Select Branch for State Bank Of India in Cuttack, Odisha
Choose a branch to view IFSC code and details
42 Mouza, Bentkar
SBIN0012046
42 MOUZA,AT BY POBENTKAR,PLOT NO 107 BY 2144 1ST FLOOR,DISTCUTTACK754112
AdasPur
SBIN0013576
CUTTACK,DISTCUTTACK754010
Athgarh
SBIN0001083
DIST CUTTACK ORISSA 754029
Athgarh Bazar
SBIN0017947
ATNAC MARKET COMPLEX OLD BUSTAND CUTTACK NARSINGHPUR ROAD ATHAGARH CUTTAKODISHA754029
Badamba Adb
SBIN0006913
DISTCUTTACK ORISSA 764031
Bajrakabati Road Ctc
SBIN0017679
STOWER MAHATAB ROAD IN FRONT OF BASANTI HOTEL DISTT CUTTACK ODISHA753001
Banki
SBIN0000222
DISTCUTTACK ORISSA 754008
Baranga
SBIN0012041
DADHAPATNA,CUTTACK,DIST CUTTACK,STATE ORISSA 754005
BhimdasPur
SBIN0009830
VIA SUGURA DISTT CUTTACK ORISSA 754221
Bidanasi, Cuttack
SBIN0009028
CDA SECTOR - 6 ,CUTTACKCUTTACK, ORISSA , PIN - 753014
BidhyadharPur Adb
SBIN0003116
CUTTACK, ORISSA, PIN 753006
Buxi Bazar Cuttack
SBIN0002036
P.O.BUXIBAZAR,CUTTACK
Chandi Chhak
SBIN0010251
CHANDI CHHAK, CUTTACK, ORISSA 753008
Charbatia
SBIN0002040
AVIATION RESEARCH CENTRE, CHARBATIA, DISTT. CUTTACK, ORISSA 754028
Chasakhanda
SBIN0008088
VIA MOUDA DISTT CUTTACK ORISSA 754290
Chhaitana
SBIN0010936
AT CHHAITANA,POBALIGHAI,DISTPURI,STATE ORISSA 752002
Choudhury Bazar
SBIN0012039
BISHANDAYAL MARKET,NAYASARAK,CUTTACK 753002
Choudwar
SBIN0017945
ATLORDS TOWER KAPALESWARA PO CHOUDWAR CUTTAK DISTTCUTTACK ODISHA754071
Comm Cuttack
SBIN0006658
OSIC BUILDING GRND FLOOR,IND. ESTATE MADHUPATNA,CUTTACK,ORISSA,PIN 753010
Currency Administration Cell, Cuttack
SBIN0010271
SBI CUTTACK BRANCH BUILDING,2ND FLOOR,COLLECTORATE COMPOUND,CUTTACK 753002,DIST CUTTACK
Cuttack
SBIN0000059
COLLECTORATE COMPOUND, CUTTACK - 753 002
Cuttack City
SBIN0001663
AT BY P.O-COLLEGESQARE CUTTACK ORISSA
Cuttack Industrial EState
SBIN0001992
ARUNODAYA MARKET,LINK ROAD,CUTTACK,DISTCUTTACK,ORISSA 753012
Cuttak-bentapada
SBIN0032648
NEAR PANCHAYAT OFFICE BUILDING-BHARATIYA RAJIV GANDHI SEBA KENDRA,BENTAPADA,ATHAGARH,CUTTACK-754029,ODISHA
Cuttak-sangarPur
SBIN0032646
BHARAT NIRMAN RAJIV GANDHI SEVA KENDRA, SANKARPUR, TANGI-CHOUDWAR, CUTTACK-754028, ODISHA
GandarPur
SBIN0007299
AT BY P,OGANDARPUR,CUTTACK,ORISSA,PIN 753003
GopinathPur
SBIN0008089
VIA BHAUGRAM, DISTT CUTTACK, ORISSA 754200
Grand Bazar Branch Cuttack
SBIN0063968
C/O SBI RBO CUTTACK BUILDING-754001
Hatibari
SBIN0006844
VIA SUKINDA, DISTT JAJPUR, ORISSA 755066
High Court Campus Branch
SBIN0016590
NEAR SBI MAIN BRANCH,COLLECTORATE COMPOUND,CHANDINI CHOWK,CUTTACK,DISTT.CUTTAK.ODISHA 753002
J.spin Campus
SBIN0008074
NUAPATNA VIA TIGIRIA DISTT CUTTACK ORISSA 754035
JagatPur Ind Est, Cuttack
SBIN0007517
NEW.INDUSTRIAL.ESTATE,JAGATPUR,CUTTACK,ORISSA,PIN.754021.
JagatPur, Cuttack
SBIN0003815
ATP.OJAGATPUR,CUTTACK,ORISSA,PIN.754021.
Japkud
SBIN0009829
DISTCUTTACK ORISSA 754201
Jhanjirimangala, Cuttack
SBIN0007050
RAJA BAGICHA, P.O., TELENGA BAZAR, CUTTACKPIN - 753009
Kalapathar
SBIN0012042
POSTKALAPATHAR,DISTCUTTACK,ORISSA754009
KalyaniNagar
SBIN0007930
CUTTACK 753013 ,PIN - 753013
Karadibandha
SBIN0009296
DIST CUTTACK, ORISSA 754031
Kendupatna
SBIN0003817
DISTCUTTACK ORISSA 754203
Khuntuni
SBIN0010906
DISTCUTTACK,STATEORISSA754029
Link Road, Cuttack
SBIN0009029
P.O.ARUNODAYA MARKET, CUTTACK,
Mahanadi Vihar
SBIN0062271
PLOT NO.2,DHANRAJ COMPLEX MAHANADI VIHAR-753004
Mahanga
SBIN0013575
AT/PO MAHANGA, DIST CUTTACK, ORISSA754206
Malgodown
SBIN0005572
CUTTACK,ORISSA,PIN 753003
ManPur
SBIN0008094
P O BHUINAPUR,VIA AUL
MarkatNagar
SBIN0011575
PLOT.NO.2D.BY.783,SECTOR.11,CDA,CUTTACK.753014
NarasinghPur
SBIN0012043
NARASINGHPUR,PAIKAPARA PATNA,AT PONARASINGHPUR,CUTTACK,DISTCUTTACK754032
National Law University Campus
SBIN0017678
NATIONAL LAW UNIVERSITY CAMPUS,SECTOR 13,CDA,MARKATANAGAR,DISTT.CUTTAK.ODISHA 753013
Naya Bazar
SBIN0002094
AT BY P.O-NAYABAZAR, CUTTACK, ORISSA,753004
Nemala
SBIN0017772
PADMABANAPITHA,B.N.R.G.SEVA KENDRA,NEMALA G.P.AT BY PO NEMALA,DISTT.CUTTACK.ODISHA 754293
Niali
SBIN0004375
DIST CUTTACK, ORISSA 754004
Pbb Badambadi, Cuttack
SBIN0004229
MAHABIR APARTMENTS,P.O.ARUNDAYA MARKET, ORISSA 753012
Pbb,mangalabagh
SBIN0004238
SHIVAM COMPLEX, MANGALABAG,COMMISSIONER ROAD,ORISSA 753001
Phulnakhara
SBIN0010907
NIALI ROADPHULNAKHARA,CUTTACK
PithaPur, Cuttack
SBIN0007049
PITHAPUR ROAD, CUTTACK BAXIBAZAR, CUTTACKPIN - 753001
Racpc Cuttack
SBIN0064606
SBI,RACPC CUTTACK,PLOT NO.2,DHANRAJ COMPLEX,MAHANDI VIHAR,CUTTACK,ODISHA,PIN-753004
RaghunathPur
SBIN0010917
DIST,CUTTACKSTATE,ORISSA
Ravenshaw University Campus
SBIN0012040
POSTCOLLEGE SQUARE,ORISSA,DISTCUTTACK753003
Rbo, JagatsinghPur
SBIN0018296
REGIONAL BUSINESS OFFICE, JAGATSINGHPUR, REGION-V, PLOT NO. 98-432 MADHUPATNA, DIST.CUTTACK, ORISSA-753010
Regional Business Office, Cuttack
SBIN0005114
REGIONAL BUSINESS OFFICE,MADHUPATNA,CUTTACK,CUTTACK,DIST CUTTACK 753010
SalePur Adb
SBIN0003942
DISTCUTTACK ORISSA 754202
Scb Medical College Campus
SBIN0005760
MANGALBAG,CUTTACK, ,DISTCUTTACK, ORISSA ,PIN - 753007
Sithalo
SBIN0017771
AT BY PO SITHALO,PS.NIALI,DISTT.CUTTACK.ODISHA 754294
Smeccc, Cuttack
SBIN0005043
1ST FLOOR CUTTACK CITY BR ,COLLEGE SQUARE, DIST CUTTACK, STATE ORISSA PIN 753003
Tangi
SBIN0010905
KOTASAHI,CUTTACK 754022
Telengapentha
SBIN0017946
ATPOTELENGAPENTHA CUTTACK DISTTCUTTAK ODISHA753051
Trisulia
SBIN0018490
NARANPUR, BELAGACHIA,BARANGA, DIST.CUTTACK, ORISSA-754005
TulasiPur
SBIN0018480
BHARAT NIRMAN RAJIV GANDHI SEVA KENDRA,TULASIPUR,VIA-BANKI, DIST.CUTTACK, ORISSA-754008
TulasiPur, Cuttack
SBIN0004612
CUTTACKCUTTACK ,DISTCUTTACK, ORISSA ,PIN - 753008
Uttarkul
SBIN0017199
SRI SRI NILAKANTHESWARA SAIBAPITHA TRUST,UTTARKUL,DISTT.CUTTACK.ORISSA 754134
What are State Bank Of India IFSC Codes?
The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.
The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.
How to Read the Structure of the State Bank Of India IFSC Code
The IFSC code is an 11-character code consisting of three distinct elements:
- First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
- Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
- Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.
Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.
How to Locate an State Bank Of India IFSC Code
Locating an IFSC code is relatively straightforward and can be done using any of the following methods:
- Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
- Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
- Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
- Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
- Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
- RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.
Importance of IFSC Code in Fund Transfers
The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:
- NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
- RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
- IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
- Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.
Benefits of Using IFSC Code
Here are the main benefits of IFSC codes you must know:
- Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
- Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
- Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.
Procedure to Perform State Bank Of India Fund Transfer Using IFSC Code
Fund transfer using an IFSC code is a simple yet vital process:
- Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
- Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
- Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
- Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
- Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.
How to Open a State Bank Of India Bank Account
Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:
Eligibility Criteria
- Any citizen over 18 years old is eligible to open a bank account.
- In the case of minors, parents or guardians can open an account on their behalf.
- Non-residents are also eligible, provided they fulfill certain conditions established by the banks.
Required Documents
- Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
- Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
- PAN Card: A PAN card is required for tax compliance.
- Passport Size Photographs: Usually, two to three recent photographs are needed.
- Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.
Process to Open an Account
- Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
- Fill Out the Form: Complete the account opening form with your personal information.
- Submit Documents: Provide documents verifying your identity and address.
- Initial Deposit: Make an initial deposit if required by the specific type of account.
- Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
- Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.
Loan EMI Calculator: Importance and Types
For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.
Loan Calculators
- Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
- Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
- Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
- Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
EMI Calculators
- EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
- EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
- EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.
Interest Calculators
- Interest calculator yearly: Calculates the annual interest on loans or investments.
SIP Calculators
- SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
- SIP Calculator Return: Estimates the returns on SIP investments.
- SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
- SIP Calculator Months: Provides monthly breakdowns of SIP investments.
- SIP Calculator Online: An online tool for calculating SIP returns.
- SIP Calculator Yearly: Offers yearly projections of SIP returns.
PPF Calculators
- PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
- PPF Generator: Generates detailed reports on PPF investments.
- PPF Calculator 15 Years: Estimates returns over a 15-year period.
- PPF Calculator 30 Years: Projects returns over a 30-year period.
Conclusion
An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.
Frequently Asked Questions (FAQs)
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.
The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.
You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.
Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.
In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.
No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.
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