IFSC Code of Union Bank Of India, Andhra Pradesh, Chittoor, Mangalam

UBIN0823104

Union Bank Of India

Union Bank Of India

IFSC Code

UBIN0823104
Bank Name Union Bank Of India
District Chittoor
State Andhra Pradesh
Address 9 679 Karakambadi Main Road Opp To Mangalam Quarters Tirupathi 517507
Phone +918772282277

UPI

Available

NEFT

Available

RTGS

Available

IMPS

Available

IFSC Code of the Union Bank Of India Branch Near You

List of all Union Bank Of India Branch IFSC Code

Air Bye Pass Road Spmvv

UBIN0810827

19,NEW BALAJI COLONY,AIR BYPASSTIRUPATHI
B Kothakota

UBIN0823031

H NO 13 35 TO 36,B KOTHAKOTA,CHITTOR DIST,517370
Bairagipatteda

UBIN0823066

19 12 37 ARCH ROAD BAIRAGIPATTEDA TIRUPATI 517520
BalajiNagar Tirupathi

UBIN0800333

BALAJI COLONY,BALAJINAGARTIRUPATHI A.P
Bodevandla Palli

UBIN0827631

BODEVANDLA PALLI,YERRAVARIPALLI MDL,CHITTOOR DIST,ANDHRA PRADESH,517194
Chandragiri

UBIN0810266

9-31/6-9 NEAR BUS ST,NEWPETCHANDRAGIRICHITTOOR DIST,AP
Chinagottigallu

UBIN0807753

CHITTOOR DISTA.P
Chittoor

UBIN0900346

11458 1ST FLOOR,OLD TALUK KACHERI ST,CHITTOOR 517001
Chittoor

UBIN0800813

NO.18/957,958HIGH ROAD,CHITTOOR,AP
Damalacheruvu

UBIN0823007

1 94 REDDI VARI STREET DAMALACHERUVU PAKALA MANDAL CHITTOOR DT 517152
Darga Junction

UBIN0817414

DARGA JUNCTION,14-1246,KAVERI CROSSRAMNAGAR COLONY,CHITTOOR DISTT
Dravidian University

UBIN0815390

DRAVIDIAN UNIVERSITYKUPPAM,CHITTOR
DurgaNagar Colony

UBIN0823074

ANDHRA BANK GREAMSPET VELLORE ROAD CHITTOOR 517002
Gollapalli

UBIN0819034

3-31& 32,NEHRU STREET,GOLLAPALLI VILLAGEBANGARUPALEM MANDAL
Gurramkonda

UBIN0822957

HNO 2 85 1 BESIDE MRO OFFICE MAIN ROAD GURRAM KONDA CHITTOOR DT AP 517297
Kalakada

UBIN0808172

1-47BAZAR STREET,KALAKADAVALAPADU TQ,CHITOOR DIST,AP
Kalicherla

UBIN0808202

KALICHERLAPRDDAMANDEM MANDAL,CHITOOR DIST
Kanipakam

UBIN0813613

D NO 6-112/A,BAZAAR STREETKANIPAKAM,CHITTOOR DT
Karkambadi

UBIN0814067

TIRUMALA BY PASSTIRUPATHI
KarvetiNagaram

UBIN0823091

MATCHAVILASAM STREET KARVETINAGARAM CHITTOORDT AP 517582
Kattamanchi

UBIN0822931

NEAR SAIBABA TEMPLE REDDY AND REDDY COLONY KATTAMANCHI CHITTOOR DT
Khadi Colony

UBIN0825719

D NO 18 1 710,KENS GRAND RESIDENCY,RAMACHANDRA NAGAR,TIRUPATHI
Kollabylu

UBIN0820997

SRI SAI NILAYAM,2ND WARD,2 BY 250 12 3,RAMIREDDY LAYOUT,NEW MARKET YARD,MADANAPALLE,ANDHR
Kongareddipalle

UBIN0811599

O2-1087,OPPSHERMA GIRL S HIGH SKOGAREYPALLI,CHITTOOR
Kothapalle

UBIN0822604

49 KOTHAPALLI S R PURAM CHITTOOR DT ANDHRA PRADESH 517167
Kuppam

UBIN0914461

D.NO. 14187, A.P. VAJRAVELUCHETTY STREET, KUPPAM, CHITTOOR DIST517425
Madanapalli

UBIN0803707

CTM ROADMADANAPALLI CHITTOOR
MaharajaPuram

UBIN0822965

3 445 BAZAAR STREET KANAKAMMA CHATRAM TIRUVALLUR DIST 631204
NagalaPuram

UBIN0823015

3 8 PUTTUR ROAD NAGALAPURAM CHITTOOR DT 517589
Nagari

UBIN0810410

DOOR NO 10-8-263,AKN COMPLEX,FIRST FLOORPRAKASAM ROAD,NAGARI CHITTOOR DIST,AP
Nagaripalli

UBIN0818178

D NO 7/352-5,OPP AGRL MARKET YARDNAGARIPALLI,KALIKIRI,CHITOOR DIST
Nethekuppam

UBIN0822922

ANDHRA BANK NETHEKUPPAM RAMACHANDRAPURAM MANDAL 517561
P Kothakota

UBIN0932787

NEAR AMBEDKAR STATUEPAKALA CHITTOOR MAIN ROAD ON TIRUPATI CHITOOR HIGHWAY CHITOOR
PadmavathiNagar

UBIN0817490

PADMAVATHINAGAR,MUTHYALAREDDYPALLI,SRI PADMAVATHI MAHILA VISWA VIDYALAYAM CAMPUS
Pakala

UBIN0810207

63/19PARK STREETP A K A L A,CHITTOOR DIST,AP
Palamaneru

UBIN0818186

D NO.17-35,GROUND FLOORSHAHS PLAZA,MAREMMA GUDI STREET
Papanaidupet

UBIN0821446

DNO 1 68 1,MUSLEEM STREET,PAPANAIDUPET,YERPEDU MANDAL,CHITTOOR
Pedda Panjani

UBIN0823023

HNO 5 553 MAIN ROAD PEDDA PANJANI CHITTOOR DT AP 517408
Penumur

UBIN0902543

MAIN ROAD, PENUMUR 517126
Perur

UBIN0806129

4-70 DWARAKANAGAR,OPP AGRL.COLLEGESTAFF QUARTER,PERUR VILLAGE,TI
Petamitta

UBIN0812561

MANGAL ELECTRO SYSTE,PETAMITTA,TALUPULAPALLI POST,CHITTOOR DI
Pichaturu

UBIN0809004

BAZAR STREETMAIN ROAD,PITCHATUR,CHITOOR DI
Polavaram

UBIN0809161

POLAVARAMPOOTHALAPATTU MANDAL,CHITOOR D
Punganur

UBIN0818194

SURVEY NO 113/6,RTC BUS STAND ROADPUNGANURU
Punganur

UBIN0566837

SURVEY NO 128,1ST FLR OPP MPDO OFF, MADPL RD PUNGANURU ANDHRA PRADESH PIN-517247
RaghavarajaPuram

UBIN0823040

OPP ANDHRA FRUIT NURSERY RAGHAVARAJA PURAM KADAPA DIST 516105
RajajiNagar

UBIN0822949

PLOT NO 13 D NO 23 330 2 JOURNALIST COLONY PUTTUR MAIN ROAD RAJAJINAGAR
Ramanuja Circle, Tirupathi

UBIN0809918

19-9-3/A/5 RAMANUJA CIRCLETIRUPATHI,CHITOOR DIST,AP
Regional Office Tirupathi

UBIN0578657

S V UNIVERSITY CAMPUS,BEHIND ADMINISTRATIVE BUILDING,TIRUPATHI 517502
S V Medical College

UBIN0805203

5-6-21 S V MED COLLETIRUPATHI,CHITTOOR DIST
S V University Campus Branch

UBIN0810321

S.V.UNIVERSITY CAMPUSTIRUPATI,CHITTOOR DIST
Sanskrit Vidya Peeth

UBIN0814661

RASHTRIYA SANSKRIT VIDYAPEETHACENTRAL UNIVERSITY,TIRUPATHI
Santha Vellore

UBIN0576808

SURVEY NO 662 6B NORTH STREET PIN CODE 517645
ShantiPuram

UBIN0823805

2 2 42,R S COMPLEX,SHANTIPURAM VILLAGE AND MANDAL,CHITTOOR DIST,517423
Somala

UBIN0902985

G.V. RATHNAM COMPLEX, TIRUPATHI ROAD, SOMALA 517257
Sri Kalahasti

UBIN0918211

16957 1 , PANAGAL,SRIKALAHASTI,DIST.CHITTOOR 517640 ANDHRA PRADESH
Sri Vidya Nikethan

UBIN0815403

ETIRUPATHICHITTOR DIST,ANDHRA PRADESH
Srikalahasthi

UBIN0805149

IBBUMILICII.
T K Street

UBIN0826782

H NO 8 3 310 KOTHA VEEDHI T K STREET TIRUPATI 517501
Thavanampalle

UBIN0823082

D NO 1 90 MAIN ROAD THAVANAMPALLE KANIPAKAM POST 517131
Thottambedu

UBIN0819042

D NO 1-87,EEDULAGUNTA,CHENNAI ROADSRIKALAHASTI,THOTTAMBEDU,CHITTOR DIST
Thummalagunta

UBIN0820989

S V VETERINARY UNIVERSITY CAMPUS,THUMMALAGUNTA,TIRUPATHI 517502
Tirumala

UBIN0805581

CHANDRAGIRI T QTIRUMALA,CHITOOR DIST,AP
Tirupathi

UBIN0805599

1-1-12-13,MAIN BRANCH,BERI STREET,TIRUPATICHITOOR DIST
Tirupati

UBIN0905577

NO.37,GANDHI ROAD,TIRUPATI 517 501
Ttd Administrative Building

UBIN0801313

MAIN ROAD,TTD ADMIN BLDGTIRUPATHI,CHITTOR DIST
Union Loan Point Tirupathi

UBIN0573256

D NO 8 50 1B 1ST FLOOR AIR BYE PASS ROAD TIRUPATI ANDHRA PRADESH PINCODE 517502
V Kota

UBIN0819026

D NO.-6-918,KUPPAM ROAD,VENKATAGIRI KOTAV KOTA MANDAL
Yerpedu

UBIN0806561

PDUSKLS QCOO DSP
Yogimallavaram

UBIN0823058

HNO 11 142 1 TIRUCHANUR TIRUPATHI ROAD YOGIMALLAVARAM CHITTOOR DT 517503

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code issued by the Reserve Bank of India to every bank branch in India. This code is used to uniquely identify each branch and facilitates easy electronic payments. In the Indian banking system, the IFSC code is essential for smooth electronic transactions like NEFT, RTGS, and IMPS. Each IFSC code is specifically assigned to a branch, making it easily identifiable and ensuring every transaction is executed perfectly.

IFSC Code Structure

The IFSC code is an 11-character code that follows the structure below:

  • First Four Characters: Alphabets indicating the bank's name. In "BANK0123456," "BANK" signifies the bank.
  • Fifth Character: This is always '0' (zero), reserved for future use to ensure flexibility.
  • Last Six Characters: Either alphabets or numbers characterizing the specific branch of the bank.

Example: In the IFSC code "SBIN0016654," "SBIN" identifies the bank, and "016654" identifies the branch. This unique format makes every branch easily identifiable.

How to Obtain the IFSC Code

Finding an IFSC code is easy. Here are a few methods:

  • Cheque Book: Look at the upper-left section of the cheque leaves issued by the bank for your IFSC code.
  • Bank Passbook: The IFSC code is also provided on the first page of the bank passbook given when you open an account.
  • Official Website of the Bank: Nearly all banks offer an online search facility where you can find the IFSC code of their branches.
  • Online Banking Portals: Within online banking services, you can find the IFSC code for your branch or any other.
  • Mobile Banking Apps: Most banking apps have an option for branch details, where you can check the IFSC code.
  • RBI Website: The Reserve Bank of India maintains a comprehensive list of all banks and their branches with their respective IFSC codes.
  • Third-Party Websites: Some third-party websites that offer fund transfer services provide the IFSC code based on the bank and branch name.

Why is the IFSC Code Important in Fund Transfers?

The IFSC code is crucial for various electronic fund transfers. Here’s how it is used in different payment systems:

  • NEFT (National Electronic Funds Transfer): IFSC Codes facilitate the transfer of funds from one bank account to another in India, ensuring transactions are forwarded to the right bank and branch smoothly and without mistakes.
  • RTGS (Real-Time Gross Settlement): For high-value transactions, the IFSC code ensures secure and instant monetary transfers through real-time gross settlement.
  • IMPS (Immediate Payment Service): The IFSC code enables instant fund transfers, especially between different banks. IMPS operates 24/7, and the IFSC code ensures the transaction is directed to the correct branch instantly.
  • Error Prevention: Using the correct IFSC code reduces the chance of remitting money to the wrong account due to an incorrectly entered IFSC code. It acts as a control checkpoint to ensure the transaction is being sent to the intended recipient's bank branch.

What is the Use of an IFSC Code?

The IFSC code has numerous uses within the banking system:

  • Enable Electronic Transfers: IFSC codes are essential for electronic transactions such as NEFT, RTGS, and IMPS. No transaction can be made without this code.
  • Unique Identification of Bank Branch: Every IFSC code uniquely identifies a particular bank branch to ensure transactions reach the right destination.
  • Ensures Risk-Free Transactions: The IFSC code ensures that money reaches the correct bank and branch, eliminating errors in the transaction process.
  • Enables Online Banking: IFSC codes are crucial when adding a new beneficiary in online banking systems, ensuring the correct routing of funds.

Importance of Loan and Interest Calculator

Calculators are indispensable tools for financial planning, helping users make informed decisions. Here are some of the most commonly used types:

Loan Calculators

  • Loan Calculator Vehicle: Helps determine monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
  • Loan Calculator VA: Tailored for VA loans, assisting veterans in calculating their mortgage payments.

EMI Calculators

  • EMI Calculator for Home Loan: Calculates the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator US: Designed for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 years: Estimates returns over a 15-year period.
  • PPF Calculator 30 years: Projects returns over a 30-year period

Conclusion

The IFSC code is a vital part of the Indian banking world, ensuring safe and easy online fund transfers. Whether you are doing NEFT, RTGS, or IMPS, the IFSC code ensures that your money reaches its intended destination. It is also significant in handling cheques, where the MICR code plays an important role. Together, these codes are crucial in enabling the smooth operation of banking transactions. Understanding their importance and correct use is indispensable for anyone dealing with electronic transactions in India.

Frequently Asked Questions

The IFSC code ensures the correct routing of electronic fund transfers to the concerned bank's particular branch, reducing errors and making transactions secure.

The IFSC code can be found on the bank's checkbook, passbook, official website, RBI website, or mobile banking application.

No, different branches of every bank have different IFSC codes to identify each branch correctly for internet-based transactions.

If you enter the wrong IFSC code while transferring funds, the transaction may be declined or sent to the wrong bank. Immediately contact your bank to rectify the issue.

The IFSC code comprises 11 characters: the first four characters represent the bank, the fifth is '0', and the remaining six describe the specific branch.

No, the IFSC code is designed for domestic electronic fund transfers in India. International transactions are made using SWIFT codes.

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