IFSC Code of State Bank Of India, Kerala, Ernakulam, Mannam

SBIN0070947

State Bank Of India

State Bank Of India

IFSC Code

SBIN0070947
MICR Code

682002957
Bank Name State Bank Of India
District Ernakulam
State Kerala
Address Napacomplex-bno-2500a,paravur-alwayemainroad,nearhppump,vedimara,mannampo,north
Phone +914842440057

UPI

Available

NEFT

Available

RTGS

Available

IMPS

Available

IFSC Code of the State Bank Of India Branch Near You

List of all State Bank Of India Branch IFSC Code

A R M Branch Ernakulam

SBIN0070683

SBTBHAVAN,PANAMPILLYNAGAR682036ARMBEKMATSBTCOIN
Alinchuvadu

SBIN0070899

MILLENNIUMPLAZA,MKKNAIRROAD,ERNAKULAM682024ALINCHUVADUATSBTCOIN
Aluva

SBIN0070147

PBNO3,CATHOLICCENTRE,RAILAWAYSTATIONROAD,ALUVAPO683101ALUVAATSBTCOIN
Angamally

SBIN0070157

PBNO17KALLOOKARANTOWERS,NEARMUNICIPALOFFICE,ANGAMALLYPO683572ANGAMALLYATSBTCOIN
AshokaPuram

SBIN0008596

PERUMBAVOOR RD ASOKAPURAM ERNAKULAM KERALA
Astermedicity

SBIN0071189

KUTTISAHIBROAD,NEARKOTHADBRIDGE,SOUTHCHITTOORCHERANALLOORPIN682027
Athani

SBIN0070789

GREENFLY954E,F,G,VIPROAD,ATHANIATHANIATSBTCOIN
Avoly

SBIN0008687

PARAKOTTA BUILDING, AVOLY, ERNAKULAM, KERALA
Ayavana

SBIN0008597

EDATHIKUDI BLDGS, AYAVANA, ERNAKULAM, KERALA
Ayyappankavu

SBIN0016330

DOOR NO.42/632 BLAVATH BLDGS, CHITTOOR ROAD, AYYAPPANKAVU,DIST ERNAKULAM,KERALA 682 018
Broadway

SBIN0008614

P.B.NO.2524,EKM BROADWAY,ERNAKULAM,KERALA,PIN 682031
Bypass, Ernakulam

SBIN0070457

NEARPUTHIYAROADJUNCTION,NHBYPASS,THAMMANAMPO682032OSERNAKULAMATSBTCOIN
Cac Ernakulam

SBIN0010299

I ST FLOOR, KTDC BUILDING, SHANMUNGHAM ROAD,ERNAKULAM-682011
Cepz Kakkanad

SBIN0009485

ERNAKULAM, KERALA, PIN 682030
Chakkaraparambu

SBIN0016072

BLDG NO. 33/644C, GOVT HIGH SCHOOL ROAD, VENNALA PO , KOCHI. KERALA682028
Chelad

SBIN0070537

DOORNO20V,KAKKATHURUTHELCOMPLEX,NEARBES-ANIACHURCH,CHELADPOCHELAD68668
Cheranalloor

SBIN0064997

BEZALEL COMPLEX, PALLIKAVALA JUNCTION, CHERANALLOOR ERNAKULAM 682 034
Cheriapilly

SBIN0008605

XI BY ABDULLA HAJI BLDGS,KAITHARAM P O,CHERIAPILLY,ERNAKULAM,KERALA
Chottoor Road Ernakulam

SBIN0071129

SREELAMBLDGNEARCASABANORTHPOLICESTNKACHERIPADYERNAKULAM682018
Cochin University Branch

SBIN0070235

PBNO1,COCHINUNIVERSITYPO682022TRIKKAKARAATSBTCOIN
Commercial Branch, Ernakulam

SBIN0004062

EXPRESS HOUSE,3RD FLOOR,KALOOR,KOCHI,ERNAKULM,KERALA,PIN 682017
De-paul Athani

SBIN0010561

DIST ERNAKULAMSTATE KERALA
Desom

SBIN0018621

KUNNUMPURAM, POST.DESOM, DIST. ERNAKULAM, KERALA- 683102
Edappally

SBIN0070218

GROUNDFLOOR,KURICKALARCADE,NEARCHANGAMPUZHAPARK,BANKJUNCTION,EDAPPALLY682024EDAPPALLYATSBT
Edathala

SBIN0070375

PBNO1,PUKKATTUPADYJUNCTION,EDATHALAPO683561EDATHALAATSBTCOIN
Elamakkara

SBIN0013223

BUILDING NO 48 BY 34,A1,A3 LF PLAZA,POTTAKUZHI ROAD,P.O. ELAMAKKARA,DISTERNAKULAM 682026
Elamakkara

SBIN0070782

GROUNDFLOOR,MADHURAYILBLDGS,NO1675B,DESABHIMANIROAD,NEARBHAVANSVIDHYAMANDIR,ELAMAKKAR
Ernakulam

SBIN0031449

PO BOX NO1064, AWASTHI, 36382A, CHITUR ROAD, ERNAKULAM,DISTTCOCHIN 682011
Ernakulam Nri

SBIN0070642

SANTHIEMERALD,CHERUPARAMBATHROAD,KADAVANTHARAPO,ERNAKULAM,KERALA682020NRIERNAKULAMATSBTCO
Ernakulam Br

SBIN0020497

HKWRJWRPULLYPDINRPDMJUNINRNKULMDI
Ernakulam Rbo Iii

SBIN0016220

REGIONAL BUSINESS OFFICE 3 ADMINISTRATIVE OFFICE, 8TH FLOOR, ERNAKULAM, DISTT. ERNAKULAM. KERALA682031
Ernakulam South

SBIN0008616

MANORAMA JUNCTION ,SA ROADPANAMPILLY NAGAR - ERNAKULAM , PIN - 682036
Ernakulam South

SBIN0070898

EEJECHAMBERS,RAVIPURAMROAD,VALANJAMBALAM,ERNAKULAMSOUTH682016ERNAKULAMSOUTHATSBTCOIN
Ernakulamm.g.road

SBIN0070142

PBNO3624,JOYSBUILDING,MGROAD682035EKMMGROADATSBTCOIN
Eroor

SBIN0071236

SHREELATHABUILDINGS,EROORMAINROAD,NEARSHARIPPADY,ERNAKULAMDIST,KERALA682306
Global E-wealth Centre, Kochi

SBIN0061288

SBT AVENUE, PANAMPILLY NAGAR, KOCHI, ERNAKULAM KERALA - 682036
Global Nri Centre

SBIN0061038

SBTBHAVAN,STATEBANKOFINDIA,ADMINISTRATIVEOFFICE,PANAMPILLYNAGAR,ERNAKULAM,DISTT.ERNAKULAM,KERALA682036
International Service Br Ernakulam

SBIN0070694

PB3639JOYOSBLDGMGROADERNAKULAM682035ISBEKMATSBTCOIN
Irimpanam

SBIN0071006

DOORNO434BIRUMPANAMATSBTCOIN
Kadavanthra

SBIN0018059

NO 57314A NAVEEN ARCADERAVINDRAN ROAD KADAVANTHTRA POST ERNAKULAM KERALA682020
Kadavanthra

SBIN0070750

31988H,SUBASHCHANDRABOSEROADKADAVANTHRA-CHETTICHIRA,VYTTILAPOERNAKULAMKOCHI682019KADAV
Kakkanad Civil Station

SBIN0070339

PBNO1,KAKKANADCIVILSTATIONBLDG,KAKKANADPO682030KAKKANADCSATSBTCOIN
Kakkoor

SBIN0070543

HOUSENO310,KAKKOORPO686662KAKKOORATSBTCOIN
Kalady

SBIN0070717

SNDPBUILDING,KPVII661-B,KANJOORROAD,KALADY683574KALADYATSBTCOIN
Kalamasserymain

SBIN0070145

PBNO102,MUNICIPALSHOPPINGCOMPLEX,KALAMASSERYPO683104KALAMASSERRYATSBTCOIN
Kalloorkad

SBIN0070204

PBNO1,UNIONBUILDINGS,KALOORKADPO686668KALLOORKADATSBTCOIN
Kaloor Ernakulam

SBIN0070327

PBNO1858,JJARCADE,DESHABHIMANIJUNCTION,KALOORPO682017KALOORATSBTCOIN
Kangarapady Branch

SBIN0014968

BLDG. NO.59 A, NEAR BSNL OFFICE, VADACODE P.O., KANGARAPADY, ERNAKULAM 682 021
Karottukara

SBIN0071259

STANTONYSCHARITABLETRUSTBUILDING,PUTHENVELIKKARA,ERNAKULAMDISTRICT,PIN-683594
Kathrikadavu

SBIN0018060

GRAND BAYKATTAKKARA JNKALOOR KADAVANTHRA ROADKALOORCOCHIN 17ERNAKULAMKERALA682017
Keezhmad

SBIN0070378

ARIMBOORANSBUILDING,KUTTAMASSERY,THOTTUMUGHOMPO,683105KEEZHMADATSBTCOIN
Kizhakkambalam

SBIN0070425

PBNO1,3802ISTFLOOR,KIZHAKKAMBALMPO683562KIZHAKKAMBALATSBTCOIN
Kochi Port Trust

SBIN0006367

NORTH END, WILLINGDON ISLAND, COCHIN PORT TRUST, ERNAKULAM, KERALA
Kolencherry

SBIN0070159

PBNO1,MCPBUILDINGS,KOLENCHERRYPO682311KOLENCHERRYATSBTCOIN
Kongorpilly

SBIN0008630

CHAMAKALA BUILDINGS, KONGORPILLY, ERNAKULAM, KERALA
Koothattukulam

SBIN0070148

PBNO1,PADINJAREYILBUILDINGS,KOOTHATTUKULAMPO686662KUTHATUKULAMATSBTCOIN
Kothamangalam

SBIN0008631

P B NO 11, ALWAYE MUNNAR ROAD, KOTHAMANGALAM, ERNAKULAM, KERALA, PIN - 686691
Kothamangalam

SBIN0070149

PBNO2,CLASSICTOWERS,KOTHAMANGALAMPO686691KOTHAMANGALAATSBTCOIN
Kottappady

SBIN0070829

RITZARCADE,BUILDINGNO3348B,KOTTAPPADYPO,KOTHAMANGALAM686695KOTTAPPADYATSBTCOIN
Kumbalam

SBIN0013224

KAILAS BUILDINGS,KAMOTH JUNCTION,PANANGAD P O,DISTERNAKULAM682506
Kumbalanghi

SBIN0070150

PBNO1,KPXI161SKMBUILDINGS,KUMBALANGHIPO682007KUMBALANGHIATSBTCOIN
Kundannoor

SBIN0071100

GRFLR,EVKVBLDG,NH47,NEARMARADUKOTTARAMTEMPLE,ERNAKULAMPIN682304682304KUNDANOORATSBTCOI
Kundannur

SBIN0016073

DOOR NO.2/297 4 KARIMPANAL CHAMBERS, OPP. TO HOTEL WYTE FORT, NH 47 BYE PASS ROAD, MARADU, ERNAKULAM, DISTT.ERNAKULAM. KERALA 682034
Kuruppampady

SBIN0071101

SHOPNO11770J,ILEMONGRASSOILGENERALMARKETINGSOCIETYLTDNO3200,KURUPPAMPADYPO683545KUR
Lcpc Ernakulam

SBIN0015159

NEAR FIRE STATION,INDIRA GANDHI ROAD,WILLINGDON ISLAND,ERNAKULAM KOCHI,PIN CODE-682003
Lissie Hospital Ernakulam

SBIN0009122

ERNAKULAM,STATE.KERALA,PIN.682018.
M.g Road,ernakulam

SBIN0003539

JEEVAN.PRAKASH,L.I.C.BUILDING,MAHATMA.GANDHI.ROAD,KOCHI,PIN.682011
Malayattoor

SBIN0070959

GIMMYSRESIDENCY,NEARSTTHOMASCHURCH,MALAYATTOOR683587MALAYATTOORATSBTCOIN
Malikampeedika

SBIN0018963

VR COMPLEX, KOTTAPPURAM JN. ALANGAD, DIST. ERNAKULAM, KERALA-683511
Manjapra

SBIN0071200

DMBPLAZA,BLDGNO301BYC,CHULLYROAD,MANJAPRAJNERNAKULAM683581
Marady

SBIN0070504

PUDUSSERILBUILDINGS,EASTMARADYPO,VIA-MUVATTUPUZHA686673MARADYATSBTCOIN
Mattancherry

SBIN0008643

SHAN COMPLEX, BAZAR ROADKOCHIERNAKULAM PIN - 682002
Mookkannur

SBIN0071268

BUILDINGNO554BIX,KALAMPARAMBANTOWERS,OPPOSITEMOOKKANNURGRAMAPANCHAYATHOFFICE,MOOKKANNUR,PO,ERNAKULAMDISTRICT,KERALA-683577
Moozhikulam

SBIN0008648

P B NO. 2, MOOZHIKULAM JUNCTION, MOOZHIKULAM, ERNAKULAM
Moscmm Hospital Kolencherry

SBIN0070498

PBNO4,KOLENCHERRYPO682311MOSCMMHATSBTCOIN
Mulanthuruthy

SBIN0070334

PBNO2,PALLATHATTABLDGS,MULUNTHURUTHYPO682314MULANTURUTHYATSBTCOIN
Mulavukad

SBIN0008649

MMG BUILDING, PONNARIMANGALAM P O, MULAVUKAD, ERNAKULAM
Muvattupuzha

SBIN0008652

P.B.NO.15,DAS.BROS.BUILDING,MUVATTUPUZHA,ERNAKULAM,KERALA,PIN.686661.
Muvattupuzha

SBIN0070151

PBNO1,MUNICIPALSHOPPINGCOMPLEXBLDGS,KACHERITHAZHAM,MUVATTUPUZHAPO686661MUVATTUPUZHAATSB
Narakkal

SBIN0070152

PBNO1,NO842HOSPITALJUNCTION,NARAKKALPO682505NARAKKALATSBTCOIN
Nayarambalam

SBIN0070451

PBNO1,CHERUPALLILBUILDINGS,NAYARAMBALAMPO682509NAYARAMBALAMATSBTCOIN
Nedumbassery

SBIN0012855

NEDUMBASSERY,P O VAPPALASSERY,DISTERNAKULAM683572
Nellad

SBIN0012876

PARAKUDIYIL COMPLEX,KAKKANAD MUVATUPUZHA ROAD,NELLAD,DISTERNAKULAM
Nellikuzhi

SBIN0070992

MANIYATTUKUDYCENTRE,PANCHAYATJUNCTION,NELLIKUZHYPO686691NELLIKUZHIATSBTCOIN
Nellimattom

SBIN0008656

P B NO. 1, PEECHAT BLDG, NELLIMATTOM, ERNAKULAM, KERALA
Neriamangalam

SBIN0012875

PERIYAR TOWERS,TELEPHONE EXCHANGE,NERIAMANGALAM,DISTERNAKULAM 686693
North Parur

SBIN0070153

PBNO1,MALIEKKALSHOPPINGCOMPLEX,MAINROAD,NORTHPARURPO683513NORTHPARURATSBTCOIN
Oad, Zo, Ernakulam

SBIN0008769

ERNAKULAM,KERALA
Odakkali

SBIN0070519

PBNO1,SNNAIRARCADE,ASAMANOORPO,ODAKKALI683549ODAKKALIATSBTCOIN
Padivattom

SBIN0011725

CHEMBU MUKKU,CIVIL LINE ROAD,KAKANAD COCHIN 21
Paingottoor

SBIN0071260

NO128A,B11,ANNABUILDING,MUVATTUPUZHA-KALIYARROAD,NEARSTANTONYSFORANECHURCH,PAINGOTTOTOR,PO,ERNAKULAMDISTRICT,PIN-686671
Paipra Adb

SBIN0070469

PBNO1,ALSHIFAHOSPITALBLDG,PEZHAKKAPPILLYPO,MUVATTUPUZHA686674PAIPRAADBATSBTCOIN
Palarivattom

SBIN0070403

PBNO2298,PREETHIBUILDINGS,PALARIVATTOMPO682025PALARIVATTOMATSBTCOIN
Palluruthy

SBIN0071188

OLDNH,PALLURUTHYVELI,ERNAKULAMDISTPIN682006
Pampakuda

SBIN0070290

PBNO1,PVIII34,KONATBUILDINGS,PAMPAKUDAPO686667PAMPAKUDAATSBTCOIN
Panampilly Nagar

SBIN0070658

PBNO4255,SBTAVENUE,PANAMPILLYNAGARPO682036PANAMPILLYATSBTCOIN
Pattimattom

SBIN0070931

PANCHAYATHSHOPPINGCOMPLEX,PATTIMATTOMPO683562PATTIMATTOMATSBTCOIN
Pazhangad

SBIN0070605

THURUTHUMMELBUILDINGS,KUMBHALANGHISOUTHPO682007PAZHANGADATSBTCOIN
Pbb Ernakulam

SBIN0004178

ERNAKULAM CHAMBER OF COMMERCEBUILDING,NO.40 BY 2967,SANMUGHAMROAD,BROADWAY P.O.,, KERALA ,PIN-682031
Perinthalmanna

SBIN0005108

PERINTHALMANNA,ERNAKULAM,KERALA
Perumanoor

SBIN0008660

PARAMBI ESTATE, PERUMANOOR, ERNAKULAM,STATE KERALA,PIN 682015
Perumanoor Kochi Shipyard

SBIN0070261

PBNO1654,MERCYESTATE,1STFLOOR,PERUMANOORPO682015PERUMANOORATSBTCOIN
Perumbavoor

SBIN0070154

PBNO1,ISTFLOOR,CHRISTURAJSHOPPINGCOMPLEX,PERUMBAVOORPO683542PERUMBAVOORATSBTCOIN
Perumbavoor Psb

SBIN0071017

PULLIKKALLUMPURATHUTOWER,AMROAD,PERUMBAVOOR683542PSBPERUMBAVOORATSBTCOIN
Piravom

SBIN0018077

NADUTHOTTATHIL ARCADE PALLIKAVALA PIRAVOM DISTTERNAKULAM KERALA686664
Piravom

SBIN0070160

PBNO1,STMARY,SJACOBITESYRIAN,CHURCHBUILDING,PIRAVOM686664PIRAVOMATSBTCOIN
Ponekkara

SBIN0018168

ATHEKKEDATH COMPLEX POYSHA ROAD PONEKKARA DISTT ERNAKULAM KERALA 682041
Psbaluva

SBIN0071019

MUKKATHBUILDING,NEARBYEPASS,SIGNALJUNCTION,ALUVA683101PSBALUVAATSBTCOIN
Puthuvipe

SBIN0008667

ST.JOSEPH SEVAKENDRAM BLDG SCHOOL MITTAM,PUTHUVIPE, OCHANTHURUTH, ERNAKULAM
Racc Tripunithura

SBIN0064652

State Bank of India , RACC TRIPUNITHURA , PARAPPALLIL BLDG MANORAMA JN PANAMPALLY NAGAR ERANAKULAM 682036
Racpc, Ernakulum

SBIN0010158

ERNAKULAM, KERALA
Rasmecc, Ernakulam

SBIN0070903

SBTZONALOFFICE,PANAMPALLYNAGAR,ERNAKULAMKERALA
Rasmeccc, Muvattupuzha

SBIN0061046

2NDFLOOR,MUNCIPALSHOPPINGCOMPLEXBUILDING,KACHERITHAZHAM,MUVATTUPUZHA,DISTT.ERNAKULAM.KERALA686661
Rbo Ernakulam Semi Urban

SBIN0014921

RBO ERNAKUALM SEMI URBAN, SUBURBAN, STATE BANK OF INDIA, LHO ANNEXE BUILDING, SHANMUGHAM ROAD, DIST ERNAKULAM 682031
Rbo Ernakulam Urban

SBIN0014920

REGIONAL BUSINESS OFFICE, ERNAKULAM URBAN, STATE BANK OF INDIA, LHO ANNEXE II, SHANMUGHAM ROAD, ERNAKULAM,, DIST ERNAKULAM 682031
Rbo Three Ernakulam

SBIN0061010

ADMINISTRATIVE OFFICE, 5TH FLOOR, SHANMUGHAM ROAD, ERNAKULAM, DISTT.ERNAKULAM. KERALA-682031
Retail Assets Credit Center, Rbo I Ernakulam

SBIN0064651

REGIONAL BUSINESS OFFICE-1 ERNAKULAM,SBI ADMINISTRATIVE OFFICE, 6TH FLOOR, SHANMUGHAM ROAD,ERNAKULAM-682031
Sbi Karukutty

SBIN0064967

SBI KARUKUTTY BRANCH,PUTHUSSERY TOWER,BUILDING NO 580/D,NEAR ROYAL ENFIELD SHOWROOM,NH 47,KARUKUTTY,ERNAKULAM -683576
Sblc Kochi

SBIN0007747

BEACH ROAD, FORT COCHIN, KOCHI TALUK, ERNAKULAM DISTRICT, KERALA PIN-682001
Smart City

SBIN0015789

SMART CITY , HEERA CYBER VIEWS, INFOPARK EDACHIRA ROAD, THENGODE PO, KOCHI. KERALA 682030
Sme Aluva

SBIN0065144

SBI SME ALUVA BRANCH,5TH FLOOR,KMRL ALUVA METRO STATION BUILDING,PERIYAR NAGAR,ALUVA,ERNAKULAM -683101
Sme Branch Kalamassery

SBIN0070291

PBNO104,HOLYANGELSBUILDING,SOUTHKALAMASSERYPO,ERNAKULAM683104SSIKALAMAATSBTCOIN
Sme City Credit Centre

SBIN0005037

ERNAKULAM
Sme Muvattupuzha

SBIN0063658

STATE BANK OF INDIA,SME MUVATTUPUZHA BRANCH, 2ND FLOOR MUNCIPAL SHOPPING COMPLEX,KACHERITHAZAM,MUVATTUPUZHA,ERNAKULAM-686661
Sme Rbo Ernakulam

SBIN0063582

SME RBO, STATE BANK OF INDIA, 7TH FLOOR, ADMINISTRATIVE OFFICE, SHANMUGHAM ROAD ,ERNAKULAM - 682031
Sme Vyttila

SBIN0063662

STATE BANK OF INDIA,SME VYTTILA BRANCH, 29-1288, B-CUMMINS BUILDING, IST FLOOR NH BYPASS, VYTTILA JUNCTION ERNAKULAM, KERALA 682019
South Chittoor

SBIN0014583

VII BY 5908,BETHEL,CHITTOOR ROAD,ERNAKULAM,KERALA 682027
Ssi Ernakulam

SBIN0005387

P.B.NO.1187, 1ST FL, R.S.BLDG.,OPP.MAHARAJAS COLLEGE GROUND, ,ERNAKULAM ,PIN - 682011
Stressed Assets Recovery Centre, Ernakulam

SBIN0005182

DIST ERNAKULAM
Thaikkattukara

SBIN0070368

PBNO1,KADATHUKULAMBUILDINGS,THAIKKATTUKARAPO683106THAIKATUKARAATSBTCOIN
Thammanam

SBIN0014582

ALUNGAL BUILDINGS,AISWARYA LANE,PULLEPADY THAMMANAM ROAD,THAMMANAM P O,DIST ERNAKULAM 682032
Thiruvankulam

SBIN0070395

PBNO2,PUNNACHALILBLDGS,THIRUVANKULAMPO682305TIRUVANKULAMATSBTCOIN
Thoppumpady

SBIN0070141

PBNO843,NELLIKKALCHAMBERS,THOPPUMPADYPO682005THOPPUMPADYATSBTCOIN
Thottakkattukara

SBIN0070336

PBNO1051,MENACHERRYBUILDING,THOTTAKKATTUKARAPO683108THOTTAKKATTUATSBTCOIN
Trade Finance Cpc, Ernakulam

SBIN0005066

ERNAKULAM KERALA
Tripunithura

SBIN0070156

PBNO2,BALAJIBUILDINGS,TRIPUNITHURAPO682301TRIPUNITHURAATSBTCOIN
Udayamperoor

SBIN0070348

PBNO1,MADATHIPARAMBILBUILDINGS,UDAYAMPEROORPO682307UDAYAMPEROORATSBTCOIN
Udyogamandal

SBIN0070158

PBNO6,FACTTOWNSHIP,UDYOGAMANDALPO683501UDYOGAMANDALATSBTCOIN
Vadavucode

SBIN0070316

PBNO1,EDAYANALBUILDINGS,KAVUMTHAZHAMPUTHENCRUZPO,VADAVUCODE682308VADAVUCODEATSBTCOIN
Vaduthala

SBIN0070855

CHOCKLEYSTOWERS,OPPBPLCPUMP,VADUTHALAGATE,VADUTHALAPO682023VADUTHALAATSBTCOIN
Valakom

SBIN0070580

PBNO1,CHERUVANNOORBUILDINGS,KUNNACKALPOERNAKULAM,PIN682316682316VALAKOMATSBTCOIN
Valayanchirangara

SBIN0070558

PBNO1,KANIYAMKUDIYILBLDGS,VALAYANCHIRANGARAPO683556VALAYANCHIRAATSBTCOIN
Vallarpadam

SBIN0070801

7331E,1STFLOOR,GOSHREETOWERS,VALLARPADAMJUNCTION,VALLARPADAMPO,KOCHI682504VALLARPADAMAT
Varapuzha

SBIN0070146

DOORNO15161,VITHAYATHILBUILDING,NEARSNDPJUNCTION,VARAPUZHAPOST683517VARAPUZHAATSBTCOIN
Vazhakkala

SBIN0070809

DOORNOVI1050,LITTLEFLOWERCHURCH,BHARATAMATACOLLEGE,SEAPORTAIRPORTROAD,THRIKKAKARA6820
Vazhakulam

SBIN0007844

VII BY 196,PB NO. 1,MANJALLOOR PANCHYAT,VAZHAKULAM,ERNAKULAM,KERALA
Vazhakulam Mudical

SBIN0070305

RAHMANIYABUILDING,ALUVA-PERUMBAVOORKSRTCROAD,MANJAPETTY,MARAMPILLYPO683105VAZHAKULAMATSBT
Vennala

SBIN0070808

ADHAPPILLYTOWERSNEARVENNALAHSS,VENNALAPO,KOCHI682028VENNALAATSBTCOIN
Vyttila Ernakulam

SBIN0070517

PBNO7,PREETHIBUILDINGS,VYTILLAPO,KOCHI682019VYTTILAATSBTCOIN

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code issued by the Reserve Bank of India to every bank branch in India. This code is used to uniquely identify each branch and facilitates easy electronic payments. In the Indian banking system, the IFSC code is essential for smooth electronic transactions like NEFT, RTGS, and IMPS. Each IFSC code is specifically assigned to a branch, making it easily identifiable and ensuring every transaction is executed perfectly.

IFSC Code Structure

The IFSC code is an 11-character code that follows the structure below:

  • First Four Characters: Alphabets indicating the bank's name. In "BANK0123456," "BANK" signifies the bank.
  • Fifth Character: This is always '0' (zero), reserved for future use to ensure flexibility.
  • Last Six Characters: Either alphabets or numbers characterizing the specific branch of the bank.

Example: In the IFSC code "SBIN0016654," "SBIN" identifies the bank, and "016654" identifies the branch. This unique format makes every branch easily identifiable.

How to Obtain the IFSC Code

Finding an IFSC code is easy. Here are a few methods:

  • Cheque Book: Look at the upper-left section of the cheque leaves issued by the bank for your IFSC code.
  • Bank Passbook: The IFSC code is also provided on the first page of the bank passbook given when you open an account.
  • Official Website of the Bank: Nearly all banks offer an online search facility where you can find the IFSC code of their branches.
  • Online Banking Portals: Within online banking services, you can find the IFSC code for your branch or any other.
  • Mobile Banking Apps: Most banking apps have an option for branch details, where you can check the IFSC code.
  • RBI Website: The Reserve Bank of India maintains a comprehensive list of all banks and their branches with their respective IFSC codes.
  • Third-Party Websites: Some third-party websites that offer fund transfer services provide the IFSC code based on the bank and branch name.

Why is the IFSC Code Important in Fund Transfers?

The IFSC code is crucial for various electronic fund transfers. Here’s how it is used in different payment systems:

  • NEFT (National Electronic Funds Transfer): IFSC Codes facilitate the transfer of funds from one bank account to another in India, ensuring transactions are forwarded to the right bank and branch smoothly and without mistakes.
  • RTGS (Real-Time Gross Settlement): For high-value transactions, the IFSC code ensures secure and instant monetary transfers through real-time gross settlement.
  • IMPS (Immediate Payment Service): The IFSC code enables instant fund transfers, especially between different banks. IMPS operates 24/7, and the IFSC code ensures the transaction is directed to the correct branch instantly.
  • Error Prevention: Using the correct IFSC code reduces the chance of remitting money to the wrong account due to an incorrectly entered IFSC code. It acts as a control checkpoint to ensure the transaction is being sent to the intended recipient's bank branch.

What is the Use of an IFSC Code?

The IFSC code has numerous uses within the banking system:

  • Enable Electronic Transfers: IFSC codes are essential for electronic transactions such as NEFT, RTGS, and IMPS. No transaction can be made without this code.
  • Unique Identification of Bank Branch: Every IFSC code uniquely identifies a particular bank branch to ensure transactions reach the right destination.
  • Ensures Risk-Free Transactions: The IFSC code ensures that money reaches the correct bank and branch, eliminating errors in the transaction process.
  • Enables Online Banking: IFSC codes are crucial when adding a new beneficiary in online banking systems, ensuring the correct routing of funds.

Importance of Loan and Interest Calculator

Calculators are indispensable tools for financial planning, helping users make informed decisions. Here are some of the most commonly used types:

Loan Calculators

  • Loan Calculator Vehicle: Helps determine monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
  • Loan Calculator VA: Tailored for VA loans, assisting veterans in calculating their mortgage payments.

EMI Calculators

  • EMI Calculator for Home Loan: Calculates the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator US: Designed for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 years: Estimates returns over a 15-year period.
  • PPF Calculator 30 years: Projects returns over a 30-year period

Conclusion

The IFSC code is a vital part of the Indian banking world, ensuring safe and easy online fund transfers. Whether you are doing NEFT, RTGS, or IMPS, the IFSC code ensures that your money reaches its intended destination. It is also significant in handling cheques, where the MICR code plays an important role. Together, these codes are crucial in enabling the smooth operation of banking transactions. Understanding their importance and correct use is indispensable for anyone dealing with electronic transactions in India.

Frequently Asked Questions

The IFSC code ensures the correct routing of electronic fund transfers to the concerned bank's particular branch, reducing errors and making transactions secure.

The IFSC code can be found on the bank's checkbook, passbook, official website, RBI website, or mobile banking application.

No, different branches of every bank have different IFSC codes to identify each branch correctly for internet-based transactions.

If you enter the wrong IFSC code while transferring funds, the transaction may be declined or sent to the wrong bank. Immediately contact your bank to rectify the issue.

The IFSC code comprises 11 characters: the first four characters represent the bank, the fifth is '0', and the remaining six describe the specific branch.

No, the IFSC code is designed for domestic electronic fund transfers in India. International transactions are made using SWIFT codes.

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