Select Branch for State Bank Of India in Cuddapah, Andhra Pradesh
Choose a branch to view IFSC code and details
Adb Proddatur
SBIN0001609
CUDDAPAH, ANDHRA PRADESH
Adb Rajampet
SBIN0001805
DISTCUDDAPAH ANDHRA PRADESH 516115
Akepadu
SBIN0021203
Z CVYE T
Badvel
SBIN0000792
DIST CUDDAPAH, ANDHRA PRADESH 516227
Balapanur
SBIN0003770
DIST KADAPA, A P 516484
Bhakarapeta
SBIN0008835
DNO12236GANDLASTAP
Brahmamgari Mattam(mallepalle)
SBIN0012672
DOOR NO8 BY 1241,MALLEPALLE ROAD,KANDIMALLAYAPALLI VILLAGE,DISTKADAPA516503
Chennur
SBIN0002702
DIST CUDDAPAH, ANDHRA PRADESH 516162
Chilamkuru
SBIN0007514
DIST KADAPA, A P 516310
China Chowk, Kadapa
SBIN0011121
DIST KADAPA,A P
Chinnamandem
SBIN0002703
DIST KADAPA, A P 516214
Chitvel
SBIN0003880
DIST CUDDAPAH, AP 516104
Cuddapah
SBIN0020513
LLZKCUH
Cuddapah
SBIN0000830
7, RD. CIRCLE, CUDDAPAH
Duvvur
SBIN0003288
DIST KADAPA, A P 516175
G K Rachapalli
SBIN0008490
DIST KADAPA, A P 516129
Galiveedu
SBIN0010103
D. NO. 16 BY 972, KADIRI ROAD, GALIVEEDU 516267
Idupulapaya Kadapa
SBIN0021280
PIIITCMPUSRJIVGNDHIUNIVERSITYOFKNOWLEDGETECHNOLOGIESIDUPULPY
Jammalamadugu
SBIN0000977
DIST CUDDAPAH, ANDHRA PRADESH 516434
Jntuce Campus, Pulivendla
SBIN0012674
PULIVENDLA,CUDDAPAH DISTICT,ANDHRA PRADESH 516390
Kadapa Bazar
SBIN0003730
Y.V.STREET,CUDDAPAH BAZAAR,CUDDAPAH,ANDHRA PRADESH,PIN 516001
Kadapa Treasury, Kadapa
SBIN0011122
DIST KADAPA,A P
KamalaPuram
SBIN0001267
CUDDAPAH STATE ANDHRA PRADESH PIN 516289
Khajipet (sunkesula)
SBIN0012675
KHAJIPET SUNKESULA,2 BY 41,OPPTO POLICE STATION,MAIN BAZAAR,KHAJIPET
Kodavalur
SBIN0008836
NELLORE A P 524316
Kodur
SBIN0001459
DIST CUDDAPAH ANDHRA PRADESH 516 101
Kodur Bazar
SBIN0017802
KODUR R R COMPLEX MGROAD KODUR RLY DISTTKADAPA ANDHRA PRADESH 516101
Kokatam
SBIN0020698
AAAUAANDACUDDAAHDISTICT
KondaPuram
SBIN0002746
DIST KADAPA, A P 516444
KrishnaPuram
SBIN0021589
NO MB100 AKSRM ENGCOLLEGE COMPOUNDKRISHNAPURAM KADAPA DIST
Kurnoothala
SBIN0008834
DIST CUDDAPAH, AP 516257
Lakkireddipalli
SBIN0003748
DIST CUDDAPAH, AP 516257
Madhavaram
SBIN0002753
DIST KADAPA, A P 516247
Mydukur
SBIN0002761
DISTCUDDAPAH ANDHRA PRADESH 516172
Nandalur
SBIN0002764
DIST CUDDAPAH, ANDHRA PRADESH 516172
Nandimandalam
SBIN0003749
CUDDAPAH TALUK
Obili
SBIN0021944
BLRADBESTAPALLXRADPENAGALURMANDALKADAPADST
Obulavaripalle
SBIN0011120
KADAPPADISTANDRAPRADESHSTATE
Onipenta
SBIN0003750
PRODDATUR TALUK
Parnapalli
SBIN0008495
DIST KADAPA, A P 516396
Patha Kadapa (kadapa)
SBIN0012676
D NO 1 94, ANANTHA PADMA SWAMI TEMPLE STREET,PATHA KADAPA,KADAPA
Penagalur
SBIN0009080
DIST KADAPA, A P 516127
Proddatur
SBIN0020570
POUCUPH
Proddatur
SBIN0000901
PRODDATUR MAIN BR, GANDHI RD., PIN-516360
Proddatur Court, Proddatur
SBIN0012677
731 TB ROAD JAMMALAMADUGU ROAD,PRODDATUR,KADAPA DIST,AP516360
Proddatur Town
SBIN0010600
D NO 10 310 BY 1 UPSTAIRS , MYDUKUR ROAD, PRODDATUR, KADAPA DISTRICT, A P 516361
Pulivendla
SBIN0000989
DIST CUDDAPAH, ANDHRA PRADESH 516390
Pulivendula Town
SBIN0011123
PULIVENDULA TOWN, PULIVENDULA, KADAPA ROAD, DIST KADAPA 516390
Pullampet
SBIN0012671
HNO7 BY 26A,CHITVEL ROAD,PULLAMPET
Rajampet
SBIN0020949
OAEYCOMEXOTCBUSSTANAJAMET
Rajampet
SBIN0000905
MAIN ROAD, RAJAMPET, DISTT. CUDDAPAH, ANDHRA PRADESH 516 115
Rajiv Gandhi Inst Of Med Sciences
SBIN0010107
PUTLAMPALLI VILLAGE, DISTT. CUDDAPAH, ANDHRA PRADESH 516004
Rangasamudram
SBIN0005082
MAIN ROAD, PORUMAMILLA MANDAL, DISTT. CUDDAPAH, ANDHRA PRADESH516 193
Rayachoti
SBIN0021888
NPLZRJMPETROD
Rayachoty
SBIN0000761
DIST CUDDAPAH, ANDHRA PRADESH 516269
Rtc Bus Stand Cuddapah
SBIN0020948
RVOPNRDROWUDDPOPPPTRUTND
Shivalayam Centre Proddatur
SBIN0022041
4359DASTAGITIPETAMYDUKURROAD
Siddavatam
SBIN0001381
CUDDAPAH, ANDHRA PRADESH 516237
T.sundupalli
SBIN0004427
MAIN ROAD, DIST KADAPA, A P 516130
Tekurpeta
SBIN0008491
TEKURPETAP
Vempalle
SBIN0002809
KADAPA A P 516329
Vontimitta
SBIN0003732
CUDDAPAH, ANDHRA PRADESH 516213
Y V University, Cuddapah
SBIN0010109
Y V UNIVERSITY CAMPUS, PULIVENDULA ROAD, CUDDAPAH DISTRICT, ANDHRA PRADESH 516003
Yerraguntla
SBIN0002814
DIST CUDDAPAH, ANDHRA PRADESH 516309
Yerraguntla Bazaar
SBIN0018294
MUDDANURROAD,YERRAGUNTLA,DISTT.YSRKADAPA.ANDHRAPRADESH 516309
Yerramukkapalli
SBIN0001902
YERRAMUKKAPALLE,CUDDAPAH,ANDHRA PRADESH,PIN 516004
What are State Bank Of India IFSC Codes?
The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.
The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.
How to Read the Structure of the State Bank Of India IFSC Code
The IFSC code is an 11-character code consisting of three distinct elements:
- First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
- Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
- Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.
Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.
How to Locate an State Bank Of India IFSC Code
Locating an IFSC code is relatively straightforward and can be done using any of the following methods:
- Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
- Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
- Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
- Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
- Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
- RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.
Importance of IFSC Code in Fund Transfers
The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:
- NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
- RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
- IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
- Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.
Benefits of Using IFSC Code
Here are the main benefits of IFSC codes you must know:
- Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
- Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
- Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.
Procedure to Perform State Bank Of India Fund Transfer Using IFSC Code
Fund transfer using an IFSC code is a simple yet vital process:
- Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
- Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
- Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
- Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
- Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.
How to Open a State Bank Of India Bank Account
Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:
Eligibility Criteria
- Any citizen over 18 years old is eligible to open a bank account.
- In the case of minors, parents or guardians can open an account on their behalf.
- Non-residents are also eligible, provided they fulfill certain conditions established by the banks.
Required Documents
- Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
- Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
- PAN Card: A PAN card is required for tax compliance.
- Passport Size Photographs: Usually, two to three recent photographs are needed.
- Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.
Process to Open an Account
- Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
- Fill Out the Form: Complete the account opening form with your personal information.
- Submit Documents: Provide documents verifying your identity and address.
- Initial Deposit: Make an initial deposit if required by the specific type of account.
- Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
- Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.
Loan EMI Calculator: Importance and Types
For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.
Loan Calculators
- Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
- Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
- Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
- Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
EMI Calculators
- EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
- EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
- EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.
Interest Calculators
- Interest calculator yearly: Calculates the annual interest on loans or investments.
SIP Calculators
- SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
- SIP Calculator Return: Estimates the returns on SIP investments.
- SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
- SIP Calculator Months: Provides monthly breakdowns of SIP investments.
- SIP Calculator Online: An online tool for calculating SIP returns.
- SIP Calculator Yearly: Offers yearly projections of SIP returns.
PPF Calculators
- PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
- PPF Generator: Generates detailed reports on PPF investments.
- PPF Calculator 15 Years: Estimates returns over a 15-year period.
- PPF Calculator 30 Years: Projects returns over a 30-year period.
Conclusion
An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.
Frequently Asked Questions (FAQs)
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.
The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.
You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.
Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.
In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.
No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.
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