IFSC Code of State Bank Of India, Punjab, Jalandhar, Phillaur

SBIN0000698

State Bank Of India

State Bank Of India

IFSC Code

SBIN0000698
MICR Code

144002502
Bank Name State Bank Of India
District Jalandhar
State Punjab
Address Jalandhar Punjab
Phone

UPI

Available

NEFT

Available

RTGS

Available

IMPS

Available

IFSC Code of the State Bank Of India Branch Near You

List of all State Bank Of India Branch IFSC Code

AdamPur

SBIN0050873

MAIN HOSHIARPUR ROADADAMPUR 144102
Adb KalyanPur

SBIN0002382

JALANDHAR PUNJAB 144026
Adb Phillaur

SBIN0004949

JALANDHAR, PUNJAB
Afs AdamPur

SBIN0006054

AIR FORCE STATION ADAMPUR DISTT JALANDHAR PUNJAB 144102
Agi Infra

SBIN0064420

STATE BANK OF INDIA,AGI INFRA,URBANA,JALANDHAR HEIGHTS-2 JALANDHAR - 144022
Apra

SBIN0011842

APRA,VPO APRA,TEHSIL PHILLAUR,DIST JALANDHAR,PUNJAB144416
Aur

SBIN0011910

AUR,VPO AUR,TEHSIL PHILLAUR,DISTJALANDHAR144416
Bara Pind

SBIN0013682

BARA PIND GORAYA MAIN ROAD,TEHSIL GORAYA,DIST JALANDHAR 144418
Basti Adda Road

SBIN0012741

1,VIJAY NAGAR,BASTI ADDA ROAD,DISTJALANDHAR144001
Basti Sheikh

SBIN0002306

JALANDHAR,JALANDHAR,PUNJAB 144002
Beas Pind

SBIN0001973

DISTJALANDHAR PUNJAB 144302
BhogPur

SBIN0010122

BHOGPUR, JALLANDHAR, PUNJAB 144022
Bilga

SBIN0013683

STATE BANK OF INDIA VPO BILGA DISTT.JALANDHAR 144036
Bsf Jalandhar

SBIN0006596

JALANDHAR,PUNJAB,144006
Chhoti Baradari

SBIN0010119

CHHOTI BARADARI, DISTT. JALANDHAR, PUNJAB 144022
Chitti

SBIN0001558

JALANDHAR STATE PUNJAB PIN 144028
Cool Road

SBIN0012237

COOL ROAD,39,GREEN PARK,COOL ROAD,DISTJALANDHAR144001
Currency Administration Cell Jalandhar

SBIN0005293

MAIN BRANCH BUILDING, CIVIL LINES, JALANDHAR144001
Darolikalan

SBIN0003278

DIST JALANDHAR, PUNJAB 144104
Dosanjh Kalan

SBIN0013684

TEHSIL PHILLAUR DISTT.JALANDHAR144502
Fenton Ganj, Jallandhar

SBIN0001642

MANDI FENTONGANJ DIST JALANDHAR, PUNJAB 144001
G.t.b. Nagar,jalandhar

SBIN0018146

350GURUTEGBAHADURNAGAR,JALANDHAR,DISTT.JALANDHAR,PUNJAB144001
Goraya

SBIN0050071

G T ROAD GORAYA THEPHILLAUR DISTT JALANDHAR
Goraya P And Sb

SBIN0050680

G T ROAD GORAYA THEPHILLAUR DISTT JALANDHAR
Guru Gobind Singh Avenue, Jalandhar

SBIN0016848

GURU GOBIND SINGH AVENUE, JALANDHAR AMRTISAR BYE PASS, JALANDHAR, DISTT.JALANDHAR. PUNJAB 144009
Harbans Nagar, Ludhiana

SBIN0008301

HARBANS NAGARJALANDHAR,DISTJALANDHAR,PUNJAB,DISTJALANDHAR,PUNJAB,PIN - 144002
Idc Jalandhar

SBIN0005410

G. T. ROAD BY PASS JALANDHARJALANDHAR ,DISTJALANDHAR, PUNJAB ,PIN - 144004
Ifp Jalandhar

SBIN0007285

BYE PASS, G.T. ROAD JALANDHAR,PUNJAB ,PIN - 141004
Imam Nasir Jalandhar

SBIN0002357

IMAM NASIR,NK 185 DIDAR PALACE CHARANJITPURA DISTJALANDHAR,PUNJAB 144002
Industrial Area Jalandhar

SBIN0000741

SODAL ROAD, INDUSTRIAL AREA,JALANDHARDIST JALANDHAR, PUNJAB 144008
Ioc Jalandhar

SBIN0007286

SUCHIPIND GT ROAD, BY PASS, JALANDHAR PUNJAB ,PIN - 144001
Jalandhar Cantonment

SBIN0000728

51, CHURCH ROAD,JALANDHARDIST JALANDHAR, PUNJAB 144005
Jalandhar Cantt.

SBIN0050703

JALANDHAR CANTTJALANDHAR
Jalandhar Guru Teg Bahadur Nagar

SBIN0050485

GURU TEG BAHADUR NAGAR JALANDHAR
Jalandhar Main Branch

SBIN0000660

CIVIL LINES, JALANDHAR, PUNJAB
Jalandhar P And Sb

SBIN0050714

37 COOL ROAD JALANDHAR
Jalandhar Patel Chowk

SBIN0050208

PATEL CHOWK JALANDHAR
Jamsher Khas

SBIN0051028

V PO JAMSHER KHASTEHSIL DIST JALANDHARPUNJABPIN 144020
Jandiala

SBIN0001807

DISTJALANDHAR PUNJAB 144033
Jandusingha

SBIN0002368

DIST JALANDHAR, PUNJAB 144104
KartarPur

SBIN0050069

G T ROAD KARTARPUR DISTT JALANDHAR
KhurdPur

SBIN0001560

DIST JALANDHAR, PUNJAB 144 102
Khurla Kingra

SBIN0002394

DIST JALANDHAR, PUNJAB 144 001
Kishangarh

SBIN0002395

DISTJALANDHAR PUNJAB 144301
Kuki Dhab Jalandhar

SBIN0064354

STATE BANK OF INDIA KUKI DHAB 262 BANKING ENCLAVE NEAR KUKI DHAB CHOWK JALANDHAR-144001
Lambra

SBIN0011968

DISTJALANDHAR,PUNJAB
Lohian Khas

SBIN0016147

LOHIAN KHAS, MAIN ROAD, NEAR DANA MANDI, VPO LOHIAN KHAS, DISTT.JALANDHAR. PUNJAB 144629
MehatPur

SBIN0050977

STATE BANK OF INDIA MEHATPURDISTTJALLANDHAR 144041
Mini Sectt, Jalandhar

SBIN0004305

MASTER TARA SINGH NAGAR,MINI SECRETARIAT,JALANDHAR ,PIN - 144001
MithaPur Road

SBIN0011966

MITHAPUR ROAD,RAVINDER NAGAR,OPPOSITE CITIZEN BANK,DISTJALANDHAR144003
Nakodar

SBIN0050068

THENAKODAR DISTT JALANDHAR
Nakodar

SBIN0004631

JALANDHAR,PUNJAB,PIN.141310
Nakodar Road, Jalandhar

SBIN0011967

NAKODAR ROAD,DISTJ ALANDHAR144001
Nalwa Pathankot

SBIN0005710

JALANDHAR-JAMMU ROAD,NALWA BRIDGE, PATHANKOT ,DIST.GURDASPUR, PUNJAB ,PIN - 145025
New Grain Market,jalandhar

SBIN0001547

NEW GRAIN MARKET JALANDHAR, PUNJAB 144004
New Railway Road, Jalandhar

SBIN0001288

NEW RAILWAY ROAD JALANDHAR PUNJAB 144001
New Sabzi Mandi

SBIN0011584

SHOP NO 19,DISTT JALANDHAR,PUNJAB 144002
Nri Jalandhar

SBIN0005832

917-918 G T ROAD, NEAR BUS STAND, JALANDHAR ,PIN - 144001
Nurmahal

SBIN0002442

DISTJALANDHAR PUNAB 144039
Old Railway Station Road, Jalandhar

SBIN0001559

JALANDHAR, PUNJAB 144001
Overseas Branch,jalandhar

SBIN0050697

JALANDHAR 289SHAHEED UDHAM SINGH MARKET OPPOSITE T VCENTREJALANDHAR PUNJAB144001
Pbb Model Town, Jalandhar

SBIN0004121

14, LINK ROAD, MODEL TOWN, JALANDHAR, PUNJAB
Phillaur

SBIN0050594

NAWASHAHR ROAD NEAR COURTS DISTT JALANDHAR
Pholariwala

SBIN0051208

POPHOLARIWALATEHYSILDISTRICTJALANDHARPUNJAB144022
Racc Phagwara

SBIN0063434

HARGOBIND NAGAR PHAGWARA-144001
Rama Mandi

SBIN0011965

RAMA MANDI,JALANDHAR HOSHIARPUR ROAD,JALANDHAR,DISTJALANDHAR 144001
Rbo Jalandhar

SBIN0005204

REGIONAL BUSINESS OFFICE,CIVIL LINES,JALANDHAR,DISTJALANDHAR144001
Rbo Office Fi And Mm Jalandhar

SBIN0061357

CIVIL LINES, JALANDHAR-144001
Rec Jalandhar

SBIN0050841

REGIONAL ENGINEERING COLLEGE JALANDHAR
Rly Stn.,jalandhar

SBIN0005898

JALANDHAR.CITY,PIN.144001
Rurka Kalan

SBIN0002465

DISTJALANDHAR PUNJAB 141301
Sarai Khas

SBIN0002477

JALANDHAR STATE PUNJAB PIN144008
Scb Civil Lines, Jalandhar

SBIN0004044

CIVIL LINES, JALANDHAR PUNJAB 144001
Scb Tanda Road Jalandhar

SBIN0004072

TANDA ROAD JALANDHAR,OPP K M V COLLEGE , PUNJAB 144004
Shahkot

SBIN0050315

JAWAHAR MARKET SHAHKOT DISTT JALANDHAR
Shahkot

SBIN0001791

MOGA ROAD, SHAHKOT, DIST JALANDHAR, PUNJAB STATE PIN 144 702
Shastri Market,jalandhar

SBIN0050067

SHASTRI MARKETJALANDHAR PUNJAB144001
Smecc, Jalandhar

SBIN0005024

DISTJALANDHAR STATE PUNJAB PIN144001
Sports & Surgical Complex, Jalandhar

SBIN0008008

KAPURTHALA ROAD JALANDHAR,JALANDHAR,PUNJAB,PIN - 144001
Sunner Kalan

SBIN0051547

VPO SUNNER KALANTEHSIL PHILLAURDISTRICT JALANDHARPUNJAB
Talwandi Butian

SBIN0051049

VPO TALWANDI BUTIANTEHSIL SHAHKOTDISTTJALANDHARPUNJABPIN 144702
Trade Finance Cpc, Jalandhar

SBIN0005067

JALANDAR CHANDIGARH PUNJAB

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code issued by the Reserve Bank of India to every bank branch in India. This code is used to uniquely identify each branch and facilitates easy electronic payments. In the Indian banking system, the IFSC code is essential for smooth electronic transactions like NEFT, RTGS, and IMPS. Each IFSC code is specifically assigned to a branch, making it easily identifiable and ensuring every transaction is executed perfectly.

IFSC Code Structure

The IFSC code is an 11-character code that follows the structure below:

  • First Four Characters: Alphabets indicating the bank's name. In "BANK0123456," "BANK" signifies the bank.
  • Fifth Character: This is always '0' (zero), reserved for future use to ensure flexibility.
  • Last Six Characters: Either alphabets or numbers characterizing the specific branch of the bank.

Example: In the IFSC code "SBIN0016654," "SBIN" identifies the bank, and "016654" identifies the branch. This unique format makes every branch easily identifiable.

How to Obtain the IFSC Code

Finding an IFSC code is easy. Here are a few methods:

  • Cheque Book: Look at the upper-left section of the cheque leaves issued by the bank for your IFSC code.
  • Bank Passbook: The IFSC code is also provided on the first page of the bank passbook given when you open an account.
  • Official Website of the Bank: Nearly all banks offer an online search facility where you can find the IFSC code of their branches.
  • Online Banking Portals: Within online banking services, you can find the IFSC code for your branch or any other.
  • Mobile Banking Apps: Most banking apps have an option for branch details, where you can check the IFSC code.
  • RBI Website: The Reserve Bank of India maintains a comprehensive list of all banks and their branches with their respective IFSC codes.
  • Third-Party Websites: Some third-party websites that offer fund transfer services provide the IFSC code based on the bank and branch name.

Why is the IFSC Code Important in Fund Transfers?

The IFSC code is crucial for various electronic fund transfers. Here’s how it is used in different payment systems:

  • NEFT (National Electronic Funds Transfer): IFSC Codes facilitate the transfer of funds from one bank account to another in India, ensuring transactions are forwarded to the right bank and branch smoothly and without mistakes.
  • RTGS (Real-Time Gross Settlement): For high-value transactions, the IFSC code ensures secure and instant monetary transfers through real-time gross settlement.
  • IMPS (Immediate Payment Service): The IFSC code enables instant fund transfers, especially between different banks. IMPS operates 24/7, and the IFSC code ensures the transaction is directed to the correct branch instantly.
  • Error Prevention: Using the correct IFSC code reduces the chance of remitting money to the wrong account due to an incorrectly entered IFSC code. It acts as a control checkpoint to ensure the transaction is being sent to the intended recipient's bank branch.

What is the Use of an IFSC Code?

The IFSC code has numerous uses within the banking system:

  • Enable Electronic Transfers: IFSC codes are essential for electronic transactions such as NEFT, RTGS, and IMPS. No transaction can be made without this code.
  • Unique Identification of Bank Branch: Every IFSC code uniquely identifies a particular bank branch to ensure transactions reach the right destination.
  • Ensures Risk-Free Transactions: The IFSC code ensures that money reaches the correct bank and branch, eliminating errors in the transaction process.
  • Enables Online Banking: IFSC codes are crucial when adding a new beneficiary in online banking systems, ensuring the correct routing of funds.

Importance of Loan and Interest Calculator

Calculators are indispensable tools for financial planning, helping users make informed decisions. Here are some of the most commonly used types:

Loan Calculators

  • Loan Calculator Vehicle: Helps determine monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
  • Loan Calculator VA: Tailored for VA loans, assisting veterans in calculating their mortgage payments.

EMI Calculators

  • EMI Calculator for Home Loan: Calculates the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator US: Designed for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 years: Estimates returns over a 15-year period.
  • PPF Calculator 30 years: Projects returns over a 30-year period

Conclusion

The IFSC code is a vital part of the Indian banking world, ensuring safe and easy online fund transfers. Whether you are doing NEFT, RTGS, or IMPS, the IFSC code ensures that your money reaches its intended destination. It is also significant in handling cheques, where the MICR code plays an important role. Together, these codes are crucial in enabling the smooth operation of banking transactions. Understanding their importance and correct use is indispensable for anyone dealing with electronic transactions in India.

Frequently Asked Questions

The IFSC code ensures the correct routing of electronic fund transfers to the concerned bank's particular branch, reducing errors and making transactions secure.

The IFSC code can be found on the bank's checkbook, passbook, official website, RBI website, or mobile banking application.

No, different branches of every bank have different IFSC codes to identify each branch correctly for internet-based transactions.

If you enter the wrong IFSC code while transferring funds, the transaction may be declined or sent to the wrong bank. Immediately contact your bank to rectify the issue.

The IFSC code comprises 11 characters: the first four characters represent the bank, the fifth is '0', and the remaining six describe the specific branch.

No, the IFSC code is designed for domestic electronic fund transfers in India. International transactions are made using SWIFT codes.

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