Select Branch for State Bank Of India in Dharwad, Karnataka

Choose a branch to view IFSC code and details

Branch
Adarsh Nagar

SBIN0040410

ADARSH NAGAR,HUBLI,DHARWAD,KARNATAKA,HUBLI 580 032
Branch
Alanavar

SBIN0013285

OPP POLICE STATION,MAIN ROAD ALANAVAR,ALANAVAR,DISTDHARWAD 581103
Branch
Annigeri

SBIN0012256

NO2644,G V HEBSUR BLDG,K C CIRCLE,MAIN BAZAAR,ANNIGERI,DISTDHARWAD582201
Branch
Attikolla

SBIN0040511

ATTIKOLLA,DHARWAD,KARNATAKA,DHARWAD 580 007
Branch
Bagalkot

SBIN0017867

UNIVERSITY OF HORTICULTURE SCIENCES,BAGALKOT 587103
Branch
Belur Industrial EState

SBIN0011272

PLOT NO 173,BELUR INDUSTRIAL AREA, DHARWAD 580011
Branch
Commercial Hubli

SBIN0004091

ANJUMAN COMMERCIAL COMPLEX, STATION ROAD, HUBLI, DHARWAR, PIN 550020
Branch
Deshpande Nagar

SBIN0040493

DESHPANDE NAGAR,HUBLI,DHARWAD,KARNATAKA,HUBLI 580 029
Branch
Dharwad

SBIN0040352

DHARWAD,KARNATAKA,DHARWAD 580 001
Branch
Dharwad

SBIN0000833

COLLEGE RD., DHARWAD
Branch
Dharward

SBIN0020727

IIO OHW
Branch
Dimhans

SBIN0041108

DISTRICT INSTITUTE OF MENTAL HEALTH AND NEURO SCIENCE BELGAUM ROAD DHARWAD 580008
Branch
Dr Bendre Road Branch

SBIN0013387

ADITYA PARK,DR D R BENDRE ROAD,SADHANKERI,DHARWAD,DIST DHARWAD 580008
Branch
GandiNagar, Dharwad

SBIN0005166

13971 BY 30, KUDALANNAVAR COMPLEX, GANDHINAGAR, DHARWAD 580 004
Branch
Garag

SBIN0014777

GARAG,MALAPUR BUILDING,NEAR BUS STAND,GARAG,DIST DHARWAD 581105
Branch
Gokul Industrial EState, Hubli

SBIN0002212

II-GATE,INDUSTRIAL ESTATE,HUBLI DISTDHARWAD,580030
Branch
Gokul Road

SBIN0040606

GOKUL ROAD,HUBLI,DHARWAD,KARNATAKA,HUBLI 580030
Branch
Hebsur

SBIN0015106

DHARWAD ROAD, NEAR BUS STAND HEBSUR581209
Branch
High Court Circuit Bench

SBIN0040870

HIGH COURT CIRCUIT BENCH BRANCH HIGH COURT BELUR DHARWARD 580011
Branch
Hirepeth, Hubli

SBIN0003827

PO BOX NO 92 HIREPETH HUBLI SHIMPLI GALLI DHARWAD, KARNATAKA 580028
Branch
HosayellaPur, Dharwad

SBIN0007964

P.B. NO. 12, 346 BY HYG, DAMODAR COMP, HOSAYELL, DHARWAD,KARNATAKAM PIN - 580001
Branch
Hubli

SBIN0020824

OIRRODUMCHIGICOMLEXHUBLI
Branch
Hubli City

SBIN0007963

LAKSHMI BALAKRISHNA SQUAR, CTS NO.2403 A, STATION RD, HUBLI, DIST DHARWAR, KARNATAKA, PIN 580020
Branch
Hubli Main

SBIN0000846

P.B.NO.7, BISHWAPUR, HUBLI-500023
Branch
Iit Campus Dharwad

SBIN0064954

IIT CAMPUS DHARWAD,CHIKKAMALLIGAWAD,DHARWAD-580007
Branch
JayaNagar Dharwad

SBIN0040973

NO 79 BY A BY 12 BY SP MUNICIPAL NO 10920 WARD NO 14 SAPTAPUR JAYANAGAR DHARWAD PIN 580008
Branch
K.u.c.campus, Dharwad

SBIN0001728

POST BOX NO.7, KARNATAKA UNIVERSITY CAMPUS, DHARWAD DIST DHARWAD, KARNATAKA 580003
Branch
Kalghatagi

SBIN0011271

HUBLI KARWAR ROADKALGHATGIDHARWAD DISTT KARNATAKA 581204
Branch
Kerur

SBIN0011277

DIST DHARWARSTATE KARNATAKA
Branch
KeshavaPur

SBIN0040641

KESHAVAPUR,HUBLI,DHARWAD,KARNATAKA,HUBLI 580 023
Branch
Kundagol

SBIN0011276

STATION ROAD,KUNDAGOLDISTT DHARWADKARNATAKA 581 113
Branch
Law University Campus, Hubli

SBIN0013201

LAW UNIVERSITY CAMPUS,SUTAGATTI,HUBLI,DISTDHARWAD580025
Branch
Maratha Colony Dharwad

SBIN0017788

NO.114,MARATHA COLONY,OPPOSITE KAMAT FIRE DEPOT,DHARWAD,DISTT.DHARWAD.KARNATAKA 580008
Branch
Murdeshwar

SBIN0013286

S,NO.34,MAVALLI 2 VILLAGE,NH 17,NEAR RNS HOSPITAL,MURDESHWAR,DISTDHARWAD 581350
Branch
Navalgund

SBIN0040828

GANESH COMPLEX NEAR BUS STAND NAVALGUND 582208
Branch
Navalgund Adb

SBIN0003450

PB NO1, RAGHAVENDRA COM, NAVAL GUND GADAG ROAD, DISTT. DHARWAD, KARNATAKA 582 208
Branch
NavaNagar, Hubli

SBIN0007966

MIG 203, LAMBODHARA, COMPLEX NAVANAGAR, HUBLI DHARWADPIN - 580025
Branch
Old Hubli

SBIN0007863

SIDDARUDHAMATH, MAIN ROAD HUBLI,MAHALMANE MAIN ROAD, DHARWADPIN - 580024
Branch
Pbb Hubli

SBIN0004211

KALBURGI COMPLEX,104,CLUB ROAD HUBLI KARNATAKA 580020
Branch
Ra & Sme Cc, Hubli

SBIN0005211

HUBLI,KARNATAKA
Branch
RajNagar Hubli

SBIN0007967

RAJNAGAR, HUBLIPIN - 580032
Branch
Rasmeccc Dharwad

SBIN0040693

RASMECCC DHARWAD FIRST FLOOR ABOVE SBI MAIN BRANCH DHARWAD
Branch
Region Ii Hz

SBIN0040597

STATE BANK OF INDIA,HUBLI ZONE,NO.26,SIDDAPPA KAMBLI ROAD,P.B.NO.134,HUBLI 580 020
Branch
Sattur Dharwad

SBIN0040997

PLOT NO 109 AND 110 RAJAJINAGAR SATTUR DHARWAD 580001
Branch
Sbild, Dharwad

SBIN0004955

BEHIND SBI DHARWAD MAIN BRANCH, COLLEGE ROAD, DHARWAD, DISTT.DHARWAD, KARNATAKA - 580001
Branch
Service Branch, Hubli

SBIN0009910

GROUND FLOOR, Z.O., T.S.COMPLEX, SHOLAPUR RD., HUBLI, KARNATAKA
Branch
ShahaPur

SBIN0011279

DIST DHARWARSTATE KARNATAKA
Branch
Shirur

SBIN0015919

B.S.SHIRATTIMATH BUILDING, SY.NO 17/1, OPP BUS STAND SHIRUR,TAL NAVALGUND,DIST DHARWAD, KARNATAKA 581201
Branch
Shirur Park

SBIN0040650

SHIRUR PARK,HUBLI,KARNATAKA,HUBLI 580031
Branch
SiddharudhNagar

SBIN0001934

10 BY 47,SIDDHARUDAMATH ROAD SIDDHARUDANAGAR,HUBLI DISTDHARWAD,580024
Branch
Smeccc Hubli

SBIN0015477

ADMINISTRATIVE UNIT NW II, GROUND FLOOR, T.S.COMPLEX, KUSUGAL ROAD, HUBLI 580023
Branch
U.a.s Campus Dharward

SBIN0003151

P.B.NO.1,DHARWAR,DHARWAD DISTDHARWAD
Branch
Unkal

SBIN0040442

UNKAL,HUBLI,DHARWAD,KARNATAKA,HUBLI 580 031
Branch
Unkal

SBIN0018310

WARD NO.24, BHAIRADEVARAKOPPA, HUBLI, DISTT.DHARWAD, KARNATAKA-580025
Branch
VidyaNagar, Hubli

SBIN0009297

MAHILA VIDYAPEETH COMPLEX, VIDYANAGAR, DISTT. DHARWAR, KARNATAKA 580021

What are State Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the State Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an State Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform State Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a State Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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