IFSC Code of State Bank Of India, Bihar, Patna, Iit Bihta

SBIN0017164

State Bank Of India

State Bank Of India

IFSC Code

SBIN0017164
MICR Code

801002005
Bank Name State Bank Of India
District Patna
State Bihar
Address Iit Bihta Campus, Administrative Building, Amhara, Ps-bihta, Distt-patna, Bihar-801103
Phone +919955997735

UPI

Available

NEFT

Available

RTGS

Available

IMPS

Available

IFSC Code of the State Bank Of India Branch Near You

List of all State Bank Of India Branch IFSC Code

A.g. Colony, Patna

SBIN0014670

HOUSE OF SRI BMK SINHA, RADHIKA COMPLEX, A.G. COLONY, MAIN ROAD, PATNA, BIHAR800023
Adb Barh

SBIN0004922

POBARH
Agamkuan

SBIN0007878

BIHAR, PIN - 8000007
Aiims Campus Patna

SBIN0064821

AIIMS PATNAPHULWARISHARIFPATNA 801507
Aiims Phulwarisharif

SBIN0017167

RAINDRA COMPLEX,NAWADA MORE,AIIMS RD,PHULWARISHARIF,PATNA.BIHAR 801505
Air Force Station Bihta

SBIN0017425

AIR FORCE STATION CAMPUS,BIHTA,VILLAGE DEVKULI,BIHTA,DISTT.PATNA.BIHAR 801105
AkhtiyarPur

SBIN0006377

DIST PATNA,BIHAR 848111
AliPur

SBIN0008129

PONASARPURA,DT,PATNA,BIHAR
Amy Bihta

SBIN0006359

DIST PATNA, BIHAR 801103
Amy Fatwah

SBIN0006358

GOVINDPUR KURTHA, FATWAH, DT PATNA, BIHAR 803201
Amy,katra Bazar

SBIN0007879

P.O.KATRA.BAZAAR,PATNA,PIN.0
AnandPuri

SBIN0009002

WEST BORING CANAL ROAD,PATNA,BIHAR,PIN 800001
Anisabad,patna

SBIN0009003

PATNABIHARPATNA, BIHAR , PIN - 800002
Ans College Barh

SBIN0018552

ATANS COLLEGE BARH,INFRONT OF GENERAL HOSPITAL, BARH, DIST.PATNA,BIHAR- 803213
Arap

SBIN0006378

DIST.PATNASTATE.BIHARPIN.801104.
Ashiana Nagar

SBIN0009004

PATNAPHASE-1PATNA, BIHAR , PIN - 800025
Ashok Rajpath, Patna

SBIN0031002

ASHOK RAJPATH, PATNA 800004
Athmalgola

SBIN0005784

POATHMALGOLA
Aunta

SBIN0006612

P O MOKAMEHA GHAT
BahadurPur

SBIN0010354

POBAHADURPURPATNA
Bailey Road

SBIN0006379

DIST PATNA, BIHAR 800015
BakhtiyarPur

SBIN0002908

DIST PATNA, BIHAR 845101
Bankaghat

SBIN0006380

POKACHCHI DARGAH,DISTT PATNA,BIHAR 803201
Barh

SBIN0000026

PATNA BIHAR 803213
BeaPur

SBIN0064809

KV COMPLEXGATE NO 1PO PS BEAPUR,PATNA 801503
Beur

SBIN0061445

SMRITI,KRISHNA BIHAR COLONY,NEAR SUPREME FURNITURE,BEUR,PATNA - 800002
Bhaiswan

SBIN0008130

DIST PATNA,BIHAR
Bhikhnapahari, Patna

SBIN0003561

BHIKHANAPAHARI,PATNA,BIHAR,PIN 800006
Bihar Veterinary College Complex

SBIN0009006

PHULWARI SHARIFT. PATNABIHAR 801505
Bihta

SBIN0001217

DIST PATNA BIHAR 801100
Bikram

SBIN0012587

BLOCK ROAD,NEAR MAGAHIYA PUSTAK BHANDAR,BIKRAM,PATNA,DIST PATNA 801104
Boring Canal Road, Patna

SBIN0006551

EAST BORING CANAL ROAD PATNA, BIHAR ,PIN - 800001
Boring Road

SBIN0001435

DIST PATNA, BIHAR 800001
Bseb Patna

SBIN0001215

FRASER ROAD WEST OF AIR STN PATNA, BIHAR 800017
Cb Patliputra

SBIN0009600

7 , PATLIPUTRA COLONY ,PATNABIHAR , PIN - 800013
Ccpc, Patna

SBIN0010408

PATNA BIHAR
Centralised Agri Processing Centre, Patna

SBIN0080108

5 TH FLOOR,ADMINSTRATIVE OFFICE J C ROAD,PATNA 800001
Chak Jalal

SBIN0017132

CHAK JALAL,BLOCK PANDARAK,VIA BARH,DISTT.PATNA.BIHAR 803213
Chanakya Law College

SBIN0015996

IN THE HOUSE OF VIDYA NANA SINGH, NEW VIGRAHPUR, NEAR BUS STAND, DISTT. PATNA. BIHAR 800001
Chauhatta

SBIN0003113

ASHOK RAJ PATH,PATNA,PATNA PATNA,BIHAR 800001
Cppc Patna

SBIN0004476

301, ABHISHEK PLAZA, EXHIBITION ROAD, DISTT. PATNA, BIHAR 834 001
DanaPur

SBIN0001254

DISTPATNA BIHAR 801503
DanaPur Bazar

SBIN0017466

VIJAY KUMAR JAISWAL,GANDHIPATH,TAKIYAPAR,DIGHA,PS DANAPUR,PATNA.BIHAR 800012
DanaPur Cantonement

SBIN0010396

DANAPUR CANTONEMENT, DANAPUR, DIST PATNA 801503
Daniawan

SBIN0014311

ATPO BHAGAT MARKKET, MAIN ROAD, DANIAWAN 801304
DariyaPur Gola

SBIN0007877

SABZIBAGH,PATNA,PIN.800004
Dhobaha Bazar

SBIN0065057

GROUND FLOOR IN THE COMPLEX OF MAHAVIR ELECTRONICS,MAIN ROAD DHOBAHA BAZAR,POST AND P.S DHOBAHA BAZAR,DISTRICT BHOJPUR ( ARRAH ) PIN CODE 802156
Digha

SBIN0003559

P.O.-BATAGANJ, PATNA, BIHAR 800 012
Document Archival Centre, Patna

SBIN0012683

DOCUMENT ARCHIVAL CENTRE,PATNA,ADMINISTRATIVE OFFICE,J C ROAD,PATNA,DIST PATNA 800001
Doman

SBIN0008386

DIST PATNA,BIHAR
Dr B R Ambedkar College

SBIN0017483

DR B.R.AMBEDKAR DENTAL COLLEGE,HARIOM NAGAR,NEW BAILEY ROAD,PO RAMJAIPAL NAGAR,PATNA.BIHAR 801503
Drm Office, Khagaul

SBIN0015923

ANANDENCLAVE HO SRI ASHOK KUMAR SINHACANTT ROADRAMPUR GARIKHANAPOKHAGAULPATNA BIHAR801105
Dulhin Bazar

SBIN0012584

DULHIN BAZAR,P.O BELHOURI,BLOCK DULHIN BAZAR,DULHIN BAZAR,DISTT.PATNA.BIHAR 801102
Dumri

SBIN0015599

AT DUMRI IN HOUSE OF SRI JAMUNA SINGH , PO DUMRI, BLOCK FATWAH, DIST PATNA, BIHAR 803201
Exhibition Road Patna

SBIN0003475

DISTPATNA BIHAR 800001
Fraser Road

SBIN0003476

SHAHI COMPLEX, 1ST FLOOR,NEW DAKBUNGLOW ROAD,PATNAPATNA, BIHAR ,PIN-800001
Fslo Patna

SBIN0004068

DIST,PATNASTATE,BIHARPIN,800001,
Gardanibagh

SBIN0003518

PATNA BIHAR
Garhani

SBIN0011806

GARHANI,AT GARHANI,PO GARHANI,DISTPATNA 802203
Ghoshwari

SBIN0012585

DHANKOVE,GHOSHWARI MOKAMA,PS GHOSWARI,PATNA,DIST PATNA 803302
Gola Road Patna

SBIN0017469

GOLA ROAD,NEAR GURUKUL SCHOOL,MAIN GOLA ROAD,PS DANAPUR,PO DANAPUR CANTT,DISTT.PATNA.BIHAR 801503
Govind Mitra Road, Patna

SBIN0012579

JAI MARKET OPP CANARA BANK,GOVIND MITRA ROAD,PATNA,DISTPATNA 800001
Gulzarbagh

SBIN0001496

DISTPATNA BIHAR 800007
Hajiganj

SBIN0001234

PATNA,STATE BIHAR,PIN 800008
Hanuman Nagar

SBIN0009005

SHANKER MARKET PATNA BIHAR
Harnaut

SBIN0012594

PATNA RANCHI ROAD,OPPOSITE GONAMA ROAD,HARNAUT,DISTPATNA 803110
HasPura

SBIN0064828

GREEN HOUSE BUILDING,KANAP ROAD NEAR PATEL CHOWK,HASPURA PO& PS-HASPURA DISTRICT - AURANGABAD,BIHAR PIN-824120
Hathidah Bujurg

SBIN0017168

IN THE HOUSE OF DHIRENDRA PRASAD SINGH,HATHIDAH,BESIDE BATA COMPANY,PATNA,DISTT.PATNA.BIHAR 803301
Ifb Patna

SBIN0006540

NARAIN HOUSE, NAGESHWAR COLONY, BORING ROAD PATNA ,PIN - 800001
Igims

SBIN0007945

SHEIKHAPUR BAGICHA, P.O.B V COLLEGE, PATNA ,PIN - 800014
J.d.women's College, Patna

SBIN0010404

J D WOMEN S COLLEGE, PATNA 800023
Jagdeo Path

SBIN0015997

PARTHA ASTHA, BESIDES SBI COLONY, KHAJPURA, BAILEY ROAD, JAGDEO PATH CHOWK, DIST PATNA, BIHAR 800014
JagdishPur

SBIN0012535

BALUWACHAK,THANA JAGDISHPUR,DISTBHAGALPUR813105
Judges Court Rd

SBIN0001233

JUDGES COURT RD, PATNA, BIHAR 800001
Kadamkuan

SBIN0001561

SHASHI PLACE, NALA ROAD KADAMKUAN PATNA, BIHAR 800004
Kankarbagh

SBIN0001389

P.O.-KANKERBAGH, PATNA, BIHAR
Kankarbagh Residential Colony

SBIN0003564

TEMPO STAND KANKAR BAGH PATNA BIHAR 800020
Karmalichak Patna

SBIN0017467

H BY O DHARAMVEER SINGH,KARMALICHAK,AT KARMALICHAK,PO BEGUMPUR,DISTT.PATNA.BIHAR 800009
Karpi

SBIN0065130

AT - SAHU MARRIAGE HALL,NEAR KARPI THANA,WARD NO - 03,IMAMGANJ-MAHENDIA ROAD AT PO - KARPI PS - KARPI DISTRICT-ARWAL,BIHAR PIN 804419
Karpoori Thakur Sadan

SBIN0018105

GROUND FLOOR, KARPOORI THAKUR SADAN, COMBINED BUILDING, ASHIANA-DIGHA ROAD, PATNA. BIHAR-800025
KarpooriGram

SBIN0018420

ADMINISTRATIVE OFFICE, PODDAR COMPLEX, CLUB ROAD, PO- RAMNA, MUZAFFARPUR-842002
Khagaul

SBIN0004576

DT PATNA, BIHAR PIN 801 105
Khemnichak

SBIN0016611

IN THE HOUSE OF SHRI RAMJI PRASAD S/O LATE TEK NARAYAN MAHTO, AT KHEMNICHAK, PO NEW JAGANPURA, PATNA, DISTT.PATNA. BIHAR 800027
KhusruPur

SBIN0005903

POKHUSRUPUR
Ksdsu Campus

SBIN0002955

P.O.K.S.D.SANSKRIT.UNIV.CAMPUS,DARBHA,DARBHANGA,BIHAR
Kurji,patna

SBIN0003500

PATNA,INDUSTRIAL ESTATE ROADPATNA, BIHAR ,PIN-800010
Lai

SBIN0006381

DIST,PATNASTATE,BIHARPIN,801112,
Lcpc Patna

SBIN0015162

SITA PALACE, OPP. LEADER AUTOMOBILES, NEW BYE PASS ROAD, KHEMNI CHAK, HANUMAN NAGAR, P.O. NEW JAGANPURA,PATNA 800026
Magadh Colony Gaya

SBIN0064820

ROAD NO.03 MAGADH COLONY,GAYA DISTRICT GAYA-823001
Mahatma Gandhi Nagar, Kanti Factory Road

SBIN0061447

M. G . NAGAR, KANTI FACTOTY ROAD, PATNA, PIN 800020
Mahendru

SBIN0003129

PATNA ASHOK RAJPATH PATNA PATNA,BIHAR 800001
Maner

SBIN0012590

AJAY MARKET, NH 30, OPPOSITE BSNL EXCHANGE, AT PO PS MANER, DISTT.PATNA. BIHAR 801108
Marufganj

SBIN0003328

PATNA, BIHAR, PIN 800008
Masarhi

SBIN0016974

IN THE HOUSE OF RAJIV SINGH S/O LATE AWADESH KUMAR SINGH, AT AND PO MASARHI, BLOCK FATWAH, DIST PATNA, BIHAR 803201 MOB 8578805212
Masaurhi

SBIN0004708

DIST PATNASTATE BIHARPIN 804452
Masaurhi Bazar

SBIN0018600

SHANTI COMMERCIAL COMPLEX, SATI ASTHAN, MASAURHI, PALIGANJ ROAD, MASAURHI, DIST.PATNA, BIHAR-804452
Maurya Lok Complex

SBIN0007506

DAK BUNGALOW ROAD, PATNA, BIHAR STATE, PIN 800 001
MithaPur

SBIN0001511

DIST PATNA STATE BIHAR PIN 800001
Mokama

SBIN0000135

DIST PATNA, BIHAR 803302
Nadaul

SBIN0017421

FIRST FLOOR, MEENA KUNJ, POST-NADAUL, PS-MASURHI, DIST.PATNA, BR-804454
Nagwa

SBIN0006382

DIST PATNA,BIHAR 801109
Nanmuhiyan

SBIN0018821

AZAD LANE,CHAUDHRY TOLA,NANMUHIAN, MAHENDRU, DIST.PATNA, BR- 800006
Narauli

SBIN0018438

VILLAGE BENIPUR,POST- KARAUTA, PS-SALIMPUR, DIST.PATNA, BIHAR- 803202
Narghoghi

SBIN0065033

AT-SUBHASH CHOWK,NARGHOGHI,PO-RAMCHANDRAPUR,DISTT SAMASTIPUR,STATE-BIHAR,PIN-848127
NaubatPur

SBIN0051326

LAKSHAN MARKETKHAGAUL ROADNAUBATPURPATNABIHAR 801109
New Market , Patna

SBIN0003477

BUDHA MARGPATNAPATNA, BIHAR ,PIN-800001
Niyojan Bhawan

SBIN0018815

NIYOJAN BHAWAN, NEAR INCOME TAX GOLAMBER, BAILY ROAD, PATNA, DIST.PATNA, BIHAR- 800001
Nmcc Patna

SBIN0005331

NALANDA MEDICAL COLLEGE CAMPUS, PATNA, BIHAR, PIN - 800020
Ntpc Campus, Barh

SBIN0010085

STP PROJECT PO- BARH PATNA DISTRICT
Oad,lho, Patna

SBIN0003978

DIST,PATNASTATE,BIHARPIN,800001,
Pahari, Nh Thirty Three

SBIN0061446

PAHARI,JAKARIAPUR,NEAR KRISHNA NIKETAN SCHOOL,PATNA,PIN CODE 800020
Paliganj

SBIN0007116

DIST PATNA, BIHAR 801110
Paltu Chhitini

SBIN0015598

DHOBIA KALAPUR DISTT PATNA 801111
Pandarak

SBIN0012581

S BY O LATE GOPAL SHARAN SHARMA,PANDARAK,DISTPATNA803213
Pani Tanki More

SBIN0016612

SATYASHRI, BORING PATLIPUTRA ROAD, OPPOSITE CISF OFFICE, NEW PATLIPUTRA, DISTT.PATNA. BIHAR 800013
Patliputra

SBIN0001513

DISTPATNA BIHAR 800013
Patna City

SBIN0001423

CHAMDORIA HOUSE PATNA PIN 800008
Patna Main

SBIN0000152

WEST OF GANDHI MAIDAN, PATNA-800001
Patna Sectt

SBIN0000153

DISTPATNA BIHAR 800015
Pbb BhagwatNagar

SBIN0017484

IN THE HOUSE OF SMT.SUSHILA PRASAD,MADHUSHILA BHAWAN,NAYATOLA,KUMBHARAR,DISTT.PATNA.BIHAR 800026
Pbb Kankarbagh, Patna

SBIN0004445

H-29 DOCTORS COLONY, KANKARBAGH,PATNA ,BIHAR ,PIN - 800020
Pbb Patna

SBIN0004142

S.K.PURI,BORING ROAD,6B,SAHADEO MEHTA MARG,PATNA, BIHAR ,PIN-800001
Phulwarisharif

SBIN0012591

SHANTI GUEST HOUSE,OPP BLOCK OFFICE,PHULWARISHARIF,DISTPATNA801505
Piplawan

SBIN0017165

VILLAGEPIPLAWA, POSTADAMPUR, VIA NAUBATPUR, PS NAUBATPUR, DISTT.PATNA. BIHAR 801109
Postal Park, Patna

SBIN0018098

POSTAL PARK ROAD HOUSE OF SMT. SHANTI DEVI, PATNA,DIST.PATNA, BIHAR-800001
Punpun

SBIN0012586

HOUSE OF SRI BIRENDRA KUMAR SINGH, STATION ROAD, PUNPUN, DISTT.PATNA. BIHAR-804453
R Block, Patna

SBIN0031501

CHANAKYA PALACE, PATNA 800001
R K Puram Branch

SBIN0061449

STATE BANK OF INDIA,R K PURAM BRANCH,1ST FLOOR,BINDESWARI PALACE,DANAPUR KHAGUAL MAIN ROAD,NEAR R K PURAM GATE,PATNA DIST - PATNA.PIN-801503
Raj Bhawan, Patna

SBIN0006917

RAJBHAWAN CAMPUS, RAJBHWAN, PATNA, BIHAR ,PIN - 800022
Rajabanshi Nagar

SBIN0003115

RAJBANSHI NAGAR, ROAD NO.1, PATNA ,BIHAR, PIN 800015
RajaPur

SBIN0003454

PATNA, BIHAR
Rajendra Nagar

SBIN0001662

RAJENDRA NAGAR PATNA BIHAR
Rajiv Nagar

SBIN0010397

RAJIV NAGAR MAIN ROAD PATNA 800024
RamkrishnaNagar

SBIN0015605

KAMLESH MARKET, NEW BYE PASS ROAD,PO NEW JAGANPURA, RAMKRISHNANAGAR,DISTT. PATNA. BIHAR8000027
Rarb Patna

SBIN0004443

SBI PATNA MAIN BRANCH GANDHI MAIDAN
Rbo Patna West

SBIN0018152

5THFLOOR,SBIBUILDING,JUDGESCOURTROAD,DIST.PATNA,BIHAR800001
Rboi Patna

SBIN0013722

RBO REGION I PATNA,ADMINISTRATIVE OFFICE,J C ROAD,PATNA,DIST PATNA 800001
Rboii Patna

SBIN0013723

RBO REGION II PATNA,ADMINISTRATIVE OFFICE,J C ROAD,PATNA,PATNA,DIST PATNA 800001
SabalPur

SBIN0016975

IN THE HOUSE OF SRI BAIJ NATH SINGH, AT AND POST SABALPUR, PS DIDARGANJ, DISTT.PATNA. BIHAR 800009
Sabnima

SBIN0012580

SABNIMA,C BY O BABLU KUMAR,S BY O LATE SMT MALTI DEVI,SABNIMA,DISTPATNA 803212
Saguna

SBIN0011675

RPS MORE WEST OF BAILEY ROAD,PODANAPUR CANTT,DISTPATNA801503
Sai

SBIN0006383

POHAZARAT SAI,DT PATNA,BIHAR 804451
Sampatchak

SBIN0012588

IN FRONT OF POLICE STATION,SAMPATCHAK,DISTPATNA800007
SandalPur

SBIN0016613

IN THE HOUSE OF SMT.KANTI DEVI W/O LATE SRI CHANDRA SARAF, KANTISHRI BHAVAN, SANDALPUR ROAD, DISTT.PATNA. BIHAR 800006
Sarasat

SBIN0008131

DIST.PATNASTATE.BIHAR
Saray

SBIN0006384

SARAY
Sarc Patna

SBIN0005176

SARC PATNA
Scb, Dakbunglow, Patna

SBIN0004232

SPLD COMM BR, PATNA3RD FLOOR, GOVIND BHAWAN, DAKBUNGLOW RDPATNA ,PIN-800001
Service Branch Patna

SBIN0009933

WEST GANDHI MAIDAN, PATNA, BIHAR 800001
ShahjahanPur

SBIN0008395

DIST PATNA,BIHAR
ShivPuri,patna

SBIN0018099

HOUSE NO01 OPPOSITE RAILWAY CROSSINGS ATSHIVPURI POPSSHASHTRINAGAR PATNA BIHAR800023
Shrikrishna Puri

SBIN0003114

SRI KRISHNAPURI, PATNA, BIHAR,800001
Sme Kankarbagh Branch

SBIN0063663

STATE BANK OF INDIA, SME KANKARBAGH BRANCH, MAIN ROAD KANKARBAGH, CHANDRAGUPT PATH, PATNA 800020
Sonmai

SBIN0008473

DIST PATNA,BIHAR
Spb Branch Patna

SBIN0004070

WEST GANDHI MAIDAN, PATNA, BIHAR
Specialised Currency Administration Branch, Patna

SBIN0014388

SPECIALISED CURRENCY ADMIN BRANCH,PATNA,MAIN BRANCH BUILDING,PATNA,DIST PATNA 800001
Specialized Nri Branch

SBIN0016231

1ST FLOOR, GUINEA MOTORS PVT LTD,WEST BORING CANAL ROAD, DIST. PATNA,BIHAR 800001
SrikrishnaNagar, Patna

SBIN0003560

SHRIKRISHNANAGARM-6SHRIKRISHNANAGAR MAIN ROADPATNA ,PIN-800001
Ssi Patna

SBIN0004386

3RD FLOOR ABHISHEK PLAZA, EXHIBITION ROAD, PATNA, BIHAR, PIN 800001
Tekari

SBIN0011807

TEKARI GAYA,P.O.TEKARI,DISTT.GAYA,DISTPATNA 824236
Transport Nagar, Patna

SBIN0018822

TRANSPORT NAGAR, P.O BAHADURPUR HOUSING COLONY, DISTT. PATNA, PATNA - 800026
Zonal Inspection Office, Patna

SBIN0009282

5TH FLOOR,SONE BHAWAN,BIRCHAND PATEL PATH,PATNA
Zonal Office Patna

SBIN0006732

DIST PATNASTATE BIHARPIN 800001

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code issued by the Reserve Bank of India to every bank branch in India. This code is used to uniquely identify each branch and facilitates easy electronic payments. In the Indian banking system, the IFSC code is essential for smooth electronic transactions like NEFT, RTGS, and IMPS. Each IFSC code is specifically assigned to a branch, making it easily identifiable and ensuring every transaction is executed perfectly.

IFSC Code Structure

The IFSC code is an 11-character code that follows the structure below:

  • First Four Characters: Alphabets indicating the bank's name. In "BANK0123456," "BANK" signifies the bank.
  • Fifth Character: This is always '0' (zero), reserved for future use to ensure flexibility.
  • Last Six Characters: Either alphabets or numbers characterizing the specific branch of the bank.

Example: In the IFSC code "SBIN0016654," "SBIN" identifies the bank, and "016654" identifies the branch. This unique format makes every branch easily identifiable.

How to Obtain the IFSC Code

Finding an IFSC code is easy. Here are a few methods:

  • Cheque Book: Look at the upper-left section of the cheque leaves issued by the bank for your IFSC code.
  • Bank Passbook: The IFSC code is also provided on the first page of the bank passbook given when you open an account.
  • Official Website of the Bank: Nearly all banks offer an online search facility where you can find the IFSC code of their branches.
  • Online Banking Portals: Within online banking services, you can find the IFSC code for your branch or any other.
  • Mobile Banking Apps: Most banking apps have an option for branch details, where you can check the IFSC code.
  • RBI Website: The Reserve Bank of India maintains a comprehensive list of all banks and their branches with their respective IFSC codes.
  • Third-Party Websites: Some third-party websites that offer fund transfer services provide the IFSC code based on the bank and branch name.

Why is the IFSC Code Important in Fund Transfers?

The IFSC code is crucial for various electronic fund transfers. Here’s how it is used in different payment systems:

  • NEFT (National Electronic Funds Transfer): IFSC Codes facilitate the transfer of funds from one bank account to another in India, ensuring transactions are forwarded to the right bank and branch smoothly and without mistakes.
  • RTGS (Real-Time Gross Settlement): For high-value transactions, the IFSC code ensures secure and instant monetary transfers through real-time gross settlement.
  • IMPS (Immediate Payment Service): The IFSC code enables instant fund transfers, especially between different banks. IMPS operates 24/7, and the IFSC code ensures the transaction is directed to the correct branch instantly.
  • Error Prevention: Using the correct IFSC code reduces the chance of remitting money to the wrong account due to an incorrectly entered IFSC code. It acts as a control checkpoint to ensure the transaction is being sent to the intended recipient's bank branch.

What is the Use of an IFSC Code?

The IFSC code has numerous uses within the banking system:

  • Enable Electronic Transfers: IFSC codes are essential for electronic transactions such as NEFT, RTGS, and IMPS. No transaction can be made without this code.
  • Unique Identification of Bank Branch: Every IFSC code uniquely identifies a particular bank branch to ensure transactions reach the right destination.
  • Ensures Risk-Free Transactions: The IFSC code ensures that money reaches the correct bank and branch, eliminating errors in the transaction process.
  • Enables Online Banking: IFSC codes are crucial when adding a new beneficiary in online banking systems, ensuring the correct routing of funds.

Importance of Loan and Interest Calculator

Calculators are indispensable tools for financial planning, helping users make informed decisions. Here are some of the most commonly used types:

Loan Calculators

  • Loan Calculator Vehicle: Helps determine monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
  • Loan Calculator VA: Tailored for VA loans, assisting veterans in calculating their mortgage payments.

EMI Calculators

  • EMI Calculator for Home Loan: Calculates the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator US: Designed for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 years: Estimates returns over a 15-year period.
  • PPF Calculator 30 years: Projects returns over a 30-year period

Conclusion

The IFSC code is a vital part of the Indian banking world, ensuring safe and easy online fund transfers. Whether you are doing NEFT, RTGS, or IMPS, the IFSC code ensures that your money reaches its intended destination. It is also significant in handling cheques, where the MICR code plays an important role. Together, these codes are crucial in enabling the smooth operation of banking transactions. Understanding their importance and correct use is indispensable for anyone dealing with electronic transactions in India.

Frequently Asked Questions

The IFSC code ensures the correct routing of electronic fund transfers to the concerned bank's particular branch, reducing errors and making transactions secure.

The IFSC code can be found on the bank's checkbook, passbook, official website, RBI website, or mobile banking application.

No, different branches of every bank have different IFSC codes to identify each branch correctly for internet-based transactions.

If you enter the wrong IFSC code while transferring funds, the transaction may be declined or sent to the wrong bank. Immediately contact your bank to rectify the issue.

The IFSC code comprises 11 characters: the first four characters represent the bank, the fifth is '0', and the remaining six describe the specific branch.

No, the IFSC code is designed for domestic electronic fund transfers in India. International transactions are made using SWIFT codes.

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