Select Branch for Union Bank Of India in Srikakulam, Andhra Pradesh

Choose a branch to view IFSC code and details

Branch
Adapaka

UBIN0807249

ANDHRA BANK,ADAPAKA,LAVERU MANDAL,SRIKAKULAM DIST -532403
Branch
Akkupalli

UBIN0807184

AKKUPALLI,V.KOTHURU MANDAL,SRIKAKULAM DI
Branch
Amadalavalasa

UBIN0800074

MAIN ROAD,AMADALAVALASA,SRIKAKULAM DIST,AP
Branch
Ampolu

UBIN0827649

B C HOSTEL,NEAR PACKAG SCHEME,AMPOLU VILLAGE,532404
Branch
Arasavalli

UBIN0821110

KALINGA ROAD ARASAVALLI SRIKAKULAM DIST 532401
Branch
Balaga

UBIN0817431

ANDHRA BANK,DNO.01-05-134,BALAGA,PALAKONDA ROAD,SRIKAKULAM
Branch
Baruva

UBIN0821128

DNO 7 1 22,H BY O M GURUMURTHY,MAIN ROAD,BARUVA,SRIKAKULAM 532263
Branch
Bhyri SinguPuram

UBIN0805467

ANDHRA BANK MAIN ROAD,BHYRISINGUPURAMSRIKAKULAM DIST,AP
Branch
Borigivalasa

UBIN0829641

BORIGIVALASA BRANCH,H NO 9 280,TIRUMALA STREET,NARASANNAPETA,SRIKAKULAM DIST,AP,532421
Branch
Cheedipudi

UBIN0809471

CHEEDIPUDI,BUDITHI PSARAVAKOTA MANDAL,SRIKAKULAM D
Branch
Currency Chest Srikakulam

UBIN0584878

WOMENS COLLEGE ROAD,SRIKAKULAM
Branch
Devunialatada

UBIN0807567

DEVUNIALATADA,VIA TEVAJRAPUKOTTURU MANDAL,SRIKAKUL
Branch
District Collectorate Sklm

UBIN0814270

DISTRICT COLLECTORATE SKLM 1427,NEAR DRDAAPSIDCL BUILDINGSRIKAKULAM,A.P
Branch
Etcherla

UBIN0801283

SRIKAKULAM DISTRICT
Branch
Ganguvarisigadam

UBIN0801666

GANGUVARI SIGADAM,PONDURU TQSRIKAKULAM DIST,AP
Branch
Gmr Nagar

UBIN0818364

GMR NAGAR,RAJAM,SRIKAKULAM DIST -532127
Branch
HariPuram

UBIN0829625

OLD NH 5,MAIN ROAD,MANDASA MANDAL,HARIPURAM,532243
Branch
IchaPuram

UBIN0802301

RADHAM STREET,ICHAPURAMSRIKAKULAM DIST,AP
Branch
Jadupalli

UBIN0809462

JADUPALLI,MAIN ROAD,MELIAPUTTI MANDAL,SRIKAKULAM DIST
Branch
Kasibugga

UBIN0803081

MAIN ROAD,KASIBUGGA,PALASA R.S,SRIKAKULAM DIST,AP
Branch
Killipalem

UBIN0817481

PLOT NO.2,OPP VYSYA BANK COLONY,PEDDAPADU ROAD,KILLIPALEM GP,SRIKAKULAM DIST
Branch
Kotabommali

UBIN0815535

10-1-119,VYSYA STREETKOTABOMMALI,VIZAG
Branch
Kotha Road Jn Ragolu

UBIN0590916

KOTHA ROAD,AKKIVARAM VILL,PALAKONDA ROAD,AMADALAVALASA MANDAL,SRIKAKULAM DIST,ANDHRA PRADESH 532484
Branch
Kothuru

UBIN0817473

SRI LAXMI JYTSNA COMMERCIAL COMPLEXPALKONDA ROAD KOTHURU KOTHURU MANDAL
Branch
Ln Peta

UBIN0829633

BATHILI,ALIKAM ROAD,LN PETA JN,MAIN ROAD,LN PETA,SRIKAKULAM
Branch
Lolugu

UBIN0809713

VILLAGE AND POST LOLUGU,MANDAL LOLUGU,SRIKAKULAM DIST,AP
Branch
Mandasa

UBIN0590908

POST OFFICE SIDE HOUSE,KARANAM VEEDHI,MANDASA,SRIKAKULAM DIST,AP 532242
Branch
Mandava Kurthi

UBIN0801330

VIA PONDURU SANTAKAVITI MANDALSRIKAKULAM DIST,AP
Branch
Narsannapet

UBIN0913278

SRIKAKULAM DISTRICT532421
Branch
Narsannapet

UBIN0803804

MAIN ROADNARSANNAPET,SRIKAKULAM DIST,AP
Branch
Palakonda

UBIN0804398

MAIN ROAD,PALAKONDASRIKAKULAM DIST,AP
Branch
Palasa

UBIN0557366

12 3 24 GANDHI NAGARKASIBUGGA
Branch
Pathapatnam

UBIN0825077

MAIN ROAD,BESIDE APGVB,OPP-GOVT.JUNIORCOLLEGEPATHAPATNAM,SRIKAKULAM DISTRICT
Branch
Patharlapalli

UBIN0830640

H NO 1 70,BEHIND PANCHAYAT OFFICE,RANASTHALAM MANDAL,SRIKAKULAM DISTRICT,ANDHRA PRADE
Branch
Peddatamarapalli

UBIN0807958

PEDDATAMARAPALLI,NANDIGAMA MANDAL,SRIKAKULAM DI
Branch
Ponduru

UBIN0590924

MAIN ROAD,3-65,CHEEDIPETA,PONDURU PO,SRIKAKULAM DIST, AP 532168
Branch
R.c.b.-srikakulam

UBIN0807117

DAY&NIGHT JUNCTIONNEAR CONVENT ROAD,SRIKAKULAM
Branch
Rajam

UBIN0913251

RAJAM 532 127
Branch
Rajam

UBIN0804665

MAIN ROAD,RAJAM,SRIKAKULAM DIST,AP
Branch
RajaPuram

UBIN0809357

ANDHRA BANK KAVITI MANDAL,RAJAPURAMVIA KAVITI,SRIKAKULAM DIST,AP
Branch
Ranasthalam

UBIN0804959

MAIN ROAD,RANASTHALAMSRIKAKULAM DIST,AP
Branch
Regidi

UBIN0809322

REGIDI,PALAKONDA TQSRIKAKULAM DIST,AP
Branch
Sancham

UBIN0807273

MAIN ROAD,PYADI BHIMAVARAM,RANASTHA SRIKAULAM DIST,AP
Branch
Seethampeta

UBIN0809527

HMODRUMD.
Branch
SiriPuram

UBIN0809578

V ONKKL T
Branch
Sompet

UBIN0805114

PBNO.2,TOWNHALL STRESOMPET,SRIKAKULAM DIST,AP
Branch
Sri Kakulam Regional Office

UBIN0578703

SRIKAKULAM
Branch
Srikakulam

UBIN0805131

SRIKAKULAM,G.T.ROADSRIKAKULAM POST& DIST,AP
Branch
Srikakulam

UBIN0910201

731811, RAMALAKSHMAN JUNCTION,SRIKAKULAM
Branch
Srikurmam

UBIN0805424

SRIKURMAM VILLAGE,PO SRIKURMAMGARA MANDAL,SRIKAKULAM DIST,AP
Branch
Tekkali

UBIN0805629

MAIN ROAD TEKKALISRIKAKULAM DIST,AP
Branch
Veeraghattam

UBIN0806153

NRPRVRGRULP
Branch
VenkataPuram

UBIN0828530

H NO 8,NEAR SIMHADWARAM ARCH,ANDHRA BANK COMPLEX,VENKATAPURAM,SRIKAKULAM
Branch
Women S Branch

UBIN0801861

WOMEN S COLLEGE ROADSRIKAKULAM,SRIKAKULAM DIST,AP

What are Union Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Union Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Union Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Union Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Union Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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