalyani Nagar

PUNB0167220

KALYANI NAGAR,
Branch
Kalyani Nagar, Pune

PUNB0133110

SHOP NO.3,NORTH COURT, OPP.JOGGERS PARK,KALYA 411006
Branch
Kasba Peth

PUNB0218520

AGNEYA 1422, KASBAPETH, PHADKE HOWD CHOWK, PUNE, MAHARASHTRA, PIN-411011
Branch
Kharadi, Pune

PUNB0221810

A-1/2, CHERYL, DOWN TOWN, PUNE - 411014
Branch
Manchardisttpune

PUNB0180210

DWARKA HEIGHT PUNE NA MANCHAR TALUKA AMBEG 410503
Branch
Market Yard

PUNB0147520

PLOT NO 445446SHIVNERI MARKET YARD
Branch
Moshi

PUNB0928300

SUPRABHA PLOT NO 161 SECTOR 4 SANTNAGAR OPP SADHUVASWANI INTLSCHOOL NR TRAFFIC PARK MOSHI MH PUNE 412105
Branch
Nanded City

PUNB0594800

G 108 GROUFLOR , DESTINATION CENTRE 1 NANDED CITY PUNE,SINHAGAD ROAD MH PUNE 411041
Branch
Narayangaon,pune

PUNB0165610

SURVEY NO.657/B, BHALG NEAR REGISTER OFFICE,N 410504
Branch
Narhe Ambegaon

PUNB0002330

VIREN COMM SPACE 50/9
Branch
Pashan

PUNB0167810

ORANGE LIFE,SHOP NO-G 8&9,PASHAN-SUS RD,PUNE 411021
Branch
Pimple Gurav

PUNB0855400

PUNJAB NATIONAL BANK AMBROSIA SURVEY NO 71 GANGURDE NAGAR SHIROLE ROAD NO 54 MAHARASTRA
Branch
Pimple Saudagar

PUNB0959000

S.NO 1531 OPP. ROSE COUNTY KUNAL ICON RD. PIMPLE SAUDAGAR MH PUNE 411017
Branch
Pimple Saudagar,pune

PUNB0185310

SRNO-183,A/2,KATE NAGA R,PIMPLE SAUDAGAR 411027
Branch
Pimpri-pune

PUNB0021810

JHAMTANI CHAMBERS 1STFLR,MUMBAI-PUNE ROD 411018
Branch
Poona

PUNB0028520

ALANKAR, CINEMA BLDG,16-CONNAUGHT RD
Branch
Poona - Kondhwa Khurd

PUNB0112810

SHOP 4&5, C2, BRAHMA ESTATE, KONDHWA KHURD 411048
Branch
Pune - Akurdi

PUNB0217410

SEC 24 NIGDI PRADHIKRN NR LOKMANYA HOSPITAL 411044
Branch
Pune Bhosari Ind. Area, Distt.

PUNB0291900

LONDEWADI,BHOSARI INDUSTRIAL ESTATE
Branch
Pune Main

PUNB0014110

DINSHAW HOUSE, 918, SYNAGOUGE STREET, PUNE 411001
Branch
Pune R M Office

PUNB0384700

AURORA TOWERS MEZANINE FLOOR 9 MOLEDINA ROAD CAMP PUNE
Branch
Pune Service Branch

PUNB0801910

OBC TOWERS,2ND FLR 917-20/20A, F.C. ROAD 411004
Branch
Pune Vidya Nagar

PUNB0178300

ALANDI ROAD
Branch
Pune-aundh

PUNB0086110

156A/1,ANANDGHAN, PARIHAR CHOWK,AUNDH 411007
Branch
Pune-bibwewadi

PUNB0098610

SARITA CHAMBERS, BIBWEWADI-KONDWA RD 411037
Branch
Pune-fc Road

PUNB0108810

917/20-20 A,FERGUSSON COLLEGE ROAD 411004
Branch
Pune-hinjwadi

PUNB0110710

PLOT P-22,MIDC INFOTEC PARK, HINJWADI 411057
Branch
Pune-m.g.road

PUNB0105410

284,RADIANT RAHEJA MILLENIUM,M.G. ROAD 411001
Branch
Pune-wanwadi

PUNB0089110

49,COMMERCIAL COMPLEX SACRED HEART TOWN 411040
Branch
RajguruNagar, Distt. Pune

PUNB0150010

RAJGURUNAGAR, KHED, DEVDHARE BLK, DEVKRUPA 410505
Branch
Ranjangaon,distt.pune

PUNB0180310

MAULI COMPLEX, RANJANGAON,TAL. SHIRUR 412209
Branch
Retail Loans Hub

PUNB0522500

564 SADASHIV CHAMBERS, NANA PETH
Branch
Satara Road,pune

PUNB0398400

SHOP NO 124 RUTURANG SOCIETY BUILDING C
Branch
Shirur Pune

PUNB0913300

SNO 1025 65B GAWALI BLDG PUNE NAGAR ROAD MH SHIRU 412210
Branch
Shirur, Distt Pune

PUNB0217710

207, SHANTI COMPLEX, MARUTI GALI, SHIRUR 412210
Branch
Talegaon

PUNB0168010

JIJABAI CHOWK,TALEGAON DISTT-PUNE. 410506
Branch
Undri

PUNB0999700

PNB WARD NO 3 UNDRI NEAR HANUMAN MANDIR CHOWK TAL HAVELI DIST PUNE MAHARASHTRA 411060
Branch
Viman Nagar

PUNB0114210

PLOT-3,SURVEY-199, VIMAN NAGAR 400014
Branch
Wagholi

PUNB0595400

SHREYAS MANGAL KARYALAYA COMPLEX NR LIFELINE HOSPITAL PUNE NAGAR ROAD WAGHOLI MH PUNE 412207
Branch
Wagholi

PUNB0208910

PLOT-2&3,SHIVA PALACE CHS,BAKORI RD,WAGHOLI 412207
Branch
Wakad Pune

PUNB0590800

AMORA HOUSE ST 207 1 KASPATE WASTI WAKAD PUNE MH PUNE 411057

What are Punjab National Bank IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Punjab National Bank IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Punjab National Bank IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Punjab National Bank Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Punjab National Bank Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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