Select Branch for Union Bank Of India in RaiPur, Chhattisgarh

Choose a branch to view IFSC code and details

Branch
Baloda Bazar

UBIN0914100

312,MAIN ROAD,SH10,BALODA BAZAR,DISTRICTRAIPUR C.G 493332
Branch
BhanPuri Urla

UBIN0591785

RAIPUR-BILASPUR ROAD, NEAR NEW DM TOWERS, PO-BIRGAON, RAIPUR, CHHATTISGARH-493221
Branch
Bhatapara

UBIN0917290

MAHAVIR WARD,OPP PUSHPANJALI PRINTERS,MAIN ROAD,BHATAPARA,BALODA BAZAR,CHHATTISGARH 493118 CHHATTISGARH
Branch
Caps Branch RaiPur

UBIN0586528

1ST FLOOR, MAHAVIR GAUSHALA COMPLEX, MAUDHAPARA, RAIPUR-492001
Branch
Chandanidinh

UBIN0543306

AT CHANDANIDIH, POST TATIBANDH,DIST.RAIPUR, CHHATISGARH,PIN - 492 099.
Branch
Currency Chest Samata Colony

UBIN0584479

205,SAMATA COLONY,OPP.SHIKARPURI DHARMASHALA,RAIPUR,CHHATTISGARH 492001
Branch
DeoPuri

UBIN0542733

AT & POST DEOPURI, DIST.RAIPUR, CHHATISGARHNEAR R.T.O. OFFICE, PIN - 492 015.
Branch
Fi Dumartarai

UBIN0564737

DUMAR TARAI VILLAGE POST MANACAMP CITY RAIPUR DISTT RAIPUR492015CHHATTISGARH
Branch
Fingeshwar

UBIN0537373

TALUKA -RAJIM FINGESHWAR , POST FINGESHWAR, DIST.RAIPUR, CHHATISGARH,PIN - 493 992.
Branch
G E Road

UBIN0817694

VASANT VILAS DOOR NO 9/10 SHESH BADATATYA PARA RAIPUR CHATTISGARH
Branch
Ifb RaiPur

UBIN0550400

MAHAVIR GAUSHALA COMPLEX,K. K. ROAD, MAUDHAPARA, CHHATISGARH
Branch
Lily Chowk

UBIN0561941

HOUSE NO 427 428 LILY CHOWK PURANI BASTI WARD NO 49 RAIPUR 492001
Branch
Mid Corporate RaiPur

UBIN0573361

SATYAPAL DHAND CAMPUS NR POLICE HQRTS CIVIL RAIPUR CHHATTISGARH PINCODE 492001
Branch
Nawapara Rajim

UBIN0562831

OPP NAGAR PALIKA OFFICE MAIN ROAD, GANJ NAWAPARA RAJIM
Branch
Nimora

UBIN0558125

PO BENDRI TEH ABHANPUR
Branch
Pandri - RaiPur

UBIN0555754

BHATIYA BHAVAN, VIDHAN SABHA MARG,PANDRI, DIST. RAIPUR,PIN - 492 001 CHHATTISGARH
Branch
PriyadarshiniNagar RaiPur

UBIN0561274

PRIYADARSHININAGAR RING ROAD NO1 RAIPUR
Branch
R.o.raiPur

UBIN0543969

MAHAVIR GAUSHALA COMPL K.K.ROAD,MAHUDHAPARA RAIPUR CHHATTISGARH PIN-492001
Branch
Rab RaiPur

UBIN0556602

AJIT TOWERS,RAMSAGARPURA,RAIPUR,PIN-492001,CHHATTISGARH
Branch
RaiPur

UBIN0901571

NAV BHARAT PRESS COMPLEX, RAJBANDHA MAIDAN,GREAT EASTERN RD, RAIPUR 492001
Branch
RaiPur

UBIN0804932

FAFADIH CHOWK OPP GANG POLICE STATIONRAIPUR,CHHATISGARH
Branch
RaiPur (dist. RaiPur)

UBIN0532703

AJIT TOWER, NEAR SINDHI SCHOOL,RAMSAGARPARA, RAIPUR, CHHATISGARH,PIN - 492 001.
Branch
RaiPur Ashram Road

UBIN0934020

SHOP NO G 1 AND G 2 GROUND FLOOR GURU GHASIDAS PLAZA AMAPARA CHOWK ASHRAM ROAD G E ROAD
Branch
RaiPur Pachpedinaka

UBIN0930423

70 VIVEKANAND NAGAR PENSION BADA NEAR HOLY CROSS GIRLS SCHOOL
Branch
RaiPurpandri

UBIN0907766

JEEVAN PRAKASH, GR FLOOR, JEEVAN VIMA MARG, PONDRI RAIPUR 492001
Branch
Saadh Vidhan Sabha Marg

UBIN0817970

DOOR NO 19/2 NEAR MANDI GATE MAIN ROADPANDARI VIDHAN SABHA ROAD RAIPUR,CHATTISGARH
Branch
Samata Colony - RaiPur

UBIN0549681

205, SAMATA COLONY, DIST.RAIPUR,OPP. SHIKARPURI DHARMSHALA, CHHATISGARH.PIN - 492 001
Branch
Sarona

UBIN0567108

MAIN SERVICE RD SANT RAVIDAS WARD 70 SARONA RAIPUR CHHATTISGARH492010
Branch
Sector Naya RaiPur

UBIN0577316

UNION BANK OF INDIA 4A 234 SECTOR 27 NAYA PIN 492002
Branch
Sejbahar

UBIN0565270

VILL.SEJBAHAR,OLD DHAMTARI RD RAIPUR CHHATTISGARH PIN - 492015
Branch
Service Branch,raiPur

UBIN0556785

8/13 NEAR RLY CROSSING LINEMAIN RD SHANKAR NAGAR
Branch
Shanker Nagar - RaiPur

UBIN0554090

PLOT NO. 8/13, FIRST FLOOR, SHAHID VEERNARAYANWARD, NEAR NARROW GAUGE RAILWAY LINE,SHANKER NAGAR, MAIN ROAD, RAIPUR-492 007
Branch
Tatibandh

UBIN0827304

VIJ COMPLEX,INFRONT OF LUNKAD PETROL PUMP,RING ROAD 2,TATIBANDH,RAIPUR DIST,CHATTISGARH,4
Branch
Telibandha

UBIN0572748

SATYAPAL DHAND CAMPUS NR POLICE HQ,GE ROAD CHANDIGARH PINCODE 492001
Branch
Urla

UBIN0910139

RAJIM ROAD, NEAR BUS STAND, URLA 493661
Branch
Urmal

UBIN0548367

AT & POST URMAL, BLOCK MAINPUR, TALUKA GARIABAD, DIST.RAIPUR, CHHATISGARH, PIN - 493 890

What are Union Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Union Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Union Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Union Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Union Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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