Select Branch for State Bank Of India in Patiala, Punjab
Choose a branch to view IFSC code and details
Airawat Shopping Complex, Patiala Cantt
SBIN0016508
AIRAWAT SH OPPING COMPLEX, PATIALA CANTT, DIST. PATIALA, PUNJAB 147001
Akkar
SBIN0051215
NEAR GURUDWARA NEEMSAHIBVILL AKKARPO SEHRATEHSIL RAJPURADIST PATIALAPUNJAB 140701
Amlala
SBIN0050412
VIARAJPURATEHRAJPURAPUNJAB
BadshahPur
SBIN0050374
NNIRENNJ
Bahadurgarh Patiala
SBIN0017015
KANOUR ROAD,BAHADURGARH,DISTT.PATIALA.PUNJAB 147002
Bakshiwala
SBIN0050390
HAAAUNJAB
Balbehra
SBIN0050019
V PO BALBEHRA
Banur
SBIN0050383
V PO BANUR TEH RAJPURA
Bhadson
SBIN0050020
TEH PATIALA
Bhappal
SBIN0051345
VPO BHAPPAL TEHSIL RAJPURA DISTT PATIALA140401
Bhupinder Nagar, Patiala
SBIN0050006
BHUPINDER NAGARPATIALA PUNJAB147001
Dehar
SBIN0050355
ERLLRUMDITEHRJPURPUJB
Derabassi
SBIN0050022
TEHRAJPURA
Derabassi Ssi
SBIN0050654
TEH RAJPURA
Devigarh
SBIN0050021
EIAHPUNJAB
Don Kalan
SBIN0050146
TEH PATIALA
Dudhan Saidan
SBIN0050265
VPO DUDHAN SADHAN
F.p RajPura
SBIN0003541
F.PT.DHAKANSU RAJPURA PATIALA PUNJAB
Gajewas
SBIN0050328
TEH SAMANA
Gajju Majra
SBIN0007190
DIST PATIALA, PUNJAB 147001
Ghaga
SBIN0050694
VPO GHAGGA TEH SAMANA
Ghanaur
SBIN0050867
NEAR POLICE STATION V P O GHANAUR TEHSIL RAJPURA DISTT PATIALAPUNJABPIN 140702
Gharam
SBIN0007448
DIST PATIALA, PUNJAB
Global Nri Centre Patiala
SBIN0064516
PRAGATI BHAWAN,URBAN ESTATE MODEL TOWN,PHASE 3,PATIALA,PUNJAB,147002
GulzarPur
SBIN0050417
UZRURESNUNJB
Gurbax Colony Patiala
SBIN0017886
IQBAL COMPLEX GURBAX COLONYGURUNANAK NAGAR STREET NO 12 PATIALA DISTT.PATIALA. PUNJAB147003
GurditPura
SBIN0050434
IGITHHPUJ
Handesra
SBIN0050511
TEH RAJPURA
Hni
SBIN0051523
PRAGATI BHAWAN URBAN ESTATE PH III
JalalPur
SBIN0050362
INEP PN
JalalPur
SBIN0051241
JALALPURPOST OFFICEBAHADURGARHTEHSIL DIST PATIALA
Jand Mangoli
SBIN0050377
PADMAGLIPPPACHAYATGHARTEHRAPURAPUAB
Kakrala
SBIN0050147
ENBPIL
Kalyan
SBIN0050140
TEH PATIALA
KamalPur
SBIN0050331
VIABILUPUR
Kauli
SBIN0050370
TEH PATIALA
Khera Gajju
SBIN0050141
UUTHUUNB
Kularan
SBIN0003247
DIST PATIALA, PUNJAB 147101
Lagroi
SBIN0051411
BUS STAND ROAD VILLAGE LAGROI PO PATIALA PUNJAB 147001
Lcpc Patiala
SBIN0050780
STATE BANK OF INDIA , PRAGATI BHAWAN, URBAN ESTATE, PHASE III, PATIALA 147001
Malewal
SBIN0051299
INSIDE GURUDWARA SAHIB BUILDINGVPO MALEWALTEHSIL NABHADIST PATIALAPUNJAB 147202
Mall Road, Patiala
SBIN0050012
THE MALLPATIALA PUNJAB147001
Mardan Heri
SBIN0051118
NEAR BUS STANDVILLMARDAN HERIPO DAKALATEHSIL PATIALADISTTPATIALAPUNJABPIN 147001
Mid Corporate Branch
SBIN0051529
SCO 109 110FIRST FLOORHEERA TOWERSURBAN ESTATEPHASE IIPATIALA
Mini Secretariat
SBIN0051279
DISTRICT ADMINISTRATION OFFICEMINI SECRETARIATD BLOCKPATIALA 147001
Mini Secretariat, RajPura
SBIN0051267
MINI SECRETARIAT RAJPURA 140401
Model Town, Patiala
SBIN0007273
MODEL TOWN PATIALA, PUNJAB, 147001 ,PIN - 147001
Nabha
SBIN0001452
PATIALA DT, PUNJAB, PIN 100
Nabha
SBIN0050013
TEH NABHA
Nabha H.m.m.
SBIN0050239
ENBPUNJB
Nabha N.g.m.
SBIN0050365
HPJ
Ngm Nabha
SBIN0018691
OPPOSITE SINGLA HOSPITAL, CIRCULAR ROAD NABHA, DISTT.PATIALA. PUNJAB-147201
No Phatak
SBIN0051481
24 NO PHATAKNEAR PATIALA CANTT RAILWAY STATION24 NO PHATAK PATIALA
Noc Patiala
SBIN0008303
NEW OFFICERS COLONY,PATIALA,DISTPATIALA,PUNJAB,PIN - 147001
Patiala
SBIN0001637
CHHOTI BARADARI- 147 001
Patiala A.d.b.
SBIN0050212
HIUNB
Patiala Arya Samaj
SBIN0050005
PRESS ROAD PATIALA
Patiala Cantt
SBIN0050223
TETLREPTILPUJB
Patiala Chowk Fort
SBIN0050007
HWRAAAUNJAB
Patiala Dc
SBIN0050706
HIUNB
Patiala DharamPura Bazar
SBIN0050011
HRPRBZRPTILPNJB
Patiala Diesel Camp Works
SBIN0050521
ILNB
Patiala Dukhniwaran Sahib
SBIN0050311
UHIAASAHIBPATIALAPUJAB
Patiala I.o.complex
SBIN0050254
AAAUNJAB
Patiala Industrial EState
SBIN0050008
NEW GRAIN MARKETPATIALA
Patiala Model Town
SBIN0050238
OEONUNB
Patiala N.i.s.
SBIN0050198
LBGLUNB
Patiala P.s.e.b.
SBIN0050323
P S E B PATIALA
Patiala Pbi University
SBIN0050009
B VESY B
Patiala Rajindra Hospital
SBIN0050263
EDHSLLB
Patiala Sai Market
SBIN0050453
LOWER MALL PATILAL 147001
Patiala Sanauri Adda
SBIN0050580
SANAURI ADDA PATIALA 147001
Patiala Shakti Vihar
SBIN0050671
SAKTI VIHAR PATIALA147001
Patiala Sirhindi Bazar
SBIN0050209
PATIALA 147001
Patiala State College
SBIN0050677
TTOGTNB
Patiala Thapar Institute
SBIN0050244
THAPER INSTITUE OF TECHNOLOGY PATIALA 147001
Patiala TriPuri Saidan
SBIN0050138
PATIALA147001
Patran
SBIN0011912
JAKHAL ROAD,NEAR ANAJ MANDI,PATRAN,DISTPATIALA 147105
Patran
SBIN0050024
RNNB
Racc Fimm Patiala
SBIN0063601
SHERAWALA GATE, THE MALL, PATIALA147001
Rajgarh
SBIN0051341
STATE BANK OF INDIA VILLAGE RAJGARH DISTT PATIALA PIN 147001
Rajiv Gandhi National University Of Law Sidhuwal
SBIN0016198
BHADSON ROAD,SIDHUWAL, VPO SIDHUWAL PATIALA , DISTT. PATIALA. PUNJAB 147001
RajPura
SBIN0001712
RAJPURA TOWNSHIP, RAJPURA, PATIALA, PUNJAB
RajPura Grain-market
SBIN0050446
RIRERPRPB
RajPura K.s.m.
SBIN0050747
JU UJ
RajPura Main Branch
SBIN0050016
ANBRANCHRAJPURAPUNJAB
RajPura Township
SBIN0050015
APATOWNSHIPPNAB
Rbo Patiala
SBIN0015874
C/O BHUPINDRA PLAZA, SIRHIND ROAD, DIST PATIALA, PUNJAB 147004
Rbotwo Patiala
SBIN0051051
SCO70,PRAGATIBHAVANPAN,PHASE3,DISTT.PATIALA.PUNJAB147002
Samana
SBIN0050017
ESMUB
Samana A.d.b.
SBIN0050177
ESMUB
Sanaur
SBIN0017016
SIDHU COMPLEX,MAIN ROAD,SANAUR,DISTT.PATIALA.PUNJAB 147103
Sbiintouch, ZirakPur
SBIN0019068
NEAR BEST PRICE, CORNER BUILDING, AMBALA-CHANDIGARH HIGHWAY, ZIRAKPUR, DISTT.MOHALI. PUNJAB-140603
Shambhu Kalan
SBIN0050142
TEH RAJPURA
Shutrana
SBIN0050442
TEH SAMANA
Sirhind Road Patiala
SBIN0016901
ADJACENT LG SHOWROOM,NEAR HEMKUND PETROL PUMP, SIRHIND ROAD, PATIALA. DISTT.PATIALA. PUNJAB 147004
Smeccc Patiala
SBIN0050785
SBISMECCCPATIALA3RDFLOORSHERANWALAGATETHEMALLPATIALA
Specialised Agri Commercial Branch, Patiala
SBIN0015031
1066/67, 1ST FLOOR,NEAR GURUDWARA KASHMIRIAN, TRIPURI,PATIALA, PUNJAB147001
Theri
SBIN0050524
VILLAGE THERI P O PUNJABI UNIVERSITY
Tripri Patiala
SBIN0011586
DIST,PATIALASTATE,PUNJAB
Urban EState P-ii Patiala
SBIN0050773
C122URBANETATEPHAEIIPATIALAPUNJAB
ZirakPur
SBIN0005101
DISTSAHIBZADA AJIT SINGH PUNJAB
ZirakPur
SBIN0050745
SCF 23 KALGIDHAR ENCLAVE PANCHKULA ROAD
ZirakPur Personal Banking
SBIN0051323
DASHMESH COLONY PATIALA ROAD ZIRAKPUR DISTT SAS NAGAR MOHALI PINCODE 140603
What are State Bank Of India IFSC Codes?
The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.
The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.
How to Read the Structure of the State Bank Of India IFSC Code
The IFSC code is an 11-character code consisting of three distinct elements:
- First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
- Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
- Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.
Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.
How to Locate an State Bank Of India IFSC Code
Locating an IFSC code is relatively straightforward and can be done using any of the following methods:
- Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
- Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
- Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
- Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
- Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
- RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.
Importance of IFSC Code in Fund Transfers
The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:
- NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
- RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
- IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
- Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.
Benefits of Using IFSC Code
Here are the main benefits of IFSC codes you must know:
- Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
- Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
- Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.
Procedure to Perform State Bank Of India Fund Transfer Using IFSC Code
Fund transfer using an IFSC code is a simple yet vital process:
- Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
- Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
- Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
- Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
- Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.
How to Open a State Bank Of India Bank Account
Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:
Eligibility Criteria
- Any citizen over 18 years old is eligible to open a bank account.
- In the case of minors, parents or guardians can open an account on their behalf.
- Non-residents are also eligible, provided they fulfill certain conditions established by the banks.
Required Documents
- Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
- Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
- PAN Card: A PAN card is required for tax compliance.
- Passport Size Photographs: Usually, two to three recent photographs are needed.
- Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.
Process to Open an Account
- Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
- Fill Out the Form: Complete the account opening form with your personal information.
- Submit Documents: Provide documents verifying your identity and address.
- Initial Deposit: Make an initial deposit if required by the specific type of account.
- Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
- Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.
Loan EMI Calculator: Importance and Types
For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.
Loan Calculators
- Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
- Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
- Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
- Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
EMI Calculators
- EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
- EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
- EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.
Interest Calculators
- Interest calculator yearly: Calculates the annual interest on loans or investments.
SIP Calculators
- SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
- SIP Calculator Return: Estimates the returns on SIP investments.
- SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
- SIP Calculator Months: Provides monthly breakdowns of SIP investments.
- SIP Calculator Online: An online tool for calculating SIP returns.
- SIP Calculator Yearly: Offers yearly projections of SIP returns.
PPF Calculators
- PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
- PPF Generator: Generates detailed reports on PPF investments.
- PPF Calculator 15 Years: Estimates returns over a 15-year period.
- PPF Calculator 30 Years: Projects returns over a 30-year period.
Conclusion
An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.
Frequently Asked Questions (FAQs)
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.
The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.
You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.
Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.
In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.
No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.
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