Select Branch for State Bank Of India in West Godavari, Andhra Pradesh

Choose a branch to view IFSC code and details

Branch
Achanta

SBIN0002686

DIST WEST GODAVARI, AP 534123

Branch
Adb Bhimavaram

SBIN0005366

D.NO.27-2-8,JUVVAPALEM RD, PATTABHI CORNER, BHIMAVARAM,W.G.DIST A.P. , PIN 534202

Branch
Akiveedu

SBIN0020787

5PPROADSTFLOORVENKATASUBBARAJUCOMPLEXWGDIST

Branch
Akividu

SBIN0001440

DIST WEST GODAVARI, ANDHRA PRADESH 534235

Branch
AshokNagar, Eluru

SBIN0018712

AMBICA V V MANSION, ASHOKNAGAR MAIN ROAD, ELURU, DIST.WEST GODAVARI. ANDHRA PRADESH-534002

Branch
Athili

SBIN0021388

O15111EARPOLERAMMATEMPLETANUKURDATHILIISTWESTGOAWARI

Branch
Bhimadole

SBIN0006835

BK ROAD, T WEST GODAVARI, ANDHRA PRADESH 534425

Branch
Bhimadole

SBIN0021237

N622GANAPATHICENTREBHIMALEWESTGIST

Branch
Bhimavaram

SBIN0000818

NR. TYAGARAJA BHAVAN AP- 534201

Branch
Bhimavaram

SBIN0020410

ANROADBHAVARATQWESTGODAVAR

Branch
Bondada

SBIN0021791

O4101IGSCOOLROADBODADA

Branch
Chagallu

SBIN0014681

11 87,MAIN ROAD,CHAGALLU,WEST GODAVARI DISTRICT,ANDHRA PRADESH 534342

Branch
Chikkala

SBIN0021599

DNO 5 68 1 RAMALAYAM STREETCHIKKALACHAGALLU MANDALWEST GODAVARI DISTRICT ANDHRA PRADESH

Branch
China Amiram

SBIN0020530

NTHEPREMSESOFSAGRAMAKRSHNAENGGCOLLEGEBHMAVARAM

Branch
Chinamiram

SBIN0015839

7 150, JUVVALAPALEM ROAD, VENKATARAJU NAGAR,CHINAMIRAM, DIST WEST GODAVARI, ANDHRA PRADESH534 204

Branch
Chintalapudi

SBIN0001002

DIST WEST GODAVARI, A P 534460

Branch
Chintalapudi

SBIN0021504

FIRE STATION CENTRE MAIN ROADCHINTALAPUDIWEST GODAVARI DISTRICT ANDHRA PRADESH

Branch
Chityala

SBIN0007540

SRINIVASA NILAYAM ,MAIN ROAD,CHITYALA, DIST WEST GODAVARI STATE ANDHRA PRADESH PIN 534319

Branch
Crr Campus, ShantiNagar

SBIN0016972

CRR CAMPUS, SHANTINAGAR, SIR CRR COLLEGE OF PHARMACY, SHANTINAGAR, ELURU, DIST WEST GODAVARI, ANDHRA PRADESH534606.

Branch
Devarapalle

SBIN0002707

KOVVUR TALUK, DISTT. WEST GODAVARI, ANDHRA PRADESH 534313

Branch
Devarapally

SBIN0021324

O9114115MAIROAEVARAPALLIWESTGOAVARIIST

Branch
Dharmajigudem

SBIN0002708

WEST GODAVARI, ANDHRA PRADESH 534462

Branch
Dharmajigudem

SBIN0021624

6EWBUSSTADDHRMAJIGUDMWGODAVARIDT

Branch
Dirusumarru

SBIN0020538

HMVMTQWSTGIDVUDIST

Branch
Duvva

SBIN0022044

5INDIRACENTREMAINROADDUVVA

Branch
Dwaraka Tirumala

SBIN0014167

BHIMADOLU ROAD,DWARAKA TIRUMALA,WEST GODAVARI DISTRICT,A P 534426

Branch
Dwarka Tirumala

SBIN0021250

ANBAZARROADDWARAKATRUALAWESTGODDST

Branch
Elamanchili

SBIN0002713

NARSAPUR TALUK, DISTT WEST GODAVARI, A P 534268

Branch
Eluru

SBIN0000836

R R PETA, NR. COLLECTRATE, ELURU - 534006

Branch
Eluru

SBIN0020338

AACOMPLEXCANALOADELUUWESTGODAVAIDT

Branch
Eluru Bazar

SBIN0002715

D.NO3A-2-7,KRISHNA SAI COMPLEX AGRAHARAM,ELURU,DISTGODAVARI W,A.P. 534001

Branch
Ganapavaram

SBIN0002718

DISTWEST GODAVARI ANDHRA PRADESH 534198

Branch
Ganapavaram

SBIN0021236

N9120BIMAVARAMRAGANAPAVARAMWESTGIST

Branch
Ganesh Chowk, Nidadavole

SBIN0014826

2 2 11, CHAGALLU ROAD, NIDADAVOLE, WEST GODAVARI DISTRICT, ANDHRA PRADESH534301

Branch
Gollalakoderu

SBIN0022057

22PEDDAVEEDHI

Branch
GopalaPuram

SBIN0021290

N2199LDTREASURYBUILDINGMAINRADGPALAPURAMWESTGDDIST

Branch
Gummalur

SBIN0003252

DIST WEST GODAVARI, A P 534267

Branch
Gunupudi

SBIN0018307

AKULAVARI VEEDHI, NEAR BHIMESWARASWAMI TEMPLE, BHIMAVARAM, DIST.WEST GODAVARI, ANDHRA PRADESH-534201

Branch
Housing Board Colony, Bhimavaram

SBIN0012667

10163,SVR RESIDENCY,OPP RTC DEPOT,CHINARANGALIP ALEM, BHIMAVARAM 534203

Branch
Iragavaram

SBIN0007539

DIST WEST GODAVARI, A P 534217

Branch
Jangareddigudem

SBIN0020769

ERMSJIDELURURODJAGAREDDIGUDEM

Branch
Jangareddygudem

SBIN0002733

JANGAREDDYGUDEM, PIN - 225271

Branch
Juvvalapalem

SBIN0002734

KALLA MANDALAM, T WEST GODAVARI, ANDHRA PRADESH 534236

Branch
K N Road, Tadepalligudem

SBIN0018702

SRI SUPARNA COMPLEX, K N ROAD,TADEPALLIGUDEM, DIST.WEST GODAVARI,ANDHRA PRADESH-534101

Branch
Kaikaram

SBIN0002735

DIST WEST GODAVARISTATE ANDHRA PRADESHPIN 534416

Branch
Kalavapudi

SBIN0015379

MAIN ROAD CENTRE. KALAVAPUDI W.G.DT. ANDHRA PRADESH 534236

Branch
Kalla

SBIN0017496

NEAR RAMALAYAM,MAIN ROAD,KALLA,DISTT.WEST GODAVARI.ANDHRA PRADESH 534237

Branch
Kamavarapukota

SBIN0016988

D NO.15 39,AMMA COMPLEX,OPP OLD PETROL BUNK,KAMAVARAPUKOTA,DISTT.WEST GODAVARI.ANDHRA PRADESH 534449

Branch
Kavitam

SBIN0016274

1 116, CANAL ROAD, KAVITAM,PODUR MANDAL,DIST. WEST GODAVARI,ANDHRA PRADESH 534 338

Branch
Kodamanchili

SBIN0007266

MAIN ROAD KODAMANCHILI ACHANTA MANDAL DT WEST GODAVARI A P 534269

Branch
Konithiwada

SBIN0005646

VIRAVASARAM MANDAL, DT WEST GODAVARI, A P 534214

Branch
Kovvur

SBIN0000860

DIST WEST GODAVARI, ANDHRA PRADESH 534350

Branch
Kovvuru

SBIN0021769

AT A N IKUU

Branch
Koyyalagudem

SBIN0012721

NEAR HP PETROL BUNK,JR GUDEM ROAD,KOYYALAGUDEM,534312

Branch
Linganaboinacheria

SBIN0021524

DNO4 77 1 MAIN ROADLINGABOINACHERLA NARSAPURAM MANDALWEST GODAVARI DISTRICT ANDHRA PRADESH

Branch
Lingapalem

SBIN0008247

VIA DHARMAJIGUDEM, CHINTALAPUDI TALUK, DT WEST GODAVARI, A P 534462

Branch
Machavaram, Vijayawada

SBIN0003723

CHUTTUGUNTA, ELURU ROAD VIJAYAWADA KRISHNA, AP520004

Branch
Madepalli

SBIN0016987

BALAJI NAGAR,CHETAPARRU ROAD,MADEPALLI,DISTT.WEST GODAVARI.ANDHRA PRADESH 534004

Branch
Market Street, Palakol

SBIN0012992

DRKRISHNAJI MULTIPLEX,DNO2211,MAIN ROAD,PALAKOL 534260

Branch
Market Yard, Tadepalligudem

SBIN0012723

NEAR RELANGI CHITRA MANDIR,KN ROAD,TADEPALLIGUDEM,DISTWEST GODAVARI534102

Branch
Maruteru

SBIN0001737

DIST WEST GODAVARI, ANDHRA PRADESH 534122

Branch
MatsyaPuri

SBIN0017246

NEAR RAMALAYAM,MAIN ROAD,MATSYAPURI,DISTT.WEST GODAVARI.ANDHRA PRADESH 534278

Branch
Mogallu

SBIN0014860

D.NO. 4 23, RAJA VEEDHI, MOGALLU, WEST GODAVARI DISTRICT, ANDHRA PRADESH534209

Branch
Mogaltur

SBIN0002757

NARSAPUR MANDALAM, DT WEST GODAVARI, A P 534281

Branch
Nallajarla

SBIN0021299

N403VISWANAHACIRCLEKVVURURANALLAJARLAWESTGIST

Branch
Nallajerla Adb

SBIN0002763

WEST GODAVARI, A P 534112

Branch
NarayanaPuram

SBIN0004718

DIST WEST GODAVARISTATE ANDHRA PRADESHPIN 534407

Branch
NarsaPur

SBIN0000885

WEST GODAVARI DISTT,A P PIN 534 275

Branch
NarsaPur Bazar

SBIN0018890

REDDAPAGARI STREET, NARSAPUR, DISTT.WEST GODAVARI. ANDHRA PRADESH-534275

Branch
Neggipudi Adb

SBIN0005877

PENUGONDA MANDALAM, T WEST GODAVARI, A P 534122

Branch
Nidadavole

SBIN0001437

MAIN RD., NIDADAVOLE, GODAVARI W, A.P.

Branch
Nidamarru

SBIN0021614

DNO 2 37 MAIN ROADNIDAMARRUWEST GODAVARI ANDHRA PRADESH

Branch
Old Town Br Tanuku

SBIN0021665

NPOLTOWNTANUKUWGOAVAIIST

Branch
Palakol

SBIN0000892

SRIRAMPET, GODAVARI W, AP-534260

Branch
Panditavilluru

SBIN0009391

DIST WEST GODAVARI, A P 534122

Branch
Peda Tadepalli

SBIN0021650

N7165SVECCAMPUSPEATAEPALIWGAVARI

Branch
Pedapadu

SBIN0021822

NANRAPEAPAU

Branch
Peddevam

SBIN0021966

5BUSSTANDCENTREMAINROADPEDDEVAM

Branch
Pentapadu

SBIN0021623

SADBSSTANDENTAADGDAVAIDT

Branch
Penugonda

SBIN0002782

PENUGONDA MANDALAM, T WEST GODAVARI, A P 534320

Branch
Penumantra

SBIN0015840

D.NO. 5 5, MAIN ROAD,PENUMANTRA, DISTT. WEST GODAVARI, ANDHRA PRADESH 534124

Branch
Peravali

SBIN0021676

N442MAINRAPERAVALIWGAVARIIST

Branch
Pippara Adb

SBIN0002784

TADEPALLIGUDEM MANDALAM, DT WEST GODAVARI, A P 534197

Branch
Polavaram

SBIN0000778

TALUK OFFICE ROAD, DT W G , A P 534315

Branch
Poolapalli

SBIN0002774

DISTWEST GODAVARI ANDHRA PRADESH 534261

Branch
Prakkilanka Adb

SBIN0005694

WEST GODAVARI A P 534341

Branch
Prathipadu

SBIN0015364

D.NO 2 103/2, PRATHIPADU,PENTAPADU MANDAL,WEST GODAVAARI DIST 534146

Branch
Rajeev Chowk, Tanuku

SBIN0015902

DOOR NO. 28 6 15, SRI MATHA TOWERS, VELPUR ROAD, TANUKU DISTT. WEST GODAVARI A.P. 534211

Branch
Ray Akuduru

SBIN0007268

MAIN ROAD, BHIMAVARAM TALUK, DT WEST GODAVARI, A P 534247

Branch
Reddy Ganapavaram

SBIN0008493

HOUSE OF GODDE SOMESWARA, POLAVARAM MANDAL,DISTT WEST GODAVARI, A P 534448

Branch
Royapet

SBIN0003362

DOOR NO 10 8 82 REST HOUSE ROAD NARSAPUR

Branch
SajjaPuram

SBIN0011103

DOOR NO 35 39 1 SAJJAPURAMTANUKA P O,WEST GODAVARI DISTPIN 534211

Branch
Satyavathi Nagar, Tadepalligudem

SBIN0016305

PLOT NO.9, BHUPAL S ENCLAVE, BHUPAL NAGAR, TADEPALLIGUDEM. WEST GODAVARI DIST.ANDHRA PRADESH.534101

Branch
Sbiintouch Eluru

SBIN0019232

MADHULATA COMPLEX, GOVT HOSPITAL ROAD, PANUGANTI VAARI STREET, RR PET, ELURU, DISTT.WEST GODAVARI. ANDHRA PRADESH-534002

Branch
SeetharamaPuram

SBIN0008496

NARSAPUR MANDAL, DT W G , A P 534280

Branch
SiddaPuram

SBIN0007056

SIDDAPURAMAP

Branch
Sidhantham

SBIN0015838

MAIN ROAD, NEAR BUS STAND, SIDHANTHAM, DISTT. WEST GODAVARI, ANDHRA PRADESH 534326

Branch
Sme Bhimavaram

SBIN0018200

D.NO.3199,OPPMULTIPLEXTHEATREUNDIROAD,BHIMAVARAM,DISTT.WESTGODAVARI,ANDHRAPRADESH534202

Branch
Sri RamNagar

SBIN0012722

SANIVARAPU PETA ROAD,SRI RAMNAGAR,ELURU,DISTWEST GODAVARI534003

Branch
Stadium Road, Eluru

SBIN0009771

D.NO.1914,STADIUM.ROAD,GUNA.BAZAR.CENTRE,ELURU,WGODAVARI

Branch
Tadepalligudem

SBIN0000922

RLY.STN.RD., TADEPALLIGUDEM, GODAVARI W, A.P.-534101

Branch
Tadepalligudem

SBIN0020342

ANROADWESTGODAVARDST

Branch
Tadikalapudi

SBIN0004817

DIST WEST GODAVARI, A P 534452

Branch
Tadimalla

SBIN0020518

OUQNIDADAOLUMANDALWESGODAAIDIS

Branch
Tanuku

SBIN0000925

TANUKU, PIN - 534211

Branch
Tanuku

SBIN0020411

MNVNUUOV

Branch
Tanuku

SBIN0040925

27 9 6 NSC BOSE ROAD TANUKU 534211 WEST GODAVARI

Branch
Thangellamudi

SBIN0018209

PLOTNO.53,OMKARTOWERS,CHINTALAPUDIROAD,THANGELLAMUDIGP,ELURU,WESTGODAVARI,ANDHRAPRADESH534006

Branch
Town Branch Jangareddygudem

SBIN0016989

MANDAVALLI FILLING STATION,JANGAREDDYGUDEM,DISTT.WEST GODAVARI.ANDHRA PRADESH 534447

Branch
Undi

SBIN0021289

N473PPRAUNIWESTGAWARIIST

Branch
Undrajavaram

SBIN0021218

N3ANRAUNRAJAVARAEASTGST

Branch
Vadali

SBIN0020565

IPGPGMITGI

Branch
Valluru

SBIN0021502

DNO5 21 2 RAJULA STREETVALLURU ACHANTA MANDALWEST GODAVARI DISTRICT ANDHRA PRADESH

Branch
Vatluru

SBIN0006980

VATLURU, ELURU MANDAL, WEST GODAVARI AP 534006

Branch
Veeravasaram

SBIN0012666

MAIN ROAD,OPP POLICE STATION,VEERAVASARAM,DISTWEST GODAVARI 534245

Branch
VelPur

SBIN0002808

TANUKU MANDAL, T WEST GODAVARI, ANDHRA PRADESH 534222

Branch
Vijayarai

SBIN0007269

RCM CHURCH COMPOUND, DISTT WG, AP 534475

Branch
Wednesday Market

SBIN0006556

D NO.16-17-17,SURINIDIVAR STREET, BHIMAVARAM, WEST GODAVARI, A.P., PIN-534201

Branch
Yenuguvani Lanka

SBIN0007270

DIST WEST GODAVARI, A P 534275

What are State Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the State Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an State Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform State Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a State Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.