Select Branch for Punjab National Bank in Ghaziabad, Uttar Pradesh

Choose a branch to view IFSC code and details

Branch
Aryan Public School Vai

PUNB0515110

EC ARYAN PUBLIC SCHOOL SECTOR-4,VAISHALI 201010
Branch
Brij Vihar Ghaziabad

PUNB0371100

BRIJ VIHAR GHAZIABAD U.P.
Branch
C/chest Bo Ambedkar Marg

PUNB0710700

AMBEDKAR MARG
Branch
C/chest Bo Navyug Market

PUNB0710500

NAVYUG MARKET
Branch
ChanderNagar, Ghaziabad

PUNB0144300

12-B, RAMPRASTHA
Branch
ChikamberPur-distt Ghaziabad

PUNB0063110

PLOT NO.43, SECTOR 5,R G.T. ROAD, SAHIBABAD, 201005
Branch
Circle Office Ghaziabad

PUNB0904500

CIRCLE OFFICE GHAZIABAD
Branch
Circle Sastra Centre Ghaziabad

PUNB0822800

GHAZIABAD UP GHABA
Branch
Clpc Ghaziabad

PUNB0627700

GHAZIABAD UP PIN 201001
Branch
Crossing Republic

PUNB0778900

PNB,CROSSING REPUBLIC GHAZIZBAD UTTAR PRADESH 201016
Branch
Ghaziabad

PUNB0032620

48 NAVYUG MARKET,GHAZIABAD,
Branch
Ghaziabad - Karehra

PUNB0027210

KAREHRA, PO MOHAN NAGAR 201007
Branch
Ghaziabad 43 Ambedkr Marg

PUNB0370300

43, AMBEDKAR MARG, GHAZIABAD (UP)
Branch
Ghaziabad Arya Kanya Pathshala

PUNB0394600

BHOOR BHARAT NAGAR
Branch
Ghaziabad Diwakar Model Schl

PUNB0521710

DIWAKAR MODEL SCHOOL SHYAM PARK EXTN. 201005
Branch
Ghaziabad- Wright Ganj

PUNB0001910

WRIGHT GANJ 201001
Branch
Ghaziabad-g T Road

PUNB0082910

PLOT NO.1- RAKESH MARG GT ROAD 201001
Branch
Ghaziabad-guldhar

PUNB0007510

D-9,SANJAY NGR,SEC-23 RAJ NAGAR,GHAZIABAD 201003
Branch
Ghaziabad-ims

PUNB0514610

INST OF MANGMT.STUDIES LALA KUAN 201009
Branch
Ghaziabad-indiraPuram

PUNB0120710

GA1, BLOCK GOLD CREST C/GH3, VAIBHAV KHAND 201010
Branch
Ghaziabad-lohia Nagar

PUNB0052610

B-193, RAHUL PALACE LOHIA NAGAR 201001
Branch
Ghaziabad-nasirPur

PUNB0030210

III-D,9,NEHRU NAGAR NASIRPUR 201002
Branch
Ghaziabad-rajNagar

PUNB0092010

R/80, RAJ KUNJ, RAJ NAGAR 201002
Branch
Ghaziabad-razapaur

PUNB0007610

SI-9,SHASTRI NAGAR 201002
Branch
Ghaziabad, Kaushambi

PUNB0300000

D-64 KAUSHAMBI
Branch
Ghaziabad, Ntpc

PUNB0601300

VIDYUT NAGAR NTPC
Branch
GovindPuram, Ghaziabad

PUNB0403900

GHAZIABAD
Branch
Gt Road, Ghaziabad

PUNB0018000

G T ROAD, GHAZIABAD
Branch
HaPur

PUNB0138720

DELHI ROAD,NEAR U.P.AGRO
Branch
IndiraPuram Ghaziabad

PUNB0405200

PLOT NO. 16, NITI KHAND-I
Branch
JalalPur,didhar

PUNB0198810

VILL-JALALPUR,DIDHAR DISTT-GHAZIABAD 201206
Branch
Jewar

PUNB0153510

JEWAR KHURJA ROAD DISTT. GAUTAM BUDH NAG 203135
Branch
Jindal Nagar Distt.ghaziabad

PUNB0370500

JINDAL NAGAR KHERA PILKHUWA
Branch
Karhera , Mohan Nagar

PUNB0996500

713,NEW KARHERA COLONY, MOHANNAGAR, GHAZIABAD UTTAR PRADESH 201007
Branch
Kaushambi

PUNB0146320

GROUND GLOOR, PLOT NO,KAUSHAMBI, GHAZIABAD
Branch
Kavi Nagar Ghaziabad

PUNB0394700

KL-44, KAVI NAGAR
Branch
KharjivanPur Distt - Ghaziabad

PUNB0198910

VILL-KHARJIVANPUR, KHIMAWATI, GHAZIABAD 201206
Branch
Kribhco Icd Rori

PUNB0992900

PUNJAB NATIONAL BANK ICD RORI, MODINAGAR, GHAZIABAD UTTAR PRADESH 201201
Branch
Loha Mandi, Ghaziabad

PUNB0613300

5, LOHA MANDI, GHAZIABAD
Branch
Loni-ghaziabad

PUNB0053410

DELHI-SAHARANPUR ROAD LONI 201102
Branch
Loni,ghaziabad (u.p)

PUNB0402200

LONI,GHAZIABAD (U.P)
Branch
Mandaula

PUNB0028410

DELHI-SAHARNPUR ROAD 201102
Branch
Meerut Road ,ghaziabad

PUNB0402100

PATEL NAGAR,MEERUT ROAD
Branch
Mewar Institute Of Managemen

PUNB0523310

SECTOR 4C, VASHUNDHRA 201010
Branch
ModiNagar

PUNB0068510

RATAN MARKET, OPP. AMBAR CINEMA 201204
Branch
Mohan Nagar

PUNB0034100

MOHAN NAGAR, DISTT. GHAZIABAD
Branch
Morta

PUNB0478800

DELHI ROAD, MORTA DISTT.
Branch
Morta Ghaziabad

PUNB0027410

VILL & P.O. MORTA MERRUT ROAD 201001
Branch
Navyug Market,ghaziabad

PUNB0067400

NAVYUG MARKET, GHAZIABAD (UP)
Branch
Nehru Nagar, Ghaziabad

PUNB0111600

II-C-130A, NEHRU NAGAR
Branch
Niwari

PUNB0927000

PNB NIWARI MODINAGAR GHAZIABAD UP GHABA 201204
Branch
Plp Ghaziabad

PUNB0941900

C -13 2ND FLOOR SECTOR 1 NODIA UP GHABA 201301
Branch
Raj Nagar

PUNB0157620

100 RAJNAGAR DIST CENT,ANAND ARCADE GAZIABAD
Branch
Raj Nagar

PUNB0407800

127-C,SECTOR-11, RAJ NAGAR
Branch
Raj Nagar Extension

PUNB0002230

PNB THE GREAT NORTHERN BAZR MALL RAJ NAGAR EXTENSION
Branch
Sahibabad-ssi

PUNB0063010

378,MAIN LINK RD, PRAH SEC 16, VASUNDHRA 201012
Branch
Sakhni Disttbulandshahar

PUNB0187310

VILLSAKHNI JAHANGIRA BAD POKHAS SAKHNI 202394
Branch
Sanjay Nagar Ghaziabad

PUNB0987300

H9,SEC23,SANJAY NAGAR GHAZIABAD GHABA UTTAR PRADESH 201016
Branch
Sarna

PUNB0046510

VILLAGE-SARNA,MAIN BAZAR, MURADNAGAR 201206
Branch
Shalimar Garden

PUNB0995600

PUNJAB NATIONAL BANK S-1 BLOCK SHALIMAR GARDEN EXT II SAHIBABAD GHAZIABAD UTTAR PRADESH 201005
Branch
Shastri Nagar, Ghaziabad

PUNB0205100

SHASTRI NAGAR, GHAZIABAD (UP)
Branch
Sikhrod-ghaziabad

PUNB0041210

VIL.SIKHROD,P.O.SIHANI GATE,ATTAUR-NANGLA RD. 201203
Branch
SultanPur-ghaziabad

PUNB0046810

BLOCK-MURADNAGAR 201206
Branch
Tile ShahbazPur

PUNB0984000

PNB,TILE SHAHBAZPUR GHAZIABAD UTTAR PRADESH 201102
Branch
Tronica City

PUNB0478900

TRONICA CITY GHAZIABAD UTTARPRADESH GHABA
Branch
Tronica City

PUNB0118710

A-211,SECTOR A4 TRONICA CITY,LONI 201102
Branch
Ukhlarsi

PUNB0027310

NEAR MURADNAGAR BUS ST 201206
Branch
Vaishali ,ghaziabad (u.p)

PUNB0405300

VAISHALI ,GHAZIABAD (U.P)
Branch
Vaishali Gaziabad

PUNB0164320

PLOT NO.200/16,SECTOR3,VAISHALI GAZIABAD,UP
Branch
Wave City

PUNB0969800

KHASRA 180 181 182 187 SADIQPUR KAZIPUR WAVE CITY UP GHZ 201010

What are Punjab National Bank IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Punjab National Bank IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Punjab National Bank IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Punjab National Bank Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Punjab National Bank Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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