IFSC Code of State Bank Of India, Jharkhand, Ranchi, Nepal House Ranchi

SBIN0004432

State Bank Of India

State Bank Of India

IFSC Code

SBIN0004432
MICR Code

834002022
Bank Name State Bank Of India
District Ranchi
State Jharkhand
Address Doranda, Ranchi, Jharkhand, 843004
Phone

UPI

Available

NEFT

Available

RTGS

Available

IMPS

Available

IFSC Code of the State Bank Of India Branch Near You

List of all State Bank Of India Branch IFSC Code

Ago Complex, Ranchi

SBIN0007957

AGO COMPLEX, HINOO, RANCHI ,PIN - 834002
Amy Pandra, Ranchi

SBIN0006355

PANDARA PO HEHAL, RANCHI, BIHAR ,PIN - 834005
Army Cantt. Sugnu

SBIN0018055

AKARSHAN MARKET COMPLEX, DIPATOLI CANTONMENT, DIPATOLI, DISTT.RANCHI. JHARKHAND-834009
Ashok Nagar

SBIN0009010

ROAD NO.-3, ASHOKNAGAR ,RANCHIRANCHI, BIHAR , PIN - 834002
B I T Mesra

SBIN0018056

B.I.T MESRA CAMPUS 1ST FLOOR NEAR CANTEEN BIT CAMPUS MESRA DISTTRANCHI JHARKHAND835215
Barhi

SBIN0012617

H BY O NAWAB ALI,NEAR POLICE STN.,BARHI,DISTHAZARIBAGH 825405
Bariatu Road

SBIN0017473

1ST FLOOR BALAJI BLISS MARUTI SHOW ROOM BARIATU ROAD DISTT.RANCHI JHARKHAND834009
Bero

SBIN0012618

H BY O JITENDRA GUPTA,MAIN BERO BAZAR,OPPPOLICE STN,DISTRANCHI835202
Bichna

SBIN0009224

DIST,RANCHI,STATE,JHARKHAND,PIN,835210,
Bingaon Sab

SBIN0009768

DIST,RANCHISTATE,JHARKHANDPIN,835209,
Bundu

SBIN0004501

BUNDU
Cac, Ranchi

SBIN0010018

DIST.RANCHISTATE.JHARKHAND
Capc Ranchi

SBIN0080144

CAPC,BESIDE RBO2,RANCHI RURAL,NEW COLLECTORATE BUILDING,BLOCK A,5 TH FLOOR,COURT COMPOUND,RANCHI-834001
Ccl Campus

SBIN0010400

CCL HEADQUARTER, DARBHANGA HOUSE, JHARKHAND 834001
Chutia

SBIN0012621

H BY O RAJENDRA SINGH,BESIDE CANARA BANK,UPPER CHUTIA,DISTRANCHI 834002
Cmpdi, Kanke Road

SBIN0005598

KANKEROAD RANCHI,DIST.RANCHI, BIHAR ,834008 ,PIN - 834008
Commercial Br Ranchi

SBIN0009620

RATU RD, RANCHI, JHARKHAND, 834001
Dakra

SBIN0014343

CCL CAMPUS,ATANDPO DAKRA KHALARI,DISTT.RANCHI.JHARKHAND 829210
Dipatoli, Ranchi

SBIN0005991

VILLAGE GARI, P.O. HATWAR, DIPATOLI, RANCHI, BIHAR ,PIN - 834009
Doranda

SBIN0000212

DISTRANCHI JHARKHAND 834002
Drm Office

SBIN0010334

DRM OFFICE CAMPUS, HIRAPUR, DHANBAD, PIN 826001
Fslo Ranchi

SBIN0064410

3RD FLOOR,ADMINISTRATIVE OFFICE,COURT COMPOUND,KUTCHERY,RANCHI 834001
H.b.road, Ranchi

SBIN0030527

NARSARIA TOWER,OPP.LALPUR POLICE STATION,HAZARI BAGH ROAD,LALPUR RACHI
Harmu Housing Colony

SBIN0006951

P.O.-HARMOO, RANCHI, JHARKHAND-834012
Hatia

SBIN0000207

DISTRANCHI JHARKHAND 834003
Hec Sector - Ii

SBIN0005596

H.E.C.COLONY, RANCHI,DHURWA ,DIST.RANCHI, BIHAR ,PIN - 834004
IndrPur Ranchi

SBIN0007507

RATU.RD.,RANCHI,JHARKHAND,PIN.834005
Itaki

SBIN0015346

EESAR MANZIL, GULZAR ROAD, ITAKI, RANCHI, DISTT.RANCHI. JHARKHAND 8353301
Kanke Block

SBIN0011816

KAUSALYA COMPLEX,KANKE BLOCK CHOWK,KANKE,RANCHI,JHARKHAND,DISTRANCHI835240
Kanta Toli

SBIN0012622

QUADRI COMPLEX,KANTA TOLI CHOWK,DISTRANCHI 834001
Kathal More

SBIN0016617

LAL KOTHI, ARGORA KATHAL MORE MAIN ROAD, MATA VAISNAVI DEVI NAGAR, RANCHI, DISTT.RANCHI. JHARKHAND 834002
Khunti

SBIN0001097

DIST RANCHI, JHARKHAND 835210
Kishoreganj

SBIN0016001

GARODIA HEIGHTS,1ST FLOOR, HARMU BYE PASS ROAD, NEAR SANI MANDIR, RANCHI,DISTT. RANCHI. JHARKHAND834001
LalPur

SBIN0012623

CIRCULAR ROAD,NEAR LALPUR CHOWK,DISTRANCHI834001
Lapung

SBIN0003574

POLAPUNG
Lodhma

SBIN0006311

LODMA
Lowadih

SBIN0061702

334,SHOPAN APARTMENT,LOWADIH CHOWK,SAMLONG,P.O.NAMKUM,RANCHI 834010
Main Road, Ranchi

SBIN0001194

MAIN.RD.,RANCHI,JHARKHAND,PIN.834001
Mander

SBIN0014339

HOUSE OF SRI IGNATITUS KUJUR,KUJUR COMOPLEX,,VILL MARIATOLI,P O MANDAR 835214,DIST RANCHI 835214
Mohrabadi

SBIN0016002

RATAN COMMERCIAL CUM RESIDENTIOAL BUILDING, TAGORE HILL ROAD, MORHABADI, RANCHI 834008
Murhu

SBIN0003155

MURHU
Muri

SBIN0003656

P.O.-CHOTAMURI, DT.-RANCHI, JHARKHAND 835101
Nagri

SBIN0014340

N H 23 PIN 835303,,RANCHI GUMLA ROAD,VILL POST OFFICE NAGRI DISTT RANCHI,DIST RANCHI 835303
Namkum, Ranchi

SBIN0009011

PO.NAMKUM,RANCHI,JHARKHAND,PIN.834010
Neori

SBIN0015933

PAHAN COMPLEX, C/O SANJAY MUNDA, NEORI, OPPOSITE VIKAS VIDYALAYA, NEORI. DISTT RANCHI,JHARKHANDPIN 835217
Oad, Zo Ranchi

SBIN0006662

DIST RANCHISTATE JHARKHANDPIN 834001
Ormanjhi

SBIN0015347

ATPO ORMANJHI, NH 33,DISTRICT RANCHI, STATE JHARKHAND, PIN 835219
Patrahatu

SBIN0006306

DIST RANCHI,JHARKHAND 835102
Pbb Ranchi

SBIN0004143

MAIN ROAD, RANCHI,RAJ HOSPITAL CAMPUSRANCHI, BIHAR ,PIN-834001
Piska More

SBIN0012619

H BY O TSSATPATHY,LAXMI NARAYAN COMPLEX,ITKI ROAD,RANCHI,DISTRANCHI 834005
Project Bhawan

SBIN0010401

AT P O HATIA DIST RANCHI JHARKHAND PIN 834004
R B O , Ranchi Rural, Ranchi

SBIN0015862

ADMINISTRATIVE BUILDING, 5TH FLOOR, COURT COMPOUND, DISTT. RANCHI, JHARKHAND 834001
Racpc, Ranchi

SBIN0010022

DIST RANCHISTATE JHARKHAND
Rahe

SBIN0006445

RAHE
Ramgarh Collectoriate

SBIN0018369

RAMGARH COLLECTORIATE, B BLOCK, CHATTARMANDU, RAMGARH, DISTT.RAMGARH. JHARKHAND-829122
Ranchi

SBIN0000167

COURT COMPOUND,RANCHI- 834 001
Ranchi

SBIN0031675

PP COMPOUND,GURDAYAL SINGH SALUJA HOUSE,RANCHI 834001
Ranchi Industrial EState

SBIN0004579

KOKAR, RANCHI, JHARKHAND, 834001
Rangamati

SBIN0006313

RANGAMATI
Ratu

SBIN0014341

HOUSE OF SMT.CHANDRO DEVI, MAIN ROAD, KATHITHARN CHOWK, PO RATU, DIST RANCHI 835222
Regional Business Office, Ranchi

SBIN0013733

SBI ADMINISTRATIVE OFFICE,COURT COMPOUND,RANCHI,DIST RANCHI 834001
Rmcc Ranchi

SBIN0001672

P.O. BARIATU,RANCHI JHARKHAND 834009
Sarc Ranchi

SBIN0010201

DIST RANCHISTATE JHARKHAND
Service Branch Ranchi

SBIN0001927

VIKRANT COMPLEX,KISHOREGANJ CHOWK GPO,DISTT RANCHI,JHARKHAND 834001
Singh More, Ranchi

SBIN0016618

1ST FLOOR, GODAWARI PLAZA, RANCHI KHUNTI MAIN ROAD, RANCHI,JHARKHAND 834003
Siwandih

SBIN0012811

PO SIWANDIH,PS MARAFARI,B S CITY,DISTBOKARO 827010
Sme Plaza Chowk Ranchi

SBIN0063687

SME PLAZA CHOWK,H B ROAD THARPAKHANA,PLAZA CHOWK,RANCHI -834001
Smeccc, Ranchi

SBIN0010025

DIST RANCHISTATE JHARKHAND
Specialised Premier Banking Branch

SBIN0064364

CHAUHAN S,1ST FLOOR,GONDA TOWN,KANKE ROAD,RANCHI - 834008
Spl Pbb, Kanke Road

SBIN0016090

FOGLA MANSION, IN FRONT OF KRISHI BHAWAN,KANKE ROAD, DIST RANCHI, JHARKHAND 834008
Tangerbansli

SBIN0006304

TANGARBANSLIP.O.ITAKIRANCHI
Tati Silwai

SBIN0016003

PS TATISILWAI, DISTRICT RANCHI 835103
Torpa

SBIN0006947

RANCHIJHARKHAND 835207
Tupudana

SBIN0001625

AT-TUPUDANA, P.O.HATIA, RANCHI JHARKHAND, 834003
Upper Bazar

SBIN0001237

KUTCHERY ROAD, UPPER BAZAR, RANCHI, JHARKHAND, 834001

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code issued by the Reserve Bank of India to every bank branch in India. This code is used to uniquely identify each branch and facilitates easy electronic payments. In the Indian banking system, the IFSC code is essential for smooth electronic transactions like NEFT, RTGS, and IMPS. Each IFSC code is specifically assigned to a branch, making it easily identifiable and ensuring every transaction is executed perfectly.

IFSC Code Structure

The IFSC code is an 11-character code that follows the structure below:

  • First Four Characters: Alphabets indicating the bank's name. In "BANK0123456," "BANK" signifies the bank.
  • Fifth Character: This is always '0' (zero), reserved for future use to ensure flexibility.
  • Last Six Characters: Either alphabets or numbers characterizing the specific branch of the bank.

Example: In the IFSC code "SBIN0016654," "SBIN" identifies the bank, and "016654" identifies the branch. This unique format makes every branch easily identifiable.

How to Obtain the IFSC Code

Finding an IFSC code is easy. Here are a few methods:

  • Cheque Book: Look at the upper-left section of the cheque leaves issued by the bank for your IFSC code.
  • Bank Passbook: The IFSC code is also provided on the first page of the bank passbook given when you open an account.
  • Official Website of the Bank: Nearly all banks offer an online search facility where you can find the IFSC code of their branches.
  • Online Banking Portals: Within online banking services, you can find the IFSC code for your branch or any other.
  • Mobile Banking Apps: Most banking apps have an option for branch details, where you can check the IFSC code.
  • RBI Website: The Reserve Bank of India maintains a comprehensive list of all banks and their branches with their respective IFSC codes.
  • Third-Party Websites: Some third-party websites that offer fund transfer services provide the IFSC code based on the bank and branch name.

Why is the IFSC Code Important in Fund Transfers?

The IFSC code is crucial for various electronic fund transfers. Here’s how it is used in different payment systems:

  • NEFT (National Electronic Funds Transfer): IFSC Codes facilitate the transfer of funds from one bank account to another in India, ensuring transactions are forwarded to the right bank and branch smoothly and without mistakes.
  • RTGS (Real-Time Gross Settlement): For high-value transactions, the IFSC code ensures secure and instant monetary transfers through real-time gross settlement.
  • IMPS (Immediate Payment Service): The IFSC code enables instant fund transfers, especially between different banks. IMPS operates 24/7, and the IFSC code ensures the transaction is directed to the correct branch instantly.
  • Error Prevention: Using the correct IFSC code reduces the chance of remitting money to the wrong account due to an incorrectly entered IFSC code. It acts as a control checkpoint to ensure the transaction is being sent to the intended recipient's bank branch.

What is the Use of an IFSC Code?

The IFSC code has numerous uses within the banking system:

  • Enable Electronic Transfers: IFSC codes are essential for electronic transactions such as NEFT, RTGS, and IMPS. No transaction can be made without this code.
  • Unique Identification of Bank Branch: Every IFSC code uniquely identifies a particular bank branch to ensure transactions reach the right destination.
  • Ensures Risk-Free Transactions: The IFSC code ensures that money reaches the correct bank and branch, eliminating errors in the transaction process.
  • Enables Online Banking: IFSC codes are crucial when adding a new beneficiary in online banking systems, ensuring the correct routing of funds.

Importance of Loan and Interest Calculator

Calculators are indispensable tools for financial planning, helping users make informed decisions. Here are some of the most commonly used types:

Loan Calculators

  • Loan Calculator Vehicle: Helps determine monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
  • Loan Calculator VA: Tailored for VA loans, assisting veterans in calculating their mortgage payments.

EMI Calculators

  • EMI Calculator for Home Loan: Calculates the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator US: Designed for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 years: Estimates returns over a 15-year period.
  • PPF Calculator 30 years: Projects returns over a 30-year period

Conclusion

The IFSC code is a vital part of the Indian banking world, ensuring safe and easy online fund transfers. Whether you are doing NEFT, RTGS, or IMPS, the IFSC code ensures that your money reaches its intended destination. It is also significant in handling cheques, where the MICR code plays an important role. Together, these codes are crucial in enabling the smooth operation of banking transactions. Understanding their importance and correct use is indispensable for anyone dealing with electronic transactions in India.

Frequently Asked Questions

The IFSC code ensures the correct routing of electronic fund transfers to the concerned bank's particular branch, reducing errors and making transactions secure.

The IFSC code can be found on the bank's checkbook, passbook, official website, RBI website, or mobile banking application.

No, different branches of every bank have different IFSC codes to identify each branch correctly for internet-based transactions.

If you enter the wrong IFSC code while transferring funds, the transaction may be declined or sent to the wrong bank. Immediately contact your bank to rectify the issue.

The IFSC code comprises 11 characters: the first four characters represent the bank, the fifth is '0', and the remaining six describe the specific branch.

No, the IFSC code is designed for domestic electronic fund transfers in India. International transactions are made using SWIFT codes.

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