Select Branch for Uco Bank in Chennai, Tamil Nadu
Choose a branch to view IFSC code and details
Adyar Branch
UCBA0000158
NO.37 OLD NO.85 FIRST MAIN ROAD, GANDHI NAGAR,ADYAR, CHENNAI ,CHENNAI ,TAMIL NADU PIN 600020
Ambattur
UCBA0003360
PLOT NO 67B, NORTH PARK STREET, AMBATTUR, DISTT THIRUVALLUR ,THIRUVALLUR ,TAMIL NADU PIN 600053
Anna Nagar West
UCBA0002100
PLOT NO.1501,16TH MAIN ROAD,OPP SHRI DEVI HOSPITAL,ANNA NAGAR WEST, CHENNAI ,CHENNAI ,TAMIL NADU PIN 600040
Asset Management Chennai
UCBA0002125
AMBAL BLDG,IST FLOOR,218,PATHERI RD 600006
Chennai Annasalai
UCBA0000844
AB 147,III MAIN ROAD, ANNANAGAR, CHENNAI ,CHENNAI ,TAMIL NADU PIN 600040
Chennai Main Branch
UCBA0000041
328 THAMBU STREET CHENNAI ,CHENNAI ,TAMIL NADU PIN 600001
Chetput Chennai
UCBA0000157
UCO BANK, CHETPUT BRANCH, 779, POONAMALLEE HIGH ROAD, KILPAUK, CHENNAI ,CHENNAI ,TAMIL NADU PIN 600010
Chromepet
UCBA0002357
PLOT NO 125 B, DOOR NO 7B, 3RD MAIN ROAD,NEW COLONY, CHROMEPET,CHENNAI ,CHENGALPATTU ,TAMIL NADU PIN 600044
Ibb Chennai
UCBA0001810
NO.328, THAMBU CHETTY STREET CHENNAI ,CHENNAI ,TAMIL NADU PIN 600001
Icf Colony
UCBA0000568
ICF COLONY BRANCH 164 KONNUR HIGH ROAD ICF ,CHENNAI ,TAMIL NADU PIN 600038
Kodungaiyur
UCBA0002519
DOOR NO 57 GROUND FLOOR MEENAMBAI SALAI KRISHNAMURTHY NAGAR KODUNGAIYUR CHENNAI ,CHENNAI ,TAMIL NADU PIN 600118
Koilambakkam
UCBA0003183
PLOT NO5 ,IFLOOR ,MUTHIAH NAGAR ,MEDAVAKKAM ROAD ,KOILAMBAKKAM ,OPPOSITE TO VIJAY RAJA KALYANA MANDAPAM,CHENNAI ,CHENGALPATTU ,TAMIL NADU PIN 600129
Korattur Chennai
UCBA0000964
NO. 25, SHANTI NAGAR, 2ND MAIN ROAD, T.N.H.B. COLONY, KORATTUR, CHENNAI ,THIRUVALLUR ,TAMIL NADU PIN 600080
Koyambedu Chennai
UCBA0002042
55 1 AMRIT VILLA GROUND FLOOR, THIRUVEEDHI AMMAN KOIL STREET, KOYAMBEDU, KOYAMBEDU ,CHENNAI ,TAMIL NADU PIN 600107
Mogappair
UCBA0002366
NO 81, SURIYA APARTMENTS, GROUND FLOOR, VELLALAR STREET,MOGAPPAIR WEST, CHENNAI ,CHENNAI ,TAMIL NADU PIN 600037
Mount Road Chennai
UCBA0000271
212, MOUNT ROAD, PLA RATHNA TOWERS, CHENNAI ,CHENNAI ,TAMIL NADU PIN 600006
Mylapore Chennai
UCBA0000101
195 R.H. ROAD MYLAPORE CHENNAI ,CHENNAI ,TAMIL NADU PIN 600004
Nangnallur
UCBA0003359
PLOT NO 5 3, PLOT NO 16A, VEERA RAGHAVAN STREET, NANGANALLUR, DISTT KANCHEEPURAM ,CHENNAI ,TAMIL NADU PIN 600061
NarayanPuram Chennai
UCBA0001400
NO 56, VELACHERY MAIN ROAD PALLIKARNAI, CHENNAI ,KANCHEEPURAM ,TAMIL NADU PIN 600100
New Washermanpet Chennai
UCBA0000588
NO.7, T.H. ROAD, NEW WASHERMANPET, CHENNAI ,CHENNAI ,TAMIL NADU PIN 600081
Pollachi Chennai
UCBA0001991
NO.2,ASD PURAM, COIMBATORE ROAD POLLACHI 642002 ,COIMBATORE ,TAMIL NADU PIN 642002
Purasawalkam Chennai
UCBA0000100
14 PURASAWALKAM HIGH ROAD PURASAWALKAM CHENNAI TAMILNADU OLD NO.285 NEW NO.14, PURASAWALKAM HIGH ROAD PURASAWALKAM CHENNAI ,CHENNAI ,TAMIL NADU PIN 600007
Rajapalayam
UCBA0001990
806A, TENKASI ROAD RAJAPALAYAM 626 117 ,VIRUDHUNAGAR ,TAMIL NADU PIN 626117
Saidapet Chennai
UCBA0000959
NO19,VELACHERY ROAD, LITTLE MOUNT,SAIDAPET,CHENNAI ,CHENNAI ,TAMIL NADU PIN 600015
SeethaNagar Branch
UCBA0001724
23 11 JUMBULINGAM STREET NUNGAMBAKKAM CHENNAI ,CHENNAI ,TAMIL NADU PIN 600034
Selaiyur Chennai
UCBA0000238
SELAIYUR BRANCH NEW 455,OLD 151 VELACHERY ROAD EAST TAMBARAM ,CHENGALPATTU ,TAMIL NADU PIN 600059
Service Branch Chennai
UCBA0001749
AMBAL BUILDING 1STFLO218 PATHERI ROAD 600006
ShastriNagar Branch
UCBA0000329
DHEEN MAHAL 107, L.B.ROAD ADYAR CHENNAI ,CHENNAI ,TAMIL NADU PIN 600020
Sowcarpet Chennai
UCBA0000042
NO.18, DEVARAJA MUDALI STREET SOWCARPET CHENNAI ,CHENNAI ,TAMIL NADU PIN 600003
T Nagar Mc Chennai
UCBA0001969
67, BURKIT ROAD, T NAGAR,CHENNAI ,CHENNAI ,TAMIL NADU PIN 600017
Triplicane Chennai
UCBA0000783
93 42, FIRST FLOOR,BHARATHI SALAI, TRIPLICANE CHENNAI 5. ,CHENNAI ,TAMIL NADU PIN 600005
Valasarawakkam
UCBA0002126
141, KAMARAJAR SALAI, INDIRANAGAR VALASARAWAKKAM, CHENNAI ,THIRUVALLUR ,TAMIL NADU PIN 600087
Velachery
UCBA0002089
2A,III MAIN ROAD, DHANDEESWARAM NAGAR VELACHERY CHENNAI ,CHENNAI ,TAMIL NADU PIN 600042
What are Uco Bank IFSC Codes?
The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.
The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.
How to Read the Structure of the Uco Bank IFSC Code
The IFSC code is an 11-character code consisting of three distinct elements:
- First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
- Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
- Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.
Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.
How to Locate an Uco Bank IFSC Code
Locating an IFSC code is relatively straightforward and can be done using any of the following methods:
- Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
- Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
- Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
- Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
- Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
- RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.
Importance of IFSC Code in Fund Transfers
The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:
- NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
- RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
- IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
- Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.
Benefits of Using IFSC Code
Here are the main benefits of IFSC codes you must know:
- Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
- Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
- Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.
Procedure to Perform Uco Bank Fund Transfer Using IFSC Code
Fund transfer using an IFSC code is a simple yet vital process:
- Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
- Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
- Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
- Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
- Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.
How to Open a Uco Bank Bank Account
Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:
Eligibility Criteria
- Any citizen over 18 years old is eligible to open a bank account.
- In the case of minors, parents or guardians can open an account on their behalf.
- Non-residents are also eligible, provided they fulfill certain conditions established by the banks.
Required Documents
- Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
- Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
- PAN Card: A PAN card is required for tax compliance.
- Passport Size Photographs: Usually, two to three recent photographs are needed.
- Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.
Process to Open an Account
- Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
- Fill Out the Form: Complete the account opening form with your personal information.
- Submit Documents: Provide documents verifying your identity and address.
- Initial Deposit: Make an initial deposit if required by the specific type of account.
- Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
- Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.
Loan EMI Calculator: Importance and Types
For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.
Loan Calculators
- Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
- Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
- Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
- Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
EMI Calculators
- EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
- EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
- EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.
Interest Calculators
- Interest calculator yearly: Calculates the annual interest on loans or investments.
SIP Calculators
- SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
- SIP Calculator Return: Estimates the returns on SIP investments.
- SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
- SIP Calculator Months: Provides monthly breakdowns of SIP investments.
- SIP Calculator Online: An online tool for calculating SIP returns.
- SIP Calculator Yearly: Offers yearly projections of SIP returns.
PPF Calculators
- PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
- PPF Generator: Generates detailed reports on PPF investments.
- PPF Calculator 15 Years: Estimates returns over a 15-year period.
- PPF Calculator 30 Years: Projects returns over a 30-year period.
Conclusion
An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.
Frequently Asked Questions (FAQs)
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.
The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.
You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.
Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.
In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.
No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.
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