IFSC Code of State Bank Of India, Bihar, Saharsa, BaijnathPur
SBIN0012645

State Bank Of India
IFSC Code |
SBIN0012645 |
---|---|
MICR Code |
852002514 |
Bank Name | State Bank Of India |
District | Saharsa |
State | Bihar |
Address | Saharsa District,bihar 852212 |
Phone |
UPI
Available
NEFT
Available
RTGS
Available
IMPS
Available
IFSC Code of the State Bank Of India Branch Near You
List of all State Bank Of India Branch IFSC Code
Adb Bangaon
SBIN0015925
VILLPOBANGAON, PSBANGAON, DISTRICT SAHARSA, BIHAR 852212
AgwanPur
SBIN0008361
DIST SAHARSA,BIHAR 852201
Bara
SBIN0018037
ATPOBARA BLOCKSATTARKATAIYA DISTT. SAHARSA BIHAR852124
Bariyahi Bazar
SBIN0012643
P.S. BANGAON,DISTSAHARSA852212
BishunPur Arar
SBIN0008569
POGOWALPARA,DT,MADHIPURA,BIHAR
Cac Saharsa
SBIN0062182
GROUND FLOOR,SAHARSA MAIN BRANCH BUILDING,COURT CAMPUS,SAHARSA - 852201
Damgarhi
SBIN0008568
PORAUTA,VIASOUR BAZAR,DISTT SAHARSA BIHAR
Dhantola
SBIN0008559
DHANTOLA
Ghordaur
SBIN0008156
DIST SAHARSA,BIHAR 852127
Kanp
SBIN0008152
VIADHANBAULI,PSSAURBAZAR,DISTT SAHARSA,BIHAR
KrishanPur, Panipat
SBIN0008572
KRISHANPUR,PANIPAT,DISTPANIPAT,HARYANA,PIN - 132103
Mahishi
SBIN0014333
VILL. AND PO MAHISHI,P.S.MAHISHI,DISTT. SAHARSA,BIHAR852 216
Maina
SBIN0008154
POMAINAGRAM,VIAMAHISI,DT SAHARSA,BIHAR
MohanPur
SBIN0008153
POMOHANPUR,VIANAUHATTA,DT SAHARSA,BIHAR
Nariyar
SBIN0018032
NARIYAR POSTNARIYAR BLOCKKAHRA DISTT.SAHARSA BIHAR852201
PaharPur
SBIN0017449
PAHARPUR,P.O SAKRA PAHARPUR,VA CHAPRAN KOTHI,PS AND BLOCK SIMRI BAKTIYARPUR,DIST.SAHARSA 852106
Panchgachia
SBIN0004930
DIST.SAHARSASTATE.BIHARPIN.852124.
Pbb Saharsa
SBIN0017489
NEAR DR.I.D.SINGH CLINIC NAYA BAZAR,NEW COLONY,NAYA BAZAR,SAHARSA,BIHAR 852201
Racc Saharsha Fi And Mm
SBIN0062817
RACC SAHARSA, SAHARSA, DISTRICT SAHARSA PIN 852201
Rbo Saharsa
SBIN0013731
REGIONAL BUSINESS OFFICE,STATE BANK BUILDING,COURT CAMPUS SAHARSA,DIST SAHARSA 852201
Saharsa
SBIN0000172
SAHARSA, BIHAR
Saharsa Bazar
SBIN0003602
DIST SAHARSA, BIHAR 852201
Saharsa City
SBIN0011810
PURAB BAZAR,SAHRSA PIN CODE 852001
Sardiha
SBIN0008363
VIASIMRI BAKHTIARPUR,DT SAHARSA,BIHAR 852127
ShankarPur
SBIN0015733
VILL.PO SHANKARPUR, VIACHAPRAON, DIST. SAHARSA, BIHAR 852106
Simri BakhtiarPur
SBIN0003006
SIMRIBAKHTIARPUR
Sme Saharsa
SBIN0063705
STATE BANK OF INDIA,KACHAHARI CAMPUS,ABOVESBI MAIN BRANCH,SAHARSA,PIN-852201
Sonbarsa
SBIN0003008
POSONBARSADISTSAHARSA
What is an IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code issued by the Reserve Bank of India to every bank branch in India. This code is used to uniquely identify each branch and facilitates easy electronic payments. In the Indian banking system, the IFSC code is essential for smooth electronic transactions like NEFT, RTGS, and IMPS. Each IFSC code is specifically assigned to a branch, making it easily identifiable and ensuring every transaction is executed perfectly.
IFSC Code Structure
The IFSC code is an 11-character code that follows the structure below:
- First Four Characters: Alphabets indicating the bank's name. In "BANK0123456," "BANK" signifies the bank.
- Fifth Character: This is always '0' (zero), reserved for future use to ensure flexibility.
- Last Six Characters: Either alphabets or numbers characterizing the specific branch of the bank.
Example: In the IFSC code "SBIN0016654," "SBIN" identifies the bank, and "016654" identifies the branch. This unique format makes every branch easily identifiable.
How to Obtain the IFSC Code
Finding an IFSC code is easy. Here are a few methods:
- Cheque Book: Look at the upper-left section of the cheque leaves issued by the bank for your IFSC code.
- Bank Passbook: The IFSC code is also provided on the first page of the bank passbook given when you open an account.
- Official Website of the Bank: Nearly all banks offer an online search facility where you can find the IFSC code of their branches.
- Online Banking Portals: Within online banking services, you can find the IFSC code for your branch or any other.
- Mobile Banking Apps: Most banking apps have an option for branch details, where you can check the IFSC code.
- RBI Website: The Reserve Bank of India maintains a comprehensive list of all banks and their branches with their respective IFSC codes.
- Third-Party Websites: Some third-party websites that offer fund transfer services provide the IFSC code based on the bank and branch name.
Why is the IFSC Code Important in Fund Transfers?
The IFSC code is crucial for various electronic fund transfers. Here’s how it is used in different payment systems:
- NEFT (National Electronic Funds Transfer): IFSC Codes facilitate the transfer of funds from one bank account to another in India, ensuring transactions are forwarded to the right bank and branch smoothly and without mistakes.
- RTGS (Real-Time Gross Settlement): For high-value transactions, the IFSC code ensures secure and instant monetary transfers through real-time gross settlement.
- IMPS (Immediate Payment Service): The IFSC code enables instant fund transfers, especially between different banks. IMPS operates 24/7, and the IFSC code ensures the transaction is directed to the correct branch instantly.
- Error Prevention: Using the correct IFSC code reduces the chance of remitting money to the wrong account due to an incorrectly entered IFSC code. It acts as a control checkpoint to ensure the transaction is being sent to the intended recipient's bank branch.
What is the Use of an IFSC Code?
The IFSC code has numerous uses within the banking system:
- Enable Electronic Transfers: IFSC codes are essential for electronic transactions such as NEFT, RTGS, and IMPS. No transaction can be made without this code.
- Unique Identification of Bank Branch: Every IFSC code uniquely identifies a particular bank branch to ensure transactions reach the right destination.
- Ensures Risk-Free Transactions: The IFSC code ensures that money reaches the correct bank and branch, eliminating errors in the transaction process.
- Enables Online Banking: IFSC codes are crucial when adding a new beneficiary in online banking systems, ensuring the correct routing of funds.
Importance of Loan and Interest Calculator
Calculators are indispensable tools for financial planning, helping users make informed decisions. Here are some of the most commonly used types:
Loan Calculators
- Loan Calculator Vehicle: Helps determine monthly payments for vehicle loans.
- Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
- Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
- Loan Calculator VA: Tailored for VA loans, assisting veterans in calculating their mortgage payments.
EMI Calculators
- EMI Calculator for Home Loan: Calculates the Equated Monthly Installment (EMI) for home loans.
- EMI Calculator US: Designed for users in the US to compute their home loan EMIs.
- EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.
Interest Calculators
- Interest calculator yearly: Calculates the annual interest on loans or investments.
SIP Calculators
- SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
- SIP Calculator Return: Estimates the returns on SIP investments.
- SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
- SIP Calculator Months: Provides monthly breakdowns of SIP investments.
- SIP Calculator Online: An online tool for calculating SIP returns.
- SIP Calculator Yearly: Offers yearly projections of SIP returns.
PPF Calculators
- PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
- PPF Generator: Generates detailed reports on PPF investments.
- PPF Calculator 15 years: Estimates returns over a 15-year period.
- PPF Calculator 30 years: Projects returns over a 30-year period
Conclusion
The IFSC code is a vital part of the Indian banking world, ensuring safe and easy online fund transfers. Whether you are doing NEFT, RTGS, or IMPS, the IFSC code ensures that your money reaches its intended destination. It is also significant in handling cheques, where the MICR code plays an important role. Together, these codes are crucial in enabling the smooth operation of banking transactions. Understanding their importance and correct use is indispensable for anyone dealing with electronic transactions in India.
Frequently Asked Questions
The IFSC code ensures the correct routing of electronic fund transfers to the concerned bank's particular branch, reducing errors and making transactions secure.
The IFSC code can be found on the bank's checkbook, passbook, official website, RBI website, or mobile banking application.
No, different branches of every bank have different IFSC codes to identify each branch correctly for internet-based transactions.
If you enter the wrong IFSC code while transferring funds, the transaction may be declined or sent to the wrong bank. Immediately contact your bank to rectify the issue.
The IFSC code comprises 11 characters: the first four characters represent the bank, the fifth is '0', and the remaining six describe the specific branch.
No, the IFSC code is designed for domestic electronic fund transfers in India. International transactions are made using SWIFT codes.
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