Select Branch for State Bank Of India in Moradabad, Uttar Pradesh

Choose a branch to view IFSC code and details

Branch
A D B Sambhal

SBIN0001951

DIST MORADABAD, U P STATE, PIN 244 302
Branch
AgwanPur

SBIN0012516

AGWANPUR,MORADABAD DHAMPUR HIGH WAY,MORADABAD U P,DIST244502
Branch
Asmoli

SBIN0012952

SAMBHAL JOYA ROAD,NEAR SUGARMILL CHAURAHA,ASMOLI,DISTMORADABAD244304
Branch
Bahjoi

SBIN0002516

TEHSIL CHANDAUSI, DT MORADABAD, U P 202410
Branch
BhojPur DharamPur

SBIN0011176

MORADABAD KASHIPUR HIGHWAY,DISTRICT MORADABAD,UP 244402
Branch
Bilakudan DoongarPur Moradabad

SBIN0017254

BILAKUDAN BRANCHC.B SINGH YADAV INTER COLLPOSTMANPURTHANABHAGATPURMORADABAD.UP244925
Branch
Bilari

SBIN0000595

BILARI LUCKNOW
Branch
Cac Moradabad

SBIN0010235

CIVIL LINES,MORADABAD,DIST MORADABAD 244001
Branch
Chajlet

SBIN0011177

DIST MORADABADSTATE UTTAR PRADESH
Branch
Chandausi

SBIN0000627

CHANDAUSI
Branch
Chausari Ghanta

SBIN0003208

CHAURASIGHANTA,MORADABAD,PIN.244001,UTTAR.PRADESH
Branch
Commercial Moradabad

SBIN0004113

CIVIL LINES, DT MORADABAD, U P PIN 244 001
Branch
DeengarPur Kundarki

SBIN0011174

DIST MORADABAD,UP
Branch
Dilari

SBIN0008349

DILARIMORADABAD
Branch
Ekta Vihar, Moradabad

SBIN0017579

EKTA VIHAR BRANCH CP316 317 EKTA VIHAR MORADABAD DISTTMORADABAD UTTAR PRADESH244001
Branch
Gurer

SBIN0051258

GURER ASADPUR PULIYASAMBHAL ROADGURER 244301MORADABADUTTAR PRADESH
Branch
Hariyana

SBIN0050528

VPO HARIYANA TEH BILLARI DISTTMORADABADUP 202413
Branch
JatPura

SBIN0018855

VILL-JATPURA, PO-RAJPUR KESARIYA, BLOCK-DILARI, TEHSIL-THAKURDWARA, DISTT.MORADABAD. UTTAR PRADESH-244001
Branch
Kanth

SBIN0002556

JYOTIBA PHULE NAGAR, DT MORADABAD, U P 244501
Branch
Karula

SBIN0015110

MORADABAD SAMBHAL ROAD, NEAR KOHINOOR TIRAHA KARULA, MORADABAD DISTRICT, UTTAR PRADESH244001
Branch
Katghar, Moradabad

SBIN0001893

RAMPUR ROAD OPP ROADWAYS WORKSHOP MORADABAD,244001
Branch
Kgk College Moradabad

SBIN0004649

MORADABAD PIN244001
Branch
Moradabad

SBIN0002581

PRAHLAD MARKET, MANDI CHOWK, MORADABAD, UP,244001
Branch
Moradabad Bartan Bazar

SBIN0050341

BARTAN BAZAR MORADABADUP 244001
Branch
Moradabad Fimm Racc

SBIN0063150

SBI, 1ST FLOOR , SPECIAL COMMERCIAL BRANCH, CIVIL LINES, MORADABAD 244001
Branch
Moradabad Hindu College

SBIN0050327

HINDU COLLEGEMORADABADUP 244001
Branch
Moradabad Main

SBIN0000682

CIVIL LINES, MORADABAD, UP
Branch
Moradabad Ssi

SBIN0050690

LAJPAT NAGAR MORADABAD UP 244001
Branch
Mundha Pande

SBIN0011173

DIST,MORADABADSTATE,UTTAR,PRADESH
Branch
Narauli

SBIN0014802

MOHALLA BAJARIA,MAIN MARKET,NARAULI,DISTT MORADABAD
Branch
Pakwara

SBIN0012513

PAKWARA,MORADABAD DELHI NATIONAL HIGHWAY,DISTMORADABAD244102
Branch
Pawansa

SBIN0012514

BAHJOI SAMBHAL HIGHWAY,PAWANSA,MORADABAD
Branch
Pbb Moradabad

SBIN0004215

RAM GANGA VIHARMORADABADU P ,PIN-244001
Branch
Pilikothi, Moradabad

SBIN0017581

PILIKOTHI MORADABAD NEAR PMS SCHOOL PILIKOTHI CIVIL LINES MORADABAD DISTT MORADABAD UTTAR PRADESH244001
Branch
Prakash Nagar Moradabad

SBIN0017580

PRAKASH NAGAR BRANCH, NEAR MAJHOLI, DISTT.MORADABAD.UTTAR PRADESH 244001
Branch
Railway Station

SBIN0005976

DRM CAMPUS RAILWAY STATION MORADABAD UTTAR PRADESH
Branch
Ratan Pur Kalan

SBIN0009326

RATANPURKALAMORADABAD
Branch
Rbo Ii, Moradabad

SBIN0014210

PANDIT SHANKAR DUTT SHARMA MARG,CIVIL LINES,MORADABAD 244001
Branch
SahasPur

SBIN0012520

SAHASPUR,MORADABAD DHAMPUR HIGH WAY,DIST MORADABAD U P,DIST246745
Branch
Sambhal

SBIN0000711

SAMBHAL,MORADABAD,UP
Branch
Saraitarin

SBIN0002608

MORADABAD U P 244303
Branch
Sirsi

SBIN0003819

DIST MORADABAD, U P 244301
Branch
Smeccc Moradabad

SBIN0015487

CIVIL LINES, MORADABAD UP 224001
Branch
Station Road, Moradabad

SBIN0003209

MORADABAD, UP PIN 244001
Branch
Surjan Nagar

SBIN0012515

THAKUR DWARA SEOHARA ROAD,SURJAN NAGAR,DISTMORADABAD244602
Branch
Thakurdwara City Moradabad

SBIN0017327

THAKURDWARA CITY ATUL FILLING STATION THAKURDWARA DISTT MORADABAD UP PIN 244601
Branch
Umrikalan

SBIN0014800

MORADABAD NOORPUR ROAD,UMRI CHURAHA,DISTRICT MORADABAD UTTAR PRADESH 244227

What are State Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the State Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an State Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform State Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a State Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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