Select Branch for Union Bank Of India in Anand, Gujarat

Choose a branch to view IFSC code and details

Branch
Anand

UBIN0535672

MAHARSHI DAYANAND MARG, ANAND,DIST.ANAND, GUJARAT,PIN - 388 001.
Branch
Anand

UBIN0905208

CORPORATION BANK, 1 JHULELAL SHOPPING CENTRE, AMUL DAIRY ROAD, ANAND 388001
Branch
Ardi

UBIN0930661

ARDI PATEL SAMAJ ARDI POST PETLAD TALUK ANAND DISTRICT 388450 GUJARATH
Branch
Asodar

UBIN0567345

AGRICULTARAL PRD MKT COMMITTEE,ASODAR CHOKI ANAND GUJARAT PINCODE- 388308
Branch
Bhadran

UBIN0914622

OPPOSITE LIMBDA STREET,NEAR SEVA SARKARI MANDALI BHADRAN,EHSIL BORSAR,DIST ANAND 388530
Branch
Borsad

UBIN0917427

DOOR NO.56, BONA CHAMBERS,NEAR GANDHI GUNJ MAIN ROAD,BORSAD,ANAND 388540 GUJARAT
Branch
Cambay

UBIN0903213

BLDG. NO.1198B2, STATION ROAD, PB NO.60, CAMBAY 388620
Branch
Changa

UBIN0531189

NEAR TOWER, CHANGA, TALUKA - PETLAD, DIST. ANAND, GUJARAT, PIN - 388 421.
Branch
Deva

UBIN0556793

AT PO DEVA TQ SOJITRA DIST.ANAND GUJARAT 387380
Branch
Dharmaj

UBIN0914878

GROUND FLOOR,NEAR TOWER,MAIN ROAD,PETLAD TALUK DHARMAJ 388 430
Branch
Golel

UBIN0545694

AT & POST GOLEL, TALUKA - BORSAD, DIST : ANAND, GUJARAT, PIN - 338 001
Branch
Italva Gujarath

UBIN0914789

NO.575,MAIN ROAD,ITALVA,PO JAMLPORE DIST.NAVSARI,GUJARATH396445
Branch
Jinaj

UBIN0903990

GRAM PANCHAYAT BLDG,MAIN ROAD,JINAJ 388620
Branch
Kinkhlod

UBIN0569241

AT PO KINKHLOD ANKLAV TALUK ANAND DT KINKHLOD GUJARAT PINCODE 388510
Branch
Lingda

UBIN0567060

AT PO LINGDA,TAL TAL UMARETH, ANAND LINGDA GUJARAT PIN-388220
Branch
Manej

UBIN0914819

HONEY KUSH SHOPPING CENTRE, NEAR HIGHWAY ROAD, MANEJ. TALUK PETLAD, DIST ANAND, GUJARAT388150
Branch
Micr Cpc Cleg House

UBIN0560561

1ST FLR SHRI SHANTINATH COMPLEX MAHARSHI DAYANAND MARG MAY FAIR RD
Branch
Nar

UBIN0531197

AT & POST - NAR, DIST. KAIRA, ANAND,GUJARAT, PIN - 388 150.
Branch
Petlad

UBIN0534706

KAJIKUI CHOKSHI BAZAR PETLAD P.B. NO. 28 DIST. KHEDA ANAND GUJARAT PIN 388450.
Branch
Petlad

UBIN0915963

CYON COMPLEX BEHIND SS HOSPITAL PETLAD KHEDA DISTRICT GUJARATH 388450
Branch
Piploi

UBIN0916196

569 1,OPP UMIYA TEMPLE,MAIN ROAD,PIPLOI,KHAMBHAT,ANAND 388640 GUJARAT
Branch
SaijPur

UBIN0916455

NO.1277, MAIN ROAD, NEAR BUS STAND,SAIJPUR RAS ROAD,SAIJPUR 388570 GUJARAT
Branch
Shilli

UBIN0540536

SHILLI TALUKA UMRETH DIST. ANAND GUJARAT PIN 388210
Branch
Sojitra

UBIN0531171

MOTA BAZAR, SOJITRA, TALUKA - PETLAD, DIST. ANAND, GUJARAT, PIN - 387 240.
Branch
Sunav

UBIN0531227

MANI BHAVAN, LALAJINI KHADKI, SUNAV, DIST.ANAND, GUJARAT,PIN - 388 470.
Branch
Sundan

UBIN0934607

MAIN ROAD AT PO SUNDAN DIST ANAND GUJARAT
Branch
TaraPur

UBIN0905747

SHAHAJANAND SHOPPING CENTRE, NEAR JAKAT NAKA, TARAPUR 388180
Branch
Umreth

UBIN0915891

NEAR SIDDHNATH MAMARA MAIN ROAD,UMRETH.DISTANAND 388220
Branch
Vallabh VidyaNagar

UBIN0904651

VIRAL PLAZA, P.B.NO.8 NEAR MIOTA BAZAR CIRCLE, VALLABH VIDYANAGAR 388120
Branch
Vallabh VidyaNagar

UBIN0531235

RAJENDRA MARG, K/103, DASS CHAMBERS,POST BOX NO. 17, VALLABH VIDYANAGAR,DIST. KAIRA, GUJARAT, PIN - 388 120.
Branch
Vallabh VidyaNagar Sp University Campus Ec

UBIN0920606

SARDAR PATEL UNIVERSITY CAMPUS, VALLABH VIDYANAGAR 388120
Branch
Vasad

UBIN0913715

KALAL NO DHAAL,OPP.POLICE STATION ROAD,VASAD,ANAND DISTRICT 388306

What are Union Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Union Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Union Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Union Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Union Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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