Select Branch for State Bank Of India in Jammu, Jammu And Kashmir

Choose a branch to view IFSC code and details

Branch
Akhnoor

SBIN0008547

DISTJAMMU JAMMU AND KASHMIR 181201
Branch
Arnia

SBIN0011889

TEHSIL RS PURA,DISTT JAMMU,DISTJAMMU
Branch
Bari Brahmna

SBIN0005932

JAMMU,JAMMU AND KASHMIR, 181133 ,PIN - 181133
Branch
Bishna

SBIN0010118

BISHNAH JAMMU 181132
Branch
Bohri

SBIN0010459

PATA BOHRI, TALLAB TILLO, JAMMU 180002
Branch
Cac Jammu

SBIN0061947

C-O STATE BANK OF INDIA,HARI MARKET,JAMMU-180001,UT -J AND K
Branch
Central University Of Jammu,bagla

SBIN0018531

CENTRAL UNIVERSITY OF JAMMU, BAGLA, DIST SAMBA, JAMMUKASHMIR- 181143
Branch
Channi Himmat

SBIN0005161

JAMMU JAMMU AND KASHMIR
Branch
D A C Data Archival Cell

SBIN0015260

DAC CELL 3RD FLOOR ADMIN OFFICE RAIL HEAD COMPLEX JAMMUPIN 180004
Branch
Dhansal

SBIN0003706

JAMMU
Branch
GandhiNagar, Jammu

SBIN0003132

JAMMU AND KASHMIR, PIN 180004
Branch
Gangyal

SBIN0014643

GANGYAL MAIN BAZAR, JAMMU 180003
Branch
Hari Market

SBIN0000657

HARI MARKET, NEAR BUS STAND, JAMMU, J AND K
Branch
Iim Jammu

SBIN0065151

STATE BANK OF INDIA,IIM JAMMU BRANCH,INDIAN INSTITUTE OF MANAGEMENT,JAMMU,JAGTI,DIST.-JAMMU UT - J&K 181221
Branch
Iit Jagti

SBIN0063942

STATE BANK OF INDIA,MAIN BUILDING IIT JAMMU(NEAR MAIN GATE),JAGTI,NAGROTA,JAMMU-181221,UT J AND K
Branch
Jammu

SBIN0021776

LTN334SECTR6MINIMARKETMAINRADTRIKUTANAGARJAMMU
Branch
Jammu Cantt

SBIN0002367

JAMMU,JK,PIN.180003
Branch
Jourian

SBIN0003261

DISTRICT JAMMU, JAMMU AND KASHMIR 181202
Branch
Kachi Chawni Jammu

SBIN0002374

JAMMUJ K DISTJAMMU,JAMMU KASHMIR 180001 180001
Branch
Kaluchak

SBIN0006981

JAMMU,JAMMU KASHMIR,PIN 180010
Branch
Karan Nagar, Jammu

SBIN0007970

JAMMU TAWAI , JAMMU AND KASHMIR ,PIN - 180001
Branch
Kehli Mandi Samba

SBIN0006896

DISTJAMMU JAMMU AND KASHMIR 184121
Branch
Khour

SBIN0016419

POST OFFICE KHOUR,TEHSIL AKHNOOR, DISTRICT JAMMU, JAMMU KASHMIR 181203
Branch
Kot

SBIN0017261

KOT,NEAR PANCHAYAT GHAR,MAIN ROAD KOT,TEH.JAMMU,DISTT.JAMMU.JAMMU AND KASHMIR 181123
Branch
Marh

SBIN0003703

DIST JAMMUSTATE JAMMU AND KASHMIRPIN 181208
Branch
Miran Sahib

SBIN0011890

OPPOSITE ARMY GATE,MIRAN SAHIB,TEHSIL RS PURA,DISTJAMMU 181101
Branch
Mohalla JaniPur, Jammu

SBIN0007974

JAMMU TAWI MOHALLA JANIPUR, JAMMU, JAMMU AND KASHMIR ,PIN - 1800007
Branch
Nagrota

SBIN0003938

JAMMU STATE JAMMU AND KASHMIR PIN181221
Branch
Nanak Nagar

SBIN0014644

NANAK NAGAR NEAR GURDWARA JAMMU180004
Branch
Narwal

SBIN0010461

YARD NO 06, SHOP NO 338 339, TRANSPORT NAGAR, NARWAL, JAMMU 180006
Branch
New Plot Jammu

SBIN0014642

120 SARWAL COLONY,DIST JAMMU, JAMMU AND KASHMIR 180007
Branch
Old Satwari Jammu

SBIN0017693

NEAR PEERBABA,POST SATWARI,THANA SATWARI,DISTT.JAMMU.JAMMU AND KASHMIR 180003
Branch
Phallian Mandal

SBIN0064534

STATE BANK OF INDIA,PHALLIAN MANDAL BRANCH,PARLADPUR COLONY,MAIN MARKET PHALLIAN MANDAL,DIST.-JAMMU UT - J&K 180003
Branch
Purani Mandi

SBIN0001291

OLD HOSPITAL ROAD JDA COMPLEX JAMMU TAWI, JAMMU AND KASHMIR 180001
Branch
Purkhoo

SBIN0011855

PURKHOO,AKHNOOR ROAD,POST OFFICE DUMANA,TEHSIL AND DISTT JAMMU181206
Branch
R S Pura, Jammu

SBIN0004450

DISTJAMMU JAMMU AND KASHMIR 181102
Branch
Racpc Jammu

SBIN0063683

ASSISTANT GENERAL MANAGER STATE BANK OF INDIA ADMINISTRATIVE OFFICE RAILHEAD COMPLEX,JAMMU-180012
Branch
Railway Station, Jammu

SBIN0006894

JAMMU, TRIKUTA NAGAR, JAMMU, JAMMU AND KASHMIR ,PIN - 180003
Branch
Rasmeccc Jammu

SBIN0005028

Z.O., RAIL HEAD COMPLEX,KARGIL SHAHEED MARG,JAMMU
Branch
Rbo , Jammu

SBIN0014853

JAMMU DISTRICT, JAMMU AND KASHMIR
Branch
Rbo Ii Jammu

SBIN0014852

RAIL HEAD COMPLEX, JAMMU, JAMMU AND KASHMIR180012
Branch
Rbo V Jammu

SBIN0017248

ADMINISTRATIVE OFFICE,RAIL HEAD COMPLEX,JAMMU,DISTT.JAMMU.JAMMU AND KASHMIR 180012
Branch
Rehari Colony, Jammu

SBIN0009124

REHARI COLONY, JAMMU KASHMIRJK , PIN - 190005
Branch
Sainik Colony Jammu

SBIN0004339

SECTOR.B,SAINIK.COLONY,JAMMU.PIN.180011
Branch
Sarc, Jammu

SBIN0005273

DIST JAMMU
Branch
Sblc Jammu

SBIN0007353

UPPERRAJINDERNAGAR,NEARBSNLEXCHANGEBANTALAB,JAMMU,DISTT.JAMMU,JANDK181123
Branch
Shakti Nagar

SBIN0011856

JAMMU,MAIN CHOWK,SHAKTI NAGAR,DISTJAMMU180001
Branch
Shashtri Nagar

SBIN0011857

DISTJAMMU,JAMMU AND KASHMIR
Branch
Sidhra

SBIN0011854

SIDHRA,NEAR NEW SHIV MANDIR,POST OFFICE SIDHRA,TEHSIL AND DISTT JAMMU180006
Branch
Sme Jammu

SBIN0014501

ADMINISTRATIVE OFFICE BUILDING,RAIL HEAD COMPLEX,JAMMU AND KASHMIR,180012
Branch
Smec Jammu

SBIN0063684

ASSISTANT GENERAL MANAGER STATE BANK OF INDIA ADMINISTRATIVE OFFICE RAILHEAD COMPLEX,JAMMU - 180012
Branch
Sungal

SBIN0017262

NEAR PRIMARY HEALTH CENTRE,MATADOR STAND,SUNGAL,TEL.AKHNOOR,DISTT.JAMMU.JAMMU AND KASHMIR 181201
Branch
Supwal

SBIN0004625

DIST JAMMU, JAMMU AND KASHMIR 184120
Branch
Talab Tillo Jammu

SBIN0002494

JAMMU,JK,PIN.180002
Branch
Talab Tiloo, Jammu

SBIN0005336

CANAL ROAD,DISTJAMMU, JAMMU AND KASHMIR ,PIN - 180016
Branch
Trikuta Nagar

SBIN0014641

TRIKUTA NAGAR, HOUSE NO 86 SECTOR 1 TRIKUTA NAGAR, H.P.O GANDHI NAGAR, DIST JAMMU 180012
Branch
VijayPur

SBIN0004417

DIST JAMMU, JAMMU AND KASHMIR 184120
Branch
Zonal Office Jammu

SBIN0001104

REGIONAL OFFICE JAMMU

What are State Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the State Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an State Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform State Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a State Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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