Select Branch for State Bank Of India in NagPur, Maharashtra

Choose a branch to view IFSC code and details

Branch
Ajni Fci

SBIN0064460

HOUSE NO.231,NEAR MOUNT CARMEL ROAD,AJANI SQUARE,NAGPUR -440015
Branch
Ambazari, NagPur

SBIN0008238

AMBAZARI, NAGPUR,MAHARASHTRA,440010
Branch
ArdhaPur

SBIN0012482

RAMRATNA,1ST FLOOR,CORNER,ARDHAPUR431704
Branch
Bajaj Nagar, NagPur

SBIN0014725

128,SAI CHARAN,WEST HIGH COURT ROAD,BAJAJ NAGAR,NAGPUR 440010
Branch
Besa Pipla Road Branch

SBIN0065074

AB WING,JAYANTI NAGARI VII,BESA PIPLA ROAD,NAGPURPIN CODE -440027
Branch
Bhadrawati

SBIN0061452

FOUR SQUARE SHOPPING COMPLEX,OPPOSITE SHINDE HOSPITAL,MAIN ROAD,BHADRAWATI.THE - BHADRAWATI DIST - CHANDRAPUR 442902
Branch
BhiwaPur

SBIN0011420

MAIN RAOD NAGPUR CHANDRAPUR RAODAT P O BHIWAPUR TALUK PIN 441201
Branch
Central Avenue Road

SBIN0001305

DIST NAGPUR, MAHARASHTRA 440018
Branch
Chapegadi

SBIN0009449

DIST NAGPUR, MAHARASHTRA 441202
Branch
Chhaoni

SBIN0005999

DIST NAGPUR, MAHARASHTRA 440013
Branch
Chhapru Nagar

SBIN0005461

KHANDWANI CHAMBERS,NEAR DR.AMBEDKAR SQUARE CENTRAL AVENUE ROAD PIN440008
Branch
Civil Line NagPur

SBIN0051191

SHOP NO 1 2 3POONAM PLAZACIVIL LINESNAGPURMAH PIN 440001
Branch
Civil Lines Br., NagPur

SBIN0011519

DIST NAGPURSTATE MAHARASHTRA
Branch
Coal EState

SBIN0009060

COAL ESTATE, CIVIL LINESWCL HQ BUILDINGNAGPUR PIN - 440001
Branch
Congress Nagar NagPur

SBIN0070602

PBNO211,CONGRESSNAGAR,NO9MUNJEMARG440012CONGRESSATSBTCOIN
Branch
Currency Administration Cell NagPur

SBIN0010292

C BY O STATE BANK OF INDIA,MAIN BRANCH,SVP MARG,KINGS WAY NAGPUR 440001
Branch
Deendayal Nagar

SBIN0009057

NAGPUR, MAHARASHTRA, PIN 440022
Branch
Dharampeth NagPur

SBIN0004872

DIST NAGPUR, MAHARASHTRA 440010
Branch
Dighori Road

SBIN0016097

TAZ PLAZA COMPLEX,NEAR TAJ BAG, UMRER ROAD, NAGPUR 440024
Branch
Dongargaon

SBIN0061580

241,HOUSE NO.4,WARDHA ROAD,DONGARGAON,DIST -NAGPUR,PIN -441108
Branch
Fimm Racc NagPur

SBIN0062908

2ND FLOOR, SBI ZONAL OFFICE, KINGSWAY ROAD
Branch
Friends Colony (nagPur)

SBIN0011418

FRIENDS COLONY, NAGPUR 440013
Branch
Ghat Road Baidyanath Square

SBIN0064499

VRG HOUSE,19,BAIDYANATH SQUARE,GREAT NAG ROAD,NAGPUR - 440024
Branch
Ginger Square Jaripatka

SBIN0064467

J.P.ARCADE,PLOT NO.7,BLOCK NO.14,HEMU KALANI SQUARE,MAIN BAZAR ROAD,JARIPATKA,NAGPUR-440014
Branch
Gopal Nagar, NagPur

SBIN0006273

JAGDISH SABHA GRIHA RANA PRATAP NAGAR ROAD GOPAL NAGAR, NAGPURPIN - 440022
Branch
Guards Regimental Centre Kamptee

SBIN0017463

GUARDS REGIMENTAL CENTRE,KAMPTEE,DISTT.NAGPUR.MAHARASHTRA 441001
Branch
Hingna Ind. EState

SBIN0001632

X 43,MIDC AREA,HINGNA RD,NAGPUR
Branch
Hingna P Segment Branch

SBIN0061654

X-43,MIDC AREA, HINGNA ROAD, NAGPUR, DIST NAGPUR STATE MAHARASHTRA PIN 440016 NEAR RAILWAY STATION
Branch
Hudkeshwar Road

SBIN0016096

PLOT NO. 12 17, CHANDRAKIRAN SOCIETY, HUDKESHWAR ROAD MAUZA, HUDKESHWAR, DIST NAGPUR, MAHARASHTRA 440009
Branch
Ifb NagPur

SBIN0007136

5,SAI.COMPLEX,BHARAT.NAGAR,AMRAVATI.ROAD,NAGPUR,PIN.440010
Branch
Itwari, NagPur

SBIN0000518

DIST NAGPUR, MAHARASHTRA 440002
Branch
Jafar Nagar

SBIN0064459

PLOT NO.36,CID OFFICE TO ZHINGABAI TAKLI ROAD,AWASTI CHOWK,NAGPUR -440013
Branch
Jaiprakash Nagar

SBIN0009058

TAPOVAN COMPLEX, NAGPURJAIPRAKASH NAGAR,NAGPUR PIN - 440025
Branch
Jalalkheda

SBIN0005441

DIST NAGPUR,MAHARASHTRA 441301
Branch
Jaripatka

SBIN0014726

MAYUR PALACE NO 11,NEAR TEKA NAKA,NARI ROAD,SANYAL NAGAR,JARIPATKA,NAGPUR 440010
Branch
Kachurwahi

SBIN0016116

OM BUILDING RAMTEK RD,AP KACHURWAHI, TAL RAMTEK,DIST NAGPUR., MAHARASHTRA 441106
Branch
Kalmeshwar

SBIN0011423

C BY O NATHE S HOUSE,MIDC ROADKALMESHWAR P O AND NAGPUR DISTMAHARASHTRA
Branch
Kamptee

SBIN0000400

NAGPUR, MAHARASHTRA
Branch
Kanhan Khandelwal Nagar

SBIN0003990

NAGPUR, MAHARASHTRA
Branch
Katol

SBIN0000563

DISTNAGPUR MAHARASHTRA 441302
Branch
Khamla, NagPur

SBIN0030469

SHOP NO.28,POONAM PRIDE TRIMURTINAGAR,KHAMLA ROAD,NAGPUR440025
Branch
Khaparkheda

SBIN0012310

SURVEY 36,SHIBA MARKET,MAIN ROAD,KHAPARKHEDA TA SAONER,DISTNAGPUR 441102
Branch
Kharabi Road,nagPur

SBIN0018096

PLOT NO4 AADIWASI SAMAJ UNNATI GRUH NIRMAN SAHAKARI SANTHA MARYADIT KHARABI ROAD NAGPUR DISTTNAGPUR MAHARASHTRA440008
Branch
Koradi Branch

SBIN0003904

NAGPUR, MAHARASHTRA
Branch
Kuhi

SBIN0013528

MAIN ROAD KUHI,TAHSIL KUHI,KUHI441202
Branch
Lady Doak College, Madurai

SBIN0010315

LDC ROAD MADURAI TAMIL NADU 625002
Branch
Lakhandur

SBIN0014404

WADSA ROAD,OPP BUS STAND,LAKHANDUR 441803
Branch
Lohari Sawanga

SBIN0007361

DIST NAGPUR,MAHARASHTRA 441304
Branch
Mahal

SBIN0002161

NAGPUR MAHARASHTRA
Branch
Manewada

SBIN0011419

C BY O SHRI PREMJI SATPUTE, MANGALMURTI APTS,MANEWADA, NAGPUR
Branch
Manish Nagar

SBIN0070875

GROUNDFLOOR,FORTUNEEMPIRE,RAMESHWARIROAD,MANISHNAGART-POINT,KHNO382383,BESA,NAGPUR
Branch
MankaPur Koradi Road

SBIN0016095

POONAM PLAZA COMPLEX, MANAKAPUR SQUARE KORADI ROAD, NAGPUR. MAHARASHTRA 440030
Branch
Maudha

SBIN0004813

NAGPUR, MAHARASHTRA 441104
Branch
Medical College

SBIN0003462

MEDICAL.COLLEGE.SQR.,NAGPUR,PIN.440009
Branch
Metpanjra

SBIN0009377

DIST NAGPUR, MAHARASHTRA 441302
Branch
Midc Butibori

SBIN0009689

PLOT NO.19,NEAR POLICE STATION,BUTIBORI
Branch
Mihan Branch

SBIN0018676

CENTRAL FACILITY BUILDING, MIHAN, NAGPUR, DISTT.NAGPUR. MAHARASHTRA-441108
Branch
Mnlu Branch NagPur

SBIN0064486

MAHARASHTRA NATIONAL LAW UNIVERSITY WARANGA,NAGPUR PIN CODE -441108
Branch
Mul

SBIN0011588

C BY O LAXMI NIWAS NEAR TELEPHONE EXCHANGE,MAIN ROAD,MUL,DISTCHANDRAPUR441224
Branch
NagPur

SBIN0000432

KINGSWAY, NAGPUR, 440001
Branch
NagPur

SBIN0020539

OPRSOWGPR
Branch
NagPur

SBIN0032657

LAKADGANJ .OPPOSITE MAHINDRA SERVICE CENTRE, CHHAPRU CHOWK C.A. ROAD, NAGPUR, MAHARASHTRA-440008
Branch
Nandanwan

SBIN0011144

818 ,NANDANWAN CEMENT ROAD, NAGPUR 440009
Branch
Narendra Nagar, NagPur

SBIN0011587

PLOT NO 26,UJWAL COOPERATIVE HSG SOCIETY,RING ROAD,NARENDRANAGAR,NAGPUR 440015
Branch
Narkhed

SBIN0005385

NAGPUR, MAHARASHTRA 441304
Branch
Neeri Branch, NagPur

SBIN0004224

NAGPUR NEERI CAMPUS AREA ,JAWAHARLAL NEHRU MARG,WARDHA ROAD, MAHARASHTRA ,PIN-440020
Branch
Nri Branch NagPur

SBIN0063869

KINGSWAY ROAD, S V PATEL MARG, NAGPUR 440001
Branch
Panchpaoli NagPur

SBIN0003224

1ST FLOOR,KESHAV COMPLEX,NO 10 PULIA,KAMPTEE ROAD,NAGPUR
Branch
Paradsinga

SBIN0003898

DIST NAGPUR, MAHARASHTRA 441305
Branch
Parseoni

SBIN0004710

DIST NAGPUR,MAHARASHTRA 441105
Branch
Patansaongi

SBIN0005444

NAGPUR MAHARASHTRA 441113
Branch
Pbb VardhmanNagar, NagPur

SBIN0004119

JIGAR PALACE PLOT NO.230,EAST WARDHAMAN NAGAR PIN-440008
Branch
Pbb, Ramdaspeth

SBIN0004101

THAPAR ENCLAVE, UNIVERSITY LIBRARY ROAD PIN-440010
Branch
Personnel Banking Branch Pbb, NagPur

SBIN0063868

KINGSWAY ROAD, S V PATEL MARG, NAGPUR 440001
Branch
Power Grid Campus

SBIN0021034

OEIOOFINIALTAMUSSAMITINAANAIINOANAU
Branch
Racpc Ii NagPur

SBIN0064219

3RD FLOOR,S V PATEL MARG,KINGSWAY ROAD,NAGPUR - 440001
Branch
Racpc,nagPur

SBIN0010288

NAGPUR
Branch
Rajola

SBIN0007671

RAJOLA SAB
Branch
Ramdaspeth

SBIN0021491

50 RAMDASPETH FARM LAND WARD NO72 SOUTH AMBAZARI ROAD BEHIND CENTER POINT HOTEL NAGPUR
Branch
Ramdaspeth, NagPur

SBIN0001633

DISTNAGPUR MAHARASHTRA 440012
Branch
Ramtek

SBIN0000565

DISTNAGPUR MAHARASHTRA 441106
Branch
Ravi Nagar, NagPur

SBIN0007504

ANNAPURNA ARCADE OPP AGRASEN HOSTEL, RAVINAGAR, AMRAVATI ROAD, NAGPUR ,PIN - 440033
Branch
Rbo , NagPur

SBIN0014193

A.O.NAGPUR,S.V.PATEL MARG,NEAR RAILWAY STATION,NAGPUR440001
Branch
Rbo , NagPur

SBIN0014194

RBO II,ADMINISTRATIVE OFFICE,SARDAR PATEL MARG,DIST NAGPUR 440001
Branch
Rbo Three Wardha

SBIN0063929

KINGSWAY ROAD,S V PATEL MARG,NAGPUR 440001
Branch
Retail Banking Branch Butibori

SBIN0063827

PLT N.X-9,MUZARE NGEAR NEAR POLICE STN,DIST NAGUR STATE MAHARASHTRA PIN 441122 NEAR RAILWAY STATIN NAGUR
Branch
Sakkardara

SBIN0016098

170, AYURVEDIC LAY OUT, NEAR SAKKARDARA FLY OVER, SAKKARDARA, UMRER ROAD,DIST NAGPUR, MAHARASHTRA 440027
Branch
Saoner

SBIN0001252

DIST NAGPUR, MAHARASHTRA 441107
Branch
Service Branch, NagPur

SBIN0009848

KINGSWAY, DISTT. NAGPUR, MAHARASHTRA 440001
Branch
SevaGram

SBIN0012756

C BY O,MGIMS KARMACHARI SAHKARI PAT SANSTHA,MEDICAL CHOWK,SEWAGRAM 442102
Branch
Sewa Sadan Chowk, Central Avenue, NagPur

SBIN0060279

75,MOTI MAHAL COMPLEX GANDHIBAGH CENTRAL AVENUE ROAD NAGPUR 440018 MAHARASHTRA
Branch
ShantiNagar

SBIN0017638

163,ALTERNATE THEROPY CENTRE,UNIVERSAL CHOWK,OPP.PETROL PUMP,SHANTINAGAR,NAGPUR.MAHARASHTRA 440002
Branch
Sindewahi

SBIN0011589

DHAMEJA COMPLEX,MAIN ROAD,SINDEWAHI,DISTCHANDRAPUR441222
Branch
Sindi

SBIN0011591

MAHALAXMI MANGAL KARYALAYA,STATION ROAD,SINDI,DIST WARDHA 442105
Branch
Sme Ca Road NagPur

SBIN0061653

ADDRESS J P BHAVAN,NAGPUR,CA ROAD,DIST NAGPUR,STATE MAHARASHTRA,PIN 440018
Branch
Sme NagPur

SBIN0012957

OPP AGRASEN CHATTRALAYA,RAVINAGAR SQUARE,AMRAVATI ROAD,NAGPUR
Branch
Smecc, NagPur

SBIN0004497

NAGPUR
Branch
Somalwada

SBIN0017639

HALDIRAM TOWER HOUSE NO.1902 WARD NO.75 SOMALWADA WARDHA ROADNAGPUR. MAHARASHTRA440025
Branch
Stressed Assets Resolution Centre, NagPur

SBIN0010152

DISTNAGPUR STATE MAHARASHTRA
Branch
SurendraNagar

SBIN0008239

WEST HIGH COURT ROAD,NAGPUR,MAHARASHTRA,PIN 440015
Branch
Surya Nagar, NagPur

SBIN0031776

KALMANA ROAD,191 SURYA NAGAR,NAGPUR 440008
Branch
Thadipawani

SBIN0007360

DIST NAGPUR,MAHARASHTRA 441304
Branch
UdayNagar

SBIN0017637

SWAPNA UDAY,NO.101,102,103,104,105,MANEWADA RING ROAD,UDAY NAGAR CHOWK,NAGPUR.MAHARASHTRA 440034
Branch
Umrer

SBIN0000493

NAGPUR STATE MAHARASHTRA PIN441203
Branch
V.r.c.e,nagPur

SBIN0006702

VRCE.CAMPUS,NAGPUR,MAHARASHTRA,PIN.440010.
Branch
Vaishali Nagar, NagPur

SBIN0016099

LAXMI NARAYAN COMPLEX,PLOT NO. 1471, VAISHALINAGAR BINAKI CEMENT ROAD,NAGPUR 440017
Branch
Vayusena Nagar, NagPur

SBIN0003678

HEADQUARTERS, MAINTENANCECOMMAND, INDIAN AIR FORCE,NAGPUR, MAHARASHTRA ,PIN-440007
Branch
Wadi

SBIN0012710

1ST FLOOR,SHEELA COMPLEX,AMRAVATI ROAD,WADI440023
Branch
Wardhman Nagar NagPur

SBIN0030425

PLOT NO.268,SATNAMI LAYOUT CENTRAL AVENUE ROAD

What are State Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the State Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an State Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform State Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a State Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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