Select Branch for State Bank Of India in Ganjam, Odisha
Choose a branch to view IFSC code and details
Ambapua
SBIN0010914
DIST GANJAMSTATE ORISSA
Army Air Def. College.campus
SBIN0004321
GOPAL PUR CANTONMENT DISTT GANJAM ORISSA 761052
Aska
SBIN0000012
ASKA, DT GANJAM, ORISSA STATE, PIN 761 110
Aska Adb
SBIN0004624
DIST GANJAM, ORISSA 761110
Aska Road
SBIN0007931
BERHAMPUR, GANJAM, ORISSA, PIN 760003
Athagadapatna
SBIN0006090
DIST GANJAM,ORISSA 761001
Badagada, Surada
SBIN0017974
HIGH SCHOOL ROAD BADAGADA DISTTGANJAM ODISHA761109
Balikuda
SBIN0010915
DIST GANJAMSTATE ORISSA
Balipadar
SBIN0005571
DIST GANJAM, ORISSA 761117
Barida
SBIN0006474
VIA KABISURYA NAGAR
Bellaguntha
SBIN0002018
DISTGANJAM ORISSA 761119
BerhamPur
SBIN0000033
AT PO BERHAMPORE, GANIAM, ORISSA-760001
BerhamPur
SBIN0020602
EPDII J
BerhamPur Bazar
SBIN0002019
BERHAMPUR BERRAK STREET, DT GANJAM, ST ORISSA, PIN 766 002
BerhamPur Ind Area
SBIN0007498
SAROJINI MARKET COMPLEX, COURTPETA SQUARE, BERHAMPUR ,PIN - 760004
Beruanbadi
SBIN0009986
VIAKODALA
BhabiniPur
SBIN0017778
BHABINIPUR,BERHAMPUR,DISTT.GANJAM.ODISHA 760004
Bhanjabihar
SBIN0002107
DIST GANJAM, ORISSA 760007
BhanjaNagar
SBIN0000038
GANJAM ORISSA 761126
BhanjaNagar Evening Branch,
SBIN0012112
MAIN ROAD,NEAR POLICE STATION,BHANJANAGAR,BHANJANAGAR,DISTGANJAM 761126
BhaPur Bazar Evening Branch
SBIN0005753
ATANNAPURNA.MARKET,BERHAMPUR,DI.GANJAM,ORISSA,PIN.076001.
Bhatakumurada
SBIN0006123
DIST GANJAM, ORISSA 761003
Bhusan Steel Plant,narendraPur
SBIN0010126
BHUSAN STEEL PLANT,NARENDRAPUR,NARENDRAPUR, KUSUPANGA, MERAMUNDALI 759121
BrahmaNagar
SBIN0016583
BRAHMANAGAR,2ND LANE,BERHAMPUR,DISTT.GANJAM.ODISHA 760001
Buguda
SBIN0010910
DIST GANJAMSTATE ORISSA
ChatraPur
SBIN0000055
CHATRAPUR,GANJAM,ORISSA
ChatraPur Bazar
SBIN0012107
MAIN ROAD,NEAR LIC,CHATRAPUR BAZAR,CHATRAPUR,DISTGANJAM 761020
Chhanameri Dengausta
SBIN0013635
MAINROAD,NEAR BUS STAND,DENGAUSTA,DIST GANJAM 761014
Chikiti
SBIN0010912
DIST GANJAMSTATE ORISSA
Dabugaon
SBIN0010933
DIST GANJAMSTATE ORISSA
Dharakote
SBIN0004740
DHARAKOTE
G Udayagiri Adb
SBIN0006346
G UDAYAGIRI
Gallery
SBIN0006475
STATEBANKOFINDIAGALLERYVIAKULLADA
GandhiNagar
SBIN0010129
ALKAPURI MARKET, UMA TOWERS, DHARAMNAGAR, BERHAMPUR 760002
GangaPur
SBIN0013634
MAINROAD,OPPOSITE GOVT HOSPITAL,GANGAPUR,DIST GANJAM 761123
Ganjam
SBIN0003816
DIST GANJAMSTATE ORISSAPIN 761026
Golonthara
SBIN0018475
GOLONTHARA, MAIN ROAD, GOLANTHARA CHATI, DIST.GANJAM, ORISSA-761008
GopalPur-on-sea
SBIN0017972
GOPALPURONSEA MAIN ROAD GOPALPURONSEA DISTTGANJAM ODISHA761002
Gumma
SBIN0005563
DIST GANJAM, ORISSA 761027
Haradakhandi
SBIN0012106
KATAMENTHU ROAD,HARADAKHANDI,BERHAMPUR
Hightech BerhamPur
SBIN0016585
TATABENZ SQUARE,ZANANA HOSPITAL ROAD,BERHAMPUR,DISTT.GANJAM,ODISHA 760001
Hinjilicut
SBIN0010131
COLLEGE CAMPUS, SCIENCE COLLEGE, HINJILICUT 761102
Huma
SBIN0017704
MAIN ROAD,HUMA,DISTT.GANJAM.ODISHA 761027
JaganathaPur
SBIN0012110
NH 5 ROAD SIDE JAGANATHAPUR GANJAM DISTRICT ORISSA 760007
KabisuryaNagar
SBIN0002073
DIST GANJAM, ORISSA 761104
Karchuli
SBIN0006120
STATEBANKOFINDIAATPOKARCHULI
Kausalyaganga
SBIN0008874
AT BY P.O-KOUSALYAGANGA, IFA CAMPUS, BHUBANESWAR, DISTT. PURI, ORISSA 751 002
KeshPur
SBIN0018491
KESHPUR, MAIN ROAD, OPP. VEGETABLE MARKET, DIST.GANJAM, ORISSA-761029
Khajuripada
SBIN0006935
STATEBANKOFINDIAATPOKHAJURIPADA
Khalikote
SBIN0012103
NEAR JAGANNATH TEMPLE,KHALIKOTE,DIST GANJAM,PIN 761030
Khandagiri
SBIN0010927
DIST GANJAMSTATE ORISSA
Khaspa Street BerhamPur
SBIN0016584
KHASPA STREET,BERHAMPUR,DISTT.GANJAM,ODISHA 760002
Khodasing
SBIN0005457
AT BY POKHIDASINGH,BERHAMPORE,GANJAM,ORISSA,PIN 760002
Kodala
SBIN0001336
DIST GANJAM, ORISSA
Konisi
SBIN0012108
NEAR HAT,NH 5,KONISI,DISTGANJAM 760033
Konkarada
SBIN0006473
DIST GANJAM, ORISSA 761144
Langaleshwar
SBIN0009673
DIST GANJAM ORISSA 761029
Lanjipalli
SBIN0012104
LANJIPALLI,BERHAMPUR 760008
Lochhapada
SBIN0012105
LOCHHAPADA ROAD,BERHAMPUR 760001
Matikhalo Ire Ltd. Campus
SBIN0006086
P.O.CHATRAPUR
Medical College Campus, BerhamPur
SBIN0002064
BERHAMPUR DISTGANJAM,ORISSA 760004 760004
Mohana
SBIN0012115
NEAR RD OFFICE,MOHANA,ORISSA 761015
Mohupadar
SBIN0017539
MOHUPADAR,VIA SHERAGADA,DISTT.GANJAM.ODISHA 761106
Parlakhemundi Bazar
SBIN0010908
DIST GANJAMSTATE ORISSA
PatraPur
SBIN0013633
MAIN ROAD,NEAR BUS STAND,PATRAPUR,DISTGANJAM761004
Phasi
SBIN0017538
PHASI,VIA KODALA,DISTT.GANJAM.ODISHA 761032
Polasara
SBIN0004739
DIST GANJAM, ORISSA 761105
PremNagar
SBIN0016586
MAIN ROAD, PREMNAGAR, BERHAMPUR, DIST. GANJAM, ODISHA 760002
PurushottamPur
SBIN0003088
DISTGANJAM ORISSA 761018
PurusottamPur Bazar
SBIN0018463
PURUSOTTAMPUR BAZAR, MAIN ROAD, NEAR OLD BUSTAND, PURUSHOTTAMPUR, DIST.GANJAM, ORISSA-761018
R.udayagiri
SBIN0002113
MAIN ROAD, DT GANJAM, ORISSA 761016
Racc Ganjam Fimm
SBIN0063411
SBI GANJAM BRANCH PREMISES BUILDING
Raighar
SBIN0010934
DIST GANJAMSTATE ORISSA
Rambha
SBIN0012111
MAIN ROAD,NEAR GAYATRI TEMPLE,RAMBHA,DISTGANJAM761028
Rasmecc Sarc
SBIN0010072
SBI ZONAL OFFICE PREMISES1ST FLOOR, BRAHMA NAGAR,BERHAMPUR
Saru
SBIN0006132
VIA KNCHURU, DT GANJAM, ORISSA 076101
Sbild GopalPur On Sea
SBIN0008765
STATE BANK INSTITUTE OF LEARNING AND DEVELOPMENT, NEAR NEW BUS STAND, GOPALUR ON-SEA, DISTT.GANJAM. ODISHA-761002.
Serango
SBIN0006936
DIST,GANJAMSTATE,ORISSAPIN,761216,
Sheragada
SBIN0012109
SHERAGADA,SRI RAM NAGAR,SHERAGADA,SHERAGADA,DISTGANJAM761106
Sikiri
SBIN0008081
DISTGANJAM ORISSA 761102
Surada
SBIN0001337
DIST GANJAM, ORISSA 761108
Talasingi
SBIN0009349
VIADIGAPAHANDI,
Zo BerhamPur
SBIN0009076
DIST GANJAMSTATE ORISSAPIN 760001
What are State Bank Of India IFSC Codes?
The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.
The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.
How to Read the Structure of the State Bank Of India IFSC Code
The IFSC code is an 11-character code consisting of three distinct elements:
- First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
- Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
- Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.
Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.
How to Locate an State Bank Of India IFSC Code
Locating an IFSC code is relatively straightforward and can be done using any of the following methods:
- Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
- Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
- Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
- Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
- Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
- RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.
Importance of IFSC Code in Fund Transfers
The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:
- NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
- RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
- IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
- Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.
Benefits of Using IFSC Code
Here are the main benefits of IFSC codes you must know:
- Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
- Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
- Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.
Procedure to Perform State Bank Of India Fund Transfer Using IFSC Code
Fund transfer using an IFSC code is a simple yet vital process:
- Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
- Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
- Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
- Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
- Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.
How to Open a State Bank Of India Bank Account
Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:
Eligibility Criteria
- Any citizen over 18 years old is eligible to open a bank account.
- In the case of minors, parents or guardians can open an account on their behalf.
- Non-residents are also eligible, provided they fulfill certain conditions established by the banks.
Required Documents
- Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
- Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
- PAN Card: A PAN card is required for tax compliance.
- Passport Size Photographs: Usually, two to three recent photographs are needed.
- Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.
Process to Open an Account
- Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
- Fill Out the Form: Complete the account opening form with your personal information.
- Submit Documents: Provide documents verifying your identity and address.
- Initial Deposit: Make an initial deposit if required by the specific type of account.
- Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
- Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.
Loan EMI Calculator: Importance and Types
For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.
Loan Calculators
- Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
- Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
- Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
- Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
EMI Calculators
- EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
- EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
- EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.
Interest Calculators
- Interest calculator yearly: Calculates the annual interest on loans or investments.
SIP Calculators
- SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
- SIP Calculator Return: Estimates the returns on SIP investments.
- SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
- SIP Calculator Months: Provides monthly breakdowns of SIP investments.
- SIP Calculator Online: An online tool for calculating SIP returns.
- SIP Calculator Yearly: Offers yearly projections of SIP returns.
PPF Calculators
- PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
- PPF Generator: Generates detailed reports on PPF investments.
- PPF Calculator 15 Years: Estimates returns over a 15-year period.
- PPF Calculator 30 Years: Projects returns over a 30-year period.
Conclusion
An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.
Frequently Asked Questions (FAQs)
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.
The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.
You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.
Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.
In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.
No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.
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