IFSC Code of Union Bank Of India, Bihar, Patna, Rajabazar - Patna

UBIN0545325

Union Bank Of India

Union Bank Of India

IFSC Code

UBIN0545325
MICR Code

800026004
Bank Name Union Bank Of India
District Patna
State Bihar
Address Matvar Market, Raza Bazar,near Ashiyana More, Patna, Bihar,pin-800 014.
Phone

UPI

Available

NEFT

Available

RTGS

Available

IMPS

Available

IFSC Code of the Union Bank Of India Branch Near You

List of all Union Bank Of India Branch IFSC Code

Anishabad

UBIN0574210

KHAGAUL RD OPP POLICE COLONY PIN 800002
Anishabad

UBIN0831131

MAHARANI CMPLX,1ST FLR,ANISHABAD BYPASS RD
Ashok Rajpath Branch

UBIN0574228

DROPDI BHAWAN OPP PMCH ASHOK RAJPATH PATNA BIHAR PIN 800001
Aurangabad

UBIN0571024

AURANGABAD GP SINGH COMPLEX, OLD GT ROAD,AURANGABAD PATNA BIHAR PINCODE-824101
BahadurPur Housing Colony

UBIN0554022

4-M, KAMLA MARKET, BAHADUR HOUSING COLONY,PATNA - 800 026.
BakhtiyarPur

UBIN0918695

GROUND FLOOR,VAISHNAVI COMPLEX,N.H 30 WARD NO 16,BAKHTIYARPUR, PATNA 803212 BIHAR
Barh Branch

UBIN0570966

BARH BRANCH OPP SAVITA CENEMA HALL CONGRESS MAIDAN, BARH BIHAR PINCODE-803213
Bhabhua

UBIN0559351

NEAR EKTA CHOWK DIST KAIMUR BHABHUA
Bihta

UBIN0570974

BIHTA SUNUKHA COMPLEX BIHTA MAIN ROAD PATNA BIHAR PINCODE-801103
Bikram

UBIN0571032

BIKRAM NATA POOL, BIKRAM MAIN ROAD, BIKRAM BIHAR PINCODE-801104
Boring Canal Rd

UBIN0575119

TINKU KD VIHAR COMPLX EAST BORING CANAL RD PATNA BIHAR PIN800013
Boring Road - Patna

UBIN0551201

PLOT NO. 4, JUGESHWAR BHAWAN,BESIDES LAXMI COMPLEX, BORING ROAD,PATNA, BIHAR, PIN - 800 001.
Bypass MithaPur

UBIN0828149

SITARAM MARKET RAM KRISHNA NAGARMITHAPUR BYPASS
DanaPur

UBIN0828131

RAJARAM TOWER,GAVTAL,OPP.FIRE BRIGADE OFFICEGOLA ROAD,DIGHA DANAPUR MAIN ROAD,DANAPUR
Darbhanga

UBIN0558796

DARBHANGA BENTA ROAD LAHERIA SARAI
Dhanaut

UBIN0915254

MOUZA DHANAUT,RAMJAIPAL NAGAR,GOLA ROAD,DISTRICT PATNA 801503
Dhanaut Branch

UBIN0572675

DHANAUTMAIN GOLAROAD DANAPURDIST PATNA BIHAR PINCODE 801503
Digha Branch

UBIN0575828

ASHIANA DIGHA ROAD NEAR IDBI BANK PATNA BIHAR PIN 800014
Doctors Colony

UBIN0817597

DOCTORS COLONY,K-109P.C.COLONY KANKARBAGH
FaridPur

UBIN0542822

AT POST FARIDPUR BLOCK PHULWARISHARIF DIST. PATNA BIHAR PIN 801113
Govind Mitra Road

UBIN0828921

U,M,-,B,
Gulzarbagh Patna Branch

UBIN0572667

BELBARGANJ GULZARBAGH PATNA BIHAR PINCODE 800007
Hathidah Buzurg Branch

UBIN0572705

NR HATHIDAH BUZURG THANA HATHIDAH PATNA BIHAR PINCODE 803301
Hathikhana

UBIN0915351

MAUZA HATHIKHANA,MANPURA DANAPUR CANTT ROAD,POSTDANAPUR,DIST PATNA801503
JaganPura Branch

UBIN0573043

KAMAL KUNJNEW BYPASS RDNR JAGANPURA MORE PATNA BIHAR PINCODE 800020
JaniPur

UBIN0818577

JANIPUR BRANCH,NAYA TOLA,JANIPUR ROAD,PHULWARI SARIF
Jehanabad

UBIN0559369

MOHALLA UTTA PATNA GAYA ROAD NEAR BHARAT PETROL PUMP
Kadamkuan

UBIN0575330

KADAKUAN BRANCH OPP GYAN GANGA PATNA BIHAR PIN 800003
Kankarbagh

UBIN0562246

OLD BYPASS ROAD KANKARBAGH MAIN ROAD PATNA BIHAR 800020
Keyal Branch

UBIN0572691

PO KEYALDISTARWAL PS KARPI PATNA BIHAR PINCODE 804419
Khagaul

UBIN0568716

SAIDPURA KHAGAUL THANE ROAD KHAGAUL BIHAR PINCODE 801105
Khagaul

UBIN0815527

DAV PUBLIC SCHOOL,CANTT ROADKHAGAUL
Kishanganj

UBIN0560324

DINAPUR ROAD, CALTAX CHOWK
Kurthaur

UBIN0918750

NEAR BRAMHA STHAN,NH83,PATNA 804453 BIHAR
Machharhatta Branch

UBIN0572683

GP MARKET ASHOK RAJPATHPHULAURIGANJ BIHAR PINCODE 800008
Machhuatoli - Patna

UBIN0542458

ARYA KUMAR ROAD, MACHHUATOLI,PATNA, BIHAR, PIN - 800 004.
Maner

UBIN0568147

JAI PRAKASH NAGAR POSTMANER PATNA BIHAR PIN - 801108
Maner

UBIN0918679

ATMANER TOLA,OPPOSITE MANER POLICE STATION,MANER, PATNA 801108 BIHAR
Masaurhi

UBIN0577731

PUNIT COMPLEX BLOCK ROAD 577731
Mini Capspatna

UBIN0989398

MINI CAPS CENTRE, EXHIBITIION ROAD, PATNA
Mohania

UBIN0560308

AGLORESHWAR COMPLEX, NEAR MBGB, RAMGARH ROAD
MohanPur(nalanda)

UBIN0571059

MOHANPUR(NALANDA) R.K.BHARWAN, NALANDA MORE, NALANDA PATNA BIHAR PINCODE-803111
MohsinPur

UBIN0916439

NAGARNAUSA CROSSING,NH 30,MOHSINPUR,POST KHUSRUPUR,PATNA 803202 BIHAR
Mokama

UBIN0570991

MOKAMA SAKARWAR TOLA, MOKAMA MOKAMA MOKAMA BIHAR PINCODE-803302
MusallahPurhat

UBIN0828114

CXDHHDH.
Nalaroad

UBIN0829579

I,EECGEMI,M,
NaubatPur

UBIN0591521

THE RAMANUJ,MAIN ROAD NAUBATPUR 801109
Nausha Branch

UBIN0572659

BHUSOULIDANAPURNH98 NEAR AIIMS BIHAR PINCODE 801505
Nawadah

UBIN0560316

NEAR OLD RAJAULI STAND, SHARFA COLONY, NONIA TOLA
Nift MithaPur Patna

UBIN0574236

JANKI SADAN,NW BUS STN RD,NW BENGALI TOLLA PATNA BIHAR PINCODE-800001
Pahari Patna

UBIN0559971

UBI PAHARI PATNA,C/O ASHOK BATRA B-68, TRANSPORT NAGAR PAHARI
Pali

UBIN0571041

PALI MAIN ROAD PALIGANJ PATNA BIHAR PINCODE-801110
Pataliputra

UBIN0828505

RUDFRRAMAYAPAZAPATAIPUTRARAJAPURPPP32ATEDIHAMAIRAD
Patliputra Colony

UBIN0557251

PATLIPUTRA COLONY PANNA MARKET PATNA BIHAR 800013
Patna

UBIN0554189

SERVICE BRANCH,PATNA,1ST FLOOR, PUSHPA COMPLEX,FARZER ROAD PATNA-800001.
Patna

UBIN0804185

NEAR CHIRIYAN TAND FLY OVEREXHIBITION ROAD,PATNA,BIHAR
Patna

UBIN0903230

EXHIBITION ROAD, PATNA 800 001
Patna - Stb

UBIN0552968

CHANDI COMMERCIAL COMPLEX,EXHIBITION ROAD, PATNA,
Patna City

UBIN0919918

GROUND FLOOR,MAHALAXMI COMPLEX GURHATTA,NEAR DURGA MANDIR,PATNA CITY 800008 BIHAR
Patna City

UBIN0829102

RUDFRAVIAWADHAAWASHPPPATACITYREISTRYFFICEUJARBAH
Patna Kankarbag Main Road

UBIN0932744

CHUNNI PLAZA COMPLEX A NEAR NALANDA MEDICAL COLLEGE KANKARBAG MAIN ROAD PATNA
Patna Main

UBIN0530026

ABHAY BHAVAN, FRAZER ROAD,POST BOX NO. 53, PATNA, BIHAR,PIN - 800 001.
Patnabowring Canal Road

UBIN0905500

INDIRA BHAVAN, HBOWRING CANAL ROAD, PATNA 800 001
Patnadoctors Colony

UBIN0917141

E128,DOCTORS COLONY,GR FLOOR, MALAHI PAKRI MORE,KANKARBAGH,PATNA 800020 BIHAR
Phulwari Sharif

UBIN0918687

GROUND FLOOR,GIRIJA COMPLEX,BEUR JAIL ROAD,PATNA 800002 BIHAR
R.o.patna

UBIN0540102

NASHEMAN BHAVAN FRASER ROAD PATNA BIHAR PIN-800001
Rab Patna

UBIN0556564

SURAJPURA KOTHI ROAD, NO.-26,SRIKRISHNA NAGAR, PATNA-800001,BIHAR
Rajabazar

UBIN0829137

GROUND FLOOR,HOUSE NO 5,SBI COLONY-1,SHEIKHPURA,RAJA BAZAR,PATNA DIST,BIHAR
Sagunamore

UBIN0557722

NEAR SAGUNAMORE BAILEY RD DANAPUR PATNA BIHAR 801503
Saharsa

UBIN0825760

PURAB BAZAR,WARD NO-30DIST-SAHARSA
ShekhPura

UBIN0571008

SHEKHPURA C/O HOTEL AMIT, CHANDANI CHOWK, PATNA BIHAR PINCODE-824114
Shree Krishna Nagar Patna

UBIN0574244

OPP SURYA CLINIC RD NM 26 SHREE KRISHNA NAGAR PATNA BR PIN 80001
Silao

UBIN0571016

SILAO GOLA ROAD, SILAO PATNA PATNA BIHAR PINCODE-803117
Sohgi

UBIN0828122

SITARAM BHAVAN,SAMPATCHAK,SOHGIDIST-PATNA
Sohgi

UBIN0934747

SOHGI MORE VILLSOHGI SAMPATCHAK DISTRICT PATNA BIHAR

What is an IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code issued by the Reserve Bank of India to every bank branch in India. This code is used to uniquely identify each branch and facilitates easy electronic payments. In the Indian banking system, the IFSC code is essential for smooth electronic transactions like NEFT, RTGS, and IMPS. Each IFSC code is specifically assigned to a branch, making it easily identifiable and ensuring every transaction is executed perfectly.

IFSC Code Structure

The IFSC code is an 11-character code that follows the structure below:

  • First Four Characters: Alphabets indicating the bank's name. In "BANK0123456," "BANK" signifies the bank.
  • Fifth Character: This is always '0' (zero), reserved for future use to ensure flexibility.
  • Last Six Characters: Either alphabets or numbers characterizing the specific branch of the bank.

Example: In the IFSC code "SBIN0016654," "SBIN" identifies the bank, and "016654" identifies the branch. This unique format makes every branch easily identifiable.

How to Obtain the IFSC Code

Finding an IFSC code is easy. Here are a few methods:

  • Cheque Book: Look at the upper-left section of the cheque leaves issued by the bank for your IFSC code.
  • Bank Passbook: The IFSC code is also provided on the first page of the bank passbook given when you open an account.
  • Official Website of the Bank: Nearly all banks offer an online search facility where you can find the IFSC code of their branches.
  • Online Banking Portals: Within online banking services, you can find the IFSC code for your branch or any other.
  • Mobile Banking Apps: Most banking apps have an option for branch details, where you can check the IFSC code.
  • RBI Website: The Reserve Bank of India maintains a comprehensive list of all banks and their branches with their respective IFSC codes.
  • Third-Party Websites: Some third-party websites that offer fund transfer services provide the IFSC code based on the bank and branch name.

Why is the IFSC Code Important in Fund Transfers?

The IFSC code is crucial for various electronic fund transfers. Here’s how it is used in different payment systems:

  • NEFT (National Electronic Funds Transfer): IFSC Codes facilitate the transfer of funds from one bank account to another in India, ensuring transactions are forwarded to the right bank and branch smoothly and without mistakes.
  • RTGS (Real-Time Gross Settlement): For high-value transactions, the IFSC code ensures secure and instant monetary transfers through real-time gross settlement.
  • IMPS (Immediate Payment Service): The IFSC code enables instant fund transfers, especially between different banks. IMPS operates 24/7, and the IFSC code ensures the transaction is directed to the correct branch instantly.
  • Error Prevention: Using the correct IFSC code reduces the chance of remitting money to the wrong account due to an incorrectly entered IFSC code. It acts as a control checkpoint to ensure the transaction is being sent to the intended recipient's bank branch.

What is the Use of an IFSC Code?

The IFSC code has numerous uses within the banking system:

  • Enable Electronic Transfers: IFSC codes are essential for electronic transactions such as NEFT, RTGS, and IMPS. No transaction can be made without this code.
  • Unique Identification of Bank Branch: Every IFSC code uniquely identifies a particular bank branch to ensure transactions reach the right destination.
  • Ensures Risk-Free Transactions: The IFSC code ensures that money reaches the correct bank and branch, eliminating errors in the transaction process.
  • Enables Online Banking: IFSC codes are crucial when adding a new beneficiary in online banking systems, ensuring the correct routing of funds.

Importance of Loan and Interest Calculator

Calculators are indispensable tools for financial planning, helping users make informed decisions. Here are some of the most commonly used types:

Loan Calculators

  • Loan Calculator Vehicle: Helps determine monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.
  • Loan Calculator VA: Tailored for VA loans, assisting veterans in calculating their mortgage payments.

EMI Calculators

  • EMI Calculator for Home Loan: Calculates the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator US: Designed for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 years: Estimates returns over a 15-year period.
  • PPF Calculator 30 years: Projects returns over a 30-year period

Conclusion

The IFSC code is a vital part of the Indian banking world, ensuring safe and easy online fund transfers. Whether you are doing NEFT, RTGS, or IMPS, the IFSC code ensures that your money reaches its intended destination. It is also significant in handling cheques, where the MICR code plays an important role. Together, these codes are crucial in enabling the smooth operation of banking transactions. Understanding their importance and correct use is indispensable for anyone dealing with electronic transactions in India.

Frequently Asked Questions

The IFSC code ensures the correct routing of electronic fund transfers to the concerned bank's particular branch, reducing errors and making transactions secure.

The IFSC code can be found on the bank's checkbook, passbook, official website, RBI website, or mobile banking application.

No, different branches of every bank have different IFSC codes to identify each branch correctly for internet-based transactions.

If you enter the wrong IFSC code while transferring funds, the transaction may be declined or sent to the wrong bank. Immediately contact your bank to rectify the issue.

The IFSC code comprises 11 characters: the first four characters represent the bank, the fifth is '0', and the remaining six describe the specific branch.

No, the IFSC code is designed for domestic electronic fund transfers in India. International transactions are made using SWIFT codes.

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