IFSC Code of State Bank Of India, Kerala, Kottayam, Vaikom

SBIN0070125

State Bank Of India

State Bank Of India

IFSC Code

SBIN0070125
MICR Code

686002887
Bank Name State Bank Of India
District Kottayam
State Kerala
Address Karamelshoppingcomplex,1stfloor,westgate,vaikompo686141vaikomatsbtcoin
Phone +914829231226

UPI

Available

NEFT

Available

RTGS

Available

IMPS

Available

IFSC Code of the State Bank Of India Branch Near You

List of all State Bank Of India Branch IFSC Code

Ammancherry

SBIN0070473

PBNO1,BUILDINGNO792,PALAMATTOMBUILDINGS,AMALAGIRIPO686036AMMANCHERRYATSBTCOIN
Anthinad

SBIN0070416

PBNO2,PRAVITHANANJUNCTION,ANTHINADPO686651ANTHINADATSBTCOIN
Arumanoor

SBIN0070489

PBNO1,AP8183,ARUMANOORPO686568ARUMANOORATSBTCOIN
Athirampuzha

SBIN0070112

PBNO1,STMARYSFORANECHURCHBLDGS,ATHIRAMPUZHAPO686562ATHIRAMPUZHAATSBTCOIN
Aymanam

SBIN0070232

PBNO1,AP-422A,AYMANAMPO686015AYMANAMATSBTCOIN
Bharananganam

SBIN0070350

PBNO1,PEREKKATTUBUILDINGS,BHARANANGANAMP0686578BARANANGANAMATSBTCOIN
Cac Alappuzha Town

SBIN0063102

SBI ALAPPUZHA TOWN BRANCH, KALLUPALATHIL BUILDING, ALAPPUZHA-688011
Cac Kottayam

SBIN0015067

PB NO 173, KK ROAD, OPP MANORAMA, KOTTAYAM, KERALA - 686001
Chakkampuzha

SBIN0070501

SAINILAYAM,RAMAPURAMPANCHAYAT,CHAKKAMPUZHAPO,PIN-686574686574CHAKKAMPUZHAATSBTCOIN
Chamampathal Vazhur

SBIN0070417

PBNO1KARIMPILBLDGS,KODUNGUR-MANIMALAROAD,CHAMAMPATHALPO686517CHAMAMPATHALATSBTCOIN
Changanacherry

SBIN0070230

PBNO1,INDUSTRIALNAGARPO,CVROAD,KURISUMMODU,CHANGANACHERRY686106IECHANGANAATSBTCOIN
Changanacherry Main

SBIN0070103

PBNO3,SBTBLDGS,BANKSTREET,VATTAPALLY,CHANGANCHERRYPO686101CHANGANASERYATSBTCOIN
Chengalam

SBIN0070398

PBNO1,NIRAPPELBUILDINGS,CHENGALAMPO,ANICKADU686585CHENGALAMATSBTCOIN
Chingavanam

SBIN0070128

PBNO1,VOMARKOSEMEMORIALHALLBLDG,CHINGAVANAMPO686531CHINGAVANAMATSBTCOIN
Cms College Campus Kottayam

SBIN0070484

PBNO293,COLLEGEROAD,KOTTAYAM,KERALA,PIN686001686001KOTTAYAMCMSATSBTCOIN
Collectorate Branch,kottayam

SBIN0070492

PBNO1104,COLLECTORATEBUILDINGS,COLLECTORATEPO686002TREASURYKTMATSBTCOIN
Devalokam

SBIN0070820

CATHOLICATEARAMANA,DEVALOKAMPO686038DEVALOKAMATSBTCOIN
Edayarikkapuzha

SBIN0070376

VATTAMALABUILDINGS,PATHANAD,KANGAZHAPO686541EDKPUZHAATSBTCOIN
Elamgulam

SBIN0070360

PBNO1,ERUPPAKATTUBUILDINGS,KOORALIPO686522ELAMGULAMATSBTCOIN
Erattupetta

SBIN0008613

PB NO 2,MAIN RD,ERATTUPETTA,KOTTAYAM,KERALA
Erattupetta

SBIN0070113

CHALLAVAYALILBUILDING,ARUVITHURAPO,ERATTUPETTA686122ERATTUPETTAATSBTCOIN
Erumeli

SBIN0070105

PBNO1,CHALAKUZHYCHAMBERS,ERUMELIPO686509ERUMELIATSBTCOIN
Ettumanoor

SBIN0070114

PBNO1,JOSEBAZARSHOPPINGCOMPLEX,PALAIROAD,ETTUMANOORPO686631ETTUMANOORATSBTCOIN
Kadappattoor

SBIN0070727

DOORNO182532,1STFLOOR,ARYANKALAARCADE,OPPBISHOPSHOUSE,ETTUMANOOR-PALAROAD,PALAPO
Kaduthuruthy Main

SBIN0070427

PBNO2,PANNIVELILBUILDINGS,KADUTHURUTHYPO686604KADUTHURUTHYATSBTCOIN
Kaipuzha

SBIN0008620

VIII79,MANNANUMNEENDOOR,KAIPUZHA,KOTTAYAM,KERALA,PIN.686602.
Kalaketty

SBIN0070130

PBNO1,VELLATHOTTAMBUILDINGS,KALAKETTYPO686508KALAKETTYATSBTCOIN
Kalathipady

SBIN0014369

PARAYIL BUILDINGS,KALATHIPADY,VADAVATHOOR.P.O,KOTTAYAM,DISTKOTTAYAM686010
Kanakkary

SBIN0070954

NCVARKEYSARCADE,KANAKKARY686610KANAKKARYATSBTCOIN
Kanjikuzhy

SBIN0070222

PBNO1,CKGTOWERS,KKROAD,KANJIKUZHY,MUTTAMBALAMPOST686004KANJIKUZHYATSBTCOIN
Kanjirapally

SBIN0070115

PBNO1,BANKHOUSE,KANJIRAPALLYPO,KKROAD,686507KANJIRAPALLYATSBTCOIN
Karipputhattu

SBIN0070377

PBNO1,NEWBUILDINGS,ARPOOKARAPO686008KARIPUTHATTUATSBTCOIN
Karukachal

SBIN0070426

VALLOORBUILDINGS,KARUKACHALPO686540KARUKACHALATSBTCOIN
Kidangoor

SBIN0070106

PBNO1,KACHERILBUILDINGS,KIDANGOORPO686572KIDANGOORATSBTCOIN
Kodimatha

SBIN0070379

AMSONBUILDINGS,OPPNEWPVTBUSSTAND,KODIMATHA686039KODIMATHAATSBTCOIN
Koodalloor

SBIN0070400

PBNO1,VIAVAYALA,KOODALLOORPO686595KOODALLOORATSBTCOIN
Kooropada

SBIN0070363

PBNO1ARINJUKALLUMKALBLDGS,KOOROPADAPO686502KOOROPADAATSBTCOIN
Kootickal

SBIN0070131

PBNO1,BADAYILBUILDINGS,KOOTICKALPO686514KOOTICKALATSBTCOIN
Koruthode

SBIN0070380

PBNO1MADUCKANGALBLDGS,KORUTHODEPO686513KORUTHODEATSBTCOIN
Kothanallur

SBIN0070446

PBNO1,SGPCHURCHBUILDINGS,KOTHANALLURPO686632KOTHANALLURATSBTCOIN
Kottayam

SBIN0001891

VELLAPALLY BUILDING, K.R RD KOTTAYAM 6866001
Kottayam Civil Station

SBIN0070101

PBNO1102,PADINJAREKKARACHAMBERS,COLLECTORATEPO686002KOTTAYAMCSATSBTCOIN
Kottayam Main

SBIN0070102

PBNO19,THIRUNAKKARASOUTH,KOTTAYAMPO686001KOTTAYAMATSBTCOIN
Kozha

SBIN0070521

PBNO1,PANAMKUZHACKALBUILDINGS,KURAVILANGADPO686633KOZHAATSBTCOIN
Kozhuvanal

SBIN0070364

PBNO1,THEKKETHILBUILDINGS,KOZHUVANALPO686523KOZHUVANALATSBTCOIN
Kulasekharamangalam

SBIN0070354

PBNO1,PARASSERYMADOMBUILDING,KULASEKHARAMANGALAMPO686608KSMANGALAMATSBTCOIN
Kumarakom

SBIN0070116

PBNO1,ILLIKALAMCHAMBERS,KUMARAKOMPO686563KUMARAKOMATSBTCOIN
Kumaranalloor

SBIN0070677

ISTFLOOR,CHERUNKALBUILDINGS,KUMARANALLOORPOKOTTAYAMDISTRICT,
Kuravilangad

SBIN0012881

STMARYS FORANE CHURCH BUILDING,STMARYS CHURCH ROAD,PALLICKAVALA KOTTAYAM
Kurichy

SBIN0070262

PBNO1ETTUKADAVILBUILDINGS,KURICHYPO686549KURICHYATSBTCOIN
Kuruppanthara

SBIN0011920

PARAKALA BUILDING,M C ROAD,MANJOOR,KURUPPANTHARA,DISTKOTTAYAM 686603
Kuruppanthara

SBIN0070136

PBNO1,KANDARAPALLILBUILDINGS,MANJOORPO,KURUPPANTHARA686603KURUPANTHARAATSBTCOIN
Kuttickal

SBIN0071264

KUREEKATTUBUILDING,KUTTICKAL,SOUTHPAMPADYPO,KOTTAYAMDISTRICT,KERALA-686521
Madappally

SBIN0070414

PBNO1,PMKTOWERS,THENGANA,PERUMPANACHYPO686536MADAPALLYATSBTCOIN
Mammood

SBIN0070284

PBNO1,MAMMOOTTILBUILDINGS,MAMMOODPO686553MAMMOODATSBTCOIN
Manarcadu

SBIN0070233

PBNO1,TCMTOWERS,MANARCADUPO686019MANARCAUDATSBTCOIN
Manganam

SBIN0070471

PBNO1,VPXV300A,PALOORBUILDINGS,MANGANAMPO686018MANGANAMATSBTCOIN
Manimala

SBIN0070117

PBNO1,KOVOORBUILDINGS,MANIMALAPO686543MANIMALAATSBTCOIN
Mannanam

SBIN0004395

K.E. COLLEGE ROAD,MANNANAM,KOTTAYAM,KERALA,PIN 686561
Marangattupally

SBIN0070234

KUNNUMPURATHBUILDINGS,MARANGATTUPALLYPO686635MARANGATUPLYATSBTCOIN
Mattakkara

SBIN0070349

PBNO1,HFCBUILDINGS,MATTAKKARAPO686564MATTAKKARAATSBTCOIN
Medical College Kottayam

SBIN0070111

PBNO1,MEDICALCOLLEGECAMPUS,GANDHINAGARPO686008MCKOTTAYAMATSBTCOIN
Meenadom Pampady

SBIN0070485

CHUZHUKUNNELBUILDINGS,HOSPITALJUNCTION,MEENADOMPO686516MEENADOMATSBTCOIN
Melukavumattom

SBIN0070138

PBNO1,CSIBUILDINGS,MELUKAVUMATTOMPO686652MELUKAVUATSBTCOIN
Mg University Campus Kottayam

SBIN0070669

PBNO4,PRIYADARSANIHILLSPO686560KTMUNIVATSBTCOIN
Monipally

SBIN0070134

PBNO1,VIJAYCOMPLEX,MONIPALLYPO686636MONIPALLYATSBTCOIN
Mukkoottuthara

SBIN0070862

BUILDINGNOVI12191,CHARIVUPURAYIDATHIL,MARIDOMJUNCTION,MUKKOOTTUTHARAPOMUKKOOTTUTHARAATSB
Mundakayam

SBIN0070133

PBNO1,POTTAMKULAMBUILDINGS,KKROAD,MUNDAKAYAMPO686513MUNDAKAYAMATSBTCOIN
Mundathanam

SBIN0070366

PUTHENVEETTILCOMPLEXBLDGS,KANGAZHAPO686541MUNDATHANAMATSBTCOIN
Mutholy

SBIN0071186

KONATTUBUILDING,PULIYANNOORPOPIN686573KERALA
Nagampadam

SBIN0070732

DOORNO198A,SHAMINTHASARCADE,MCROAD,SHMOUNTPO686006NAGAMPADAMATSBTCOIN
Nedumkunnam

SBIN0070118

PBNO1,ANKUSHBUILDINGS,NEDUMKUNNAMPO686542NEDUMKUNNAMATSBTCOIN
Neendoor

SBIN0070119

PBNO1,PANTHALLOORPARAMBILBLDGS,NEENDOORPO686601NEENDOORATSBTCOIN
Nri Branch Kottayam

SBIN0062291

NRI BRANCH KOTTAYAM,THIRUNAKKARA SOUTH,KOTTAYAM,PIN 686001
Paipad Kottayam

SBIN0070107

PBNO1,PULIMOOTTILBUILDINGS,PALLICKACHIRAKAVALAPO686537PAIPADATSBTCOIN
Pala

SBIN0070120

PBNO6,VIII130A,MAINROAD,PALAPO686575PALAIATSBTCOIN
Pallickathode

SBIN0070247

PBNO1,ANICKADUPO686503PALLIKATHODEATSBTCOIN
Pallom

SBIN0070217

PBNO1,PAKKILPO,PALLOM686012PALLOMATSBTCOIN
Pampady

SBIN0013665

MALLEEKADUPPIL BLDGS,PAMPADY P O,KOTTAYAM,DIST KOTTAYAM 686502
Pampady

SBIN0070108

PBNO1,KADUVAMBHAGHOMBUILDINGS,PAMPADYPO686502PAMPADYATSBTCOIN
Pariyaram

SBIN0070510

PBNO1,THEKKEPARAMBILBUILDINGS,PARIYARAMPO686021PARIYARAMATSBTCOIN
Payyavoor

SBIN0070979

KURISUMOOTTILBUILDING,BYEPASSROAD,PAYYAVOORPO670633PAYYAVOORATSBTCOIN
Peroor

SBIN0070431

PBNO1,NSSKARAYOGAMBUILDING,PEROORPO,KOTTAYAM686637PEROORATSBTCOIN
Peruva

SBIN0070869

MANTHANATHELTOWERS,VAIKOMROAD,PERUVAPO686610PERUVAATSBTCOIN
Pizhaku

SBIN0070976

STJOHNTHEBAPTISTSHOPPINGCOMPLEX,III453ABUILDINGNO,PIZHAKUPOMEENACHIL686651PIZHA
Plassanal

SBIN0070480

PBNO1,STMARYSCHURCHBUILDING,PLASSANALPO686579PLASSANALATSBTCOIN
Ponkunnam

SBIN0070137

PBNO1,CHINLANKASHOPPINGCOMPLEX,PONKUNNAMPO,KKROAD686506PONKUNNAMATSBTCOIN
Poovarany

SBIN0070121

PBNO1,KUNNAPPALLILBUILDING,PAIKA,POOVARANYPO,KOTTAYAMDISTRICT,KERALA686577POOVARANYATSBT
Poovathilappu

SBIN0070529

PBNO2,MOONGAMACKALBLDGS,MANALUMKALPO686503POOVATILAPPUATSBTCOIN
Pulickalkavala

SBIN0070953

BUILDINGNO362,PATTASSERILARCADE,KKROAD,PULICKALKAVALAPO,VAZHOOR686515PULICKALKAVALAATSBT
Punchavayal

SBIN0070429

PBNO7,VALIYAVEETTILBUILDINGS,PUNCHAVAYALPO686513PUNCHAVAYALATSBTCOIN
Puthupally

SBIN0070122

PBNO1,KANYAPARAMBILBUILDINGS,PUTHUPALLYPO686011PUTHUPALLYATSBTCOIN
Racc Changanassery

SBIN0064647

RACC RBO 2,2ND FLOOR,POLACHIRAKKAL BULDING,OPP COLLECTORATE,KOTTAYAM,PIN-686002
Racc Kottayam

SBIN0064646

THIRUNAKKARA SOUTH,KOTTAYAM.P.O 686001
Racc Pala

SBIN0064648

STATE BANK OF INDIA RACC PALA VIII/130A,MAIN ROAD,PALA,KOTTAYAM -686575
RamaPuram

SBIN0008669

PB NO 2 RAMAPURAM KOTTAYAM KERALA
RamaPuram

SBIN0070123

PBNO1,STAUGUSTINESCHURCHBLDGS,RAMAPURAMBAZARPO686576RAMAPURAMATSBTCOIN
Rasmecc,kottayam

SBIN0070902

SBTZONALOFFICE,OPPCIVILSTATION,KOTTAYAMRACPCKTMATSBTCOIN
Rasmeccc Kottayam

SBIN0016997

1ST2ND FLOOR, OPPOSITE TO BCM COLLEGE, K K ROAD, KOTTAYAM, DISTT.KOTTAYAM. KERALA 686001
Rbo Three Kottayam

SBIN0061008

SECOND FLOOR, POLACHIRAKKAL CHAMBER, PB NO 1115, OPP COLLECTORATE, KOTTAYAM, DISTTKOTTAYAM KERALA 686002
Rbo Two Kottayam

SBIN0061007

SECOND FLOOR, POLACHIRAKKAL CHAMBER, PB NO 1115, OPP COLLECTORATE, KOTTAYAM, DISTTKOTTAYAM KERALA 686002
Rcpcponkunnam

SBIN0070975

MOHANA SHOPPING COMPLEX, K K ROAD PONKUNNAM, KOTTAYAM KERALA , 686506
Regional Business Office, Kottayam

SBIN0014919

STATE BANK OF INDIA, REGIONAL BUSINESS OFFICE, PHOENIX TOWERS, THIRUNAKKARA, KOTTAYAM, KERALA686001
Sb College Changanacherry

SBIN0070394

PBNO11,CHANGANACHERRY686101SBCOLLEGEATSBTCOIN
Sme Branch Kottayam

SBIN0070652

PARACKALBUILDINGS,IINDFLOOR,LALBAHADURSASTRIROAD686001SSIKTMATSBTCOIN
Sme Pala

SBIN0063661

PB NO.6, VIII-130A MAIN ROAD, KOTTAYAM 686575
Sme Rbo Kottayam

SBIN0063583

POLACHIRACKAL CHAMBERS, COLLECTORATE PO KOTTAYAM 686002
Sme Vaikom

SBIN0063660

KARAMEL COMPLEX VAIKOM PO, KOTTAYAM 686141
Smeccc Kottayam

SBIN0061064

3RDFLOOR,POLACHIRACKALCHAMBERS,OPP.COLLECTORATE,DISTT.KOTTAYAM.KERALA686002
Spl.pbb, Kottayam

SBIN0015787

DOOR NO. XII/1374, OPP. BCM COLLEGE,DIST. KOTTAYAM,KERALA 686001
Teekoy

SBIN0070341

PBNO1,PURAPPANTHANAMBUILDINGS,TEEKOYPO686580TEEKOYATSBTCOIN
Thalayolaparambu

SBIN0070231

PBNO1,HANZPLAZA,ISTFLOOR,BLDGNOVI6894,THALAYOLAPARAMBUPO686605THALAYOLAATSBTCOIN
Thattakadu

SBIN0071183

VALLAYARABLDG,AMBALAKAVALA,THOTTAKADUKOTTAYAM686539
Thekkethukavala

SBIN0070430

PBNO1,USHUSBUILDINGS,THEKKETHUKAVALAPO686519THEKKETHUATSBTCOIN
Thellakom

SBIN0070952

BUILDINGNOXIV683,ZACHSBUILDING,THELLAKOMPO,KOTTAYAM686016THELLAKOMATSBTCOIN
Thiruvanchoor

SBIN0070432

PBNO1,SOBYSBUILDINGS,THIRUVANCHOORPO686037THIRUVANCHURATSBTCOIN
Thiruvarpu

SBIN0070223

AMBAKUZHYTRADECENTRE,ILLIKKAL,KILIROORNORTHPO,KOTTAYAMDIST,KERALA-686020686020THIRU
Thrikodithanam

SBIN0070385

PBNO1,GRACEVILLA,THRIKODITHANAMPO686105TRIKODITANAMATSBTCOIN
Thuruthy

SBIN0070370

PBNO2,STMARYSPARISHHOUSE,THURUTHYPO686535THURUTHYATSBTCOIN
Tv Puram

SBIN0070479

PBNO1,OTTALEZHUTHUBUILDINGS,TVPURAMPO686606TVPURAMATSBTCOIN
Uzhavoor

SBIN0070124

PBNO1,THERAVATHBUILDINGS,UZHAVOORPO686634UZHAVOORATSBTCOIN
Vadavathur

SBIN0070343

ELIMCENTRE,VADAVATHURJUNCTIONVADAVATHURPO686010VADAVATHURATSBTCOIN
Vakathanam

SBIN0070110

PBNO1,THUNJATHBUILDINGS,NJALIAKUZHY,VAKATHANAMPO686538VAKATHANAMATSBTCOIN
Valavoor

SBIN0070539

BUILDINGNOKP9404A,KUDAKKACHIRAROADVALAVOORPO,686635VALAVOORATSBTCOIN
Vayala Nellikunnu

SBIN0071215

NSSKARAYOGAMBLDGVAYALAPOKOTTAYAM
Vechoor

SBIN0070127

PBNO1,NSSKARAYOGAMBUILDINGS,VECHOORPO686144VECHOORATSBTCOIN
Veliyanoor

SBIN0070444

PBNO1,11320VETTIKALBLDGS,VELIYANNOORPO686638VELIYANOORATSBTCOIN
Zonal Office, Kottayam

SBIN0070997

POLACHIRACKALCHAMBERS,OPPCOLLECTORATE,KOTTAYAM,KERALA686002ZOKTMATSBTCOIN

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code issued by the Reserve Bank of India to every bank branch in India. This code is used to uniquely identify each branch and facilitates easy electronic payments. In the Indian banking system, the IFSC code is essential for smooth electronic transactions like NEFT, RTGS, and IMPS. Each IFSC code is specifically assigned to a branch, making it easily identifiable and ensuring every transaction is executed perfectly.

IFSC Code Structure

The IFSC code is an 11-character code that follows the structure below:

  • First Four Characters: Alphabets indicating the bank's name. In "BANK0123456," "BANK" signifies the bank.
  • Fifth Character: This is always '0' (zero), reserved for future use to ensure flexibility.
  • Last Six Characters: Either alphabets or numbers characterizing the specific branch of the bank.

Example: In the IFSC code "SBIN0016654," "SBIN" identifies the bank, and "016654" identifies the branch. This unique format makes every branch easily identifiable.

How to Obtain the IFSC Code

Finding an IFSC code is easy. Here are a few methods:

  • Cheque Book: Look at the upper-left section of the cheque leaves issued by the bank for your IFSC code.
  • Bank Passbook: The IFSC code is also provided on the first page of the bank passbook given when you open an account.
  • Official Website of the Bank: Nearly all banks offer an online search facility where you can find the IFSC code of their branches.
  • Online Banking Portals: Within online banking services, you can find the IFSC code for your branch or any other.
  • Mobile Banking Apps: Most banking apps have an option for branch details, where you can check the IFSC code.
  • RBI Website: The Reserve Bank of India maintains a comprehensive list of all banks and their branches with their respective IFSC codes.
  • Third-Party Websites: Some third-party websites that offer fund transfer services provide the IFSC code based on the bank and branch name.

Why is the IFSC Code Important in Fund Transfers?

The IFSC code is crucial for various electronic fund transfers. Here’s how it is used in different payment systems:

  • NEFT (National Electronic Funds Transfer): IFSC Codes facilitate the transfer of funds from one bank account to another in India, ensuring transactions are forwarded to the right bank and branch smoothly and without mistakes.
  • RTGS (Real-Time Gross Settlement): For high-value transactions, the IFSC code ensures secure and instant monetary transfers through real-time gross settlement.
  • IMPS (Immediate Payment Service): The IFSC code enables instant fund transfers, especially between different banks. IMPS operates 24/7, and the IFSC code ensures the transaction is directed to the correct branch instantly.
  • Error Prevention: Using the correct IFSC code reduces the chance of remitting money to the wrong account due to an incorrectly entered IFSC code. It acts as a control checkpoint to ensure the transaction is being sent to the intended recipient's bank branch.

What is the Use of an IFSC Code?

The IFSC code has numerous uses within the banking system:

  • Enable Electronic Transfers: IFSC codes are essential for electronic transactions such as NEFT, RTGS, and IMPS. No transaction can be made without this code.
  • Unique Identification of Bank Branch: Every IFSC code uniquely identifies a particular bank branch to ensure transactions reach the right destination.
  • Ensures Risk-Free Transactions: The IFSC code ensures that money reaches the correct bank and branch, eliminating errors in the transaction process.
  • Enables Online Banking: IFSC codes are crucial when adding a new beneficiary in online banking systems, ensuring the correct routing of funds.

Importance of Loan and Interest Calculator

Calculators are indispensable tools for financial planning, helping users make informed decisions. Here are some of the most commonly used types:

Loan Calculators

  • Loan Calculator Vehicle: Helps determine monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
  • Loan Calculator VA: Tailored for VA loans, assisting veterans in calculating their mortgage payments.

EMI Calculators

  • EMI Calculator for Home Loan: Calculates the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator US: Designed for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 years: Estimates returns over a 15-year period.
  • PPF Calculator 30 years: Projects returns over a 30-year period

Conclusion

The IFSC code is a vital part of the Indian banking world, ensuring safe and easy online fund transfers. Whether you are doing NEFT, RTGS, or IMPS, the IFSC code ensures that your money reaches its intended destination. It is also significant in handling cheques, where the MICR code plays an important role. Together, these codes are crucial in enabling the smooth operation of banking transactions. Understanding their importance and correct use is indispensable for anyone dealing with electronic transactions in India.

Frequently Asked Questions

The IFSC code ensures the correct routing of electronic fund transfers to the concerned bank's particular branch, reducing errors and making transactions secure.

The IFSC code can be found on the bank's checkbook, passbook, official website, RBI website, or mobile banking application.

No, different branches of every bank have different IFSC codes to identify each branch correctly for internet-based transactions.

If you enter the wrong IFSC code while transferring funds, the transaction may be declined or sent to the wrong bank. Immediately contact your bank to rectify the issue.

The IFSC code comprises 11 characters: the first four characters represent the bank, the fifth is '0', and the remaining six describe the specific branch.

No, the IFSC code is designed for domestic electronic fund transfers in India. International transactions are made using SWIFT codes.

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