Select Branch for Punjab National Bank in Agra, Uttar Pradesh

Choose a branch to view IFSC code and details

Branch
Agra

PUNB0027320

8/338 NALA BHAIRON,FREE GANJ
Branch
Agra Belanganj, Distt. Agra (u

PUNB0000300

AGRA BELANGANJ, DISTT. AGRA
Branch
Agra Cantt, Prtc

PUNB0422900

PRTC PARA REGIMENTAL TRG CENTRE, AGRA,
Branch
Agra Cantt,50 Para Br.head Qtr

PUNB0497500

50 PARA BRIGADE HEAD QUARTER
Branch
Agra Civil Lines Curch Road

PUNB0894600

CIVIL LINES CURCH ROAD AGRA UTTARPRADESH 282002
Branch
Agra Daresi No.2

PUNB0000400

DARESI NO.2, DISTT. AGRA
Branch
Agra Fatehabad Road

PUNB0496400

AGRA FATEHABAD ROAD
Branch
Agra Ibb, Kalpnidhi Agra

PUNB0390000

SANJAY PLACE
Branch
Agra Kamla Nagar, Distt. Agra

PUNB0184200

AGRA KAMLA NAGAR,
Branch
Agra Ram Bagh

PUNB0098400

RAMBAGH, AGRA M-9837713639
Branch
Agra Sanjay Complex, Distt. Ag

PUNB0163900

AGRA SANJAY COMPLEX,
Branch
Agra Shahganj, Distt. Agra (up

PUNB0101800

AGRA SHAHGANJ, &EC101801AIRF2302373
Branch
Agra Vijay Nagar, Distt. Agra

PUNB0165600

AGRA VIJAY NAGAR, DISTTAGRA
Branch
Agra Zonal Stationery Centre

PUNB0500100

AGRA
Branch
Agra-dayalbagh

PUNB0198410

DAYALBAGH,82 ELLORA EN 100 FEET ROAD,DAYALBAG 282005
Branch
Agra-dhanoli

PUNB0037010

VILL. & PO NAGLA BUDHA JAGNER ROAD 282001
Branch
Agra-kamla Nagar

PUNB0118610

D-507, HOTEL WOODLAND BUILDING, KAMLA NAGAR 282002
Branch
Agra-loha Mandi

PUNB0038310

251 JAIPUR HOUSE LOHA MANDI 282010
Branch
Agra-m G Road

PUNB0019410

9A, M G ROAD,CHHIPITOL OPP DISTT HOSPITAL 282001
Branch
Agra-sanjay Place

PUNB0084210

E 15/8 PRINCE TOWER, SANJAY P 220001
Branch
Agra-service Branch

PUNB0802510

E-15/8, PRICE TOWER SANJAY PLACE 282002
Branch
Agra-sikandra-bodla Road

PUNB0089910

DR.MARIA RES. ACDM.CMP SIKANDRA BODLA ROAD 282007
Branch
Agra-tehsil Sadar

PUNB0523910

TEHSIL SADAR,OPP.POLIC AGRA 282001
Branch
Agra, Dayalbagh

PUNB0363300

DISTT. AGRA (UP)
Branch
AgraBank Colony

PUNB0102010

BANK COLOPPSUBHASH PARK71AMG ROAD 282010
Branch
Back Office Cosca Agra

PUNB0928900

PNB BACK OFFICE UP AGRA 282002
Branch
Balkeswar

PUNB0149820

BALKESWAR ROAD,
Branch
Bhadrauli, Distt. Agra

PUNB0363600

BO BHADRAULI, DISTT. AGRA
Branch
Cac Agra

PUNB0836200

AGRA UP AGRA
Branch
Circle Sastra Centre Agra

PUNB0818200

CIRCLE SASTRA CENTRE AGRA UP AGRA
Branch
Clpc Agra

PUNB0604500

LIC BUILDING SANJAY PLACE UP AGRA 282002
Branch
Dhanauli Agra

PUNB0599200

DHANAULI AGRA UTTAR PRADESH
Branch
Dura-agra

PUNB0168510

VILL & POST DURA TAHSIL KIROALI, AGRA 283110
Branch
DurafatePur Sikri Bypass Distt Agra

PUNB0035110

VILL & POST - DURA MOR TEH FATEHPUR SIKARAI 282110
Branch
Fatehabad Road Agra

PUNB0137210

HOTEL LUV KUSH BLDG FATEHABAD ROAD AGRA 282001
Branch
Hub Kamla Nagar

PUNB0519200

KAMLA NAGAR, AGRA
Branch
Jaigara

PUNB0035210

VPO JAIGARA DIST AGRA 283122
Branch
Krishi Utpadan Mandi Samiti

PUNB0417400

FIROZABAD ROAD, AGRA
Branch
MalPura

PUNB0035310

VPO MALPURA DIST AGRA 282001
Branch
NehruNagar

PUNB0088620

37/1D,UDAI BHABAN,AGRA
Branch
Pnb Zao Agra

PUNB0446500

1, 2 RAGUNATH NAGAR MG ROAD AGRA
Branch
Raja Mandi, Agra A9456240951

PUNB0003000

GANDHI ASHRAM, RAJA MANDI, AGRA
Branch
Ram Nagar Khandoli

PUNB0026010

RAM NAGAR POKHANDOLIDISTAGRA 282006
Branch
Rapc Agra

PUNB0914700

RAPC SANJAY COMPLEX LIC BUILDING AGRA UP AGRA 282002
Branch
Rohta (agra), Distt. Agra (up)

PUNB0202300

ROHTA (AGRA), DISTT. AGRA (UP)
Branch
Runkutta, Distt. Agra (up)

PUNB0184100

RUNKUTA, DISTT. AGRA (UP)
Branch
Saiyan Agra

PUNB0596100

SAIYAN , AGRA UTTAR PRADESH 283124
Branch
Shahganjagra

PUNB0032820

3/67-1BHAI BHAI MARKET,SHAHGANJ,AGRA
Branch
Shahzadi Mandi, Agra

PUNB0051400

SHAHZADI MANDI, AGRA
Branch
Shamsabad

PUNB0146610

214, GOPAL PURA, AGRA ROAD, 283125
Branch
Sikandra Av Colony

PUNB0186220

PLOT NO. 7, SECTOR 3A,AWAS VIKAS COLONY,SIKA
Branch
Surya Nagar,agra(u.p)

PUNB0098300

BO:SURYANAGAR AGRA 9639003232 ARUN
Branch
Zonal Sastra Centre Agra

PUNB0833500

ZONAL SASTRA CENTRE AGRA UP AGRA 282001
Branch
Zrmc Agra

PUNB0841600

1-2 ,RAGHUNATH NAGAR M G GROAD UP AGRA 282002

What are Punjab National Bank IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Punjab National Bank IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Punjab National Bank IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Punjab National Bank Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Punjab National Bank Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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