Select Branch for Punjab National Bank in HoshiarPur, Punjab

Choose a branch to view IFSC code and details

Branch
Ahrana

PUNB0988500

VPO AHRANA DAVIDA DIST HOSHIARPUR PUNJAB 146001
Branch
BakaPur Guru-po.basiala Distt-hoshiarPur

PUNB0025210

VILL. BAKAPUR GURU P.O.BASIALA, 144527
Branch
Bhekhowal DisthoshiarPur

PUNB0144910

VPO BHEKHOWAL DISTTHOSHIARPUR 146001
Branch
Bulhowal

PUNB0983100

VPO BULHOWAL,DISTT HOSHIARPUR PUNJAB PUNJAB 146113
Branch
Bullowal Distt HoshierPur

PUNB0116210

HOSHIARPUR-TANDA MAIN RAOD, BULLOWAL 146113
Branch
Chaggran

PUNB0025410

MAIN RD VPO CHAGGRAN DISTT HOSHIARPUR 146102
Branch
Circle Office HoshiarPur

PUNB0381600

IMPROVEMENT TRUST BUILDING CHANDIGARH ROAD
Branch
Circle Sastra Center HoshiarPur

PUNB0824100

HOSHIARPU PB HOSPU
Branch
Dasuya-distt HoshiarPur

PUNB0055510

TAALAB ROAD DASUYA 144205
Branch
Davida Ahrana-distt HoshiarPur

PUNB0006310

VILL. DAVIDA AHRANA P.O. AHRANA KALAN 146001
Branch
Dholbaha, Distt.hoshiarPur

PUNB0190410

VILL.DHOLBAHA TEHSIL&DISTT.HOSHIARPU 144206
Branch
Gardhiwala

PUNB0113810

OKHARA ARYA PUTRI PATHSHALA, GARDHIWALA 144207
Branch
Garhshankar

PUNB0059210

G T ROAD, GARHSHANKAR 144527
Branch
HajiPur, HoshiarPur

PUNB0138310

VPO-HAJIPUR 144221
Branch
Hariana-distt HoshiarPur

PUNB0116310

G.G.D.S.DCOLLEGE, DIST.-HOSHIYARPUR 144208
Branch
Harta-hoshiarPur

PUNB0191510

HARTA,VILL & PO HARTA 146112
Branch
HoshiarPur BahadurPur Chowk

PUNB0393000

BAHADURPUR CHOWK
Branch
HoshiarPur Mandi Area

PUNB0069400

DISTT. HOSHIARPUR (PUNJAB)
Branch
HoshiarPur Railway Road,

PUNB0020600

DISTT. HOSHIARPUR (PUNJAB)
Branch
HoshiarPur- Internatioanl Trac

PUNB0103210

INTERNATIONAL TRACTOR JALANDHAR ROAD 146001
Branch
HoshiarPur-bhangala

PUNB0176610

VPO-BHANGALA,TEHSIL- MUKERIAN,HOSHIARPUR 144306
Branch
HoshiarPur-gaushala Bazar

PUNB0075610

GAUSHALA BAZAR, HOSHIARPUR 146001
Branch
HoshiarPur-jalandhar Road

PUNB0085710

J.R.GOVT.POLYTECHNIC JALANDHAR ROAD 146001
Branch
HoshiarPur-prabhat Chowk

PUNB0342800

DISTT. HOSHIARPUR (PUNJAB)
Branch
HoshiarPur-roshan Road

PUNB0028510

ROSHAN ROAD 144001
Branch
JalalPur-distt HoshiarPur

PUNB0116110

V.P.O. JALALPUR BEGOWAL ROAD 144204
Branch
Jallowal Distt HoshierPur

PUNB0029610

VPO JALLOWAL KHONNOR DISTT HOSHIARPUR 146104
Branch
MahilPur

PUNB0016010

PHAGWARA ROAD MAHILPUR 146105
Branch
Mcc HoshiarPur

PUNB0810000

HOSHIARPURPBHOSPU
Branch
Mukerian

PUNB0054710

MAIN BAZAR,THANDA ROAD MUKERIAN 144211
Branch
Nri Branch Banga HoshiarPur

PUNB0929400

PNB NRI BRANCH BANGA RAILWAY ROAD PB BANG 144505
Branch
Phuglana Distt HoshiarPur

PUNB0215310

VPO PHUGLANA, DISTT HOSHIARPUR 146001
Branch
Rapc HoshiarPur

PUNB0671200

HOSHIARPUR,PUNJAB
Branch
Saila KhurddisthoshiarPur

PUNB0179610

VILLAGE SAILA KHURD DISTT HOSHIARPUR 144529
Branch
Sakrala-hoshiarPur

PUNB0191010

SAKRALA,VILL ADDA SAKRALA,THE BHUNGA 144212
Branch
Samundra HoshiarPur

PUNB0599900

VPO. SAMUNDRA THE GARSHANKAR DISTT HOSHIARPUR, PUNJAB PB HOSPU 144532
Branch
Sham ChurasidistthoshiarPur

PUNB0186810

VILLAGE SHAM CHURASI DISTT HOSHIARPUR 144105
Branch
Talwandi Daddian

PUNB0129910

VPO TALWANDI DADDIAN DISTT. HOSHIARPUR 144203
Branch
Talwara

PUNB0065410

MAIN MARKET TALWARA 144216
Branch
Tanda

PUNB0055410

NEAR POLICE STATION 144203
Branch
Una Road HoshiarPur

PUNB0875900

PNB UNA ROAD HOSHIARPUR PUNJAB 146001

What are Punjab National Bank IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Punjab National Bank IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Punjab National Bank IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Punjab National Bank Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Punjab National Bank Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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