Select Branch for State Bank Of India in Purnea, Bihar

Choose a branch to view IFSC code and details

Branch
Adb Dhamdaha

SBIN0001849

PODHAMDAHA,DISTPURNEA
Branch
Adb Purnea

SBIN0001846

P.O.PURNEA,PURNEA, BIHAR, PIN 854301
Branch
Air Force Station, ChunaPur

SBIN0015211

BANBHAG, PURNEA DISTRICT, BIHAR854303
Branch
AkbarPur

SBIN0016664

AT PO AKBARPUR,BLOCK BHAWANIPUR, DIST PURNEA, BIHAR 852116
Branch
Amour

SBIN0008358

POBISHUNPUR,DISTT,PURNEA,BIHAR
Branch
Amy Gulabbagh

SBIN0010406

PURNEASTATE BIHAR
Branch
Baisi

SBIN0002907

DIST,PURNEA,STATE,BIHARPIN,854315,
Branch
Balutola

SBIN0008166

DIST.PURNEASTATE.BIHAR
Branch
Banmankhi

SBIN0002910

BANMANKHI
Branch
Barhari

SBIN0008164

POBARHARI,DT PURNEA,BIHAR
Branch
BasudeoPur

SBIN0008165

VIA BIHARIGANJ,DISTT PURNEA,BIHAR
Branch
BegamPur Khata

SBIN0015597

VILL BEGAMPUR KHATA,P.OPARORA,DISTT.PURNEA BIHAR , DIST PURNEA 854301
Branch
BhawaniPur

SBIN0002920

DIST.PURNEASTATE.BIHARPIN.854204.
Branch
Birouli Bazar

SBIN0014332

VILLAGE BIROULI BAZAR,PO AJHOKOPA,PS RUPAULI,DISTT.PURNEA.BIHAR 854204
Branch
Cac Purnea

SBIN0062176

CAC PURNEA ,STATE BANK OF INDIA, PURNEA BR , KALABHAWAN ROAD,PURNEA,PIN-854301
Branch
Champa Nagar

SBIN0018823

AT AND PO-CHAMPA NAGAR, PS- K NAGAR, DISTT.PURNEA, BIHAR-854201
Branch
Chopra Bazar

SBIN0008356

DIST PURNEA,BIHAR
Branch
Dagarua

SBIN0012638

PURNEA DISTRICT,BIHAR
Branch
Damaili

SBIN0008360

DIST.PURNEASTATE.BIHAR
Branch
Damgarha

SBIN0007246

DIST,PURNEA,STATE,BIHAR,PIN,854205,
Branch
Gerua

SBIN0009372

DIST PURNEA,BIHAR
Branch
Gulab Bagh

SBIN0002938

P.O.GULABBAGH,PURNEA,PATNA,BIHAR,PIN 854326
Branch
Jalalgarh

SBIN0016011

AT PO JALALGARH,DIST PURNEA BIHAR 854301
Branch
Kajha

SBIN0015927

AT AND POSTKAJHA, PURNEA,DIST PURNEA, BIHAR854301
Branch
Kasba

SBIN0002960

P.O.-KASBA PURNIA BIHAR
Branch
Khuskibag, Purnea

SBIN0016622

AT AND POST KHUSKIBAG, KATIHAR MORE , DISTT.PURNEA. BIHAR 854301
Branch
Madhubani Purnea

SBIN0017477

AT MADHUBANI BAZAR,PO PURNEA,PS K HAT,BLOCK PURNEA EAST,DISTT.PURNEA,BIHAR 854301
Branch
Meerganj

SBIN0017155

MEERGANJ,VILL AND PO AND PS MEERGANJ,DISTT.PURNEA,BIHAR 854301
Branch
Mogalia Purandaha

SBIN0016666

AT PO MOGALIA PURANDAHA, DISTT.PURNEA. BIHAR 854202
Branch
Newa Lal Chowk Purnea

SBIN0017475

AT NEWA LAL CHOWK,PO BHATTA BAZAR,PS K HAT,DISTT.PURNEA,BIHAR 854301
Branch
Palsa

SBIN0008368

POMACHHATTA,DT PURNEA BIHAR
Branch
Personal Banking Branch Purnea

SBIN0012639

LINE BAZAR,AT AND POPURNEA,DISTT PURNEA,PIN854301
Branch
Purnea

SBIN0000159

KALA BHANAN RD., PURNEA-854301, BIHAR
Branch
Purnea Bazar

SBIN0001236

BHATTA BAZAR ,P.O.PURNEA BAZAR,PURNEA,BIHAR,PIN 854301
Branch
Racc Purnea Fi And Mm

SBIN0062813

STATE BANK OF INDIA,NEAR KALA BHAWAN PURNEA 854301
Branch
Racpc Purnea

SBIN0064479

STATE BANK OF INDIA,RBO PURNEA BUILDING,GROUND FLOOR,KALA BHAWAN ROAD,PURNEA,PIN CODE-854301
Branch
Rauta, Purnea

SBIN0016578

KHALIL MARKET, AT PO PS RAUTA HAT, DISTT.PURNEA. BIHAR 854315
Branch
Rbo R I Purnea

SBIN0013730

STATE BANK OF INDIA,ADMINISTRATIVE OFFICE,PURNEA,KALA BHAWAN ROAD,PURNEA,POST AND DIST PURNEA 854301
Branch
Rbo Region Iii, Purnea

SBIN0013732

STATE BANK OF INDIA,REGION III,ADMINISTRATIVE OFFICE,KALA BHAWAN ROAD,PURNEA,DIST PURNEA 854301
Branch
Rupauli

SBIN0016665

VILLAGE AND POST SHILANATH RUPAULI,RUPAULI SOUTH,DISTT.PURNEA,BIHAR 854102
Branch
Sarsi

SBIN0001436

DIST.PURNEASTATE.BIHARPIN.854206.
Branch
Sblc, Purnea

SBIN0009158

STATE BANK LEARNING CENTRE, KALA BHAWAN MARG, PURNEA, DISTT.PURNEA. BIHAR - 854301
Branch
Singhia

SBIN0012652

SINGHIA,PO RAUTARA,PURNEA 854337
Branch
Sme Purnea

SBIN0063704

STATE BANK OF INDIA,SHIVAJEE COLONY,ABOVE MAIN BRANCH,PURNEA,PIN-854301
Branch
Sondeep

SBIN0007094

DIST.PURNEASTATE.BIHARPIN.854204.
Branch
SriNagar

SBIN0012640

BLOCK OFFICE CAMPUS,SRINAGAR,PURNEA DISTRICT,BIHAR
Branch
Sukhsena

SBIN0017144

VILL SUKHSENA,PO BHATOTAR CHAKLA,PS BARHARA KOTHI,DISTT.PURNEA.BIHAR 854203
Branch
Teldiha

SBIN0009243

DIST.PURNEASTATE.BIHAR
Branch
Z. O. Purnea

SBIN0008071

PURNEA STATE BIHAR PIN854301

What are State Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the State Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an State Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform State Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a State Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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