Select Branch for State Bank Of India in GurdasPur, Punjab

Choose a branch to view IFSC code and details

Branch
Afs Pathankot

SBIN0003929

PATHANKOT DIST GURDASPUR, PUNJAB, PIN-145001
Branch
Amritsar Road, Batala

SBIN0010745

NEAR A V R FOUNDRY BATALAGURDASPUR DIST PUNJAB 143505
Branch
Bangowani Kunjar

SBIN0050410

VPO BANGOWANI KUNAR
Branch
Baring Union Christian College(buc) Batala

SBIN0010668

BARING UNION CHRISTIAN COLLEGE BUC , JALANDHAR ROAD, BATALA
Branch
Batala

SBIN0000616

BATALA, DIST GURDASPUR, STATE PUNJAB, PIN 1200
Branch
Batala Road,gurdasPur

SBIN0051182

8 20 SCHEME NO 1 IMPROVEMENT TRUST COLONY BATALA ROAD GURDASPUR 143521
Branch
Beant College Of Engineering And Technology

SBIN0051295

INSIDE BEANT COLLEGE OF ENGINEERING AND TECHNOLOGYVILL BARIARDISTT GURDASPUR 143521
Branch
Bhattian

SBIN0007133

DIST GURDASPUR, PUNJAB 143517
Branch
Bungal

SBIN0005668

DIST GURDASPUR, PUNJAB 145001
Branch
College Road, GurdasPur

SBIN0016142

COLLEGE ROAD, OPP. DASMESH SWEET SHOP, GURDASPUR. PUNJAB 143521
Branch
Dalhousie Road, Pathankot

SBIN0001290

PATHANKOT DIST GURDASPUR,PUNJAB 145001
Branch
Dera Baba Nanak

SBIN0051503

DANA MANDI MAIN ROAD DERA BABA NANAK DISTT GURDASPUR
Branch
Dhar Kalan

SBIN0002335

DIST GURDASPUR, PUNJAB 145021
Branch
Dhariwal

SBIN0002336

DISTGURDASPUR PUNJAB 143519
Branch
DinaNagar

SBIN0001572

DIST GURDASPUR, PUNJAB 100
Branch
Dunera

SBIN0005707

DIST GURDASPUR, PUNJAB 145022
Branch
G.t.road, GurdasPur

SBIN0011903

NEAR UNION BANK OF INDIA GURDASPUR,G.T.ROAD,DISTGURDASPUR 143521
Branch
Gharota

SBIN0005667

DIST GURDASPUR, PUNJAB 143533
Branch
GurdasPur

SBIN0050063

GURDASPUR
Branch
GurdasPur

SBIN0000644

TIBRI RD., GURDASPUR
Branch
GurdasPur Judicial Complex

SBIN0051507

JUDICIAL COMPLEX DISTT COURTS GURDASPUR PIN 143521
Branch
GurdasPur Road Pathankot

SBIN0014657

219, GANDHI NAGAR,GURDASPUR ROAD PATHANKOT,DISTT GURDASPUR 145001
Branch
Jakolari

SBIN0051236

VPO JAKOLARINEAR RAILWAY STATION JAKOLARITEHSIL AND DIST PATHANKOTPUNJAB 145025
Branch
Jharoli

SBIN0007134

DIST GURDASPUR, PUNJAB 143533
Branch
Jogial

SBIN0003930

DIST GURDASPUR, PUNJAB 145029
Branch
Kalanaur

SBIN0012207

NEAR MILK CHILLING CENTRE,KALANAUR DISTTGURDASPUR PUNJAB143512
Branch
MadhoPur

SBIN0002411

DIST GURDASPUR, PUNJAB 145024
Branch
Mallanwal

SBIN0011901

MAIN MAKHU FEROZEPUR ROAD,NEAR RAILWAY STATION,MALLANWAL
Branch
Mamun

SBIN0016421

NEAR SIMBAL CHOWK, PATHANKOT, DISTT. GURDASPUR. PUNJAB 145001
Branch
Nangal Bhur

SBIN0005666

DISTGURDASPUR PUNJAB 145101
Branch
Narot Jai. Singh

SBIN0050394

NAROT JAIMAL SINGH
Branch
Nehru Gate, Batala

SBIN0010746

BATALA GURDASPUR DISTPUNJAB 143505
Branch
Pandori Mahantan

SBIN0003931

DIST GURDASPUR, PUNJAB 143531
Branch
Paniar

SBIN0050388

VPO PANIARTHEGURDASPUR
Branch
Pathankot

SBIN0000695

PATHANKOT, GURDASPUR, PUNJAB
Branch
Pathankot Cb

SBIN0050294

CHAKKI BANKPATHANKOT
Branch
Pathankot Smdrdsd College,pathankot

SBIN0050834

MRCOLLEGECOLLEGEROAPATHANKOTITTGURAPURPUNJAB
Branch
Pathankot, Spc

SBIN0050538

SHAH PUR CHOWKPATHANKOT
Branch
Qadian

SBIN0001571

DIST GURDASPUR, PUNJAB 100
Branch
Qadian

SBIN0050636

HAR CHOWKCOLLEGE RDQADIAN
Branch
Racc Fimm GurdasPur

SBIN0063610

STATE BANK OF INDIA 2ND FLOOR, G T ROAD, GURDASPUR-143521
Branch
Saili Road Pathankot

SBIN0017898

OPPASHA PALACE NEAR ANGAD FASHION SHOWROOM SAILI ROADDISTT.PATHANKOT. PUNJAB145001
Branch
Sarna

SBIN0051237

NEAR SHAKUNTLA PALACEG TROADSARNADISTT PATHANKOT 145025
Branch
Sbop Khojki Chack

SBIN0051402

VPO KHOJKI CHACK TEHSIL PATHANKOT 145027
Branch
Shikar

SBIN0007556

DIST GURDASPUR, PUNJAB 14801
Branch
Sri HargobindPur

SBIN0011964

NEAR CONGRESS BHAWAN,BATALA ROAD,SRI HARGOBINDPUR,DISTT GURDASPUR
Branch
SujanPur

SBIN0003138

GURDASPUR STATE PUNJAB PIN145023
Branch
SujanPur Cantt

SBIN0018753

APO, CANTEEN COMPLEX, PATHANKOT, DISTT.PATHANKOT. PUNJAB-145001
Branch
Thara Uprala

SBIN0050314

PO DHAR KALANTEHPATHANKOT
Branch
Tibri

SBIN0003531

GURDASPUR STATE PUNJAB PIN 143530

What are State Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the State Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an State Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform State Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a State Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

Latest Blog Posts