IFSC Code of Punjab National Bank, Uttar Pradesh, Meerut, Gagaul

PUNB0999800

Punjab National Bank

Punjab National Bank

IFSC Code

PUNB0999800
MICR Code

250024039
Bank Name Punjab National Bank
District Meerut
State Uttar Pradesh
Address Vill Gagaul Tehsil Meerut District Meerut Uttarpradesh 245206
Phone +919568005156

UPI

Available

NEFT

Available

RTGS

Available

IMPS

Available

IFSC Code of the Punjab National Bank Branch Near You

List of all Punjab National Bank Branch IFSC Code

Abu Lane, Meerut 9565005193

PUNB0031800

ABU LANE
Army Base Workshop-meerut

PUNB0718800

510, ARMY BASE WORKSHOP-MEERUT
Atola , Meerut

PUNB0369700

PNB, ATOLA,8755330003
Baram Distt- Meerut

PUNB0203510

VPO. BARAM BLOCK- R DISTT. MEERUT 250502
Bijauli Distt-meerut

PUNB0212810

VILL & PO BIJAULI TEHSIL & DISTT MEERUT 245206
Bo Cosca

PUNB0927600

1ST FLOOR E.K ROAD MEERUT UP MEERU 250002
C/chest Bo Ek Road Meerut

PUNB0710600

E K ROAD, 9568005194
C/chest Boffice Jagriti Vihar

PUNB0710800

JAGRITI VIHAT
Chhur-distt Meerut

PUNB0039910

VPO CHHUR TEH SARDHANA DIST MEERUT 250342
Circle Office Meerut East

PUNB0906700

CIRCLE OFFICE MEERUT EAST
Circle Sastra Centremeerut West

PUNB0827900

PNB CIRCLE OFFICE MEERUT WEST LIC BUILDING UP MEERU 250001
Civil Lines, Saket, Meerut

PUNB0251200

CIVIL LINES,SAKET, MEERUT
Clpc Meerut

PUNB0635000

MANAGAL PANDEY NAGAR OPPOSITE CCS UNIVERSITY MEERUT
Customer Acquisition Center Meerut

PUNB0839600

CIRCLE OFFICE 495/1 RPG TOWER UP MEERU 250004
D A V Public School Meerut

PUNB0444200

SHASTRI NAGAR MEERUT
Dabathwa- Meerut

PUNB0021310

MEERUT - SARDHANA ROAD DABATHWA 250341
Delhi Road

PUNB0576900

TOWERY HOUSE, OPPOSIT POWER HOUSE DELHI ROAD SHARDA ROAD MEERUT UP MEERU 250002
Delhi Road Meerut

PUNB0186320

98 PUNJABI PURA,PO-,RAMLEELA GROUND,MEERUT
Etah

PUNB0210220

ETAH,
Fgm Office, Meerut

PUNB0654000

LIC BUILDING, PRABHAT NAGAR
GangaNagar, Meerut

PUNB0403800

A 320,MEERUT
Garh Road Meerut

PUNB0798200

A BY 10 D,DURGA NAGAR,OPP GANDHI ASHRAM MEERUT UTTAR PRADESH 250001
Gejha

PUNB0217210

VILL-GEJHA PO-MOHIUDDINPUR 250205
GovindPuri,k.kh D.a.v. School

PUNB0304000

DAV, GOVIDPURI, KANKERKHERA
Guru Tegbahadur Pub.sch.meerut

PUNB0667400

GURU TEG BAHADUR PUBLIC SCHOOL
Gymkhana, Meerut

PUNB0181900

GYMKHANA, MEERUT
Harra

PUNB0052310

SARDHANA BINOLI ROAD VPOHARRATHESARDHANA 250344
Hathras

PUNB0210320

HATHRAS,
HidayatPur

PUNB0657500

NEAR BAL SHIKSHA SADAN SCHOOL VILL AND PO HIDAYATPUR UP BIJNO 246722
Kaithwari- Meerut

PUNB0030310

BAJAJ HINDUSTAN LTD VILL KINONI PO RASULPU 250502
Kaland-meerut

PUNB0044110

VILL & PO - KALAND TEH SADHANA,MEERUT 250342
KalyanPur- Meerut

PUNB0047210

VILLAGE AND POST KALYANPUR 250505
Kanker Khera, Meerut

PUNB0072900

SARDHNA ROAD, KANKERKHERA, MEERUT
Kazmabad Goon Meerut

PUNB0033910

VPO KAZMABAD GOON MOHIUDDINPUR 201205
Khiwai-distt Meerut

PUNB0172610

OPPOSITE SARAK WALI MA VPO KHIWAI,TEH SARDHAN 250344
Kums Meerut

PUNB0418000

KUMS MEERUT
Mahalwala Distt-meerut

PUNB0222310

VILL. & POST-MAHALWALA DISTT. MEERUT - 250104 250104
Malyana

PUNB0002610

BAGPAT RD NEAR HARISH INDUSTRIES 250003
Mawana-meerut

PUNB0120410

PLOT NO. 479,480 & 481 CHAUHAN CHOWK, MAWANA 250401
Mcc Two Meerut

PUNB0899900

4951 RPG TOWER MANGAL PANDEY NAGAR UP MEERU 250004
Meerut

PUNB0046320

BEGUM BRIDGE,UTTAR PRADESH
Meerut - Shastri Nagar

PUNB0400900

SECTOR 2, SHASTRI NAGAR
Meerut Bagpat Road, Distt. Mee

PUNB0253300

BAGHPAT ROAD, 2516840,9997020120
Meerut Cantt

PUNB0001710

SADAR BAZAR MEERUT CANTT 250001
Meerut Collectorate

PUNB0587000

ZILA PANCHAYAT BHAWAN MEERUT COLLECTORATE MEERUT UTTARPRADESH 250002
Meerut Eastern Kutchery Road

PUNB0253400

E.K. ROAD, MEERUT 2642066,2655077
Meerut Jagriti Vihar

PUNB0400700

JAGRITI VIHAR, MEERUT
Meerut Regional Office

PUNB0177420

MEERUT,UTTAR PRADESH
Meerut Twelve Field Regiment

PUNB0519310

EC TOPKHANA MEERUT CANTT 250001
Meerut-lokpriya Hospita

PUNB0522710

LOKPRIYA HOSPITAL GARH ROAD 250004
Meerut-mataur

PUNB0022110

NH-58, MATAUR BLOCK-DAURALA 250221
Meerut-prahlad Nagar

PUNB0041410

40, MAIN BAZAR, PRAHLAD NAGAR, 250002
Meerut-roorkee Road

PUNB0222210

ROORKEE RD, BLDNG 11/3 NR RAJ MNDIR BANQUET 250001
Meerut-shastri Nagar

PUNB0079310

1ST FLOOR,GUPTACOMPLEX 13/18 NAI SARAK 250004
Meerut-skkb Charitable Trust

PUNB0522810

DELHI HARDWAR BYE-PASS ROAD 250002
Meerut-transport Nagar

PUNB0038810

DELHI MUSSORI ROAD TRANSPORT NAGAR 250002
Meerut, Begum Bridge

PUNB0369800

BEGUM BRIDGE
Meerut, Bombay Bazar

PUNB0181800

BOMBAY BAZAR, MEERUT
Meerut, Mangal Pandey Nagar

PUNB0620400

MANGAL PANDEY NAGAR, MEERUT
Meerut, Meerut College

PUNB0484200

MEERUT COLLEGE MEERUT
Merrut-rasna

PUNB0047310

BLOCK-ROHTA DIST-MERRUT 250502
ModiPuram, Meerut

PUNB0090200

DEHRADUN ROAD, MODIPURAM, MEERUT
Pandav Nagar Meerut

PUNB0875700

D 4 PANDAV NAGAR MEERUT OPPOSITE SARASWATI TOWER UTTARPRADESH 250001
Retail Hub, Meerut

PUNB0522200

E.K.ROAD,
Roorki Road Meerut

PUNB0798300

461 ROSHANPUR DORLI,ROORKI ROAD MEERUT UTTAR PRADESH 250001
Saini

PUNB0043310

MEERUT MAWANA ROAD PO SAINI DIST MEERUT 250001
Shastri Nagar

PUNB0184720

L 55, SHASTRI NAGAR,DIST - MEERUT
Sports Complex, Meerut

PUNB0215900

SPORTS COMPLEX, DELHI ROAD,
Subash Bazar, Meerut

PUNB0078200

SUBHASH BAZAR, MEERUT
Topkhana,meerut,cantt

PUNB0667500

DEFENCE STATION,SUB AREA TOPKHANA
Vedvyas Puri

PUNB0005530

PNB BHAVANC-01 VEDVYAS PURI
Vidya Know Park, Panchli Khurd

PUNB0751700

PANCHALI KHURD, BAGPAT ROAD
Zonal Ambience Excellence Centre,meerut

PUNB0846000

PNB ZO MEERUT, LIC BUILDING PRABHAT NAGAR UP MEERU 250001
Zonal Recovery Centre, Meerut

PUNB0835300

PNB ZO MEERUT,LIC BUILDING PRABHAT NAGAR,SAKET UP MEERU 250001
Zonal Risk Managemet Centre, Meerut

PUNB0843500

PNB ZO MEERUT, LIC BUILDING PRABHAT NAGAR UP MEERU 250001

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code issued by the Reserve Bank of India to every bank branch in India. This code is used to uniquely identify each branch and facilitates easy electronic payments. In the Indian banking system, the IFSC code is essential for smooth electronic transactions like NEFT, RTGS, and IMPS. Each IFSC code is specifically assigned to a branch, making it easily identifiable and ensuring every transaction is executed perfectly.

IFSC Code Structure

The IFSC code is an 11-character code that follows the structure below:

  • First Four Characters: Alphabets indicating the bank's name. In "BANK0123456," "BANK" signifies the bank.
  • Fifth Character: This is always '0' (zero), reserved for future use to ensure flexibility.
  • Last Six Characters: Either alphabets or numbers characterizing the specific branch of the bank.

Example: In the IFSC code "SBIN0016654," "SBIN" identifies the bank, and "016654" identifies the branch. This unique format makes every branch easily identifiable.

How to Obtain the IFSC Code

Finding an IFSC code is easy. Here are a few methods:

  • Cheque Book: Look at the upper-left section of the cheque leaves issued by the bank for your IFSC code.
  • Bank Passbook: The IFSC code is also provided on the first page of the bank passbook given when you open an account.
  • Official Website of the Bank: Nearly all banks offer an online search facility where you can find the IFSC code of their branches.
  • Online Banking Portals: Within online banking services, you can find the IFSC code for your branch or any other.
  • Mobile Banking Apps: Most banking apps have an option for branch details, where you can check the IFSC code.
  • RBI Website: The Reserve Bank of India maintains a comprehensive list of all banks and their branches with their respective IFSC codes.
  • Third-Party Websites: Some third-party websites that offer fund transfer services provide the IFSC code based on the bank and branch name.

Why is the IFSC Code Important in Fund Transfers?

The IFSC code is crucial for various electronic fund transfers. Here’s how it is used in different payment systems:

  • NEFT (National Electronic Funds Transfer): IFSC Codes facilitate the transfer of funds from one bank account to another in India, ensuring transactions are forwarded to the right bank and branch smoothly and without mistakes.
  • RTGS (Real-Time Gross Settlement): For high-value transactions, the IFSC code ensures secure and instant monetary transfers through real-time gross settlement.
  • IMPS (Immediate Payment Service): The IFSC code enables instant fund transfers, especially between different banks. IMPS operates 24/7, and the IFSC code ensures the transaction is directed to the correct branch instantly.
  • Error Prevention: Using the correct IFSC code reduces the chance of remitting money to the wrong account due to an incorrectly entered IFSC code. It acts as a control checkpoint to ensure the transaction is being sent to the intended recipient's bank branch.

What is the Use of an IFSC Code?

The IFSC code has numerous uses within the banking system:

  • Enable Electronic Transfers: IFSC codes are essential for electronic transactions such as NEFT, RTGS, and IMPS. No transaction can be made without this code.
  • Unique Identification of Bank Branch: Every IFSC code uniquely identifies a particular bank branch to ensure transactions reach the right destination.
  • Ensures Risk-Free Transactions: The IFSC code ensures that money reaches the correct bank and branch, eliminating errors in the transaction process.
  • Enables Online Banking: IFSC codes are crucial when adding a new beneficiary in online banking systems, ensuring the correct routing of funds.

Importance of Loan and Interest Calculator

Calculators are indispensable tools for financial planning, helping users make informed decisions. Here are some of the most commonly used types:

Loan Calculators

  • Loan Calculator Vehicle: Helps determine monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
  • Loan Calculator VA: Tailored for VA loans, assisting veterans in calculating their mortgage payments.

EMI Calculators

  • EMI Calculator for Home Loan: Calculates the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator US: Designed for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 years: Estimates returns over a 15-year period.
  • PPF Calculator 30 years: Projects returns over a 30-year period

Conclusion

The IFSC code is a vital part of the Indian banking world, ensuring safe and easy online fund transfers. Whether you are doing NEFT, RTGS, or IMPS, the IFSC code ensures that your money reaches its intended destination. It is also significant in handling cheques, where the MICR code plays an important role. Together, these codes are crucial in enabling the smooth operation of banking transactions. Understanding their importance and correct use is indispensable for anyone dealing with electronic transactions in India.

Frequently Asked Questions

The IFSC code ensures the correct routing of electronic fund transfers to the concerned bank's particular branch, reducing errors and making transactions secure.

The IFSC code can be found on the bank's checkbook, passbook, official website, RBI website, or mobile banking application.

No, different branches of every bank have different IFSC codes to identify each branch correctly for internet-based transactions.

If you enter the wrong IFSC code while transferring funds, the transaction may be declined or sent to the wrong bank. Immediately contact your bank to rectify the issue.

The IFSC code comprises 11 characters: the first four characters represent the bank, the fifth is '0', and the remaining six describe the specific branch.

No, the IFSC code is designed for domestic electronic fund transfers in India. International transactions are made using SWIFT codes.

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