Select Branch for Union Bank Of India in Rajkot, Gujarat

Choose a branch to view IFSC code and details

Branch
150 Feet Ring Road

UBIN0557803

NAKSHSTRA 1 AMIN MARG CROSSING 150 FEET RING ROAD RAJKOT 360005 GUJARAT
Branch
Arb Rajkot

UBIN0579955

4TH FLOOR UNION BANK BHAVAN INFRONT OF INDOOR STADIUM RACE COURSE RAJKOT
Branch
Currency Chest JetPur

UBIN0584231

KANAKIA PLOT, NEAR S.T.ROAD, JETPUR, DIST. RAJKOT, GUJARAT, PIN - 360 370.
Branch
Derdi

UBIN0531472

AT POST DERDI (KUMBHAJI) MAIN ROAD TALUKA GONDAL DIST.RAJKOT GUJARAT PIN 364465
Branch
Dhoraji

UBIN0531448

66 80 NEW ASSOCIATION BUILDING STATION ROAD POST BOX NO. 38 DHORAJI DIST. RAJKOT GUJARAT PIN 360 410.
Branch
Gondal

UBIN0564338

SHOP NO 37 KAILASH COM NEAR GUNDAL GATE GONDAL PIN CODE 360311
Branch
Gondal

UBIN0903264

SAPNA PANCHANATH PLOT, NR.MONGIBA GIRLS HIGH SCHOOL,GONDAL 360311
Branch
Jasdan

UBIN0564320

GEETA NAGAR,KHANPUR RD JASDAN, DIST RAJKOT JASDAN PIN CODE 360050
Branch
Jetalsar

UBIN0531481

KATAKA MAIN ROAD OPP. SHIV TEMPLE JETALSAR DIST. RAJKOT GUJARAT PIN 360360.
Branch
JetPur

UBIN0531456

KANAKIA PLOT NEAR S.T.ROAD JETPUR DIST. RAJKOT GUJARAT PIN 360370.
Branch
Kalavad Road

UBIN0543519

UNION BANK OF INDIA, KALAVAD ROAD - RAJKOT, A-1, GIRIRAJ BUILDING, HARIHAR SOCIETY,, KALAVAD ROAD, DIST. RAJKOT,, GUJARAT, PIN - 360 001.
Branch
KamlaPur

UBIN0544426

VILLAGE KAMLAPUR TALUKA JASDAN DIST.RAJKOT GUJARAT PIN 360025
Branch
Kankot

UBIN0933643

VILLAGE KANKOT POST KANKOT TALUKA RAJKOT
Branch
Mcb Rajkot

UBIN0579483

2ND FLOOR NIJANAND DHEBAR ROAD RAJKOT
Branch
Metoda

UBIN0930300

SHOP NO 1 2 3 20 21 22 VIRAL SHOPPING PLOT NO 101C ROAD B LODHIKA INDUSTIAL ESTATE 360021
Branch
Morvi

UBIN0538701

NIRMAL NIVAS, OPP. GANDHI BAUG,SUBHASH ROAD, POST OFFICE - MORVI,DIST. RAJKOT, GUJARAT, PIN - 363 641.
Branch
Moti Paneli

UBIN0531499

STATION ROAD, POST BOX NO. 1, MOTI PANELI, DIST. RAJKOT, GUJARAT, PIN - 360 480
Branch
Moviya

UBIN0933546

BASUDEVA DISPENSARY PLOT NO 32 VASAVADA ROAD MOVAIYA
Branch
Nagarpipalia

UBIN0544353

NAGARPIPALIA, TALUKA - LODLUKA,VIA NIKAWA, DIST. RAJKOT,GUJARAT, PIN - 361 162.
Branch
Nanamava Road

UBIN0829331

TIRUPATI AYURVEDIC HOSPITAL,RAJ NAGAR CHOWK,NANAMAVA ROAD,MIAN ROAD,RAJKOT,GUJARAT
Branch
Paddhari

UBIN0916587

KISHMAT COMPLEX,OPP BUS STAND,MAIN ROAD,PADDHARI ,RAJKOT 360110 GUJARAT
Branch
Pal

UBIN0572993

PLOT17RS97 1 SRI HARIPRASAD NGRPAL PAL GUJARAT PINCODE 360004
Branch
R.o.rajkot

UBIN0536717

RACE COURSE RING ROAD OPP. INDOOR STADIUM RAJKOT GUJARAT PIN-360001
Branch
Race Course Circle - Rajkot

UBIN0553697

OPP. INDOOR STADIUM, RACE COURSE RING ROAD,RAJKOT - 360 001, GUJARAT.
Branch
Rajkot

UBIN0806480

SAHAJANAND HOUSE,34-A,80FEET ROADBHAKTHI NAGAR CIRCLE,RAJKOT,GUJRAT
Branch
Rajkot

UBIN0901911

CORPORATION BANK NIJANAND, DHEBAR ROAD RAJKOT 360002
Branch
Rajkot

UBIN0535371

MANDAVI CHOWK -RAJKOT, SONI BAZAR,DERASERI, MANDAVI CHOWK DIST. RAJKOT-360001,GUJARAT.
Branch
Rajkot Ssi

UBIN0904881

JP TOWER, TAGORE MARG, RAJKOT 360002
Branch
Rajkot Lic Ec

UBIN0921289

JEEVAN PRAKASH, TAGORE MARG, RAJKOT 360032
Branch
Rajkot Main

UBIN0531430

PATTANI BUILDING, OPP. JUBILEE GARDEN,MAHATMA GANDHI ROAD, POST BOX NO. 38,RAJKOT, GUJARAT, PIN - 360 001.
Branch
Rajkot Pbb

UBIN0906131

PARITOSH APARTMENT,IG CIRCLE,UNIVERSITY ROAD RAJKOT 360005
Branch
RanekPur

UBIN0548324

AT RENEKPAR, POST PANCHASIA, SUNI MOMIN JAMAT, TALUKA - WANKANER, DIST. RAJKOT, GUJARAT, PIN - 363 621
Branch
Saraya

UBIN0934992

SARAYA VILLAGE TANKARA TALUKA SAVDI POST MORBI DIST GUJARAT
Branch
Service Branch Rajkot

UBIN0560448

4TH FLOOR UNION BANK BAHVAN RACE COURSE RING ROAD OPP INDOOR STADIUM
Branch
Union Loan Point Rajkot

UBIN0558974

UBI 4TH FLOOR RACE COURSE RING ROAD OPP INDORE STADIUM
Branch
Upleta

UBIN0917419

BUS STAND CHOWK,OPP.RAJKOT DIST COOP BANK,NH8,UPLETA,RAJKOT 360490 GUJARAT
Branch
Vavdi

UBIN0918326

OPP.GRAM PANCHYAT OFFICE,VILLAGE POST VAVDI,RAJKOT 360004 GUJARAT
Branch
VirPur

UBIN0531502

SAMADHI ROAD, VIRPUR (JALARAM)DIST. RAJKOT, GUJARAT,PIN - 360 380.
Branch
Wankaner

UBIN0568015

PRATAP ROAD OPP DIGAMBER JAIN TEME WANKANER GUJARAT PINCODE-363621
Branch
Zonal Office Rajkot

UBIN0988341

NIJANAND 2ND FLOOR DHEBAR ROAD P.B.NO.556 RAJKOT GUJARATH

What are Union Bank Of India IFSC Codes?

The Indian Financial System Code, commonly known as the IFSC code, is an alphanumeric code crucial for the electronic transfer of funds within the Indian banking system. This code helps in identifying specific bank branches, ensuring that electronic transactions like NEFT (National Electronic Funds Transfer), RTGS (Real-Time Gross Settlement), and IMPS (Immediate Payment Service) are conducted smoothly and accurately.

The IFSC code acts as a guide that directs money to the right bank branch, whether it is for a money transfer to a friend, payment of a bill, or business transactions.

How to Read the Structure of the Union Bank Of India IFSC Code

The IFSC code is an 11-character code consisting of three distinct elements:

  • First Four Characters: These letters indicate the name of the bank. For instance, the first four alphabets in the code represent the bank's name.
  • Fifth Character: This is always '0' (zero) and is reserved for potential future use in the system.
  • Last Six Characters: These can be either numeric or alphabetic and identify a specific branch of the bank.

Example: An IFSC code may appear as "BANK0123456." Here, "BANK" denotes the bank, and "0123456" identifies the specific branch. This unique combination ensures that each branch of every bank has a distinct identification number, allowing the precise identification of the account's location.

How to Locate an Union Bank Of India IFSC Code

Locating an IFSC code is relatively straightforward and can be done using any of the following methods:

  • Cheque Book: The cheque leaves issued by your bank carry the IFSC code, usually printed on the upper section of the leaf.
  • Bank Passbook: The IFSC code is typically found on the first page of the bank passbook provided at the time of opening the account.
  • Official Websites of Banks: Most banks provide a search tool on their websites that allows you to find their respective IFSC codes based on branch location or branch name.
  • Online Banking Portals: IFSC codes are provided in most online banking systems, enabling customers to find the code related to their bank branch.
  • Mobile Banking Apps: Many banking apps allow you to view branch details, including IFSC codes.
  • RBI Website: The Reserve Bank of India maintains an official list of all banks and their respective branch IFSC codes on its website.

Importance of IFSC Code in Fund Transfers

The IFSC code plays a significant role in secure and efficient fund transfers in the following ways:

  • NEFT (National Electronic Funds Transfer): The IFSC code ensures that funds are transferred accurately from one account in a bank to another account in a different bank in India.
  • RTGS (Real-Time Gross Settlement): The IFSC code ensures the safety and speed of high-value transactions where money needs to be transferred at once.
  • IMPS (Immediate Payment Service): An instant fund transfer service where the IFSC code directs funds to the correct branch instantly.
  • Error Prevention: Accurate use of the IFSC code minimizes the chances of funds being directed to the wrong account or branch, thereby reducing errors.

Benefits of Using IFSC Code

Here are the main benefits of IFSC codes you must know:

  • Increased Security: Using the correct IFSC code ensures the transaction reaches the correct branch of the bank, minimizing errors or misdirected funds.
  • Faster and More Efficient: IFSC codes streamline the fund transfer process, making it faster than traditional methods.
  • Universal Use: Since the IFSC code system is standardized across all banks in India, it can be used for transfers between any banks.

Procedure to Perform Union Bank Of India Fund Transfer Using IFSC Code

Fund transfer using an IFSC code is a simple yet vital process:

  • Log in Through Online Banking: Use your mobile banking app or Internet banking portal to log in to your bank.
  • Fund Transfer: Select the option for fund transfer, choosing between NEFT, RTGS, or IMPS.
  • Add Recipient Details: Enter the recipient's name, account number, bank name, and the IFSC code of their branch.
  • Validate Details: Verify the entered details to avoid errors. Incorrect bank and IFSC details can lead to the rejection of your fund transfer request.
  • Confirm Transfer: After confirmation, the money will be transferred. Depending on the mode of transfer, the amount may be transferred within a few seconds or minutes.

How to Open a Union Bank Of India Bank Account

Opening a bank account is a simple if you have the necessary documents and meet the eligibility criteria:

Eligibility Criteria

  • Any citizen over 18 years old is eligible to open a bank account.
  • In the case of minors, parents or guardians can open an account on their behalf.
  • Non-residents are also eligible, provided they fulfill certain conditions established by the banks.

Required Documents

  • Proof of Identity: Aadhaar Card, Passport, Voter ID, or any government-issued ID.
  • Proof of Address: Aadhaar Card, Passport, utility bills, or any valid document proving residence.
  • PAN Card: A PAN card is required for tax compliance.
  • Passport Size Photographs: Usually, two to three recent photographs are needed.
  • Form 16: In certain cases where a PAN card is not available, Form 16 may be considered.

Process to Open an Account

  • Visit a Bank: Visit a branch of your chosen bank, or apply online if the bank offers an online application service.
  • Fill Out the Form: Complete the account opening form with your personal information.
  • Submit Documents: Provide documents verifying your identity and address.
  • Initial Deposit: Make an initial deposit if required by the specific type of account.
  • Account Activation: Once your documents are verified, your account will be activated, and you will receive a passbook, checkbook, and debit card.
  • Register for Internet and Mobile Banking: Register for Internet and mobile banking services to facilitate easy transactions.

Loan EMI Calculator: Importance and Types

For anyone taking a loan, an EMI calculator is a vital and useful tool. Based on the loan amount, interest rate, and repayment period, it assists you in calculating the monthly repayment amount. You may better manage your money and make sure the loan doesn't put a burden on your resources by using an EMI calculator. It helps you steer clear of any unpleasant shocks later on by giving you a clear image of your financial commitment.

Loan Calculators

  • Loan Calculator VA: Specifically designed for VA loans, helping veterans calculate their mortgage payments.
  • Loan Calculator Vehicle: Assists in determining monthly payments for vehicle loans.
  • Loan Calculator 30 Year: Calculates monthly payments for a 30-year loan term.
  • Loan Calculator Yearly Payment: Provides an annual breakdown of loan payments.

EMI Calculators

  • EMI Calculator for Home Loan: Helps in calculating the Equated Monthly Installment (EMI) for home loans.
  • EMI Calculator Us: Tailored for users in the US to compute their home loan EMIs.
  • EMI Calculator on Home Loan: Another tool for calculating home loan EMIs, ensuring accurate monthly payment estimates.

Interest Calculators

  • Interest calculator yearly: Calculates the annual interest on loans or investments.

SIP Calculators

  • SIP Calculator India: Designed for Indian investors to calculate returns on Systematic Investment Plans (SIPs).
  • SIP Calculator Return: Estimates the returns on SIP investments.
  • SIP Calculator Mutual Fund: Calculates potential returns from mutual fund SIPs.
  • SIP Calculator Months: Provides monthly breakdowns of SIP investments.
  • SIP Calculator Online: An online tool for calculating SIP returns.
  • SIP Calculator Yearly: Offers yearly projections of SIP returns.

PPF Calculators

  • PPF Calculator India: Calculates returns on Public Provident Fund (PPF) investments in India.
  • PPF Generator: Generates detailed reports on PPF investments.
  • PPF Calculator 15 Years: Estimates returns over a 15-year period.
  • PPF Calculator 30 Years: Projects returns over a 30-year period.

Conclusion

An IFSC code is an essential component of the Indian banking system, ensuring the secure electronic transfer of funds. Whether you're doing a simple NEFT transfer or a high-value RTGS transaction, the IFSC code plays an indispensable role in smooth banking operations. Knowing how to find and use this code is crucial for anyone conducting electronic transactions in India.

Frequently Asked Questions (FAQs)

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific branch of a bank in India. It is required for electronic fund transfers like RTGS and NEFT.

The IFSC code is crucial for ensuring safe and error-free transfers from one bank to another. It helps route transactions through the correct bank branch.

You can find the IFSC code on your cheque book and passbook or on your bank's official website. The Reserve Bank of India also publishes a list of IFSC codes.

Yes, the IFSC code is required to complete electronic fund transfers like NEFT, RTGS, and IMPS. Without the IFSC code, the transfer cannot be completed.

In Internet banking, the IFSC code of the beneficiary's bank and branch ensures safe and accurate transfers.

No, each branch of a bank has a unique IFSC code, making it easier to identify the specific branch for transactions.

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