Select Branch for Union Bank Of India in Kurnool, Andhra Pradesh

Choose a branch to view IFSC code and details

Branch
Adoni

UBIN0800023

19/1 OPP MUNICIPAL OFFICE PB NO 65GOTTY LOCAL FUND ROAD ADONI,KURNOOL
Branch
Adoni

UBIN0900427

D.NO.186418, MUNICIPAL MAIN ROAD, PB NO.25, ADONI 518301
Branch
Ahobilam

UBIN0818623

D.NO.2/5,SRI AHOBILAM MATT,SANNIDHI STREETAHOBILAM,ALLAGADDA MANDAL KURNOOL DIST
Branch
Allagadda

UBIN0800201

BODNE J.COLLEGELLGDDKUNOOL DISP
Branch
AshokNagar Kurnool

UBIN0802930

HNO.45/26/2B,SHOPPING COMPLEXASHOKNAGAR,KURNOOL DIST,AP
Branch
Ayyalur

UBIN0820504

4 BY 94,AYYALUR METTA,NANDYAL,KURNOOL DT,ANDHRA PRADESH 518502
Branch
Bandi Atmakur

UBIN0827665

SHOP NO 8 9 10,PRR SHOPPING COMPLEX,NEAR RTC BUSSTAND,BANDI ATMAKUR,KURNOOL DIST,ANDHRA P
Branch
Budhavarpet Kurnool

UBIN0800538

D NO 50/760-D-17 MAIN ROAD GAYATHRI ESTATEBUDHWARPET
Branch
Ch.malkaPuram

UBIN0807621

CHINA MALKAPURAM,DHONE MANDAL,KURNOOL DIST,AP
Branch
Currency Chest Kurnool

UBIN0584762

D NO.40-301, 1-B, BELLARY ROAD,OPPOSITE CITY SQUARE, TGV ANANTA MALL
Branch
Dhone

UBIN0801119

ANDHRA BANK,DHONE BR,D NO 9/33 TO 36KVS COLONY,KOTHAPETA,DHONE -518222
Branch
Dornipadu

UBIN0826766

DORNIPADU BRANCH,MAIN ROAD,KURNOOL DIST,518135
Branch
G P R Engineering College

UBIN0815217

G PULLAREDDY ENGINEERING COLLEGECAMPUSDINNEDEVARAPADU GRAM PANCHYAT KURNOOL
Branch
Ghani

UBIN0828017

MAIN ROAD,GHANI VILLAGE,GADIVEMULA MANDAL,KURNOOL DIST,518010
Branch
Kallur

UBIN0822141

DNO 77 41 UPSTAIRS INDUSTRIAL ESTATE ROAD KALLUR KURNOOL ANDHRA PRADESH 518003
Branch
Kodumuru

UBIN0827576

NEAR AMBHABHAVANI TEMPLEGUDUR ROAD,KODUMUR,KURNOOL,AP
Branch
Koilkuntla

UBIN0930890

D NO 10 181 SBI ROAD KOILKUNTLA KURNOOL 518134 ANDHRA PRADESH
Branch
Koilkuntla

UBIN0808059

1/74,RANGARAJUPETA,KOILKUNTLA,KURNOOL DIST,AP
Branch
Konidela

UBIN0808423

KONIDELA,NANDIKOTKUR MANDAL,KURNOOL DIS
Branch
Krishna Nagar

UBIN0814300

80/112 AABBAS NAGARABBASNAGAR,KURNOOL 518002
Branch
Krishnaraopet

UBIN0802948

KRISHNARAOPET,THUMMALURU POSTPAMULAPADU MANDAL,KURNOOL DIST
Branch
Kurnool

UBIN0535460

40-30, PARK ROAD, KURNOOL,DIST. KURNOOL, ANDHRA PRADESH,PIN - 518 001.
Branch
Kurnool

UBIN0902063

40326 1ST FLOOR, BRP COMPLEX, PARK ROAD, KURNOOL 518001
Branch
Kurnool Main

UBIN0803201

NEAR PEDDA MARKETKURNOOL
Branch
Kurnool Medical Col

UBIN0813796

KURNOOL MEDICAL COLLBUDHWARPET,KURNOOL
Branch
Laddagiri

UBIN0820512

D.NO 2 206,LADDAGIRI VILL,KODUMUR M,KURNOOL
Branch
LakshmiPuram

UBIN0821039

LAKSHMIPURAM BR,KALLUR MANDAL,KURNOOL DT,AP 518218
Branch
Mahanandi

UBIN0822132

MAHANANDESWARA CHOWLTRY OPP MAHANANDEESWARA DEVASTHANAM OFF MAHANANDI KURNOOLAP 518673
Branch
Nandayal Road

UBIN0812439

MADAM COMPLEX,FIRST FLOOR,BESIDE SAKUNTALA KALA MANDIR,KURNOOL
Branch
Nandikotkur

UBIN0803901

12/1450(1),1ST FLOORKG ROAD,NANDIKOTKUR,KURNOOL DI
Branch
Nandyal

UBIN0562530

HN0 25-96,SANJEVA NAGR POST NANDYAL
Branch
Nandyal

UBIN0915777

GROUND FLOOR,D NO 2568412,TTD KALYANA MANTAPAM ROAD,OPP RYTHU BAZAR,NANDYAL,DIST KURNOOL,ANDHRA PRADESH 518501
Branch
Nannur

UBIN0821268

DNO 1 BY 50,H BY O SHERKHAN,ORVAKAL MANDAL,KURNOOL 518002
Branch
Narsingaraopet Kurn

UBIN0808849

KURNOOL MUNICIPAL CO OP OFFICENARASINGARAOPET
Branch
New R.t.c.bus Stand

UBIN0811076

KRISHNA COMPLEXOPP.A.P.TRANSCO SUB STATI,KURN
Branch
Ngo Colony

UBIN0825409

ANDHRA BANK,NGO COLONY,NANDYAL,KURNOOL,518502
Branch
Noonepalli , Nandya

UBIN0810967

D.NO 28-1648E3,RAILWAY STATION ROADNOONEPALLI,NANDYAL,KURNOOL DIST
Branch
Padmavathi Nagar

UBIN0827681

MAIN ROAD,PADMAVATHI NAGAR,NANDYAL,KURNOOL DIST,518501
Branch
Palkur

UBIN0804070

3/83,BANAGANAPALLI PALKUR,KURNOOL DIST,AP
Branch
Pamulapadu

UBIN0807869

PAMULAPADU,PAMULAPADU MANDAL,KURNOOL DIST
Branch
Panyam

UBIN0825395

GANDHI ROAD,PANYAM,KURNOOL,518112
Branch
Park Road

UBIN0810959

D NO 40/29 SP SQUARE GROUND FLOOR PARK ROADGANDHI NAGAR
Branch
Patiikonda

UBIN0819492

D.NO.18-1-1/3,BESIDE RTC BUS STAND,MAIN ROAD,PATIIKONDA
Branch
Peapully

UBIN0822451

9 683 2 MAIN ROAD PEAPULLY VILLAGE KURNOOL DIST 515221
Branch
Peddachintakunta

UBIN0820385

D.NO.7 333,PEDDA CHINTAKUNTA,ALAGADDA MANDAL,KURNOOL DT,ANDHRA PRADESH
Branch
Perusomula

UBIN0809136

PERUSOMULA,SANJAMAL MANDAL,KURNOOL DIST,A
Branch
Poluru

UBIN0826316

HOLY FAMILY,CHURCH COMPLEX,MAIN ROAD,POLURU VILLAGE,NANDYAL MANDAL,KURNOOL,AP
Branch
Raithu Nagaram

UBIN0827690

ALLAGADDA ROAD,RAITHUNAGARAM VILLAGE,NANDYAL MANDAL,KURNOOL DIST,ANDHRA PRADESH,518502
Branch
RamaPuram

UBIN0822442

MAIN ROAD OWK MANDAL RAMAPURAM POST ANDHRA PRADESH 518122
Branch
Regional Office Kurnool

UBIN0578622

S.P SQUARE BUILDING,1ST FLOOR,PARK ROAD, KURNOOL
Branch
SadaPuram Arekal

UBIN0904121

ADONI ARTS SCIENCE COLLEGE CAMPUS,YEMMIGANUR RD,ADONI 518302
Branch
Santha Juturu

UBIN0930237

NEAR BUS STOP SANTHA JUTURU KURNOOL ANDHRA PRADESH
Branch
Sirvel

UBIN0825981

D NO 7 253,OPP ZP HIGH SCHOOL,MAIN ROAD,SIRVELLA,518563
Branch
Sri Ramakrishna Degree College

UBIN0815233

SRI RAMAKRISHNA DEGREE COLLEGE BRANCHSRINIVASA NAGAR,NANDYAL
Branch
SrinivasaNagar Nandyal

UBIN0815781

H.NO.25/568,SRINIVASANAGARNANDYAL,KURNOOL
Branch
Srisailam

UBIN0805157

SRISAILAM,ATMAKUR TQ,KURNOOL DIST,AP
Branch
UdumalPuram

UBIN0826324

PLOT NO 29,MAIN ROAD,AUTO NAGAR,NANDYAL,518502
Branch
Urukunda

UBIN0819506

D NO.4-172,ADONI ROAD,KOWTALAM MANDALURUKUNDA,KURNOOL
Branch
Veldurthy

UBIN0819484

D.NO.13-110-2,SAMEER REDDY COMPLEXRAMALLAKOTA ROAD
Branch
Venkata Ramana Colony

UBIN0815250

D NO 45/142-A-27A,VENKATA RAMANA COLONYKURNOOL
Branch
Vignan Mandir Vidya

UBIN0811254

B-CAMP,NEAR VIGNAN MANDIRKURNOOL
Branch
Yemmiganur

UBIN0806528

VAJRAGIRI SHOPPING COMPLEX,NEAR RTC BUSSTAND,OPP.POLICE STATION,YEMM
Branch
Yemmiganur

UBIN0918938

D NO 11557,GANDHI NAGAR,OPP LANE TO BUS STAND PARK ROAD,YEMMIGANUR DIST KURNOOL 518360, ANDHRA PRADESH

What are Union Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Union Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Union Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Union Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Union Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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