Select Branch for Union Bank Of India in Krishna, Andhra Pradesh

Choose a branch to view IFSC code and details

Branch
Adavinekkalam

UBIN0903485

4156 VIJYAWADANUZVID MAIN RD,VIA NUNNA,ADAVINEKKALAM 521212
Branch
Agiripalli

UBIN0800031

AGIRIPALLI MANDALKRISHNA DIST,AP
Branch
AjitsingNagar Vijayawada

UBIN0802239

DOOR NO.77-1/1-3APRAKASHNAGAR
Branch
Alapadu

UBIN0807231

D.NO.1-61KOLLETIKALAPADU,KAIKALURU MANDAL,KRISH
Branch
AutoNagar Vijayawa

UBIN0807141

D100 FEET ROADJAWAHAR AUTONAGAR,VIJAYWADA KR
Branch
Avanigadda

UBIN0822884

DOOR NO 5-249 NEAR GALIGOPURAMMAIN ROAD
Branch
Balaji Nagar

UBIN0813575

D.NO.41-1/18-3,SAMBASIVANILAYAMBALAJINAGAR VIJAYAWADA
Branch
Bantumilli

UBIN0800368

MAIN ROAD,BANTUMILLI,KRISHNA DIST,AP
Branch
Bazar Branch Vijay

UBIN0800392

AMAIN BAZAR,SAMARANGAM CHOWKVIJAYAWADA,KRISHNA DIST A.P
Branch
Benz Circle

UBIN0816094

SITARA TOWERS NCBN COLONYBENZ CIRCLE
Branch
Bhatlapenamarru

UBIN0807460

BHATLAPENAMARRU,MOVVA MANDAL,KRISHNA DIST,AP
Branch
BhavaniPuram

UBIN0577791

DOOR NO 76-8-10/1,FLAT NO 3&7,GROUND FR
Branch
BhavaniPuram

UBIN0812404

D.NO.76/8-1/11 CROMBAY ROADNEAR SIVALAYAM,BHAVANIPURAM,VIJAYAWADA-520012
Branch
Bhushanagulla

UBIN0800660

ANR COLLEGE CAMPUS,BHUSHANAGULLAKRISHNA DIST,AP
Branch
Challapalli

UBIN0800741

10-124,MAIN ROAD,CHALLAPALLIKRISHNA DIST,AP
Branch
ChinnaPuram

UBIN0807834

CHINNAPURAM,BANDAR TQ,KRISHNA DIST,AP
Branch
Chintalapadu

UBIN0821403

4 180,PEDDABHAVI CENTRE MAIN ROAD,CHINTALAPADU 521183
Branch
Dokiparru

UBIN0805921

MAIN ROADDOKIPARRUPAMARRU TQ,KRISHNA DIST,AP
Branch
Dondapadu

UBIN0809667

4/21(3/36 OLD),3 RD WARD,MAIN ROADGUDIVADA MANDAL,KRISHNA DIST
Branch
Edupugallu

UBIN0827461

D NO 4 89 1,EDUPUGALLU,KANKIPADU MANDAL,KRISHNA DIST,ANDHRA PRADESH,521151
Branch
Elamarru

UBIN0801291

ELAMARRU,PAMARRU TQ,KRISHNA DIST,AP
Branch
Enikepadu

UBIN0532983

AT & POST ENKEPADU, VIA RAMAVARAPPADU,DIST. KRISHNA, ANDHRA PRADESH,PIN - 521 108.
Branch
Fgmo Vijayavada

UBIN0578070

FGMO SECOND FLOOR VIJAYAVADA RR APPARAO STREET NEAR AMMA HOTEL ISLAMPET ONE TOWN VIJAYAVADA ANDHRA PRADESH PIN CODE 520001
Branch
Founders Branch Machilipatnam

UBIN0803464

ROBERTSON PET OPP POLICE STATIONMACHILIPATNAM,KRISHNA DIST,AP
Branch
Gandhi Nagar Vijaywada

UBIN0801429

D.NO.26-13-26,SANYASIRAJU STREET,GANDHI NAGAR,VIJAYWADA,KRISHNA DISTRICT
Branch
Gandhi Nagar, Nuzvidu Branch

UBIN0830488

DNO 9-313,NEAR RDO OFC,MYLAVARAM ROAD,521201
Branch
Ganguru

UBIN0815411

GANGURU CENTREVIJAYAWADA
Branch
Gannavaram

UBIN0801542

G N T ROADROYNAGAR,GANNAVARAM,KRISHNA DI
Branch
Gannavaram Krishna Dist Ap

UBIN0919624

II ROAD,SRINAGAR COLONY,GANNAVARAM MANDAL,KRISHNA DIST 521101,ANDHRA PRADESH
Branch
Ghantasala

UBIN0801437

MAIN ROAD,GHANTASALA,KRISHNA DIST,AP
Branch
Governerpeth - Vijaywada

UBIN0534641

KALESHWARA RAO ROAD, DOOR NO 27-12-19,GOVERNERPET, VIJAYAWADA,ANDHRA PRADESH, PIN - 520 002.
Branch
Governorpet Vijaywada

UBIN0801453

W27-18-85CONGRESS OGOVERNORPET,VIJAYWADA,KRISHNA
Branch
Gudavalli

UBIN0822892

HNO 1-91,BESIDES LORRY OWNERSASSOCIATIONAUTOMOTIVE DRIVING SCHOOL,NH5
Branch
Gudivada

UBIN0555347

10/137, GROUND FLOOR, YELOOR ROAD,GUDIWADA, DIST. KRISHNA,ANDHRA PRADESH, PIN _ 521 301
Branch
Gudivada

UBIN0801461

PBNO.3,ELURU ROAD,GUDIVADA,KRISHNA DIST AP
Branch
Gudlavalleru

UBIN0911348

MAIN ROAD,GUDLAVALLERU,KRISHNA DISTRICT,ANDHRA PRADESH,534235
Branch
Gunadala Vijayawada

UBIN0801585

A4-103 MAIN ROADGUNADALA,VIJAYWADA KRISHNA DIS
Branch
Gurunanak Road

UBIN0827959

D NO 59A 6 11,PLOT NO114,SY NO 132 8,NEW PT COLONY,ROAD NO 4,GURUNANAK ROAD,VIJAYAWADA,KR
Branch
Hanuman Junction

UBIN0802000

MAIN ROAD,HANUMAN JUNCTIONKRISHNA DIST,AP
Branch
Ibrahimpatnam

UBIN0810274

OPP SECURITY COLONY,V T P S MAIN ROADIBRAHIMPATNAM,KRISHNA DIST A.P
Branch
Jaggaiahpet

UBIN0917320

DOOR NO.6571C,KOPPU COMPLEX,OPPPETROL BUNK,KODAD ROAD,JAGGAIAHPETA,KRISHNA 521175 ANDHRA PRADESH
Branch
Jaggayyapet

UBIN0802573

JAGGAYYAPETKRISHNA DIST,AP
Branch
Javvarpet Machilipatnam

UBIN0802727

JAVVARPET,MACHILIPATNAM,KRISHNA DIST,AP
Branch
Jujjuru

UBIN0824330

D NO 2 55 1,MAIN ROAD,JUJJURU,VURLAPADU MANDAL,521181,KRISHNA DIST
Branch
K.t.r. Womens Colleege

UBIN0815420

PAMARRU RAOD,GUDIVADAKRISHNA DIST
Branch
Kaikaluru

UBIN0803316

GANDHI BOMMA CENTER MAIN ROADKAIKALUR,KRISHNA DIST,AP
Branch
Kalavapamula

UBIN0919080

DOOR NO 4129 KATURU ROAD KALAVAPAMULA
Branch
Kalidindi

UBIN0826952

D.NO.5-115,FIRST FLOOR,BESIDE RCM CHURCH,KOTA KALIDINDI,KALIDINDI,KRISHNA DIST
Branch
Kambhampadu

UBIN0818984

MAIN ROAD KAMBHAMPADUA KONDURU MANDAL,KRISHNA DIST,AP
Branch
Kandrika Koduru

UBIN0826561

D NO 1 54 3,KODURU NEAR KANDRIKA,G KONDURU MANDAL,KRISHNA DT,521230
Branch
Kankipadu

UBIN0910261

2153, OPP. PANCHAYAT OFFICE,LOCK ROAD,KANKIPADU
Branch
Kanuru

UBIN0814628

D NO 6-102/1,NEAR CARMEL CHURCH2ND LANE UMA SHANKAR NAGAR,KANURU
Branch
Kanuru

UBIN0915297

OPPTIME HOSPITAL,MAIN ROAD,KANURU,VIJAYAWADA,KRISHNA DIST.ANDHRA PRADESH 520007
Branch
Katur

UBIN0803260

PANCHAYAT OFFICE ROAK A T U R,VUYYUR MANDAL,KRISHN
Branch
Kaza

UBIN0808083

MAIN ROAD,KAZA,DIVI TQ,KRISHNA DI,KRISHNA DIS
Branch
Kesarapalli

UBIN0815586

KESARAPALLI BRANCH,LIBRARY STREETKESARAPALLI,GANNAVARAM MANDAL
Branch
Kodali

UBIN0806447

PRKGTMKRTP
Branch
Koduru

UBIN0813958

NKKSHNST.
Branch
Konakanchi

UBIN0802972

KONAKANCHIPENUGANCHI PROLE MANDAL,KRISHN
Branch
Kothapet Branch

UBIN0811653

KT ROAD,KOTHAPETAVIJAYAWADA
Branch
Kowtharam

UBIN0803197

7/118,MAIN ROAD,KOWTHARAM,KRISHNA DIST,AP
Branch
Krishnalanka Vijay

UBIN0803227

A41-1-115KRISHNALANKA,VIJAYWADA,KRISHNA
Branch
KrishnaPuram

UBIN0808181

KRISHNAPURAM,VIA VEERANKILOCKPAMIDIMUKKALA MANDALAM,KRISHNA
Branch
Kurumaddali

UBIN0577804

DOOR 4 111 VEDAPURAM ROAD NEAR ANJE 521157
Branch
Labbipet

UBIN0554545

SAI BALAJI COMPLEX, DOOR NO. 39-9-2,GROUND FLOOR, S. V. S. TEMPLE STREET,KRISHNA DISTRICT,VIJAYAWADA, AP-520 010
Branch
Labbipet Vijayawad

UBIN0803430

ABANDAR ROAD,LABBIPETVIJAYAWADA,AP
Branch
Lakshmi Nagar

UBIN0813176

D.NO.23-2-20A,LAKSHMI VENKATESWARA NIVAS,BHAGATSINGH ROAD,LAKSHMINAGAR
Branch
Lic Building Machil

UBIN0803421

LIC BUILDING,KENNEDY ROAD,BATCHUPETA,MACHILIPATNAM,KRISHNA DIST,AP
Branch
Lotus Landmark

UBIN0822205

LOTUS LAND MARK,NEAR RAGHAVENDRA THEATRE,RAMALINGESWARARAOPETA,VIJAYAWADA 520003
Branch
Machavaram Vijayaw

UBIN0803715

ELURU ROAD,MACHAVARAMVIJAYAWADA,KRISHNA DIST
Branch
Madura Nagar

UBIN0814474

21-9-2,MAIN ROAD,MADHURA NAGAR,VIJAYWADA
Branch
Mid Corporate Branch,vijayawada

UBIN0577944

DOOR NO.32-9-17,SECOND FLOOR,MADHU MALAXMI CHAMBERS,MADHU GARDENS,MOGALRAJAPURAM,VIJAYAWADA,KRISHNA DISTRICT,ANDHRA PRADESH,PIN 520010
Branch
MogalrajaPuram

UBIN0826031

5 TO 10 BUILDING,OPP TO SIDDARTHA ACADEMY,NEAR MOTHER THERESA STATUE,MOGALRAJAPUAM,VIJAYA
Branch
Mylavaram

UBIN0532991

TIRUVURU ROAD,AT & POST MYLAVARAM, DIST. KRISHNA, ANDHRA PRADESH, PIN - 521 230.
Branch
Mylavaram

UBIN0815624

DOOR 14-19 SVS PLAZA MAIN ROADMYLAVARAM
Branch
Nagayalanka

UBIN0803766

MAIN ROAD,NAGAYALANKNAGAYALANKA MANDAL,KRISHNA DIS
Branch
Nandigama

UBIN0803944

BANK STREETNANDIGAMA,KRISHNA DIST
Branch
Nidamanuru

UBIN0808776

GANNAVARAM T QKRISHNA DIST,AP
Branch
Nidumolu

UBIN0803936

MAIN ROAD NIDUMOLU,MOVVA MANDALKRISHNA DIST,AP
Branch
Nimmakuru

UBIN0809489

PAMARRU MANDAL,VIA NIDUMOLUKRISHNA DIST,AP
Branch
Nunna

UBIN0814440

DOOR NO 7-110,RAVI CHETTU CENTRENUNNA,KRISHNA DIST,A.P
Branch
Nuzvid

UBIN0803880

BANK STREET,NUZVIDKRISHNA DIST,AP
Branch
Pamarru

UBIN0804215

21/87,MAIN STREET,PAMARRU,KRISHNA DIST,AP
Branch
Patamata

UBIN0804240

BANDAR ROADPATAMATA,VIJAYAWADA,AP
Branch
Pattabhi Road Machi

UBIN0804266

L22/77,DR.PATTABHI ROPBNO.2,MACHILIPATNAM,KRISHNA D
Branch
Peda Ogirala

UBIN0818500

ANDHRA BANK,PEDA OGIRALA,VUYYURU MANDAL,KRISHNA DT
Branch
Pedakomira Thotamula

UBIN0821233

AMMIREDDY GUDEM POST,GAMPALAGUDEM MANDAL,KRISHNA DT 521403
Branch
Pedana

UBIN0804274

O14 OAPEAAKISHA IST
Branch
Pedapudi

UBIN0822591

D.NO.7-57,COMPLEX CENTER,PEDAPUDIMOVVA MANDAL,KRISHNA DISTRICT
Branch
Penamaluru

UBIN0804444

9-127 MAIN ROADPENAMALURU,KRISHNA DIST,AP
Branch
Penuganchiprolu

UBIN0820016

DR NO 15-52 SATRAM CENTRE MAIN ROADPENUGANCHIPROLU MADAL& VILLAGE,KRISHNA DIST
Branch
Penugolanu

UBIN0804118

GAMPALA GUDEM MANDALPENUGOLANU,KRISHNA DIST,AP
Branch
Peresepalli

UBIN0809144

PERESEPALLI,PAMARRU MANDAL,KRISHNA DIST,AP
Branch
Polavaram

UBIN0822990

DOOR NO.2-168POLAVARAM CHATRAI MANDAL KRISHNA DISTRICT
Branch
Poranki

UBIN0533009

PORANKI,DIST. KRISHNA, ANDHRA PRADESH,PIN - 521 137.
Branch
Prabodhabook Centre Branch, Vi

UBIN0812960

ED.NO.27-14-56,CSI-AS SHOPPING COMPLEXGOPALA REDDY ROAD,VIJAYAWADA,A
Branch
Prasadam Padu

UBIN0814598

DOOR NO 6-118,PRASADAM PADUVIJAYAWADA,KRISHNA DIST,A.P
Branch
Punadipadu

UBIN0809047

UUUM,HT,
Branch
Rab Vijayawada

UBIN0556505

S V S TEMPLE STREET, M.G. ROAD, VIJAYAWADA-10,KRISHNA DISTRICT,PIN-520010
Branch
Ramanakkapet

UBIN0822981

MAIN ROAD,RAMANAKKAPETMUSUNUR MANDAL
Branch
Ramavarapupadu Circ

UBIN0811921

RAMAVARAPADU CIRCLE,D.NO 48-12-1SRINIVASA NILAYAM,GUNADALA POST
Branch
Ramireddipalli

UBIN0804649

NANDIGAMA MANDALRAMIREDDIPALLI,KRISHNA DIST,AP
Branch
Reddigudem

UBIN0544370

D. NO. 753 OPP. POLICE STATIONMAIN ROAD VISSANAPET REDDIGUDEM DIST. KRISHNA ANDHRA PRADESH PIN 521215.
Branch
Ring Road, Vijayawada

UBIN0801348

RING ROAD,NEAR BENZ CIRCLEVIJAYAWADA
Branch
Rythupet

UBIN0821675

DNO 10 22 BY 23,CM ROAD,NR GEETA MANDIR,NANDIGAMA,AP 521185
Branch
SatyanarayanaPuram

UBIN0805041

D.NO.23-11-58A,NAGESWARAOPANTULU RDSATYANARAYANAPURAM,VIJAYAWADA
Branch
SeetharamPuram Vij

UBIN0805106

ADNO 30-22-76KOLLIPSEETHARAMPURAM,VIJAYAWADA,AP
Branch
Siddartha Nagar

UBIN0812340

D NO.54-18-40/5,SUNKARA SEETHARAMAYYA LANEMITHILA NAGAR,2ND LANE,VIJAYAWADA
Branch
Siris

UBIN0811092

NO.9-242/1& 9/242,BANDAR ROAD,POLYTECHNIC COLLEGE POST,SIRIS,VIJAYAWADA
Branch
Spl Agrl Finanace B

UBIN0810576

RDOOR 23/3/SAIPURGOLLAPUDI,KRISHNA DIST,AP
Branch
SrihariPuram

UBIN0802247

SRIHARIPURAM,PEDDAGOMUDINEPALLI MANDAL,KRISHNA DIS
Branch
Srikakulam

UBIN0538680

POST BOX NO. 19, M.G.KALINGA ROAD,MUNICIPAL OFFICE BUILDING, SRIKAKULAM,ANDHRA PRADESH, PIN - 532 001.
Branch
Srikakulam

UBIN0805254

MAIN ROAD,SRIKAKULAMGHANTASALA MANDAL,KRISHNA DIST
Branch
Ssi Vijayawada

UBIN0553131

DOOR NO.74-1-8, K.S.N. COMPLEX, NEARRTO OFFICE, OPP. AUTONAGAR BUS TERMINUS,
Branch
Suryaraopet

UBIN0805238

29-19-35 DORNAKAL ROSURYARAO PET,VIJAYWADA,AP
Branch
Svh College Of Engg

UBIN0815438

SVH ENGG.COLLEGE CAMPUS,POTHEPALLI VILLAGEMACHILIPATNAM MANDAL,KRISHNA DISTRICT
Branch
Tadigadapa

UBIN0811939

1-245,PANCHUMARTHI COMPLEX,TADIGADAPA CENTREBANDAR ROAD,PENAMALURU MANDAL
Branch
Telaprolu

UBIN0822175

DNO 15 210,NEAR GALIGOPURAM,TELAPROLU,UNGUTURU MANDAL,KRISHNA DT,AP 521109
Branch
Thotlavalluru A.p.

UBIN0914827

SHOP NO. 1,2,3 DOOR NO. 492, RAMACHANDRA PLAZA, BUS STAND CENTRE, THOTLAVALLURU, KRISHNA DIST.521163
Branch
Tiruvur

UBIN0805637

MAIN ROADTIRUVUR,KRISHNA DIST,AP
Branch
Valivarthipadu

UBIN0819131

VALIVARTHIPADU ANDHRA BANK,D.NO.10-219/A/3,ELURU-BHIMAVARAM BYEPASS ROAD,GUDIVADA MD,KRI
Branch
Vatsavai

UBIN0822973

MAIN ROAD VATSAVAI BR VATSAVAI MANDAL KRISHNA DT AP 521402
Branch
Veerankilock

UBIN0806005

3/43/1MAIN ROAD,VEERANKI LOCKPAMIDIMUKKALA MANDAL,KRISHNA
Branch
Velagaleru

UBIN0533017

G. KONDURU MANDALKRISHNA DISTRICT
Branch
VidyadharaPuram Vi

UBIN0805351

ANDHRA BANK,D NO.1-3-87,VIDYADHARAPURAM
Branch
Vijayawada

UBIN0806064

R R APPARAO STREET,P B NO 22ANDHRA BANK BUILDINGS,VIJAYAWA
Branch
Vijayawada Main

UBIN0532975

FIRST FLOOR, RISHABH TOWERS,DOOR NO.12-10-47,CONVENT STREET, VIJAYAWADA,ANDHRA PRADESH, PIN - 520 001.
Branch
Vijayawada Benz Circle

UBIN0907065

D.NO.409763 SAI NAGAR NH 5 BENZ CIRCLE, VIJAYAWADA 520010
Branch
Vijayawada Wholesal

UBIN0812731

JSXDUDKSDST.
Branch
Vijayawadas.n.Puram

UBIN0902039

231186 NP ROAD, SATYANARAYANAPURAM, VIJAYAWADA 520011
Branch
Vijaywada Rtl

UBIN0913987

II FLOOR SHIVANI TOWERS GOODAVALLIVARI STREET GOVERNORPET
Branch
Vissannapet

UBIN0813800

MAIN ROAD,VISSANNAPETKRISHNA DISTRICT,VIJAYAWADA
Branch
Vuyyur

UBIN0806111

ARAVEAVR,RA,A
Branch
Vuyyuru

UBIN0563960

DOOR NO. 8-132A, KATURU RD PIN CODE 521165
Branch
Yanamalakuduru

UBIN0822698

169 KRISHNANAGARYANAMALAKUDURU LAKULA ROAD
Branch
Z.golvepalle

UBIN0806684

OVRRQKRSHNDS
Branch
Zillaprashad Branch,machilipat

UBIN0811556

ZILLAPRASHAD BRANCH,MACHILIPATNAMCHILAKALAPUDI,KRISHNA DIST

What are Union Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Union Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Union Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Union Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Union Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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