Select Branch for State Bank Of India in Gaya, Bihar

Choose a branch to view IFSC code and details

Branch
Amas

SBIN0012606

AMAS,GAYA,824212
Branch
Anuragh Colony, Gaya

SBIN0003588

ANUGRAHPURI.COLONY,GAYA,BIHAR,PIN.823001
Branch
Ao Gaya

SBIN0063875

SBI GAYA MAIN BRANCH BUILDING, KATCHERY ROAD, GAYA, BIHAR PIN- 823001
Branch
Bankey Bazar

SBIN0017422

AT AND P.O.BANKEY BAZAR,BANKEY BAZAR,DISTT.GAYA.BIHAR 824217
Branch
Barachatti, Gaya

SBIN0014317

P.O. BARACHATTI, GAYA 824 201
Branch
Belaganj

SBIN0012603

NEAR RAMESHWAR HIGH SCHOOL,STATION ROAD,BELAGANJ,DISTGAYA804403
Branch
Bodh Gaya

SBIN0002739

DT GAYA, STATE BIHAR, PIN 824 231
Branch
Bumuar

SBIN0009618

DIST,GAYA,BIHAR
Branch
Cac Gaya

SBIN0062163

SBI GAYA MAIN BRANCH BUILDING,KUTCHERY ROAD,GAYA -823001
Branch
Capc Ao Gaya

SBIN0080142

2ND FLOOR SBI MAIN BRANCHNEAR KEDARNATH MARKET,GAYA 823001
Branch
Chakand

SBIN0018422

CHAKAND, GAYA, DIST.GAYA, BIHAR- 804404
Branch
Cherki Bazar

SBIN0017426

KHIZER MARKET,1ST FLOOR,CHERKI BAZAR,DISTT.GAYA.BIHAR 824237
Branch
Cusb Gaya Campus

SBIN0061174

CENTRAL UNIVERSITY OF SOUTH BIHAR, GAYA CAMPUS, BASEMENT OF ADMINISTRATIVE BUILDING, SH-7 GAYA PANCHANPUR ROAD VILLAGE KARHARA POST, FATEHPUR, DISTT. GAYA, BIHAR - 824236
Branch
Delha, Gaya

SBIN0018100

AT PO DELHA NEAR DELHA BUS STAND DELHA DISTTGAYA BIHAR823002
Branch
Dobhi

SBIN0014316

GT ROAD NH2,NEAR DOBHI MORE ON NORTHERN SIDE,DOBHI,DISTGAYA824 201
Branch
FatehPur

SBIN0014323

HOUSE OF SRI SIYA SARAN PD BHADANI,JHANDA CHOWK,STATION RD,FATEHPUR,GAYA,PIN 824232
Branch
Gandhi Maidan

SBIN0006553

FRONT OF CIVIL LINES POLICE STATION,GAYA,BIHAR,PIN 823001
Branch
Gaya

SBIN0000079

GAYA, BIHAR-823001
Branch
Gaya Bazar

SBIN0001222

OPP.POST OFFICE,UMESH CHANDRA SARKAR RD,NEAR ZILA SCHOOL,GAYA,BIHAR,PIN 823001
Branch
Goh

SBIN0012600

H BY O SHRI YOGENDRA PRASAD SINGH,GOH GAYA ROAD,GOH,DISTAURANGABAD 824203
Branch
Guraru

SBIN0017423

AT RAFIGANJ ROAD,INFRONT OF GURARU SUGAR MILL SCHOOL,AT AND PO GURARU,DIST.GAYA.PIN 824118
Branch
Gurua

SBIN0017424

AT BARATALA KOIRI TOLA,P O GURUA,DISTT GAYA BIHAR 824205
Branch
Imamganj

SBIN0012615

IMAMGANJ,HOUSE OF SHRI LALLAN PRASAD SINGH,IMAMGANJ,GAYA,GAYA,DIST GAYA 824206
Branch
Kendui Bye-pass Road, Gaya

SBIN0061746

H-O SRI KAUSHAL KUMAR SINHA,HOUSE NO.876-1343,AT - GHUGHARI TAND,P.O.- CHAND CHAURA,BYE-PASS ROAD,GAYA - 823001
Branch
Khijarsarai

SBIN0012607

H BY O SMT GAYATRI DEVI,W BY O DR PRABHAT KUMAR,MAIN ROAD,DISTGAYA824233
Branch
Konch

SBIN0012582

HOUSE OF SMT CHANRA KANTA DEVI,DR SHALIGRAM PD SINGH,KONCH, DISTGAYA824207
Branch
Kurkihar

SBIN0008312

VIAWAZIRGANJ,DT GAYA BIHAR
Branch
ManPur

SBIN0005611

POBUNIYADGANJBIHAR
Branch
Military Cantt

SBIN0006611

A S C CENTRE NORTH PA, HARPUR DISTT GAYA, BIHAR, PIN 823 005
Branch
New Godown

SBIN0064608

SBI NEW GODOWN,TOOTWARI MORE,GAYA 823001
Branch
PanchanPur

SBIN0018423

PANCHANPUR, TEKARI, GAYA, DIST.GAYA, BIHAR- 824236
Branch
Parsathua

SBIN0065043

AT PO PARSATHUA,DIST ROHTAS PIN 821112
Branch
Patharkatti

SBIN0008123

POPATHARKATTI
Branch
Pbb Gaya

SBIN0014673

IN THE HOUSE OF SRI N.P.SINGH,NEERAJ BHAVAN, JAIL ROAD, GEWAL BIGHA, OPP.DAYAL PETROL PUMP, GAYA 823001
Branch
Pura

SBIN0008309

DIST.GAYASTATE.BIHARPIN.824236.
Branch
Purani Godown

SBIN0009007

P.O.PURANI GODAM,GAYA,BIHAR,PIN 823001
Branch
Racc Gaya

SBIN0062838

STATE BANK OF INDIA, 2ND FLOOR, GAYA BRANCH BUILDING, NEAR GAYA COURT, GAYA 823001
Branch
Rbo Gaya

SBIN0013741

REGIONAL BUSINESS OFFICE GAYA,ASHA SINGH MORE,A P COLONY GAYA,DIST GAYA 823001
Branch
Sanda

SBIN0008310

DIST.GAYASTATE.BIHAR
Branch
Sherghati

SBIN0003455

GAYA, BIHAR 824211
Branch
Sme Gaya

SBIN0063707

STATE BANK OF INDIA,G B ROAD,ABOVE GAYA BAZAR BRANCH,GAYA,PIN-823001
Branch
Station Road

SBIN0014669

K.P. ROAD, GAYA 823 001
Branch
Usas Deora

SBIN0006289

DIST.GAYASTATE.BIHAR
Branch
Wazirganj

SBIN0003584

DIST GAYA,BIHAR 805131

What are State Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the State Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an State Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform State Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a State Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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