Select Branch for State Bank Of India in Bangalore, Karnataka

Choose a branch to view IFSC code and details

Branch
Administrative Unit, Zonal Office, Zone, Network Ii, Bangalore

SBIN0015895

NO.91/1, II FLOOR, STATE BANK BUILDING, INFANTRY ROAD, SHIVAJINAGAR, BANGALORE560001.

Branch
Adugodi

SBIN0017786

VIMRATH TOWER,59 BY 2,1ST FLOOR LASKAR HOSUR ROAD,ADUGODI,BANGALORE,DISTT.BANGALORE.KARNATAKA 560030

Branch
Aecs B Layout

SBIN0041190

NO 739 THE AIRCRAFT EMPLOYEES CO OPERATIVE SOCIETY LTD LAYOUT B LOCK BEGUR HOBLI SINGASANDRA VILLAGE 80FEET MAIN ROAD BANGALORE 560027

Branch
Akash Nagar

SBIN0015033

9/2, B NARAYANAPURA, AKASH NAGAR, K R PURAM HOBLI, BANGALORE560016

Branch
AnanthaPura Gate

SBIN0041203

NPA REDDY ARCADE ANANTHAPURA YELHANKA BANGALORE 560085

Branch
Andrahalli

SBIN0016874

NO.43 AND 44,SOUNDARYA EXTENSION,ANDRAHALLI MAIN ROAD,BANGALORE,DISTT.BANGALORE.KARNATAKA 560091

Branch
Attoor Layout, Bangalore

SBIN0013282

ADJECENT TO KMF DAIRY,80FT DOUBLE ROAD,YELAHANKA SETELLITE TOWN,560064

Branch
Bagalur

SBIN0021733

O3271GROUDFLOORYELAHAKABAGALURMAIROADBAGALUR

Branch
BanagiriNagar

SBIN0018230

NO3DEVAGIRIDIVINE,30THMAIN,BSKEXTN,BANGALORE,DISTT.BAGALOREURBAN,KARNATAKA560070

Branch
Bashattihalli Indl.eState

SBIN0008988

KIADB COMMERCIAL COMPLEX, BASHETTIHALLI, DODDABALLAPUR, BANGALORE RURAL- 561203

Branch
Begur

SBIN0018916

RADIANT SHINE COMMERCIAL BUILDING, S.NO.53-3, YELANAHALLI, BEGUR, DISTT.BANGALORE. KA-560068

Branch
Beml Layout, RajarajeswariNagar

SBIN0016223

NO, 251 HALEGEVDARAHALLI ROAD, 60 FT ROAD, RAJARAJESWARINAGAR, DIST BANGALORE, KARNATAKA 560098

Branch
Bhoopsandra

SBIN0017783

NO.1,KALPANA CHAWLA ROAD,BHOOPASANDRA,HEBBAL,BANGALORE,DISTT.BANGALORE.KARNATAKA 560094

Branch
Bommanahalli, Bangalore

SBIN0011285

BOMMANAHALLI,BANGALORE560068

Branch
Brigade Metropolis, Bangalore

SBIN0015034

M/S BRIGADE ENTERPRISES, WHITEFIELD ROAD, BANGALORE 560016.

Branch
Btm 1st Stage Bangalore

SBIN0017737

BTM 1ST STAGE BRANCH,12,100 FEET RING ROAD,BTM 1ST STAGE,BANGALORE,DISTT.BANGALORE.KARNATAKA 560068

Branch
Btm 4th Stage, Bangalore

SBIN0014512

48 BY 107,80 FEET DOUBLE ROAD,2ND BLOCK,4TH STAGE,BTM LAYOUT,BANGALORE 560076

Branch
Cac Bangalore North

SBIN0005215

STATE BANK OF INDIA, 1ST FLOOR, SBI HEBBAL BRANCH BUILDING, 12/13, LAKSHMAYYA LAYOUT, GANGANAGAR NORTH,BANGALORE, DIST BANGALORE560024

Branch
Ccpc Ii Bangalore

SBIN0040743

STATE BANK OF INDIA,CCPC-2,III FLOOR,SHANTARAM BESTOWAL ,LALBAGH MAIN ROAD,SHUDHAMANAGAR,BANGALORE-560027

Branch
Channasandra

SBIN0017780

NO.147,JAWAHARLAL NEHRU MAIN ROAD,CHANNASANDRA,RARAJESHWARI NAGAR,BANGALORE,KARNATAKA 560098

Branch
Chikkajala

SBIN0041073

1ST FLOOR KHANASHUMARI NO 131 AND 132 CHIKKAJALA VILLAGE DODDAJALA POST BANGALORE NORTH TALUK

Branch
Coffee Board Layout

SBIN0013281

AKSHAYA PURVA APARTMENT,COFFEE BOARD LAYOUT,KAMPAPURA HEBBAL 560024

Branch
Curency Administration Cell, Bangalore South

SBIN0005216

SBI ZONAL OFFICE ANNEX BUILDING, LHO COMPOUND, ST. MARKS ROAD, BANGALORE560001

Branch
Dasarahalli

SBIN0017736

NO.590 BY 33,BUVANESHWARINAGAR,T.DASARAHALLI,BANGALORE,DISTT.BANGALORE.KARNATAKA 560057

Branch
Dlf Newtown, Bangalore

SBIN0015022

8, DLF TOWNSHIP ROAD, BEGUR P.O., BANGALORE, KARNATAKA560068

Branch
Document Archival Centre Dac Bangalore

SBIN0010410

DOCUMENT ARCHIVAL CENTRE DAC BANGALORE, 45 B,2ND PHASE, PEENYA INDUSTRIAL AREA,BANGALORE ,PEENYA, BANGALORE PIN 560058

Branch
Doddakallasandra

SBIN0017650

NO 761 BY 68 BY 1 BY 1,DODDAKALLASANDRA,KANAKAPURA MAIN ROAD,DIST.BANGALORE.KARNATAKA 560062

Branch
Doddanekundi

SBIN0015615

25/7, SRI KOTE ASHIRWAD TOWERS, OUTER RING ROAD, DODDENAKUNDI, BANGALORE560037.

Branch
Domlur Branch, Bangalore

SBIN0016877

NO. 535, GURMUKH SINGH COMMERCIAL COMPLEX, AMARJYOTHI H.B.C.S. LAYOUT, DOMLUR, DIST BANGALORE, KARNATAKA 560071

Branch
DwarkaNagar, Bangalore

SBIN0015642

NO. 172 1 3, IIND MAIN, THAYAMMA LAYOUT, DWARAKANAGAR, NEAR BRAINDAVAN ENGINEERING COLLEGE, BAGALUR ROAD, BANGALORE 560063

Branch
Fort Branch

SBIN0007484

B.M.C.CAMPUS, K R ROAD,BANGALORE PIN 560002

Branch
Fslo, Bangalore

SBIN0001900

ANNEXE BUILDING,65 ST.MA RKS RO AD,BANGAALORE,DISTBANGALORE560001

Branch
GandhiNagar

SBIN0013283

NO.274,N R G V ROAD,SUBEDAR CHATRAM ROAD,GANDHINAGAR,BANGALORE560009

Branch
GiriNagar 3rd Phase, Bangalore

SBIN0016222

178, AVALAHALLI MAIN ROAD, GIRINAGAR, BANASHANAKARI 3RD STAGE, BANGALORE560085.

Branch
Goc Bangalore

SBIN0061145

IST FLOOR, KANAKAS PRIDE,BULL TEMPLE ROAD, OPP RAMAKRISHNA ASHRAM, BASAVANAGUD,BANGALORE-560004

Branch
Gottigere

SBIN0017607

39 44,JAMBUSAVARI DINNE ROAD,OFF BANNERGHATTA ROAD,GOTTIGERE,DISTT.BANGALORE.KARNATAKA 560083

Branch
HanumanthaNagar

SBIN0017781

NO 3,MOUNT JOY ROAD,HANUMANTHANAGAR,BANGALORE,DISTT.BANGALORE.KARNATAKA 560019

Branch
Hennur Road Bangalore

SBIN0014933

HENNUR CROSS,OPP INDIAN ACADEMY COLLEGE,BANGALORE,560043,

Branch
Hmt Area, Bangalore

SBIN0016335

5/34, HMT SCHOOL MIAN ROAD, JALAHALLI, DIST. BANGALORE, KARNATAKA 560013.

Branch
Hoodi, Bangalore

SBIN0016234

NO. 325, HOODI MAIN ROAD, HOODI, MAHADEVAPURA POST, DIST BANGALORE, KARNATAKA560048.

Branch
Horamavu

SBIN0040807

NO 21 AND 22,OPPSYCON APARTMENTS,HORAMAVU MAINROAD,HORAMAVU,BENGALURU 560043

Branch
Hosakerehalli

SBIN0041189

NO 23 24 KALABHAVAN KEREKODI MAIN ROAD BSK III STAGE HOSAKEREHALLI BANGALORE 560085

Branch
Hsr Layout, Bangalore

SBIN0070802

2331B,17THCROSS,1STSECTOR,HSRLAYOUT560102HSRLAYOUTATSBTCOIN

Branch
Hulimavu, Bangalore

SBIN0014951

5 AND 10,ASK MANSION,SYNDICATE BANK COLONY,BANNERGHATTA MAIN ROAD,BANGALORE,560076

Branch
Hybrid Contact Center, Banglore

SBIN0063965

NO.31-2,SBI CONTACT CENTETR,M/S TELEPERFORMANCE PREMISES,NEXT TO VIDYANIKETAN SCHOOL,KEMPAPURA,HEBBAL,BANGALORE 560024

Branch
Inner Ring Road, Domlur, Bangalore

SBIN0015035

NO.4/1, INNER RING ROAD, DOMLUR, BANGALORE560071.

Branch
J P Nagar Iind Phase

SBIN0017649

S.V.PLAZA,NO 51 AND 52,8TH MAIN,9TH CROSS,J.P.NAGAR IIND PHASE,BANGALORE,KARNATAKA 560078

Branch
Jakkasandra, Bangalore

SBIN0016213

NO.591, R N CHAMBERS, KORAMANGALA 3RD BLOCK, SARJAPUR ROAD, DIST. BANGALORE, KARNATAKA560034.

Branch
JayaNagar 7th Block, Bangalore

SBIN0015644

NO. 12, A12, 2ND MAIN, 7TH BLOCK, JAYANAGAR, BANGALORE 560082

Branch
JayaNagar 8th Block, Bangalore

SBIN0015658

NO.311, 1ST MAIN ROAD, 8TH BLOCK JAYANAGAR, BANGALORE560052.

Branch
Jp Nagar 4th Phase, Bangalore

SBIN0015643

NO.16, 4TH PHASE, JP NAGAR DOLLAR COLONY NEXT TO KALYANI TECH PARK, BANGALORE 560078

Branch
K R Puram, Bangalore

SBIN0016235

NO. 103/104, DEVASANDRA MAIN ROAD, OPP VENUGOPALSWAMY TEMPLE K R PURAM, DIST. BANGALORE, KARANATAKA 560036.

Branch
Kalyan Nagar

SBIN0017735

DR.MUNAVERS COMPLEX,NO.405,5TH MAIN,HRBR,2ND STAGE KALYAN NAGAR,BANGALORE,KARNATAKA 560043

Branch
Karnataka Layout Kurubaraballi

SBIN0017346

NO.34,KARNATAKA LAYOUT,KURUMBARAHALLI MAIN ROAD,BANGALORE,DIST.BANGALORE.KARNATAKA 560 086

Branch
Kasavanahalli, Bangalore

SBIN0016212

L K PLAZA, SY.NO. 9/1, VARTHUR HOBLI, KASAVANAHALLI MAIN ROAD, BANGALORE. KARANATKA560035.

Branch
Kathriguppe, Bangalore

SBIN0014962

78 BY 1,R K REGENCY,KATHRIGUPPE MAIN ROAD,,BANASHANKARI 3RD STAGE,BANGALORE 560085

Branch
Kothanur

SBIN0017734

NO.9 BY 2,PATEL RAMAIAH COMPLEX,KOTHUR MAIN ROAD,KOTHUR,BANGALORE,DISTT.BANGALORE.KARNATAKA 560077

Branch
Kothnur Dinne

SBIN0017808

TANANYA MANSIONS,NO 94,4TH CROSS,NRUPATHUNGA NAGAR,J.P.NAGAR 8TH PHASE,BANGALORE.KARNATAKA 560078

Branch
Kudlu

SBIN0017609

KUDLU BRANCH,NO.61 KUDLU MAIN ROAD,BANGALORE,DISTT.BANGALORE.KARNATAKA 560068

Branch
Laggere

SBIN0013445

LAGGERE MAIN ROAD,PARWATINAGAR,BANGALORE N,DISTBANGALORE560058

Branch
Lcpc Bengaluru

SBIN0015155

PRAGATHI MAHALAKSHMI NO.62, 1ST MAIN, 3RD CROSS YESHWANTPURA INDUSTRIAL SUBURB BANGALORE560 022

Branch
LingarajPuram

SBIN0017782

TRINITY COMPLEX,NO.34,80 FEET ROAD,HBR LAYOUT,BANGALORE,DISTT.BANGALORE.KARNATAKA 560043

Branch
MahalakshmiPuram Branch

SBIN0017347

201,60 FT MAIN ROAD,INDUSTRIAL WORKERS LAYOUT,SHANKARNAGAR,MAHALAKSHMIPUR,BANGALORE.KARNATAKA 560086

Branch
Munnekolalu, Bangalore

SBIN0016296

NO.76, NEAR VAGDEVI VILAS PU COLLEGE, MUNNEKOLALU, MARATHAHALLI POST, BANGALORE560037.

Branch
NaganathaPura

SBIN0041193

NARMADA,48 3,NAGANATHAPURA,RAYASANDRA ROAD,BANGALORE 560100

Branch
Nagashettihalli, Bangalore

SBIN0015025

NO.17,BADRAPPA LAYOUT,BANGALORE,BANGALORE,560094

Branch
Nagavara

SBIN0041207

BVR LAKE FRONT,NO 40 32 50 1 2, FLAT 001, NAGAVARA VILLAGE,KASABA HOBLI,OUTER RING ROAD,VEERANNAPALYA, BANGALORE 560045

Branch
New Tippasandra, Bangalore

SBIN0015645

SRINIDHI LANDMARK, 12/1, NEW THIPPASANDRA MAIN ROAD, BANGALORE 560075.

Branch
Nri, Airport Road, Hebbal

SBIN0016858

PSR MARVEL, NO.32, BELLARY HEBBAL MAIN ROAD, HEBBAL, BANGALORE,DISTT. BANGALORE URBAN.KARNATAKA 560024

Branch
Office Administration, Zonal Office, Bangalore

SBIN0003979

POST BOX NO. 5104,48, CHURCH STREET,BANGALORE

Branch
Panathur Branch

SBIN0017040

NO.132 BY 8,PANATHUR JUNCTION,PANATHUR,MARATHAHALLI,BANGALORE,DISTT.BANGALORE.KARNATAKA 560037

Branch
Pbb Bellandur

SBIN0017608

PBB BELLANDUR,34 BELLANDUR OUTER RING ROAD,BELLANDUR,BANGALORE,DIST.BANGALORE.KARNATAKA 560103

Branch
Pbb Hsr Layout, Bangalore

SBIN0016211

NO. 113, SITE NO. L4L29, PINE PLATINUM, L H COLONY, SECTOR 6, HSR LAYOUT, BANGALORE. KARNATAKA560034

Branch
R A S E C C Bengaluru

SBIN0021014

1190,ISTFLOOR,JCROAD,BENGALURU,BANGALORE URBAN

Branch
Racpc Banasawadi, Bangalore

SBIN0015628

MARUTI MANSION, 7M 422, 80FT ROAD, OPP HRBR CLUB, BANASAWADI, BANGALORE,KARNATAKA560043

Branch
Racpc Koramangala, Bangalore

SBIN0015627

NO.12, 3RD FLOOR, 7TH MAIN, ABOVE NRI KORAMANGALA BRANCH , 3RD BLOCK KORAMANGALA, BANGALORE560034.

Branch
Racpc Whitefield

SBIN0017753

NO.117,NIELRAO TOWERS,ROAD NO 3,EPIP PHASE 1,WHITEFIELD,BANGALORE,DISTT.BANGALORE.KARNATKA 560066

Branch
Racpc Yelahanka

SBIN0018994

PRESTIGE STAR,SY NO-51-1,NEXT TO MOTHER DAIRY,YELAHANKA RING ROAD,BANGALORE,DISTT.BANGALORE.KARNATAKA-560064

Branch
RajajiNagare Block, Bangalore

SBIN0015322

NO. 80, 3RD MAIN, E BLOCK, SUBRAMANYANAGAR ROAD, 2ND STAGE RAJAJINAGR, BANGALORE560010.

Branch
Rbo R Nw Bangalore

SBIN0015171

3RD FLOOR KANAKAS PRIDE BASAVANAGUDI BULL TEMPLE ROAD BANGALOREKARNATAKA560004

Branch
Rbo R Nw Bangalore

SBIN0015172

RBOREGN3NETWORK 11313RD FLOORKANAKA PRIDEBASAVANAGUDIDISTBANGALOREKARNATAKA560004

Branch
Rbo R Nw Bangalore

SBIN0015173

3RD FLOOR KANAKAS PRIDE BASAVANAGUDI BULL TEMPLE ROAD BANGALOREKARNATAKA560004

Branch
Rbo R Nw Bangalore

SBIN0015174

3RD FLOOR KANAKAS PRIDE BASAVANAGUDI BULL TEMPLE ROAD BANGALOREKARNATAKA560004

Branch
Rbo,r Bangalore

SBIN0015170

13-1, KANAKA PRIDE, OPP RAMAKRISHNA MATH, BULL TEMPLE ROAD, BASAVANAGUDI, BANGALORE 560004

Branch
Region I

SBIN0040587

BANGALORE ZONE I,B K G COMPLEX,AVENUE ROAD,BANGALORE 560009

Branch
Region Ii

SBIN0040588

BANGALORE ZONE I,B K G COMPLEX,AVENUE ROAD,BANGALORE 560009

Branch
Region Iii

SBIN0040589

BANGALORE ZONE I,B K G COMPLEX,AVENUE ROAD,BANGALORE 560009

Branch
Region Iv

SBIN0040590

BANGALORE ZONE I,B K G COMPLEX,AVENUE ROAD,BANGALORE 560009

Branch
SaiNagar

SBIN0018233

D101E101SARAVANATRANQULHEIGHTS,HESARAGHATTAROAD,BANGALORE,KARNATAKA560097

Branch
Sandeep Vihar Awhc, Whitefiled

SBIN0018789

SANDEEP VIHAR ARMY WELFARE HOUSING COLONY, POST KANNAMANGALA, WHITEFIELD, BANGALORE, DISTT.BANGALORE. KA-560067

Branch
Sarakki, Bangalore

SBIN0015641

NO. 1A, SBI COLONY, SARAKKI, J P NAGAR, IST PHASE, KANAKAPURA ROAD, BANGALORE 560078

Branch
Sathanur

SBIN0040920

KHATA NO 67 BY 1 SATHANUR VILLAGE JALA HOBLI BANGALORE NORTH TALUK KARNATAKA 562157

Branch
Sector-1,hsr Layout,bangalore

SBIN0030495

N2627,27TH MAIN OP.CPWD QUARTORS SECTOR1

Branch
Smec Koramangala

SBIN0040688

8-6, I AND II FLOOR, RANGARAO ROAD SHANKARPURAM, BANGALORE 560 004

Branch
Smeccc, Peenya, Bangalore

SBIN0015913

LOTUS 161, 10TH MAIN, 3RD PHASE, PEENYA INDUSTRAIL AREA, PEENYA, BANGALORE560058.

Branch
Specialised Nri Branch, J P Nagar

SBIN0016224

15,15TH CROSS, J P NAGAR 6TH PHASE, BANGALORE. KARNATAKA 560078

Branch
Specialized Agri Commercial Branch, Bangalore

SBIN0014431

SPB BRANCH BUILDING,65,ST.MARKS ROAD,BANGALORE,DISTBANGALORE560001

Branch
Subbaiah Layout, Bangalore

SBIN0016297

S R ORIDE, WARD NO. 85, SUBBAIAH LAYOUT, BEHIND GOVT HIGH SCHOOL, DODDANEKKUNDI, BANGALORE560037.

Branch
SubhashNagar

SBIN0041206

MADHU COMPLEX NO 9 TC PALYA MAIN ROAD SUBHASHNAGAR BATTERAHALLI BANGALORE 560049

Branch
Surathkal City

SBIN0015314

GROUND FLOOR, SATISH COMPLEX, OPP GOVINDDASA COLLEGE, SURATHKAL KARNATAKA 575014

Branch
Surya Nagar

SBIN0017606

SURYA NAGAR PHASE I,NO.21,22,29 AND 30,ANEKAL CHANDAPURA MAIN ROAD,DIST.BANGALORE.KARNATAKA 560099

Branch
Thindlu

SBIN0041208

NO. 262 239, KODIGEHALLI MAIN ROAD, THINDLU, BANGALORE 560097

Branch
Thubarahalli Branch

SBIN0017042

NO.526,8TH MAIN,BEML LAYOUT,THUBARAHALLI,BANGALORE,DISTT.BANGALORE URBAN.KARNATAKA 560066

Branch
ThygarajaNagar

SBIN0007984

47,MAIN ROAD,BANGALORE

Branch
Varthur

SBIN0017785

FIRST FLOOR,NO.14,MAIN ROAD,VARTHUR,BANGALORE,DISTT.BANGALORE.KARNATAKA 560087

Branch
VibhutiPura, Bangalore

SBIN0016336

NO. 3, 1ST BLOCK, TALACAUVERY NAGAR, VIBHUTIPURA, BASAVANAGAR, BANGALORE560037.

Branch
Vijaya Bank Layout

SBIN0041194

VIJAYA BANK LAYOUT, 60FT MAIN ROAD, SHANBHAG NAGAPPA LAYOUT, BILEKAHALLY, OFF BANNERUGHATTA ROAD,BANGALORE 560076

Branch
Vishweshwaraiah Layout, Bangalore

SBIN0016225

80, M VISHWESHWARAIAH LAYOUT, 3RD BLOCK, DOUBLE ROAD , DIST. BANGALORE, KARNATAKA 560056.

Branch
Visvesvaraya Layout

SBIN0041192

AKSHAYA LAKE VIEW GIDADAKONENAHALLI MUDDENPALYA MAIN ROAD NEAR 60 FEET ROAD BANGALORE 560097

Branch
Yemalur Bangalore

SBIN0016295

SY NO. 37/7, YEMALUR MAIN ROAD, NEAR LOGICA SOFTWARE COMPANY, YEMALUR, BANGALORE560037.

Branch
Zonal Inspection Office, Bangalore

SBIN0008755

ARIHANT CHAMBERS,NO58,1ST MAIN ROAD,

What are State Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the State Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an State Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform State Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a State Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.