IFSC Code of State Bank Of India, Punjab, Sangrur, Dhaula

SBIN0050149

State Bank Of India

State Bank Of India

IFSC Code

SBIN0050149
MICR Code

148002059
Bank Name State Bank Of India
District Sangrur
State Punjab
Address Teh Barnala
Phone 277632

UPI

Available

NEFT

Available

RTGS

Available

IMPS

Available

IFSC Code of the State Bank Of India Branch Near You

List of all State Bank Of India Branch IFSC Code

Adb Sandhur

SBIN0001623

DISTSANGRUR PUNJAB 100
Ahmedgarh

SBIN0050031

TEH MALERKOTLA
Ahmedgarh

SBIN0011913

AHMEDGARH,CHHAPAR ROAD,DIST SANGRUR148021
Amargarh Dist Sangrur

SBIN0017013

PUNEET COMPLEX OPP CHAUNDA ROAD PATIALA MALERKOTLA ROADAMARGARH DISTT SANGRUR PUNJAB148022
Balian

SBIN0018778

GURUDWARA PRADANDHAK COMMITTEE, GURUDWARA SAHIN SANT BABA GULAB SINGH JI BALIAN(KATTU), DISTT.SANGRUR. PUNJAB-148106
Banbohra

SBIN0050425

VPO BANBORA TEH MALERKOTLA
Barnala

SBIN0050027

IBZBLPUJB
Barnala

SBIN0006341

DTD SANGRUR, STATE PUNJAB PIN 148 101
Barnala A.d.b.

SBIN0050349

RLPUJ
Barnala S.d. College

SBIN0050656

OEEN PN
Barnala S.d. College

SBIN0050888

OEEN PN
Benra

SBIN0050287

VPO BENRA VIA DHURI TEH MALERKOTLA
Bhadaur

SBIN0050032

TEH BARNALA
Bhasaur

SBIN0050148

RTMRKT PJ
Bhatiwal Kalan

SBIN0050476

TEH DIST SANGRUR
Bhawanigarh

SBIN0050033

TEH DIST SANGRUR
Bhawanigarh

SBIN0016489

NEW GRAIN MARKET, BHAWANIGARH DISTT SANGRUR PUNJAB PIN 148026
Bhogiwal

SBIN0050389

TEH MALERKOTLA
Bhurthala Mander

SBIN0051462

VPO BHURTHALA MANDER TEH MALERKOTLA SANGRUR PUNJAB
Cac Sangrur

SBIN0061955

CAC,BARRA CHOWK SANGRUR-148001
Chananwal

SBIN0050405

TEH BARNALA
Cheema

SBIN0050034

BUS STAND CHEEMA
Chhahar

SBIN0051218

VPO CHHAHARTEHSIL SUNAMDIST SANGRURPUNJAB 148035
Chhajli

SBIN0050130

VPO CHHAJILLKI TEH SUNAM
D.a.c.barnala

SBIN0051223

BARNALASANGRURPUNJAB 148101
Dac, Sangrur

SBIN0051189

DISTRICT ADMINISTRATIVE COMPLEXSANGRUR 148001DISTT SANGRURPUNJAB
Dharamgarh

SBIN0050466

VPO DHARAMGARH TEH SUNAM
Dhaula Vill

SBIN0051401

NEAR COOP SOCIETY MANSA ROAD VPO DHAULA DISTT BARNALA PIN 148107
Dhuri

SBIN0050028

TEH MALERKOTLA
Dhuri

SBIN0004200

DHURI T.SANGRUR,PUNJAB 140051
Dirba

SBIN0050606

VILLAGE DIRBA
District Sales Hub Sangrur

SBIN0061367

PATIALA GATE SANGRUR-148001
Duggan

SBIN0050192

VPO DUGGAN
Fatehgarh Panjgrian

SBIN0007509

DIST SANGRUR, PUNJAB 148025
Ghabdan

SBIN0061347

PGI MER SATELLITE CENTRE, NEAR BHAI GURDASS COLLEGE,VILL GHABDAN KOTHI, SANGRUR -148001
Ghanauri Kalan

SBIN0050483

VPO GHANAURIKALAN TEH MALERKOTLA
Hamidi

SBIN0051217

VPO HAMIDIDISTRICT BARNALAPUNJAB 148025
Handiyaya

SBIN0050150

TEH BARNALA
Hathan

SBIN0050336

VPO HATHAN TEH MALERKOTLA
I.a Sangrur

SBIN0007400

IA SANGRUR, DISTT SANGRUR, PUNJAB, PIN 148 001
Jakhepal

SBIN0050335

TEH SUNAM
Jalaldiwal

SBIN0050423

VILLAGE POST OFFICE JALALDEWAL
Kala Jhar

SBIN0050330

VPO KALAJHAR
Kanjla

SBIN0050437

VPO KANJLA
Karamgarh

SBIN0051437

VILL KARAMGARH PO BARNALA 148101
Katron

SBIN0050333

VPO KATRON TEH MALERKOTLA
Khanauri

SBIN0050188

TEH SUNAM
KhanPur

SBIN0050337

VPO KHANPUR TEH MALERKOTLA
Khudi Kalan

SBIN0051146

PANCHAYAT BUILDINGNEAR GOVT PRIMARY SCHOOLVPO KHUDI KALAN TEHSIL BARNALA DISTT BARNALA PUNJAB PIN 148107
Kotduna

SBIN0051438

VILLAGE PO KOTDUNA VPO KOTDUNA TEHSIL BARNALA
Kup Kalan

SBIN0050151

TEH MALERKOTLA
Ladda Kothi

SBIN0005575

DIST SANGRUR, PUNJAB 148034
Lehal Kalan

SBIN0050351

VIAMOONAKTEHSUNAMPUNJAB
Lehra Gaga

SBIN0050035

NEAR RAILWAY STATION
Lohat Baddi

SBIN0050422

VILLAGE POSTOFFICE LOHAT BADDI
Lohgarh

SBIN0051069

MEHAL KALAN CHHAPA ROAD VILLAGELOHGARHPO MITHEWALTEHSIL BARNALADISTT BARNALA PUNJAB PIN 148020
Longowal

SBIN0050742

AUPATTILONOWALPUNJAB
Malerkotla

SBIN0050025

TEH MALERKOTLA
Malerkotla

SBIN0001762

DIST SANGRUR, PUNJAB 148 023
Malerkotla A.d.b.

SBIN0050197

OIBAZARALERKOLAPUNJAB
Mandvi

SBIN0050482

TEH SUNAM
Manvi

SBIN0003316

SANGRURPUNJAB 148023
Mehal Kalan A.d.b.

SBIN0050350

TEH BARNALA
Mehlan

SBIN0050367

MEHLAN CHOWK TEH SUNAM
Moonak

SBIN0050029

TEH SUNAM
Mullowal

SBIN0050398

VPO MULLOWAL TEH MALEKOTLA
NadamPur

SBIN0050406

TEH MALERKOTLA
Namol

SBIN0051068

GURUDWARA NANAK PURILONGOWAL ROADNAMOL TEHSIL SUNAM DISTTSANGRUR PUNJABPIN 148106
Narike

SBIN0032704

VILLAGE-NARIKE, TESHIL-MALERKOTLA, DISTT. SANGRUR,PUNJAB-148023
R And Db Racc Sangrur

SBIN0063447

STATE BANK OF INDIA PATIALA GATE SANGRUR-148001
Raisar

SBIN0051400

OPP SR SEC SCHOOL RAISAR DISTT BARNALA PIN 148101
Sangrur

SBIN0050026

AACHOWKSANGUPUNJA
Sangrur

SBIN0001759

DISTSANGRUR, PUNJAB
Sangrur Govt Ranbir College

SBIN0051311

GOVT RANBIR COLLEGESANGRUR DISTPUNJAB 148001
Sangrur N.g.m.

SBIN0050456

NEW GRAIN MARKET
Sehna

SBIN0050037

TEH BARNALA
Sheron

SBIN0003317

DIST SANGRUR, PUNJAB 148106
SherPur

SBIN0050967

VILLSHERPUR POST SHERPUR TEHSIL DHURI DISTT SANGRUR PUNJAB
Sular Gharat

SBIN0051067

VPO SULAR GHARA SANGRUR PATRAN MAIN ROAD TEH SUNAM DISTT SANGRUR PIN 148035
Sunam

SBIN0050030

ANBRANCHSUNAPUNJAB
Sunam

SBIN0005577

ANAJ MANDI, SUNAM, DT SANGRUR, PUNJAB STATE, PIN 148 028
Sunam N.g.m.

SBIN0050754

ERIMRKETSUMPUJB
Tapa

SBIN0050036

ERRILWYSTTIOTEHBRLPUJB
Ubhawal

SBIN0050478

V P O UBHAWAL
Uppli

SBIN0050361

VILLAGE UPPLI

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code issued by the Reserve Bank of India to every bank branch in India. This code is used to uniquely identify each branch and facilitates easy electronic payments. In the Indian banking system, the IFSC code is essential for smooth electronic transactions like NEFT, RTGS, and IMPS. Each IFSC code is specifically assigned to a branch, making it easily identifiable and ensuring every transaction is executed perfectly.

IFSC Code Structure

The IFSC code is an 11-character code that follows the structure below:

  • First Four Characters: Alphabets indicating the bank's name. In "BANK0123456," "BANK" signifies the bank.
  • Fifth Character: This is always '0' (zero), reserved for future use to ensure flexibility.
  • Last Six Characters: Either alphabets or numbers characterizing the specific branch of the bank.

Example: In the IFSC code "SBIN0016654," "SBIN" identifies the bank, and "016654" identifies the branch. This unique format makes every branch easily identifiable.

How to Obtain the IFSC Code

Finding an IFSC code is easy. Here are a few methods:

  • Cheque Book: Look at the upper-left section of the cheque leaves issued by the bank for your IFSC code.
  • Bank Passbook: The IFSC code is also provided on the first page of the bank passbook given when you open an account.
  • Official Website of the Bank: Nearly all banks offer an online search facility where you can find the IFSC code of their branches.
  • Online Banking Portals: Within online banking services, you can find the IFSC code for your branch or any other.
  • Mobile Banking Apps: Most banking apps have an option for branch details, where you can check the IFSC code.
  • RBI Website: The Reserve Bank of India maintains a comprehensive list of all banks and their branches with their respective IFSC codes.
  • Third-Party Websites: Some third-party websites that offer fund transfer services provide the IFSC code based on the bank and branch name.

Why is the IFSC Code Important in Fund Transfers?

The IFSC code is crucial for various electronic fund transfers. Here’s how it is used in different payment systems:

  • NEFT (National Electronic Funds Transfer): IFSC Codes facilitate the transfer of funds from one bank account to another in India, ensuring transactions are forwarded to the right bank and branch smoothly and without mistakes.
  • RTGS (Real-Time Gross Settlement): For high-value transactions, the IFSC code ensures secure and instant monetary transfers through real-time gross settlement.
  • IMPS (Immediate Payment Service): The IFSC code enables instant fund transfers, especially between different banks. IMPS operates 24/7, and the IFSC code ensures the transaction is directed to the correct branch instantly.
  • Error Prevention: Using the correct IFSC code reduces the chance of remitting money to the wrong account due to an incorrectly entered IFSC code. It acts as a control checkpoint to ensure the transaction is being sent to the intended recipient's bank branch.

What is the Use of an IFSC Code?

The IFSC code has numerous uses within the banking system:

  • Enable Electronic Transfers: IFSC codes are essential for electronic transactions such as NEFT, RTGS, and IMPS. No transaction can be made without this code.
  • Unique Identification of Bank Branch: Every IFSC code uniquely identifies a particular bank branch to ensure transactions reach the right destination.
  • Ensures Risk-Free Transactions: The IFSC code ensures that money reaches the correct bank and branch, eliminating errors in the transaction process.
  • Enables Online Banking: IFSC codes are crucial when adding a new beneficiary in online banking systems, ensuring the correct routing of funds.

Importance of Loan and Interest Calculator

Calculators are indispensable tools for financial planning, helping users make informed decisions. Here are some of the most commonly used types:

Loan Calculators

  • Loan Calculator Vehicle: Helps determine monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
  • Loan Calculator VA: Tailored for VA loans, assisting veterans in calculating their mortgage payments.

EMI Calculators

  • EMI Calculator for Home Loan: Calculates the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator US: Designed for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 years: Estimates returns over a 15-year period.
  • PPF Calculator 30 years: Projects returns over a 30-year period

Conclusion

The IFSC code is a vital part of the Indian banking world, ensuring safe and easy online fund transfers. Whether you are doing NEFT, RTGS, or IMPS, the IFSC code ensures that your money reaches its intended destination. It is also significant in handling cheques, where the MICR code plays an important role. Together, these codes are crucial in enabling the smooth operation of banking transactions. Understanding their importance and correct use is indispensable for anyone dealing with electronic transactions in India.

Frequently Asked Questions

The IFSC code ensures the correct routing of electronic fund transfers to the concerned bank's particular branch, reducing errors and making transactions secure.

The IFSC code can be found on the bank's checkbook, passbook, official website, RBI website, or mobile banking application.

No, different branches of every bank have different IFSC codes to identify each branch correctly for internet-based transactions.

If you enter the wrong IFSC code while transferring funds, the transaction may be declined or sent to the wrong bank. Immediately contact your bank to rectify the issue.

The IFSC code comprises 11 characters: the first four characters represent the bank, the fifth is '0', and the remaining six describe the specific branch.

No, the IFSC code is designed for domestic electronic fund transfers in India. International transactions are made using SWIFT codes.

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