Select Branch for Uco Bank in Howrah, West Bengal

Choose a branch to view IFSC code and details

Branch
Amta

UCBA0000819

VILL. and PO AMTA, DIST. HOWRAH, HAORA ,WEST BENGAL PIN 711401
Branch
Anara

UCBA0002176

VILL SHYAMPUR PO ANARA R.S. DT PURULIA ,PURULIYA ,WEST BENGAL PIN 723126
Branch
Bagnan

UCBA0002221

O.T. ROAD, NEAR B.D.O.BAGNAN 1 VILL. P.O. P.S. BAGNAN NORTH HOWRAH ,HAORA ,WEST BENGAL PIN 711303
Branch
Bahara

UCBA0002675

VILL POST BAHARA PS PARA DIST PURULIA ,PURULIYA ,WEST BENGAL PIN 723146
Branch
Bakshara Howrah

UCBA0000653

SINGHA BHABAN L.M.C SARANI BAKSARA HOWRAH ,HAORA ,WEST BENGAL PIN 711306
Branch
Bakultala Branch

UCBA0000798

623, ANDUL ROAD, P.O D.S. LANE HOWRAH ,HAORA ,WEST BENGAL PIN 711103
Branch
Bally

UCBA0000601

2 4, RAI J. N. BAHADUR ROAD, BALLY 711201, HOWRAH ,HAORA ,WEST BENGAL PIN 711210
Branch
Bally Goswamipara

UCBA0001789

19 1 RADHANATH BANERJEE LANE P.O. BALLY DIST. HOWRAH . ,HAORA ,WEST BENGAL PIN 711201
Branch
Baltikuri Howrah

UCBA0000755

BALITIKURI, HOWRAH AMTA ROAD P.O. BALITIKURI DIST HOWRAH ,HAORA ,WEST BENGAL PIN 711402
Branch
Bamungachi

UCBA0001758

77 6 1,BENARAS ROAD, HOWRAH ,HAORA ,WEST BENGAL PIN 711101
Branch
BaniPur

UCBA0000407

SATYEN BOSE ROAD, VILLANDP.O. BANIPUR DIST HOWRAH ,HAORA ,WEST BENGAL PIN 711304
Branch
Banitabla

UCBA0000416

VILL. MAJHERHATI, P.O. JADURBERIA, P.S. ULUBERIA, DIST. HOWRAH. ,HAORA ,WEST BENGAL PIN 711315
Branch
Bankra Howrah

UCBA0000739

VILL AND PO BANKRA HOWRA, HAORA ,WEST BENGAL PIN 711403
Branch
BasantaPur

UCBA0001773

VILL BASANTPUR P.O MANIKURA P.S AMTA HOWRAH, ,HAORA ,WEST BENGAL PIN 711416
Branch
Begri

UCBA0000447

VILL AND P.O. BEGRI DIST. HOWRAH ,HAORA ,WEST BENGAL PIN 711411
Branch
Bellilious Road

UCBA0000933

158 4, BELLILIOUS ROAD HOWRAH, HAORA ,WEST BENGAL PIN 711101
Branch
Besu

UCBA0002369

BENGAL ENGG. AND SC. UNIVERSITY, SHIBPUR. PO BOTANIC GARDEN. DIST HOWRAH ,HAORA ,WEST BENGAL PIN 711103
Branch
BorogobindaPur

UCBA0001678

VILL BOROGOBINDAPUR PO RAJKHAMAR DIST BANKURA ,BANKURA ,WEST BENGAL PIN 722205
Branch
Dakshin Jhaparda

UCBA0002979

VILL. DAKSHIN JHAPARDA. P. O. DOMJUR ,HAORA ,WEST BENGAL PIN 711405
Branch
Deriyachak

UCBA0002672

VILL DERIACHAK SAPUA , PO DERIACHAK, PS KOLAGHAT, DIST PURBA MEDINIPIR. NEAR DERIACHAK ANCHAL OFFICE ,PURBA MEDINIPUR ,WEST BENGAL PIN 721151
Branch
Fort Gloster

UCBA0000267

P.O.FORTGLOSTER PANCHANANTALA P.S. BAURIA DIST.HOWRAH ,HAORA ,WEST BENGAL PIN 711310
Branch
Fuleswar

UCBA0001063

VILL BAIKUNTHAPUR, P.O SIJBERIA DIST. HOWRAH ,HAORA ,WEST BENGAL PIN 711831
Branch
GhanaramPur

UCBA0002673

VILL GHANARAMPUR, P.O. BANDIPUR DIST PASCHIM MEDINIPUR ,PASCHIM MEDINIPUR ,WEST BENGAL PIN 721260
Branch
Howrah

UCBA0000065

552, G T ROAD S HOWRAH ,HAORA ,WEST BENGAL PIN 711101
Branch
Jhorehat Howrah

UCBA0000403

SHOVA APARTMENT ANDUL STATION ROAD CHOWMATHA JHOREHAT, HOWRAH ,HAORA ,WEST BENGAL PIN 711302
Branch
Junbedia

UCBA0001471

VILLAND P.O. JUNBEDIA DT. BANKURA JUNBEDIA BY PASS MORE ,BANKURA ,WEST BENGAL PIN 722155
Branch
Kona

UCBA0000622

KONA,BAGPARA P.O. KONA DIST. HOWRAH ,HAORA ,WEST BENGAL PIN 711323
Branch
Liluah

UCBA0000532

268, G.T.ROAD, LILUAH,PUSHPANJALI APPARTMENT,HOWRAH ,HAORA ,WEST BENGAL PIN 711204
Branch
Mahiari

UCBA0000389

P.O. ANDUL MOURI DIST. HOWRAH ,HAORA ,WEST BENGAL PIN 711302
Branch
Mugkalyan

UCBA0000818

VILL PO.MUGKALYAN DIST HOWRAH ,HAORA ,WEST BENGAL PIN 711312
Branch
Nibra

UCBA0000398

VILL MUNSIDANGA P.O. BANKRA DT HOWRAH ,HAORA ,WEST BENGAL PIN 711403
Branch
Panchla

UCBA0000399

ASIMA NIVAS VILL..PANCHLA PO.PANCHLA DIST.HOWRAH ,HAORA ,WEST BENGAL PIN 711322
Branch
Par RadhaNagar

UCBA0000672

VILL PENRO P . O PENRO DIST HOWRAH, WB VILL PO PENRO PS UDAYNARAYANPUR DIST HOWRAH ,HAORA ,WEST BENGAL PIN 713384
Branch
Paschim GaziPur

UCBA0002666

VILL P.O GAZIPUR P.S. AMTA BLOCK AMTA II DIST. HOWRAH ,HAORA ,WEST BENGAL PIN 711413
Branch
Salkia

UCBA0003293

176 G.T. ROAD NORTH P.O SALKIA HOWRAH ,HAORA ,WEST BENGAL PIN 711106
Branch
Sankarhati Howrah

UCBA0000836

VILL SANKARHATI P.O. MUNSHIRHAT DIST. HOWRAH ,HAORA ,WEST BENGAL PIN 711410
Branch
ShyamPur

UCBA0000816

VILL. AND P.O. SHYAMPUR DIST. HOWRAH. ,HAORA ,WEST BENGAL PIN 711314
Branch
UdaynarayanPur

UCBA0000890

VILL UDAYNARAYANPUR P.O. UDAYNARAYANPUR DIST HOWRAH ,HAORA ,WEST BENGAL PIN 711266
Branch
Unsani

UCBA0000874

VILL AND POST UNSANI DISTT HOWRAH ,HAORA ,WEST BENGAL PIN 711302

What are Uco Bank IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Uco Bank IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Uco Bank IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Uco Bank Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Uco Bank Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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