Select Branch for Punjab National Bank in Patiala, Punjab

Choose a branch to view IFSC code and details

Branch
Baran, Distt. Patiala

PUNB0202310

VPO- BARAN, NEAR BUS STAND, PATIALA -147003 147003
Branch
Bhabat

PUNB0980400

VILL BHABAT,ZIRAKPUR DIST MOHALI ZI PUNJAB 134110
Branch
Bhadson

PUNB0126110

NEAR DURGA MANDIR BHADSON DIST. PATIALA 147202
Branch
Bhamna

PUNB0023610

VILL & PO -BHAMNA TEHSIL -SAMAMA 147101
Branch
Bhundrheri,dist.patiala

PUNB0590500

BHUNDRHERI PO DEVIGARH DIST PATIALA PB 147111
Branch
C/chest Malerkotla

PUNB0713100

MALERKOTLA CLUB COWK SANGRUR
Branch
C/chest Patiala

PUNB0712600

PATIALA
Branch
Chappar

PUNB0014910

CHAPPAR, BHADURGARH- GHANOUR ROAD 147021
Branch
Chhintanwala

PUNB0024910

VPO CHHINTANWALA TEH NABHA 147201
Branch
Chhoti Baradari, Patiala

PUNB0601200

CHHOTI BARADARI, PATIALA
Branch
Circle Sastra Centre Patiala

PUNB0829600

CAMP OFFICE CIRCLE OFFICE PATIALA PB PATIA 141012
Branch
Clpc Patiala

PUNB0650900

MODEL TOWN PATIALA
Branch
Devigarh

PUNB0134210

OBC, DEVIGARH, PATIALA 147111
Branch
Gajju Khera

PUNB0202410

VPO-GAJJU KHERA, TEHSIL-RAJPURA,PATIALA 140602
Branch
Ghanour

PUNB0516510

NEW ANAJ MANDI GHANOUR DIST. PATIALA 140401
Branch
Gobindgarh Mandi, Distt. Patia

PUNB0019100

GOBINDGARH MANDI, DISTT. PATIALA
Branch
Jassowal-patiala

PUNB0168610

GRID ROAD, JASSOWAL DISTT. PATIALA 147001
Branch
Kakrala

PUNB0023710

VILL. & P.O. KAKRALA TEH SAMANA,DT PATIALA 147102
Branch
Mehas,distt.patiala

PUNB0188710

CIRCULAR ROAD, NEAR PP VILL. MEHAS, 147201
Branch
Nabha

PUNB0020410

DEVI DEWALA CHOWK, 147201
Branch
Nalas Khurd - Patiala

PUNB0191210

NALAS KHURD,PO KOTLA TEHSIL RAJPURA 140401
Branch
New Anaj Mandi-patiala

PUNB0031910

NEW ANAJ MANDI SIRHIND ROAD 147001
Branch
Patiala

PUNB0155920

3266/1,SHERANWALA GATE,PATIALA, PUNJAB
Branch
Patiala Bhadson Rd Prem Nagar,

PUNB0298500

DISTT. PATIALA (PUNJAB)
Branch
Patiala Gurmandi, Distt. Patia

PUNB0037900

GUR MANDI PATIALA
Branch
Patiala Model Town, Distt. Pat

PUNB0291800

MODEL TOWN , PATIALA
Branch
Patiala Phatak No.-22, Distt.

PUNB0148200

PHATAK NO.22, LEELA BHAVAN
Branch
Patiala- Tripari Town

PUNB0071910

DISPENSARY ROAD, TRIPARI TOWN, 147001
Branch
Patiala-bhupindra Road

PUNB0059010

S.C.O.15 BHUPINDRA ROAD, 147001
Branch
Patiala-chowk Purani Kotwali

PUNB0064810

170/2 CHOWK JOURIAN BHATIAN,PATIALA,147001,PATIALA
Branch
Patiala-focal Point

PUNB0123210

SAT COMPLEX,NEAR GAYTRI HOSPITAL 147001
Branch
Patiala-govt Mohindra College

PUNB0120510

GOVT.MOHINDRA COLLEGE, 147001
Branch
Patiala-gurbax Colony

PUNB0073910

MAIN BAZAR GURBAX COLONY 147001
Branch
Patiala-lower Mall

PUNB0079010

LOWER MALL 147001
Branch
Patiala-municipal Corporation

PUNB0517710

MUNICIPAL CORPORATION, NIS, PATIALA 147001
Branch
Patiala-new Officer Colony

PUNB0064010

NEW OFFICER COLONY STADIUM ROAD 147001
Branch
Patiala-sanour

PUNB0169610

PATIALA ROAD SANOUR TEHSIL 147103
Branch
Patiala-service Branch

PUNB0801110

SCO 146 SF IMPROVEMENT TRUST COMPLEX,THE MALL 147001
Branch
Patiala-the Mall

PUNB0039610

THE MALL 147001
Branch
Patiala-Urban EState

PUNB0073810

SCO 144,URBAN ESTATE PHASE II 147001
Branch
Patialaa Tank

PUNB0000910

A-TANK ADALAT BAZAR 147001
Branch
Patran

PUNB0059510

SHIV MANDIR AC MARKET PATIALA RD 147105
Branch
RajPura- Abc Chandigarh Road

PUNB0085310

CHANDIGARH-PATIALA ROAD, GAGAN CHOWK 140401
Branch
RajPura- Main Patiala Road

PUNB0045410

PATIALA ROAD RAJPURA TOWN 140401
Branch
RajPura-p M N College

PUNB0124310

PATEL MEMORIAL NATIONA COLLEGE 140401
Branch
RajPura-ssi

PUNB0062110

NEAR MARKFED, FOCAL POINT 140401
Branch
Rauni Nabha Road Patiala

PUNB0193610

RAUNI NEAR GREEN ACADA VILL. RAUNI NABHA ROAD 147005
Branch
Retail Hub, Patiala (pb)

PUNB0521100

MODEL TOWN, PATIALA
Branch
Rmo Patiala Admin

PUNB0653100

CIRCLE OFFICE KARM COMPLEX NEAR BIG BAZAAR SIRHIND ROAD
Branch
Samana

PUNB0016110

MAIN ROAD, SAMANA, SAMANA-DIST PATIALA 147101
Branch
Samana-tehsil Road

PUNB0096010

HOLY HEART PUBLIC SCHO SAMANA 147101
Branch
Sanaur, Distt. Patiala (punjab

PUNB0085500

SANAUR

What are Punjab National Bank IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Punjab National Bank IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Punjab National Bank IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Punjab National Bank Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Punjab National Bank Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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