IFSC Code of State Bank Of India, Maharashtra, Mumbai, Cag, Branch Ii Mumbai

SBIN0016376

State Bank Of India

State Bank Of India

IFSC Code

SBIN0016376

MICR Code

400002334

Bank Name State Bank Of India
District Mumbai
State Maharashtra
Address The Capital, 16th Floor, Bkc, Bandra E , Distt.mumbai. Maharashtra 400 051
Phone

UPI

Available

NEFT

Available

RTGS

Available

IMPS

Available

IFSC Code of the State Bank Of India Branch Near You

List of all State Bank Of India Branch IFSC Code

Air Force Station Madh

SBIN0061583

P 108 HANBADEVI TEMPLE AIR FORCE STATION MADH MALAD WEST MUMBAI 400061

Bhakti Park

SBIN0061528

AJMERA TREON,GROUND FLOOR,BHAKTI PARK,WADALA ( EAST),MUMBAI 400037

Bharat Diamond Bourse

SBIN0016654

G 1, BHARAT DIAMOND BOURSE, G BLOCK, BANDRA KURLA COMPLEX, BANDRA EAST , MUMBAI,MAHARASHTRA 400051

Cac Andheri ,e

SBIN0010296

SBI MIDC BUILDING , MIDC ANDHERI PLOT NO. B -1, ANDHERI (EAST), MUMBAI - 400093

Cac Mahul Road

SBIN0064541

OPPOSITE ASHISH THEATRE,MAHUL ROAD,CHEMBUR 400074

Cac Pen

SBIN0064533

BAZAR PETH,PEN,DISTRICT-RAIGAD,MAHARASHTRA-402107

Ccc-fbg Mumbai

SBIN0018787

C-O CAG - I MUMBAI BRANCH, 2ND FLOOR, NEVILLE HOUSE, J.N.HEREDIA MARG, BALLARD ESTATE, MUMBAI, MAHARASHTRA - 400 001

Ccgro, Mumbai

SBIN0004424

STATE BANK OF INDIA, CCGRO, MUMBAI, 12TH FLOOR, AIR INDIA BUILDING, NARIMAN POINT, MUMBAI-400021

Centralised Retail Asset Management Cell, Mumbai

SBIN0065119

1ST FLOOR,SBI VILLE PARLE ( EAST ) BRANCH,NAVAPADA NO.58,NEHRU ROAD,VILLE PARLE EAST,MUMBAI,MAHARASTRA-400057

Chunabhatti

SBIN0061527

STERLING APARTMENTS,GROUND FLOOR,OPP.JOGANI INDL.ESTATE,V.N.PURAV MARG,MUMBAI - 400022

City Recovery Centre

SBIN0005168

MUMBAI

Currency Admin Cell,s. Mumbai

SBIN0010295

MUMBAI

Currey Road, Mumbai

SBIN0061257

STATE BANK OF INDIA, SHOP NO 2, GROUND FLOOR , ONE AVIGHNA PARK, CURREY ROAD MUMBAI 400 012.

Dedicated Accounting Unit

SBIN0040679

SBI L H O BLDG ,6TH FLOOR,BANDRA KURLA COMPLEX,MUMBAI 400051

Defence Services Branch, Colaba

SBIN0061183

BUILDING NO. P-17, GROUND FLOOR, COLABA MILITARY STATION, NEAR VIJAY CHOWK, COLABA, MUMBAI,MAHARASHTRA - 400 005

Devidayal Road Branch, Mulund West

SBIN0016720

2 AND 3, GROUND FLOOR, NEELKANTH HEIGHTS, NEELKANTH NAGAR, B.P.S. CROSS ROAD, OFF DEVIDAYAL ROAD, MULUND WEST MUMBAI. MAHARASHTRA 400080

Document Archival Centre, Mumbai

SBIN0011762

WESTERN HOUSE, 1ST FLOOR, SONAWALA LANE NO. 2, GOREGAON EAST , MUMBAI400063

Doorstep Banking Services, Dsb Cpc

SBIN0061513

1ST FLOOR, MADHULI BUILDING, A B ROAD, SHIVSAGAR ESTATE, WORLI, MUMBAI 400018

E-collection - Van

SBIN0000TBU

TRANSACTION BANKING UNIT, CORPORATE CENTER, VOLTAS HOUSE,1ST FLOOR, 23 J.N. HEREDIA MARG,BALLARD ESTATE, FORT, MUMBAI - 400001

Empire House, Fort Branch Mumbai

SBIN0030002

214,DR.D.N.ROAD,EMPIRE HOUSE,FORT,MUMBAI

EState Department , Corporate Centre

SBIN0011339

9TH FLOOR,STATE BANK BHAVAN,NARIMAN POINT,MUMBAI 21

Ewealth Centre, Mumbai

SBIN0018716

G-BLOCK, SYNERGY, BANDRA KURLA COMPLEX, BANDRA EAST, MUMBAI, DIST.MUMBAI, MAHARASHTRA-400051

Fund Settlement Link Office ,fslo

SBIN0004057

MUMBAI

Grant Road East

SBIN0061525

15-17,RAILWAY HOTEL BUILDING,GRANT ROAD EAST,MUMBAI - 400004

Hariom Nagar Branch, Mulund East

SBIN0016878

BRIGHTON ARCADE, GROUND FLOOR, HARIOM NAGAR, MULUND EAST ,MUMBAI, DISTT.MUMBAI. MAHARASHTRA 400081.

Hrms Project

SBIN0011470

COPORATE,CENTRE

Ibg Accounting Unit Mumbai

SBIN0013761

CORPORATE CENTRE,STATE BANK BHAVAN,MADAME CAMA ROAD,MUMBAI400021

Integrated Domestic Treasury

SBIN0040669

SBI LHO BUILDING,6TH FLOOR,PLOT NO C 6,G BLOCK,BANDRA KURLA COMPLEX,BANDRA EAST,MUMBAI 400051

It- Foreign Offices, Navi Mumbai

SBIN0013059

GITC,CBD BELAPUR,NEW MUMABI 400614

Jankalyan Nagar

SBIN0016603

SHOP NO. 26 37, NEW BHOOMI PARK II, JANKALYAN NAGAR, OFF.MARVE ROAD, MALAD WEST, DISTT. MUMBAI. MAHARASHTRA 400095

Jite Branch

SBIN0065146

PLOT NO.1070,SHREE OM SAI COMMERCIAL COMPLEX,AT& POST JITE,TALUKA PEN,DIST.RAIGAD.PIN -402107

Juhu Versova Link Road

SBIN0013264

BUILDING SURVEY NO.161 JUHU VERSOVA LINK ROAD ANDHERI WEST,DISTMUMBAI

Kalina

SBIN0014914

GROUND FLOOR,CENTRAL PLAZA,166,CST ROAD,KALINA,SANTACRUZ EAST,MUMBAI,DISTMUMBAI400 098

Kohinoor City, Mumbai

SBIN0061278

STATE BANK OF INDIA, KOHINOOR CITY BRANCH, UNIT NO G -85, 86 AND 87, A WING KOHINOOR CITY MALL ,GROUND FLOOR, KIROL ROAD, OFF LBS MARG, KURLA WEST,MUMBAI 400 070

Lokhandwala Branch

SBIN0013204

NEBULA APPARTMENT, GROUND FLOOR, 4TH CROSS LANE, LOKHANDWALA COMPLEX, ANDHERI W 400058

M.g.road Borivali East

SBIN0016682

HARI OM PLAZA, SHOP NO 2 3 M.G ROAD, OPP.NATIONAL PARK, BORIVALI EAST , MUMBAI. MAHARASHTRA 400066

Magathane

SBIN0061584

AMBROSIA DEVI PADA WESTERN EXPRESS HIGHWAY, BORIBALI EAST MUMBAI 400066

Mahavir Nagar, Mumbai

SBIN0013499

BREEZY CORNER,OPP PANCHSHEEL HEIGHTS,MAHAVIR NAGAR,KANDIVALI W,MUMBAI 400 067,

Mantralaya

SBIN0061524

NEW ADMINISTRATIVE BLOCK,GOVERNMENT OF MAHARASHTRA,HUTATMA RAJGURU MARG,MUMBAI -400032

Merc Acquiring Business Vertical

SBIN0016899

CORPORATE CENTRE,SHOP NO.35,THE ARCADE,WTC,CUFFE PARADE,MUMBAI 400005

Mid Corporate Group Corporate Center Mumbai

SBIN0004425

12TH FLOOR,STATE BANK BHAVAN,,MADAM CAMAE ROAD,NARIMAN POINT,MUMBAI,DISTMUMBAI

Mumbai Centralnavi Mumbai Zone Iii

SBIN0016517

MUMBAI THANE NASHIK ZONE IV, MADHULI BUILDING, SHIVSAGAR ESTATE, DR. A.B.ROAD, WORLI, MUMBAI. MAHARASHTRA 400 018

Mumbai Thane Nashik Zone Iv

SBIN0016516

ZONE II, ADMINISTRATIVE OFFICE MUMBAI, 5TH FLOOR, PREMISES NO. T 651T 751, I T C BELAPUR, TOWER II, BELAPUR RAILWAY STATION COMPLEX, BELAPUR, NAVI MUMBAI. MAHARASHTRA 400614

Mumbai Metro A And B Unit

SBIN0061263

SYNERGY, C-6, G BLOCK, BANDRA KURLA COMPLEX, BANDRA EAST, MUMBAI 400051

Mundhwa

SBIN0012927

MUSURVEY NO 59B,NEAR SUPER METER COMPANY,DIST.PUNE,MAHARASHTRA411 036

Nahur West

SBIN0017611

GOLD SEAL COMPOUND,SUBHASH NAGAR,NEAR CEAT TYRE,VILLAGE ROAD,NAHUR WEST,MUMBAI.MAHARASHTRA 400078

Nancy Colony Borivali E Branch

SBIN0016719

UNIT NO. 26, A,B,C,D IN H WING, ADINATH TOWER, NANCY COLONY, BORIVALI EAST, DISTT.MUMBAI. MAHARASHTRA 400066

Narayan Nagar Branch, Ghatkopar West

SBIN0016879

VISION HOUSE, 14 D, BOMBAY CO OP. INDL. ESTATE, NARAYAN NAGAR, N.S.S.ROAD, GHATKOPAR WEST , MUMBAI 400086

National Automated Clearing House Mumbai

SBIN0061076

MAZAZINE FLOOR MUMBAI MAIN BRANCH BUILDING HORNIMAN CIRCLE MUMBAI DISTTMUMBAI

Null Bazar

SBIN0061522

GROUND FLOOR,ADARSH MAHAL,474 MAULANA AZAD ROAD,NULL BAZAR,MUMBAI 400004

Pbb Goregaon West

SBIN0017293

PBB GOREGAON WEST,SHOP NO.11,BHOOMI CLASSIC CHS LTD,LINK RD,MALAD WEST,DIST.MUMBAI.MH 400064

Portugese Church, Dadar Branch

SBIN0030355

GYAN SAGAR BULD,R B S K BOLE ROAD,DADAR W MUMBAI

Project Finance Branch, Mumbai

SBIN0018956

PROJECT FINANCE BRANCH, COMMERCIAL BRANCH, GROUND FLOOR, N.G.N.VAIDYA MARG, HORNIMAN CIRCLE, FORT, MUMBAI, MAHARASHTRA-400001

Racpc Andheri West

SBIN0017897

SHOP NO15B WINGSHRI HARI CHS LTDRTO LANEFOUR BANGALOWANDHERI MUMBAI MAHARASHTRA400053

Racpc Sion

SBIN0061073

COMMERCIALI KOHINOOR CITY MAL,KIROL ROAD OFF LBS MARG, NEAR HOLY CROSS ROAD KURLA, WEST MUMBAI

Racpc, Borivali

SBIN0015545

STATE BANK OF INDIA, GROUND FLOOR, MTNL EXCHANGE BLGD., DEVIDAS ROAD, BORIVALI WEST , MUMBAI 400092

Racpc, Ghatkopar

SBIN0015426

1ST FLOOR, ASHOK SILK MILLS COMPOUND, LBS MARG, GHATKOPAR WEST , MUMBAI, MAHARASHTRA 400 086

Rasmeccc,bhayandar

SBIN0061178

150 FEET ROAD, VENKATESH ORCHID, NEAR FLYOVER, BHAYANDER (W), MUMBAI

Rbo Borivali

SBIN0061024

PLOTNO.9,YOGISMRUTI,10THROAD,1STFLOOR,ABOVEJVPDBRANCH,JUHU,VILELPARLEWEST,DISTT.MUMBAI.MAHARASHTRA400049

Rbo I, Mumbai

SBIN0014184

1ST FLOOR,VIDEOCON HERITAGE,CHARANJIT RAI MARG,D N ROAD,FORT,MUMBAI 400001

Rbo Ii, Mumbai

SBIN0014185

ASHOK SILK MILLS COMPOUND,1ST FLOOR,LBS MARG,GHATKOPAR WEST,MUMBAI 400086

Rbo Iii, Mumbai

SBIN0013926

PLOT NO 9 YOGI SMRUTI,ABOVE JVPD BRANCH,10TH ROAD,JVPD SCHEME,MUMBAI 400049

Rbo Iv, Mumbai

SBIN0005141

E BY 202,2ND FLOOR,SANPADA RAILWAY STATION COMPLEX,NAVI MUMBAI 400705

Rbo Sion

SBIN0061028

COMMERCIALI,KIROLROAD,OFF.LBSMARG,NEARHOLYCROSSROAD,KURLAW,MUMBAI,DISTT.MUMBAI.MAHARASHTRA400070

Rbo V, Mumbai

SBIN0014186

2ND FLOOR,H BY 2,SHIVSAGAR ESTATE,DR ANNIE BESANT ROAD,WORLI,MUMBAI 400018

Rbo Vii Sce Mumbai

SBIN0014187

2ND FLOOR,H BY 2,SHIVSAGAR ESTATE,DR ANNIE BESANT ROAD,WORLI,MUMBAI 400018

Regional Business Office Vi Mumbai

SBIN0014009

BUENA VISTA CO OP HSG SOCIETY,OPP Y B CHAVAN CENTRE,JAGGANATH BHOSLE RD,MUMBAI 400021

Rtc Dept, BelaPur

SBIN0007664

SBGITC,SECTOR 11,CBD BELPAUR NAV IMUMBAI

SahakarGram ,kandivali(e) Branch

SBIN0030281

SABARMATI APPT,CROSS ROAD NO 3,ASHOK NAGAR,MUMBAI

Saki Vihar Road

SBIN0018874

MAHVIR CLASSIC CHS LTD SAKIVIHAR ROAD, MUMBAI, DISTT.MUMBAI. MAHARASHTRA-400076

Samg, Mumbai

SBIN0004454

STRESSED ASSETS MANAGEMENT SAMG,MADAME CAMA ROAD,NARIMAN POINT,MUMBAI 400021

Samro Mumbai

SBIN0064067

THE ARCADE,2ND FLOOR,WORLD TRADE CENTRE,CUFFE PARADE,MUMBAI-400005

Santacruz East

SBIN0013265

DR.DADHICHI HOSPITAL COMPOUND,SANTACRUS EAST,MUMBAI,DISTMUMBAI

Sarg, Commercial-iii Mumbai

SBIN0061341

112-115 IST FLOOR, PLOT NO-212 WEST WING,TULSIANI CHAMBERS,FREE PRESS JOURNAL MARG, NARIMAN POINT, MUMBAI PIN-400021

Sbicreditcard-neft

SBIN00CARDS

PAYMENT SYSTEMS GROUP,STATE BANK GITC,CBD BELAPUR,NAVI MUMBAI

Sbiintouch Marine Drive

SBIN0019255

MEGHDOOT C H S, GROUND FLOOR, NETAJI SUBHASH MARG, MARINE DRIVE, MUMBAI, DIST.MUMBAI, MAHARASHTRA-400002

Sbiintouch Sion Circle,sion

SBIN0019144

ASHOK SILK MILL COMPOUND, 1ST FLOOR, LBS MARG, GHATKOPAR WEST, MUMBAI- 400086

Service Centre

SBIN0040888

6TH FLOOR,SBI LOCAL HEAD OFFICE, BANDRA KURLA COMPLEX,BANDRA E, MUMBAI 400051.

Sewree

SBIN0061529

SATYA HOUSE,GROUND FLOOR,4-207,RAM TEKDI,OFF.T.J.ROAD,SEWREE WEST,MUMBAI 400015

Shere Punjab Colony Andheri East

SBIN0061658

AHURA CENTRE PLOT NO 96 VILLAGE MULGAON ANDHERI, MAHAKALICAVES ROAD ANDHERI EAST MUMBAI 400072

Smecc Prabhadevi

SBIN0021013

STATE BANK OF INDIA , SMECC PRABHADEVI, 4TH FLOOR, RAVINDRA NATYA MANDIR, SAYANI ROAD, PRABHADEVI, MUMBAI 400025

Specialised Payment Bank Branch

SBIN0061060

ADMINISTRATIVE OFFICE, WESTERN MUMBAI, MADHULI BUILDING, 1ST FLOOR, H-2,SHIVSAGAR ESTATE, DR A B ROAD, WORLI MUMBAI 400018

Start-up Branch Bkc Mumbai

SBIN0064369

OFFICE 110,111,1ST FLR,INS TOWERS,BKC,BANDRA EAST,MUMBAI - 400051

Station Road Vile Parle W

SBIN0017415

STATION ROAD VILE PARLE W,PRIME BUSINESS PARK,VILLE PARLE,MUMBAI,DISTT.MUMBAI.MAHARASHTRA 400056

Subhash Road Vile Parle East

SBIN0017610

E SQUARE,GROUND FLOOR,SUBHASH ROAD,VILE PARLE EAST,MUMBAI,DIST.MUMBAI.MAHARASHTRA 400057

Tfcpc Andheri

SBIN0061224

31, MAHAL INDUSTRIAL ESTATE, MAHAKALI CAVES ROAD, ANDHERI EAST, MUMBAI, DISTT. MUMBAI, MAHARASHTRA - 400093

Thakur Complex ,kandivali Branch

SBIN0030366

TIRUPATI TOWER,WESTERN EXPRESS HIGHWAY,THAKUR COMPLEX,KANDIVALI E,MUMBAI

Vaishali Nagar, Mulund West

SBIN0015149

SHOP NO. 45, MANISHA HEIGHTS, BALRAJESHWAR ROAD, VAISHALI NAGAR, MULUND WEST, MUMBAI400080

Yogi Nagar

SBIN0013872

FALCON CREST,LINK ROAD,NEAR DON BOSC,YOGI NAGAR,BORIVLI WEST,MUMBAI,PIN

Zonal Office, Mumbai

SBIN0006858

MADHULI BLDG,SHIVSAGAR ESTATE,ANNIE BESANT RD, MUMBAI

Zonal Office, Mumbaiworli Juhu

SBIN0016574

1ST FLOOR, MADHULI BLDG., A.B.ROAD, SHIVSAGAR ESTATE, WORLI, MUMBAI. MAHARASHTRA 400018.

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code issued by the Reserve Bank of India to every bank branch in India. This code is used to uniquely identify each branch and facilitates easy electronic payments. In the Indian banking system, the IFSC code is essential for smooth electronic transactions like NEFT, RTGS, and IMPS. Each IFSC code is specifically assigned to a branch, making it easily identifiable and ensuring every transaction is executed perfectly.

IFSC Code Structure

The IFSC code is an 11-character code that follows the structure below:

  • First Four Characters: Alphabets indicating the bank's name. In "BANK0123456," "BANK" signifies the bank.
  • Fifth Character: This is always '0' (zero), reserved for future use to ensure flexibility.
  • Last Six Characters: Either alphabets or numbers characterizing the specific branch of the bank.

Example: In the IFSC code "SBIN0016654," "SBIN" identifies the bank, and "016654" identifies the branch. This unique format makes every branch easily identifiable.

How to Obtain the IFSC Code

Finding an IFSC code is easy. Here are a few methods:

  • Cheque Book: Look at the upper-left section of the cheque leaves issued by the bank for your IFSC code.
  • Bank Passbook: The IFSC code is also provided on the first page of the bank passbook given when you open an account.
  • Official Website of the Bank: Nearly all banks offer an online search facility where you can find the IFSC code of their branches.
  • Online Banking Portals: Within online banking services, you can find the IFSC code for your branch or any other.
  • Mobile Banking Apps: Most banking apps have an option for branch details, where you can check the IFSC code.
  • RBI Website: The Reserve Bank of India maintains a comprehensive list of all banks and their branches with their respective IFSC codes.
  • Third-Party Websites: Some third-party websites that offer fund transfer services provide the IFSC code based on the bank and branch name.

Why is the IFSC Code Important in Fund Transfers?

The IFSC code is crucial for various electronic fund transfers. Here’s how it is used in different payment systems:

  • NEFT (National Electronic Funds Transfer): IFSC Codes facilitate the transfer of funds from one bank account to another in India, ensuring transactions are forwarded to the right bank and branch smoothly and without mistakes.
  • RTGS (Real-Time Gross Settlement): For high-value transactions, the IFSC code ensures secure and instant monetary transfers through real-time gross settlement.
  • IMPS (Immediate Payment Service): The IFSC code enables instant fund transfers, especially between different banks. IMPS operates 24/7, and the IFSC code ensures the transaction is directed to the correct branch instantly.
  • Error Prevention: Using the correct IFSC code reduces the chance of remitting money to the wrong account due to an incorrectly entered IFSC code. It acts as a control checkpoint to ensure the transaction is being sent to the intended recipient's bank branch.

What is the Use of an IFSC Code?

The IFSC code has numerous uses within the banking system:

  • Enable Electronic Transfers: IFSC codes are essential for electronic transactions such as NEFT, RTGS, and IMPS. No transaction can be made without this code.
  • Unique Identification of Bank Branch: Every IFSC code uniquely identifies a particular bank branch to ensure transactions reach the right destination.
  • Ensures Risk-Free Transactions: The IFSC code ensures that money reaches the correct bank and branch, eliminating errors in the transaction process.
  • Enables Online Banking: IFSC codes are crucial when adding a new beneficiary in online banking systems, ensuring the correct routing of funds.

Importance of Loan and Interest Calculator

Calculators are indispensable tools for financial planning, helping users make informed decisions. Here are some of the most commonly used types:

Loan Calculators

  • Loan Calculator Vehicle: Helps determine monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
  • Loan Calculator VA: Tailored for VA loans, assisting veterans in calculating their mortgage payments.

EMI Calculators

  • EMI Calculator for Home Loan: Calculates the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator US: Designed for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 years: Estimates returns over a 15-year period.
  • PPF Calculator 30 years: Projects returns over a 30-year period

Conclusion

The IFSC code is a vital part of the Indian banking world, ensuring safe and easy online fund transfers. Whether you are doing NEFT, RTGS, or IMPS, the IFSC code ensures that your money reaches its intended destination. It is also significant in handling cheques, where the MICR code plays an important role. Together, these codes are crucial in enabling the smooth operation of banking transactions. Understanding their importance and correct use is indispensable for anyone dealing with electronic transactions in India.

Frequently Asked Questions

The IFSC code ensures the correct routing of electronic fund transfers to the concerned bank's particular branch, reducing errors and making transactions secure.

The IFSC code can be found on the bank's checkbook, passbook, official website, RBI website, or mobile banking application.

No, different branches of every bank have different IFSC codes to identify each branch correctly for internet-based transactions.

If you enter the wrong IFSC code while transferring funds, the transaction may be declined or sent to the wrong bank. Immediately contact your bank to rectify the issue.

The IFSC code comprises 11 characters: the first four characters represent the bank, the fifth is '0', and the remaining six describe the specific branch.

No, the IFSC code is designed for domestic electronic fund transfers in India. International transactions are made using SWIFT codes.