Select Branch for State Bank Of India in Jhansi, Uttar Pradesh
Choose a branch to view IFSC code and details
Adb Moth
SBIN0003203
DIST JHANSI, U P 284303
Ao Jhansi
SBIN0065092
R B O GWALIOR ROAD,JHANSI 284001
Babina Cantt
SBIN0004900
DISTJHANSI UTTAR PRADESH 251305
BaikunthPur
SBIN0014934
BITHOOR ROAD,KANPUR,DIST JHANSI 209217
Bakua Buzurg
SBIN0009284
DIST JHANSI,UP
Banat
SBIN0003639
DIST MUZAFFARNAGAR,U P 247776
Bani
SBIN0009548
DIST PRATAPGARH, U P
Baniakhera
SBIN0010873
MANDI SMAITI,BANK BHAVAN,BAHJOI ROAD,CHANDAUSI,MORADABADUTTAR PRADESH
Baragaon
SBIN0015689
BLOCK MAURANIPUR, DISTT. JHANSI 284204
Barua Sagar Jhansi
SBIN0017229
NEAR NAGAR PALIKA PARISHAD,BARUASAGAR,DISTT JHANSI,UTTAR PRADESH 284201
Basahara
SBIN0009309
BASHAHARA
Basela
SBIN0009594
DIST HAMIRPUR, U P 210431
Basera
SBIN0002305
DIST MUZAFFARNAGAR, U P 251310
Bhel Jhansi
SBIN0003807
DISTT JHANSI, STATE U P, PIN 284 129
Bhojla Mandi,jhansi
SBIN0061760
BHOJLA MANDI BRANCH,MANDI CAMPUS UNNAO BALAJEE ROAD NEAR BHARARI FARM JHANSI-284002
Bundel Khand University Jhansi
SBIN0003808
JHANSI, DIST JHANSI, U P PIN 284 001
Cac FatehPur
SBIN0062075
CAC FATEHPUR SBI PARTHRAKATA CHAURAHA CIVIL LINES FATEHPUR 212601
Cac LalitPur
SBIN0062068
CAC LALITPUR STATION RORD LALITPUR-284403
Cac Mahoba
SBIN0062076
AMBEY PALACE PARMANAND CHOWK MAHOBA
Currency Administration Cell
SBIN0012243
JHANSI MAIN BRANCH CAMPUS,NEAR ELITE CHAURAHA,JHANSI,DISTT.JHANSI 284001
Defence Banking Branch
SBIN0015208
T-29-1/2, BABINA CANTONMENT, JHANSI DISTRICT, UTTAR PRADESH - 284001
Dhawakar
SBIN0009283
DHAWAKARJHANSI
Digara
SBIN0015690
BLOCK BARAGAON, DISTT. JHANSI 284121
Elite Crossing Jhansi
SBIN0017628
98,CIVIL LINES,JHANSI,DISTT.JHANSI.UTTAR PRADESH 284001
Errach
SBIN0002541
DIST JHANSI, U P 284302
Fort, Jhansi
SBIN0030257
161,C S AZAD MARG
Ganesh Chauraha
SBIN0065080
H.N.408,NEAR GANESH CHAURAHA,JHANSI -284002
Garautha
SBIN0064769
SBI GARAUTHA NEAR BUS STAND GARAUTHA DISTT JHANSI 284203
Gursarai
SBIN0010894
DIST,JHANSI,STATE,UTTAR,PRADESH,PIN,284202,
Hasari
SBIN0018946
HASARI, MAIN ROAD HASARI, DIST.JHANSI, UP-284135
Jhansi
SBIN0000102
NEAR ELITE CROSSING, CIVIL LINES, JHANSI, U.P.284001
Jhansi Fimm Racc
SBIN0063159
372 44 GWAILOR ROAD CIVIL LINES JHANSI
Karari
SBIN0007477
JHANSI STATE UTTAR PRADESH PIN 284003
Kums, Jhansi
SBIN0006598
JHANSI DIST, U P
Kumschirgaon
SBIN0007831
K U M CHIRGAON
M L B Medical College
SBIN0004565
DT JHANSI, ST U P, PIN 284 128
Manik Chowk
SBIN0003759
MANIK CHOWK,BEHIND MINERWA TALKIES,PO - JHANSI, DIST - JHANSI
MauraniPur
SBIN0000131
DIST JHANSI, UTTAR PRADESH 284204
Moth
SBIN0001159
DIST JHANSI,STATE UTTAR PRADESH, PIN 284303
Nagra
SBIN0012866
NAGRA,DISTJHANSI284003
Parichha
SBIN0006149
JHANSI, UP STATE PIN 284121
Personal Banking Branch Jhansi
SBIN0015504
373/2 3 , CIVIL LINES, GWALIOR ROAD, JHANSI, UP 284001
Prem Nagar Jhansi
SBIN0061752
H.NO.01 SCHOOLPURA THANA PREMNAGAR CHARKHAMBAOPPOSITE PNB JHANSI-284003
Railway Station, Jhansi
SBIN0007298
RLY. STN, JHANSI, UTTAR PRADESH
Raksa Jhansi
SBIN0017232
VILLAGE POST RAKSADISTT JHANSIUTTAR PRADESH284419
RaniPur
SBIN0002601
JHANSI U P 284205
Rbo Iv Jhansi
SBIN0014220
GWALIOR ROAD,JHANSI 284001
Rbo LalitPur
SBIN0065088
219,STATION ROAD CIVIL LINE NEAR TUWAN CHAURAHA LALITPUR 284403
Sadar Bazar, Jhansi
SBIN0001959
DISTJHANSI, UTTAR PRADESH 284 001
Samthar
SBIN0018562
NEAR NAGAR PALIKA PARISHAD, SAMTHAR, DIST.JHANSI, UTTAR PRADESH-284304
Sipri Bazar
SBIN0004566
JHANSI, U P PIN 284 003
Sme Branch Jhansi
SBIN0063727
OPPOSITE DYANCHAND STADIUM,JHANSI,UP -284003
Tahrauli
SBIN0016464
NEAR BUS STAND TAHRAULI, TAHRAULI, DISTT. JHANSI. UTTAR PRADESH 284202 MOB 7408436135
What are State Bank Of India IFSC Codes?
The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.
The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.
How to Read the Structure of the State Bank Of India IFSC Code
The IFSC code is an 11-character code consisting of three distinct elements:
- First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
- Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
- Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.
Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.
How to Locate an State Bank Of India IFSC Code
Locating an IFSC code is relatively straightforward and can be done using any of the following methods:
- Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
- Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
- Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
- Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
- Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
- RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.
Importance of IFSC Code in Fund Transfers
The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:
- NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
- RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
- IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
- Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.
Benefits of Using IFSC Code
Here are the main benefits of IFSC codes you must know:
- Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
- Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
- Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.
Procedure to Perform State Bank Of India Fund Transfer Using IFSC Code
Fund transfer using an IFSC code is a simple yet vital process:
- Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
- Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
- Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
- Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
- Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.
How to Open a State Bank Of India Bank Account
Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:
Eligibility Criteria
- Any citizen over 18 years old is eligible to open a bank account.
- In the case of minors, parents or guardians can open an account on their behalf.
- Non-residents are also eligible, provided they fulfill certain conditions established by the banks.
Required Documents
- Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
- Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
- PAN Card: A PAN card is required for tax compliance.
- Passport Size Photographs: Usually, two to three recent photographs are needed.
- Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.
Process to Open an Account
- Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
- Fill Out the Form: Complete the account opening form with your personal information.
- Submit Documents: Provide documents verifying your identity and address.
- Initial Deposit: Make an initial deposit if required by the specific type of account.
- Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
- Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.
Loan EMI Calculator: Importance and Types
For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.
Loan Calculators
- Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
- Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
- Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
- Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
EMI Calculators
- EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
- EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
- EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.
Interest Calculators
- Interest calculator yearly: Calculates the annual interest on loans or investments.
SIP Calculators
- SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
- SIP Calculator Return: Estimates the returns on SIP investments.
- SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
- SIP Calculator Months: Provides monthly breakdowns of SIP investments.
- SIP Calculator Online: An online tool for calculating SIP returns.
- SIP Calculator Yearly: Offers yearly projections of SIP returns.
PPF Calculators
- PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
- PPF Generator: Generates detailed reports on PPF investments.
- PPF Calculator 15 Years: Estimates returns over a 15-year period.
- PPF Calculator 30 Years: Projects returns over a 30-year period.
Conclusion
An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.
Frequently Asked Questions (FAQs)
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.
The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.
You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.
Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.
In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.
No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.
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