Select Branch for State Bank Of India in Alapuzzha, Kerala

Choose a branch to view IFSC code and details

Branch
Alappuzha Dist. Court Road

SBIN0070396

PBNO1010,THATHAMPALLYPO688013DCROADATSBTCOIN
Branch
Alappuzha Main

SBIN0070075

PBNO4404,POPYBUILDINGS,CCSBROAD688011ALEPPEYATSBTCOIN
Branch
Ambalapuzha

SBIN0070082

PBNO1,SREEVALSOMSHOPPINGCOMPLEX,AMBALAPUZHATHAKAZHYROAD,AMBALAPUZHAPO688561AMBALAPUZ
Branch
Arookutty

SBIN0070513

UPASANACOMPLEX,NADUVATHNAGARPO,CHERTHALA688559AROOKUTTYATSBTCOIN
Branch
Aroor

SBIN0070318

PBNO1,MANAKKATTUBUILDINGS,AROORPO688534AROORATSBTCOIN
Branch
Arthicherry

SBIN0070448

PBNO1,CHAKKULATHAMMABUILDINGS,NEERETTUPURAMPO689571ARTHICHERRYATSBTCOIN
Branch
Avalookunnu

SBIN0070583

NANDANAMBUILDINGS,DOORNO353A,AVALOOKUNNU688006AVALOOKUNNUATSBTCOIN
Branch
Champakulam

SBIN0070084

PBNO1,CHAMPAKULAMPO688505CHAMPAKULAMATSBTCOIN
Branch
Charummoodu

SBIN0070467

SUNSHINE,KPROAD,CHARUMOODU690505CHARUMMOODUATSBTCOIN
Branch
Chengannur

SBIN0070085

PBNO2CMXIV534,VALUTHADATHILCOMPLEX,CHENGANNURPO689121CHENGANNURATSBTCOIN
Branch
Chengannur

SBIN0020782

TFLOORANAWARABUILDINGOPPKRTCCHENGANNURALLEPEYDITRICPOTPANDANAD
Branch
Chennithala

SBIN0070304

PBNO1,NSSKARAYOGAMBUILDINGS,CHENNITHALAPO690105CHENNITHALAATSBTCOIN
Branch
Cherthala

SBIN0070081

PBNO1,NEWBUILDINGS,CHERTHALAPO685524CHERTHALAATSBTCOIN
Branch
Danapady

SBIN0070440

PBNO1,SHYLAJABUILDINGS,KUMARAPURAMPO690548DANAPADYATSBTCOIN
Branch
Edathua

SBIN0070096

PBNO1,EDATHUAPO689573EDATHUAATSBTCOIN
Branch
Ennakkad

SBIN0070439

PBNO1,ENNAKKADPO689624ENNAKKADATSBTCOIN
Branch
Haripad

SBIN0070086

ACE-1TOWERS,KACHERIJUNCTION,MAINROAD,HARIPAD690514HARIPADATSBTCOIN
Branch
Kandalloor

SBIN0070551

NO7487,PATTOLIMARKETVIA,PUTHIYAVILAPO690531KANDALLOORATSBTCOIN
Branch
Karipuzha

SBIN0070436

PBNO1,KANDATHILPARAMBILBLDG,KARIPUZHAPOALLEPPEYDISTRICT,KERALASTATE690109KARIPU
Branch
Karthikapally

SBIN0070076

PBNO1,KP42A,VELIKKAKATHUBLDG,KARTHIKAPALLYPO690516KARTHIKAPALYATSBTCOIN
Branch
Kavalam

SBIN0070229

PBNO2,MUNDAKAPADAMBUILDINGS,THAMARASSERYJUNCTION,KAVALAMPO688506KAVALAMATSBTCOIN
Branch
Kayamkulam

SBIN0070078

PBNO2,MUTHOOTSHOPPINGCENTRE,KAYAMKULAMPO690502KAYAMKULAMATSBTCOIN
Branch
Kochalummoodu

SBIN0070449

AJOYPLAZA,KALLIMELPO,690570KOCHALUMMOODATSBTCOIN
Branch
Kozhuvallur

SBIN0070474

PBNO1,NOVP8525A,KOZHUVALLURPO689521KOZHUVALLURATSBTCOIN
Branch
Kurathiad

SBIN0070274

PBNO1,KANKALILBUILDINGS,THEKKARAPO690107KURATHIADATSBTCOIN
Branch
Mannar

SBIN0070088

DOORNO1009VII,PBNO2,PYNUMOOTTILBUILDING,MANNAR-MAVELIKARAROAD,MANNARPO689622MANNARAT
Branch
Mavelikara Main

SBIN0070089

PBNO1,BMCOMMERCIALCOMPLEX,MAVELIKKARAPO690101MAVELIKARAATSBTCOIN
Branch
Melpadom

SBIN0070365

MANELELTOWERS,MELPADOM689627MELPADOMATSBTCOIN
Branch
Nooranad

SBIN0070091

PBNO1,JABALNOORPLAZA,NOORANADPO690504NOORANADUATSBTCOIN
Branch
Pallipad

SBIN0070260

PBNO1,PADANILATHUBUILDING,ANJILIMOOTTILROAD,PALLIPAD690512PALLIPADATSBTCOIN
Branch
Pathirapally Micro Credit Branch

SBIN0070317

PBNO1,PATHIRAPALLYPO688521PATHIRAPALLYATSBTCOIN
Branch
Pattanakkad

SBIN0070267

PBNO1,PPNOVI723A,KADERPILLAIMEMORIALBUILDINGS,PONNAMVELI,PATTANAKKADPO688531PATTAN
Branch
Payipad

SBIN0070092

PBNO1,VIRUPILBUILDINGS,PAYIPADPO690556PAYIPADATSBTCOIN
Branch
Pazhaveedu

SBIN0070528

PBNO1,NSSKARAYOGAMBUILDINGS,PAZHAVEEDUPO688009PAZHAVEEDUATSBTCOIN
Branch
Perumpalam

SBIN0070435

PBNO1,NSSKARAYOGAMBLDG,PERUMPALAMPO688570PERUMPALAMATSBTCOIN
Branch
Poochakkal

SBIN0070298

PBNO1,KOLUTHARABUILDINGS,TPVI466,POOCHAKKALPO688526POOCHAKKALATSBTCOIN
Branch
Pulincunnu

SBIN0070358

PBNO1,STMARYSCHURCHBUILDINGS,PULINCUNNUPO688504PULINCUNNUATSBTCOIN
Branch
Puliyoor

SBIN0070412

PBNO1,MKVBUILDINGS,PULIYOORPO689510PULIYOORATSBTCOIN
Branch
Punnapra

SBIN0070215

PARATHARABUILDING,PUNNAPRAPO688004PUNNAPRAATSBTCOIN
Branch
Purakkad

SBIN0070475

HOLYCROSSCHURCHBUILDING,PURAKKADPO690551PURAKKADATSBTCOIN
Branch
Ramankary

SBIN0070097

PBNO1,4336,MANIMANDIRAM,RAMANKARYPO689595RAMANKARYATSBTCOIN
Branch
Sme Branch Alappuzha

SBIN0070659

PBNO403AMC16345,VAYALARSUKUMARANBUILDING,VAZHICHERRY688001SSIALEPPEYATSBTCOIN
Branch
Specialised Nri Branch Mavelikkara

SBIN0070689

OPPKSRTCBUSSTAND,PADMABHAVANBUILDINGS,MAVELIKKARAPO,ALLEPPEYDT690101NRIMVLKATSBTCOIN
Branch
Thamarakulam

SBIN0070271

PBNO1,VAISAKHBUILDINGSTHAMARAKULAMPO690530THAMARAKULAMATSBTCOIN
Branch
Thycattusserry

SBIN0070536

PBNO1,HOUSENO442,THYCATTUSSERRYPO688528THYCATTUSERYATSBTCOIN
Branch
Vadaicanal

SBIN0070421

PBNO1008,RAIBANSHOPPINGCOMPLEX,BOATJETTYROAD688011VADAICANALATSBTCOIN
Branch
Vallikunnam

SBIN0070468

MANISBUILDING,KADUVINALPO,VALLIKUNNAM690501VALLIKUNNAMATSBTCOIN
Branch
Vandanam

SBIN0070275

PBNO1,TDMEDICALCOLLEGECAMPUS,VANDANAMPO,ALLEPPEYDISTRICT,KERALASTATE688005VANDANAMATSB
Branch
Varanad

SBIN0070483

PBNO1,MCDOWELLBUILDINGS,VARANADPO688543VARANADATSBTCOIN
Branch
Venmony

SBIN0070095

PBNO2,ARJBUILDINGS,VENMONYPO689509VENMONYATSBTCOIN
Branch
Women Enterp

SBIN0070299

PBNO1,ROSEBUILDINGS,MUHAMMAPO688525MUHAMMAATSBTCOIN

What are State Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the State Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an State Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform State Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a State Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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