Select Branch for State Bank Of India in Kangra, Himachal Pradesh

Choose a branch to view IFSC code and details

Branch
Adb PalamPur

SBIN0004948

DISTKANGRA HIMACHAL PRADESH 176061
Branch
Alhilal

SBIN0010478

KANGRA
Branch
Badhal Thore

SBIN0002298

DIST KANGRASTATE HIMACHAL PRADESHPIN 177105
Branch
Baijnath

SBIN0011848

CHOBIN CHOWK BAIJNATH,PO BAIJNATH,DISTKANGRA,HIMACHAL PRADESH176125
Branch
Bharmar

SBIN0002314

BHARMAR
Branch
Bhatoli

SBIN0003188

BHATOLI
Branch
Bhawarna

SBIN0015976

VILLAGE AND POST BHAWARNA, TEHSIL PALAMPUR DISTT.KANGRA. HIMACHAL PRADESH 176209
Branch
Chamukha

SBIN0009527

STATEBANKOFINDIACHAMUKHA
Branch
Dehra

SBIN0001070

DIST KANGRA, HIMACHAL PRADESH 177101
Branch
Dhaliara

SBIN0003634

DIST KANGRA, H P 177103
Branch
Dharamshala

SBIN0000634

KOTWALI BAZAR, DHARAMSALA, KANGRA, H.P.
Branch
Dharamshalagovt Pgd College

SBIN0051292

GOVTPOST GRADUATE DEGREE COLLEGECOLLEGE CAMPUSDHARAMSHALADISTT KANGRAHIMACHAL PRADESH 176215
Branch
Dhira

SBIN0011879

VILL AND PO DHIRA,DISTT.KANGRA,HIMACHAL PRADESH176101
Branch
District Courts, Dharamsala

SBIN0010505

DISTRICT COURTS, DHARAMSALA, KACHEHARI ADDA,KANGRA,HIMACHAL PRADESH
Branch
FatehPur(h.p.)

SBIN0002341

FATEHPUR
Branch
Gander

SBIN0008985

STATE BANK OF INDIAGANDER
Branch
Gangath

SBIN0004587

STATEBANKOFINDIAGANGATH
Branch
Gharajrot

SBIN0003277

DIST KANGRA, H P 176023
Branch
Ghorab

SBIN0008058

DISTKANGRA HIMACHAL PRADESH 176047
Branch
H.p.board Of School Education, Dharamsala

SBIN0010506

DHARAMSALA, DISTT KANGRA , HIMACHAL PRADESH 176215
Branch
Harchakian

SBIN0017250

VILLAGE AND POST HARCHAKIAN,TEHSIL SHAHPUR,DISTT.KANGRA.HIMACHAL PRADESH 176210
Branch
Harsar

SBIN0002351

HARSAR
Branch
Hpau PalamPur

SBIN0003632

DISTKANGRA HIMACHAL PRADESH 176062
Branch
Hpu Regional Centre Mohli

SBIN0018058

VPOST.MOHLILAHRANDI,GHANYARA,TEHSILDHARAMSALA,DISTT.KANGRA,HIMACHALPRADESH176218
Branch
Indora

SBIN0011983

VPO INDORA,DISTT KANGRA,HIMACHAL PRADESH 176401
Branch
JaisinghPur

SBIN0003124

DISTKANGRA HIMACHAL PRADESH 176095
Branch
Jasur

SBIN0002369

G T ROAD DISTT KANGRA HIMACHAL PRADESH 176201
Branch
Jaurbar Ujhe

SBIN0051398

VILL JAURBAR UJHE PO TIPRI TEHSIL JASWAN DISTT KANGRA HP 177112
Branch
Jawali

SBIN0001528

DISTKANGRA HIMACHAL PRADESH 176023
Branch
Jwalaji

SBIN0010067

NEAR BUS STAND, JWALAJI, DISTT. KANGRA, HIMACHAL PRADESH 176031
Branch
Kandroori

SBIN0050267

VPO KANDROORITEH NURPUR HP 176402
Branch
Kangra

SBIN0050124

TEH KANGRA HP 176001
Branch
Kangra

SBIN0010117

OPP. GOVT. POLYTECHNIC, AT BY PO KANGRA, DISTT. KANGRA, HIMACHAL PRADESH 176001
Branch
Karoa

SBIN0009531

STATE BANK OF INDIAKAROA
Branch
Khaira

SBIN0002388

KANGRA STATE HIMACHAL PRADESH PIN176086
Branch
Kotla

SBIN0003189

DIST KANGRA, H P 176203
Branch
Ladori

SBIN0050558

VPO LADORI TEH KANGRAHP 176203
Branch
Majhin

SBIN0017249

VILLAGE AND POST MAJHIN,TEHSIL KHUDIAN,DISTT.KANGRA.HIMACHAL PRADESH 176032
Branch
Mcleodganj

SBIN0004250

DHARAMSHALADHARAMSALA DIST KANGRA, HP 176219
Branch
MehatPur

SBIN0008579

DISTUNA HIMACHAL PRADESH 174315
Branch
Nagrota Bagwan

SBIN0050705

EAGAP
Branch
Nagrota Surian

SBIN0003248

DISTKANGRA HIMACHAL PRADESH 176027
Branch
NandPur

SBIN0002429

KANGRA, H P 176033
Branch
Nangal Chowk

SBIN0002430

DIST KANGRASTATE HIMACHAL PRADESHPIN 177106
Branch
NurPur

SBIN0050125

V P ONURPUR
Branch
PalamPur

SBIN0050126

MAIN BAZARPALAMPUR HP 176061
Branch
PalamPur

SBIN0000692

PALAMPUR
Branch
Panchrukhi

SBIN0003241

PANCHRUKHI
Branch
Paraur

SBIN0001906

DIST KANGRA, HIMACHAL PRADESH 176064
Branch
Parpola

SBIN0050775

PARPOLA TEHSIL BAIJNATHDIST KANGRA HIMACHAL PRADESH
Branch
Racc Fimm Kangra

SBIN0063617

DSH KANGRA,SBI,NEAR POST OFFICE, DHARAMSHALA ROAD, KANGRA, H.P 176001
Branch
Racpc Kangra

SBIN0064114

NEAR POST OFFICE,VPO TEHSIL AND DISTRICT KANGRA H.P 176001
Branch
Rait

SBIN0004588

DISTKANGRA HIMACHAL PRADESH 176208
Branch
Rbo Vii Kangra

SBIN0051253

NEAR POST OFFICE KANGRA PO TEHSIL AND DISTT KANGRA HIMACHAL PRADESH 176001
Branch
Rehan

SBIN0013701

VPO REHAN, TEHSIL NURPUR, DISTT KANGRA, H.P 176022
Branch
SansarPur Terrace

SBIN0002450

DIST KANGRA, HIMACHAL PRADESH 176501
Branch
ShahPur

SBIN0051110

VPO SHAHPUR NEAR TEHSIL OFFICE DISTTKANGRA HIMACHAL PRADESH PIN 176206
Branch
Sidhbari

SBIN0050441

PO SADHBARI TEH KANGRA HP 176057
Branch
Sihuni

SBIN0009398

SIHUNIDISTT KANGRA HP
Branch
Sunhet Bhagheen

SBIN0051460

VPO SUNHET BLOCK TEHSIL DEHRA
Branch
Tanda

SBIN0050917

R P GOVT COLLEGETANDA 1761DIST KANGRA
Branch
Thural

SBIN0015144

VPO THURAL TEHSIL JAISINGHPUR DISTT KANGRA H.P. 176107
Branch
Yol Camp

SBIN0005884

DIST KANGRA, HIMACHAL PRADESH 176052

What are State Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the State Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an State Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform State Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a State Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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