IFSC Code of Union Bank Of India, Andhra Pradesh, Prakasam, Podili

UBIN0804592

Union Bank Of India

Union Bank Of India

IFSC Code

UBIN0804592
Bank Name Union Bank Of India
District Prakasam
State Andhra Pradesh
Address 22,pod,pdt,
Phone +918499242228

UPI

Available

NEFT

Available

RTGS

Available

IMPS

Available

IFSC Code of the Union Bank Of India Branch Near You

List of all Union Bank Of India Branch IFSC Code

A B V Palem

UBIN0541737

AT POST ANNAMBHOTLAVARIPALEMMAIN ROAD DIST. PRAKASAM ANDHRA PRADESH PIN 523171
Adda Dosarka

UBIN0919250

NEAR BUS STAND.ADDA DOSARKA,TEHSIL BHUNGA,DIST.HOSHIARPUR 144210,STATE PUNJAB
Addanki

UBIN0800279

34-22,ONGOLE ROAD,REVENUE WARD NO.4ADDANKI,PRAKASAM DIST
B.nidamanuru

UBIN0807516

5-50 MAIN BAZAR,B.NIDAMANURU,NAGULUPPALAPADU MANDAL,PRAKASAN DIST AP
Chilakapadu

UBIN0544451

AT POST CHILAKAPADU SANTHNUTHALPADU DIST. PRAKASAM ANDHRA PRADESH PIN 523225
Chimakurthi

UBIN0800783

19/521,MAIN BAZAR,CHIMAKURTHI,PRAKASAM DIST,AP
Chirala

UBIN0904821

D.NO.13731 POLIMERA ROAD,CHIRALA 523155
Chirala

UBIN0800805

15-293,MUNCIPAL OFFIPBNO.5,CHIRALA,AP
Court Street Ongole

UBIN0800899

NO.9-2-9,COURT STREENEAR JAYARAM TALKIES,ONGOLE,AP
Csr Sarma College

UBIN0811475

DEVUDU CHERUVU,HOUSING BOARD AREAONGOLE,PRAKASAM DISTRICT
Cumbum

UBIN0815594

8-6 NAYAK STREETCUMBUM
Darsi

UBIN0813451

D NO 5-21-23 SUBRAHMANYA BUILDINGMLANCOJANAPALLY ROAD DARSI,PRAKASHAM DIST
Doddavaram

UBIN0807982

DODDAVARAM(VILLAGE& POSTMADDIPADU MANDAL,PRAKASAM DIST
Dornala

UBIN0830968

HO SRI VECHA HARA GOPAL D NO 4 160KG ROAD NEAR NATARAJ CIRCLE
Duddukuru

UBIN0823449

D.NO.1-39,MAIN ROAD,DUDDUKURU VILLAGE,INKOLLU MANDAL
East Gangavaram

UBIN0801909

BODDIKURAPADU ROAD,EAST GANGAVARAM,TALLURU M,PRAKASAM DIST,AP
Fi-koppolu

UBIN0565962

KOPPOLU(AT & POST) ONGOLE(TALUKA) CITY - PRAKASAM DISTT.PRAKASAM PIN-523287 ANDHRA PRADESH
Gangavaram K

UBIN0918113

DOOR NO.1231 NEAR SIVALAYAM,MAIN ROAD,K GANAGAVARAM,NEAR KOTIPALLY,VIARAMACHANDRAPURAM,EAST GODAVAR 533305 AP
Gavinivaripalem

UBIN0801658

IIILMBCHODUODL(OST)KSMDIST
Giddaluru

UBIN0810380

STATION ROAD,GIDDALURU,PRAKASAM DIST,AP
Inkollu

UBIN0802328

8/73,PARCHUR ROADWARD NO.8,INKOLLU PRAKASAM DIST
Kambaladinne

UBIN0801968

KAMBALADINNE,PAMUR MANDAL,PRAKASAM DIST,AP
Kamepalli

UBIN0542946

HOUSE NO.11 AT POST KAMEPALLY KONDEPI DIST. PRAKASAM ANDHRA PRADESH PIN 523271
Kandukur

UBIN0803049

NEAR INDANE GAS OFFICE,PAMUR ROADKANDUKUR,PRAKASAM DIST,AP
Kandukuru

UBIN0910244

DOOR NO 2225 3,1ST FLOOR,SRIRAMA COMPLEX,NEAR BUSSTAND,KOVVUR ROAD,KANDUKURU
Kandukuru

UBIN0545767

GUPTA'S PLAZA, GROUND FLOOR,PAMURU ROAD, DIST. PRAKASAM, KANDUKUR,
Kanigiri

UBIN0929468

5 14C,BESIDE COURT KANIGIRI KANDUKURU ROAD,KANIGIRI PRAKASHAM DIST 523230 ANDHRA PRADESH
Kanigiri

UBIN0803367

AIIIAIII MADALPAASAM DIST
Karamchedu

UBIN0803324

4-101,MAIN ROAD,KARAMCHEDU,PRAKASAM DIST,AP
Komarole

UBIN0808091

KOMAROLE,KOMAROLU MANDALAM,PRAKASAM DIS
Konakanamitla

UBIN0545759

KONAKANAMITLA DIST.PRAKASAM KRISHNA ANDHRA PRADESH PIN 523241
Kondapi

UBIN0826383

MADDULUR ROAD KONDAPI PRAKASAM DT AP
Kotapadu Agraharam

UBIN0809608

UHMNNUMNMSMS
Kunchepalli

UBIN0547441

AT POST KUNCHEPALLI PODILI MANDAL DIST.PRAKASAM ANDHRA PRADESH PIN 523240
Kunkalamarru

UBIN0808164

MAIN ROAD,KUNKALAMARKARAMCHEDU MANDAL,PRAKASAM DIS
Kurichedu

UBIN0815811

1ST FLOOR,D.NO 2/173 B,VINUKONDA ROAD
Lakkavaram

UBIN0564591

LAKKAVARAM MAIN ROAD CHODAVARAM MANDAL LAKKAVARAM ANDHRAPRADESH 531075
MarkaPur

UBIN0919543

9 BY 187,9 BY 188 NEAR SATYA NARAYANA SWAMI TEMPLE,MARKAPUR,PRAKASHAM 523316,ANDHRA PRADESH
MarkaPur

UBIN0810673

CUMBUM ROAD,MARKAPUR MANDALMARKAPUR,PRAKASAM DISTRICT
MarkaPur

UBIN0576352

SURVEY NO 309B GROUND FLRCUMBUM RD MARKAPUR ANDHRA PRADESH PIN 523316
Marturu

UBIN0813877

NTPKSSTP
Medapi

UBIN0802549

MEDAPI MAIN ROADTRIPURANTAKAM(MANDAL),PRAKASAM DISTRICT
Medarametla

UBIN0815705

2ND FLOOR,OPP BUS STANDMEDARAMETLA,PRAKASAM DIST
Munagapadu

UBIN0547450

AT MUNAGAPADU KONAKANAMITLA MANDAL DIST.PRAKASAM ANDHRA PRADESH PIN 523241
N K R M Jr.college

UBIN0811823

D.NO 7/86 KURNOOL ROADONGOLE
Naguluppalapadu

UBIN0808806

NAGULUPPALAPADU,PRAKASAM DIST,AP
Nandanavanam

UBIN0932060

HOUSE NO 280 MAIN ROAD NANDANAVANAM PRAKASAM 523101
Ongole

UBIN0533076

POST BOX NO. 12, GANDHI ROAD, ONGOLE,DIST. PRAKASAM, ANDHRA PRADESH,PIN - 523 002.
Ongole

UBIN0804002

337-1-350,TRUNK ROADONGOLE,AP
Ongole

UBIN0902756

2317 1 COURT CENTRE,GANDHI ROAD,ONGOLE 523001
Pamur

UBIN0804436

4-142,143,MAIN ROAD,PAMUR,KANIGIRI TQ,PRAKASAM DIS
Pandillapalli

UBIN0823431

D.NO.11-13,BLOCK NO 11 PANDILLAPALLI VILLAGE,VENTAPALEM MANDAL,PRAKASAM DIST
Parchoor

UBIN0533084

DOOR NO. 9/32, NEW BUS STAND, PARCHOOR, DIST. PRAKASAM, ANDHRA PRADESH, PIN - 523 169.
Peda Ambadipudi

UBIN0829391

D NO.4-114,RAMALAYAM STREET,PEDA AMBADIPUDI,BALLIKURAVA MDL,PRAKASAM DIST
Perala

UBIN0804452

20-90,MAIN ROAD,PERALA,PRAKASAM DIST,AP
Ponnalur

UBIN0801879

UUMKMIT
Punur

UBIN0804517

PUNUR,PRAKASAM DIST,AP
Rajam

UBIN0557358

SRI SITA RAMA COMPLEXPALAKONDA ROAD
Ravinuthala

UBIN0537195

3152 GANDHI BAZAR RAVINUTHALA MEDARMETLA DIST. PRAKASAM ANDHRA PRADESH PIN 523213.
Ravinuthala

UBIN0804827

GANDHI ROAD,RAVINUTHALA,PRAKASAM DIST,AP
Regional Office Ongole

UBIN0578649

2ND FLOOR,37-1-406(25),2ND LINEBHAGYANAGAR ONGOLE
Rims

UBIN0817562

DNO.37-1-421(9),IV FLOOR,5TH LANE,BHAGYANAGAR,ONGOLE -523001
Santharavuru

UBIN0533092

AT SANTHARAVURU CHINAGANJAM MANDAL DIST. PRAKASAM ANDHRA PRADESH PIN 523185.
Sbmc

UBIN0817830

SRI BAPUJI MARKET COMPLEXNEAR ADDANKI BUS STAND,ONGOLE
SeetharamPuram

UBIN0801933

SEETHARAMPURAM,HANUMANTHUNIPADU MANDAL,PRAKASAM DIST,AP
Singarayakonda

UBIN0805092

NEAR BUS STAND,TRUNKSINGARAYAKONDA,PRAKASAM DIST,A
Ssn Degree College,

UBIN0813052

MANGAMUR ROADDIST-PRAKASAM,ONGOLE,ANDHRA PRADESH
Tangtur

UBIN0918229

KAMNANI RAMAIAH COMPLEX,KONDEPI ROAD, TANGUTUR,DISTPRAKASAM 523274 ANDHRA PRADESH
Tangutur

UBIN0809837

TANGUTUR,ONGOLE TQ,PRAKASAM DIST,AP
Tangutur

UBIN0565148

D.NO.13/225 GR FL OLD GT RD,PRAKASAM DIS CITY - TANGUTUR DISTT.PRAKASAM PIN-523274 ANDHRA PRADESH
Thimmasamudram

UBIN0805564

THIMMASAMUDRAM,VIA VETAPALEM,PRAKASAM DIST,AP
Thurpunaidu Palem

UBIN0819336

MAIN ROAD
Ulavapadu

UBIN0821187

6 136,BESIDE OLD SBI BUILDING,KRISHNA NAGAR,ULAVAPADU,PRAKASAM DT,AP
Uppalapadu

UBIN0805840

UPPALAPADU,PODILI MANDAL,PRAKASAM DIST AP
Uppalapadu - Koru

UBIN0544086

AT POST KORU UPPALAPADU TANGUTUR DIST. PRAKASAM ANDHRA PRADESH PIN 523279
Uppugundur

UBIN0805815

3RD WARD,BANK STREETUPPUGUNDUR,NAGULUPPALAPAD,PRAK
Veerannapalem

UBIN0806170

2,L,CU,KT,
Vetapalem

UBIN0806030

OO,P,P,PK,P,
Y.charlapalli

UBIN0806609

EUCLPLLOLLPKTP
Yeddanapudi

UBIN0806552

AAUAGAAAAAATA
Yedlurupadu

UBIN0829960

YEDLURUPADU VILLAGE,H NO 2 162,JARUGUMALLI MANDAL,PRAKASAM DIST,523105
Yerragondapalem

UBIN0819417

D.NO.2-216,KOTHAMASU COMPLEXMAIN ROAD YERRAGONDAPALEM,PRAKASHAM DIST

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code issued by the Reserve Bank of India to every bank branch in India. This code is used to uniquely identify each branch and facilitates easy electronic payments. In the Indian banking system, the IFSC code is essential for smooth electronic transactions like NEFT, RTGS, and IMPS. Each IFSC code is specifically assigned to a branch, making it easily identifiable and ensuring every transaction is executed perfectly.

IFSC Code Structure

The IFSC code is an 11-character code that follows the structure below:

  • First Four Characters: Alphabets indicating the bank's name. In "BANK0123456," "BANK" signifies the bank.
  • Fifth Character: This is always '0' (zero), reserved for future use to ensure flexibility.
  • Last Six Characters: Either alphabets or numbers characterizing the specific branch of the bank.

Example: In the IFSC code "SBIN0016654," "SBIN" identifies the bank, and "016654" identifies the branch. This unique format makes every branch easily identifiable.

How to Obtain the IFSC Code

Finding an IFSC code is easy. Here are a few methods:

  • Cheque Book: Look at the upper-left section of the cheque leaves issued by the bank for your IFSC code.
  • Bank Passbook: The IFSC code is also provided on the first page of the bank passbook given when you open an account.
  • Official Website of the Bank: Nearly all banks offer an online search facility where you can find the IFSC code of their branches.
  • Online Banking Portals: Within online banking services, you can find the IFSC code for your branch or any other.
  • Mobile Banking Apps: Most banking apps have an option for branch details, where you can check the IFSC code.
  • RBI Website: The Reserve Bank of India maintains a comprehensive list of all banks and their branches with their respective IFSC codes.
  • Third-Party Websites: Some third-party websites that offer fund transfer services provide the IFSC code based on the bank and branch name.

Why is the IFSC Code Important in Fund Transfers?

The IFSC code is crucial for various electronic fund transfers. Here’s how it is used in different payment systems:

  • NEFT (National Electronic Funds Transfer): IFSC Codes facilitate the transfer of funds from one bank account to another in India, ensuring transactions are forwarded to the right bank and branch smoothly and without mistakes.
  • RTGS (Real-Time Gross Settlement): For high-value transactions, the IFSC code ensures secure and instant monetary transfers through real-time gross settlement.
  • IMPS (Immediate Payment Service): The IFSC code enables instant fund transfers, especially between different banks. IMPS operates 24/7, and the IFSC code ensures the transaction is directed to the correct branch instantly.
  • Error Prevention: Using the correct IFSC code reduces the chance of remitting money to the wrong account due to an incorrectly entered IFSC code. It acts as a control checkpoint to ensure the transaction is being sent to the intended recipient's bank branch.

What is the Use of an IFSC Code?

The IFSC code has numerous uses within the banking system:

  • Enable Electronic Transfers: IFSC codes are essential for electronic transactions such as NEFT, RTGS, and IMPS. No transaction can be made without this code.
  • Unique Identification of Bank Branch: Every IFSC code uniquely identifies a particular bank branch to ensure transactions reach the right destination.
  • Ensures Risk-Free Transactions: The IFSC code ensures that money reaches the correct bank and branch, eliminating errors in the transaction process.
  • Enables Online Banking: IFSC codes are crucial when adding a new beneficiary in online banking systems, ensuring the correct routing of funds.

Importance of Loan and Interest Calculator

Calculators are indispensable tools for financial planning, helping users make informed decisions. Here are some of the most commonly used types:

Loan Calculators

  • Loan Calculator Vehicle: Helps determine monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
  • Loan Calculator VA: Tailored for VA loans, assisting veterans in calculating their mortgage payments.

EMI Calculators

  • EMI Calculator for Home Loan: Calculates the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator US: Designed for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 years: Estimates returns over a 15-year period.
  • PPF Calculator 30 years: Projects returns over a 30-year period

Conclusion

The IFSC code is a vital part of the Indian banking world, ensuring safe and easy online fund transfers. Whether you are doing NEFT, RTGS, or IMPS, the IFSC code ensures that your money reaches its intended destination. It is also significant in handling cheques, where the MICR code plays an important role. Together, these codes are crucial in enabling the smooth operation of banking transactions. Understanding their importance and correct use is indispensable for anyone dealing with electronic transactions in India.

Frequently Asked Questions

The IFSC code ensures the correct routing of electronic fund transfers to the concerned bank's particular branch, reducing errors and making transactions secure.

The IFSC code can be found on the bank's checkbook, passbook, official website, RBI website, or mobile banking application.

No, different branches of every bank have different IFSC codes to identify each branch correctly for internet-based transactions.

If you enter the wrong IFSC code while transferring funds, the transaction may be declined or sent to the wrong bank. Immediately contact your bank to rectify the issue.

The IFSC code comprises 11 characters: the first four characters represent the bank, the fifth is '0', and the remaining six describe the specific branch.

No, the IFSC code is designed for domestic electronic fund transfers in India. International transactions are made using SWIFT codes.

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