Select Branch for Punjab National Bank in Chennai, Tamil Nadu

Choose a branch to view IFSC code and details

Branch
Anna Nagar

PUNB0151520

1513-E EAST MAIN ROAD,ANNANAGAR W.EXTENSION
Branch
Arumbakkam

PUNB0792400

NO.46,RAZAK GARDEN ROAD ARUMBAKKAM,CHENNAI TAMILNADU 600106
Branch
Avadi

PUNB0298000

402, JK COMPLEX, MTH ROAD,AVADI
Branch
Back Office Chennai Cosca

PUNB0929500

NO 46-49 PNB TOWERS 4TH FLOOR ROYAPETTAH HIGH ROAD TN CHENN 600014
Branch
C/chest Back Office

PUNB0700300

35, MINT STREET,CHENNAI
Branch
C/chest Link Office

PUNB0700400

35, MINT STREET,CHENNAI
Branch
Cac Chennai

PUNB0837300

CHENNAI TN CHENN
Branch
Ccpc Chennai

PUNB0961500

PNB ANNA SALAI BRANCH 627 ANNA SALAI THOUSAND LIGHTS WEST TN CHENN 600006
Branch
Chenna-adyar-i

PUNB0106310

LATTICE BRIDGE ROAD ADYAR 600020
Branch
Chennai Biher,tambaram

PUNB0455700

BHARAT INSTITUTE OF HIGHER EDU & RESERCH
Branch
Chennai East Tambaram

PUNB0395800

430A VELACHERRY MAIN RD SELAIYUR
Branch
Chennai Lc Street

PUNB0361100

158 LINGHI CHETTI STREET
Branch
Chennai Mint Street

PUNB0252400

35 MINT STREET
Branch
Chennai Nsc Bose Road

PUNB0034400

15&16 RATHAN BAZAR, IST FLOOR
Branch
Chennai Service Branch

PUNB0801610

MOH BUILDING, 1ST FLOO 576 ANNASALAI,TEYNAMPE 600006
Branch
Chennai Sowcarpet

PUNB0361400

109 NYNIAPPAN NAICKAN ST.
Branch
Chennai Taylors Road

PUNB0109200

44 TAYLORS ROAD
Branch
Chennai Two Nd Avenue Anna Nagar

PUNB0106110

AB 10 2ND AVENNU NAGAR CHENNAI 600040
Branch
Chennai Zonal Sattionery Cell

PUNB0503000

CHENNAI
Branch
Chennai-esplanade

PUNB0023410

ISPAHANI BEGUM COMPLEX 91, ARMENIAN STREET 600001
Branch
Chennai-kodambakkami

PUNB0108510

NEW NO-4,OLD NO-25 UNITED BANK COLONY 600024
Branch
Chennai-kotturPuram

PUNB0102410

NO.1,FIRST MAIN ROAD, KOTTURPURAM 600085
Branch
Chennai-mid Corporate Branch Kilpauk

PUNB0121310

121, KILPAUK GARDEN ROAD KILPAUK 600010
Branch
Chennai-mount Road

PUNB0016510

769,SPENCER PLAZA, GROUND FLOOR,MOUNT RD 600002
Branch
Chennai-overseas

PUNB0053510

NO 634, GF2, KARUMUTTU ANNA SALAI, NANDANAM 600035
Branch
Chennai-rk Salai Mylapore

PUNB0104310

DR RADHAKRISHNA SALAI MYLAPORE 600004
Branch
Chennai-t Nagar

PUNB0092810

FLT NO.1A,SAIKRUBA NO5 THANIKACHALAM ROAD 600017
Branch
Chennai-t.t.k Road

PUNB0065910

63, GROUND FLOOR, DR. RADHAKRISHNA SALAI 600004
Branch
Chennai-west Mambalam

PUNB0178210

NEW NO.37, OLD NO.16 BRINDAVAN STRT EXT 600033
Branch
Chennai, Cppc

PUNB0746900

RAYALA TOWERS,158,ANNA SALAI
Branch
Chennai, Nungambakkam

PUNB0254300

6, NUNGAMBAKKAM HIGH ROAD
Branch
Chennai, Periamet

PUNB0361300

7, NARAYAN STREET, PERIAMET
Branch
ChennaiannaNagar

PUNB0082210

T 94 3RD AVENUE ANNANAGAR EAST 600040
Branch
Chennaikilpauk

PUNB0106510

824OPPKMC PONAML HG ROD AKILPAUK 600010
Branch
Chrompet Chennai

PUNB0492000

7, CLC WORKS ROAD,CHROMPET,
Branch
Circle Office Chennai North

PUNB0903500

CIRCLE OFFICE CHENNAI NORTH
Branch
Circle Sastra Chennai South

PUNB0821500

CHENNAI SOUTH TN CHENN 600001
Branch
Corporate Finance Br-chennai

PUNB0208120

117,AMERICAN STREET,CHENNAI-600001,TAMIL NADU
Branch
Gbv Chennai

PUNB0815500

CHENNAI TN CHENN
Branch
Gummudipoondi

PUNB0597800

NO 38 GNT ROAD SRI GANAPATHI THEATRE COMPLEX GUMMUDIPOONDI TAMIL NADU 601201
Branch
Kodambakka

PUNB0901500

NO 138 ARKOT ROAD KODAMBAKKA CHENNAI TAMIL NADU 600024
Branch
Kolathur-chennai

PUNB0178110

PLOT NO.1 SENTHIL NAGA FIRST MAIN ROAD, KOLA 600099
Branch
Large Corporate Branch,chennai

PUNB0030500

LARGE CORPORATE BRANCH,RAYALA TOWERS,
Branch
Madhavaram

PUNB0592900

LAKE VIEW, 11 SASTRI NAGAR, 200 FEET ROAD MADHAVARAM, CHENNAI TN CHENN 600099
Branch
Madras

PUNB0028620

117,ARMENIAN STREET,CHENNAI
Branch
Madras Annasalai,

PUNB0030600

15-GP ROAD, ANNA SALAI
Branch
Madras Mount Road,distt.madras

PUNB0361200

766,ANNA SALAI
Branch
Madras Thegaraya Nagar, Distt.

PUNB0034500

10, RAJA STREET,T.NAGAR, CHENNAI
Branch
Mcc - Chennai - North

PUNB0810700

NO 46-49, PNB TOWERS, GROUND FLOOR ROYAPETTAH HIGH ROAD, CHENNAI TN CHENN
Branch
Mount Road

PUNB0040320

ARULMANI BUILDING,27WHITES ROAD
Branch
Mylapore

PUNB0028720

117,KUTCHERY ROAD,MYLAPORE
Branch
Nanganallur

PUNB0218020

NO 121, 46TH ROAD
Branch
Nungambakkam

PUNB0119620

141KODAMBAKKAM HIGH,ROAD ,CHENNAI
Branch
Perambur

PUNB0167610

NO. 90, PAPER MILLS RO PERAMBUR,CHENNAI 60001 600011
Branch
Perumburchennai

PUNB0182220

KKR BUILDING,121 MADHAVARAM HIGH RD
Branch
Perungudi

PUNB0005630

GROUND FLOOR GEEYEM J COMPLEX NO 301ST MAIN ROAD
Branch
Plp Chennai South

PUNB0942700

NO 118 FIRST FLOOR RK MUTT ROAD TN CHENN 600004
Branch
Purasawalkam

PUNB0209710

OLD NO 87, NEW NO 110 AVADANAM PAPIA,CHOOLAI 600112
Branch
RamaPuramchennai

PUNB0597600

DOOR NO 3 61 THIRUVALLUVAR SALAI RAMAPURAM CHENNAI TAMIL NADU 600089
Branch
Red Hills

PUNB0002730

FIRST FLOOR DOOR NO. 164 GNT ROAD
Branch
Regional Processing Centre

PUNB0197400

3RD FLOOR,KURALAGAM BUILDING,
Branch
Retail Asset Branch ,chennai

PUNB0521500

NO 158,ROYALA TOWERS, ANNA SALAI,
Branch
Servicechennai

PUNB0142520

ARULMANI BLDG,27WHITES,ROAD,CHENNAI
Branch
Southern Region

PUNB0084020

118 RKMUTT RDMYLAPURCHENNAI
Branch
Sri Ramkrishna Mathchennai

PUNB0151120

118 R K MATH ROAD,MYLAPORE
Branch
Tfc Chennai

PUNB0603700

PNB TFC 158 RAYALA TOWER TN CHENN 600002
Branch
TNagar

PUNB0028820

46 NORTH USMAN ROAD,T.NAGAR
Branch
Trade Finance Centre - Chennai

PUNB0530210

GD FL,769,SPENCER PLZA MOUNT ROAD 600002
Branch
Vadapalani-chennai

PUNB0130910

DOOR NO.9, OLD NO.3 DORAISAMY RD 600026
Branch
Velacherry

PUNB0209810

PLOT NO -49,DOOR NO OLD-16,TANSI NAGAR 600042
Branch
Velachery

PUNB0147420

NO4,TANSI NAGAR 7TH ST,VELACHERY, CHENNAI
Branch
Villivakkamchennai

PUNB0592800

DOOR NO8 3 RAMAKRISHNAPURAM VILLIVAKKAM TAMIL NADU 600049
Branch
Virugambakkam

PUNB0157520

83,ARCOT ROAD,CHENNAI,TAMILNADU
Branch
Washermenpet, Chennai

PUNB0030700

549,T.H.ROAD,WASHERMENPET
Branch
West Mogappair

PUNB0649400

4/2, FIRST FLOOR, NOLAMBUR MAIN ROAD,
Branch
Zonal Office, Chennai

PUNB0377800

ZONAL OFFICE CHENNAI
Branch
Zonal Sastra Chennai

PUNB0834100

CHENNAI TN CHENN 600001
Branch
Zrmc Chennai

PUNB0842200

4523 PARIJATAM SREEPURAM TN CHENN 600014

What are Punjab National Bank IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Punjab National Bank IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Punjab National Bank IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Punjab National Bank Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Punjab National Bank Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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